{"id":44840,"date":"2024-01-02T17:32:21","date_gmt":"2024-01-02T09:32:21","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=44840"},"modified":"2025-07-18T17:23:36","modified_gmt":"2025-07-18T09:23:36","slug":"insurans-takaful-dan-konvensional","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional","title":{"rendered":"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful"},"content":{"rendered":"\n<p>Produk insurans di Malaysia terbahagi kepada dua jenis \u2014 takaful dan konvensional.&nbsp;Salah satu sebab utama syarikat insurans dikehendaki menawarkan dua variasi produk insurans adalah kerana majoriti besar penduduk Malaysia adalah beragama Islam yang memilih produk kewangan yang mematuhi prinsip Islam.<\/p>\n\n\n\n<p>Malaysia adalah salah satu perintis dalam kewangan Islam dan Akta Takaful telah digubal seawal tahun 1984 lagi. Kebanyakan orang sukar untuk membezakan insurans konvensional dan takaful, terutamanya bukan Islam. Tapi jangan risau, kerana kami akan membantu anda untuk lebih memahami berkenaan kedua-dua jenis insurans tersebut. Teruskan membaca untuk mengetahui lebih lanjut.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d090fcb6a28\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d090fcb6a28\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional\/#Ciri-ciri_takaful\" title=\"Ciri-ciri takaful\">Ciri-ciri takaful<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional\/#Takaful_vs_Insurans_Konvensional\" title=\"Takaful vs Insurans Konvensional\">Takaful vs Insurans Konvensional<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional\/#Mana_yang_lebih_baik\" title=\"Mana yang lebih baik?\">Mana yang lebih baik?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Ciri-ciri_takaful\"><\/span>Ciri-ciri takaful<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Takaful ialah produk insurans patuh Syariah yang beroperasi berdasarkan prinsip Islam.&nbsp;Berikut adalah beberapa ciri utama polisi takaful.<\/p>\n\n\n\n<p><strong>Perkongsian risiko bersama<\/strong>&nbsp;\u2013 menggalakkan konsep kerjasama dan perkongsian risiko bersama di kalangan peserta dan bukannya pemindahan risiko.<\/p>\n\n\n\n<p><strong>Tiada bonus tuntutan<\/strong>&nbsp;\u2013 terima rebat tunai daripada syarikat takaful mereka (sekurang-kurangnya 10%) jika tiada tuntutan dibuat dalam tempoh polisi mereka.<\/p>\n\n\n\n<p><strong>Patuh Syariah<\/strong>&nbsp;\u2013 mematuhi undang-undang Syariah dan bebas daripada Riba&#8217; (faedah), Maysir (judi) dan Gharar (ketidakpastian).<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Takaful_vs_Insurans_Konvensional\"><\/span>Takaful vs Insurans Konvensional<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/takaful-motor-terbaik-di-bjak-renew-insurans-takaful-motor-etiqa-nikmati-manfaat-menarik\/\">Insuran kereta takaful<\/a>&nbsp;dan polisi insurans konvensional mempunyai banyak perbezaan antara satu sama lain walaupun ia mungkin menawarkan pilihan perlindungan yang serupa.&nbsp;Perbezaan antara keduanya boleh dilihat dalam jadual di bawah:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Takaful<\/strong><\/td><td><strong>Insurans Konvensional<\/strong><\/td><\/tr><tr><td>Berdasarkan kerjasama bersama<\/td><td>Berdasarkan faktor komersial<\/td><\/tr><tr><td>Tertakluk kepada undang-undang Syariah dan undang-undang kerajaan<\/td><td>Tertakluk kepada undang-undang kerajaan sahaja<\/td><\/tr><tr><td>Bebas daripada Riba&#8217; (faedah), Gharar (ketidakpastian) dan Maysir (judi)<\/td><td>Mungkin mengandungi unsur kepentingan, ketidakpastian dan perjudian<\/td><\/tr><tr><td>Risiko dikongsi dan diagihkan di kalangan peserta takaful<\/td><td>Risiko dipindahkan daripada individu kepada pembekal insurans konvensional<\/td><\/tr><tr><td>Modal pemegang pelan takaful dan pemegang saham hanya boleh dilaburkan dalam dana pelaburan patuh Syariah<\/td><td>Modal premium untuk insurans konvensional dilaburkan dalam dana yang tidak semestinya patuh Syariah<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Walaupun terdapat perbezaan, <a href=\"https:\/\/bjak.my\/blog\/takaful-kereta-panduan\/\">takaful insurans kereta<\/a> dan <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kereta<\/a> konvensional menawarkan perlindungan yang sama untuk kemalangan. Bagi kedua-dua polisi, pemegang polisi mesti mempunyai kepentingan kewangan yang sah dalam risiko yang bermaksud bahawa mereka mesti mengalami kerugian kewangan apabila kejadian yang diinsuranskan (kemalangan, kecurian, dll.) berlaku.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Mana_yang_lebih_baik\"><\/span>Mana yang lebih baik?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tiada jawapan yang sesuai untuk semua baik takaful atau konvensional kerana kesemuanya bergantung kepada keperluan, nilai dan bajet seseorang itu. Walau bagaimanapun, beberapa kajian telah menunjukkan bahawa Takaful mempunyai kesan yang besar terhadap pertumbuhan ekonomi melalui simpanan, pelaburan dan pendapatan.<\/p>\n\n\n\n<p>Produk takaful sesuai jika anda seorang Muslim dan lebih suka membeli produk yang mematuhi prinsip Syariah. Memandangkan kerjasama bersama ialah konsep asas takaful, dana terkumpul menyediakan bantuan kewangan bersama untuk semua orang. Juga, sangat digalakkan untuk mempertimbangkan polisi takaful kenderaan kerana elemen perkongsian risiko yang terdapat di dalamnya berbanding dengan polisi konvensional. <\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan sebut harga percuma di Bjak dan pilih pelan terbaik hari ini!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurans-takaful-dan-konvensional\">Renew Online<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Baca juga: <\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/risiko-pemandu-adakah-anda-pemandu-berisiko-tinggi-atau-rendah\/\">Risiko Pemandu: Adakah Anda Pemandu Berisiko Tinggi Atau Rendah?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/penting-perbaharui-cukai-jalan-motosikal\/\">Kenapa Penting Untuk Perbaharui Insurans &amp; Cukai Jalan Motosikal<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/sebut-harga-3-minit\/\">Sebut Harga Untuk Insurans Kenderaan Hanya 3 Minit<\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurans kereta takaful dan konvensional adalah dua jenis insurans yang berbeza. Baca untuk ketahui lebih lanjut berkenaan perbezaannya.<\/p>\n","protected":false},"author":23,"featured_media":44894,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Perbezaan Antara Insurans Kereta Konvensional Dan Takaful<\/title>\n<meta name=\"description\" content=\"Insurans kereta takaful dan konvensional adalah dua jenis insurans yang berbeza. Baca untuk ketahui lebih lanjut berkenaan perbezaannya.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful\" \/>\n<meta property=\"og:description\" content=\"Insurans kereta takaful dan konvensional adalah dua jenis insurans yang berbeza. Baca untuk ketahui lebih lanjut berkenaan perbezaannya.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-02T09:32:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-18T09:23:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1709\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aqmal Ezany\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1\",\"width\":1709,\"height\":1080,\"caption\":\"konvensional takaful - cover\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional\",\"name\":\"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#primaryimage\"},\"datePublished\":\"2024-01-02T09:32:21+00:00\",\"dateModified\":\"2025-07-18T09:23:36+00:00\",\"description\":\"Insurans kereta takaful dan konvensional adalah dua jenis insurans yang berbeza. Baca untuk ketahui lebih lanjut berkenaan perbezaannya.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da\"},\"headline\":\"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful\",\"datePublished\":\"2024-01-02T09:32:21+00:00\",\"dateModified\":\"2025-07-18T09:23:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#webpage\"},\"wordCount\":471,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1\",\"keywords\":[\"BM\",\"insurans kereta\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da\",\"name\":\"Aqmal Ezany\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g\",\"caption\":\"Aqmal Ezany\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/sandipanbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful","description":"Insurans kereta takaful dan konvensional adalah dua jenis insurans yang berbeza. Baca untuk ketahui lebih lanjut berkenaan perbezaannya.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional","og_locale":"en_US","og_type":"article","og_title":"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful","og_description":"Insurans kereta takaful dan konvensional adalah dua jenis insurans yang berbeza. Baca untuk ketahui lebih lanjut berkenaan perbezaannya.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2024-01-02T09:32:21+00:00","article_modified_time":"2025-07-18T09:23:36+00:00","og_image":[{"width":1709,"height":1080,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Aqmal Ezany","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1","width":1709,"height":1080,"caption":"konvensional takaful - cover"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional","name":"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#primaryimage"},"datePublished":"2024-01-02T09:32:21+00:00","dateModified":"2025-07-18T09:23:36+00:00","description":"Insurans kereta takaful dan konvensional adalah dua jenis insurans yang berbeza. Baca untuk ketahui lebih lanjut berkenaan perbezaannya.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da"},"headline":"Perbezaan Antara Insurans Kereta Konvensional Dan Takaful","datePublished":"2024-01-02T09:32:21+00:00","dateModified":"2025-07-18T09:23:36+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#webpage"},"wordCount":471,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-takaful-dan-konvensional#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1","keywords":["BM","insurans kereta"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da","name":"Aqmal Ezany","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g","caption":"Aqmal Ezany"},"url":"https:\/\/bjak.my\/blog\/author\/sandipanbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/FI-BM-1-2-1_censored.jpg?fit=1709%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/44840"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=44840"}],"version-history":[{"count":5,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/44840\/revisions"}],"predecessor-version":[{"id":49546,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/44840\/revisions\/49546"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/44894"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=44840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=44840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=44840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}