{"id":45270,"date":"2024-01-10T19:02:16","date_gmt":"2024-01-10T11:02:16","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45270"},"modified":"2025-09-12T16:54:54","modified_gmt":"2025-09-12T08:54:54","slug":"how-to-cancel-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-cancel-car-insurance","title":{"rendered":"How To Cancel Your Car Insurance Policy?"},"content":{"rendered":"\n<p>People cancel <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a> policies for several reasons. Some do it because they plan to switch policies or insurance brands, while others do it because they plan to sell their car or stop driving for some time. <\/p>\n\n\n\n<p>Whatever the reason, knowing how to cancel is useful if you own a car. Here&#8217;s a general guide on how to cancel your <a href=\"https:\/\/bjak.my\/blog\/types-of-car-insurance-policies\/\">car policy<\/a> easily. We&#8217;ve divided this into three parts for an easier understanding.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d76800100dc\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d76800100dc\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-cancel-car-insurance\/#Before_you_cancel\" title=\"Before you cancel\">Before you cancel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-cancel-car-insurance\/#How_to_cancel\" title=\"How to cancel\">How to cancel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-cancel-car-insurance\/#After_cancellation\" title=\"After cancellation\">After cancellation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-cancel-car-insurance\/#Things_to_note\" title=\"Things to note\">Things to note<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Before_you_cancel\"><\/span>Before you cancel<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before taking any steps, carefully review your car insurance policy to understand the cancellation process, including any fees or penalties that might apply. Explore if there are alternative options before cancelling, such as switching to a different coverage level, reducing your driving mileage, or putting your car in storage.<\/p>\n\n\n\n<p>When contacting your insurer, be prepared to provide your policy number, driver&#8217;s license number, and the date you want the cancellation to be effective.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_to_cancel\"><\/span>How to cancel<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Step 1:<\/strong> Contact your insurer by phone, email, online chat, or by visiting an agent&#8217;s office.<\/p>\n\n\n\n<p><strong>Step 2:<\/strong> Submit a written notice if your insurance company requires it. Some insurance companies require a written cancellation notice, which you can download from their website or request by phone.<\/p>\n\n\n\n<p><strong>Step 3:<\/strong> Follow the specific instructions from your insurance provider. This may involve returning your insurance certificate after signing a cancellation form. The cancellation procedure varies across companies, so be sure to follow their specific instructions carefully.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"After_cancellation\"><\/span>After cancellation<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>After the cancellation procedure is done, expect a refund within a couple of weeks. Usually, policyholders are given a pro-rated refund for any unused portion of their premium. This will be calculated based on the remaining time on their policy. If you are going to keep driving, make sure you have new <a href=\"https:\/\/bjak.my\/en\">vehicle insurance<\/a> in place before your current policy is cancelled.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Things_to_note\"><\/span>Things to note<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurance cancellation is often a time-consuming process. So, when dealing with your insurance company, be polite and professional to ensure a smooth cancellation process. Remember to clarify doubts and if you have any questions about the cancellation process, don&#8217;t hesitate to ask your insurance company.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=how-to-cancel-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong style=\"color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform); background-color: var(--nv-site-bg);\"><em><a href=\"https:\/\/bjak.my\/blog\/transfer-car-ncd\/\">How To Transfer No Claim Discount (NCD)?<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/myjpj-roadtax-renewal\/\">Renew Your Roadtax With The MyJPJ App<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/renew-road-tax-2024\/\">4 Ways You Can Renew Your Road Tax In 2024<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Planning to switch your insurance company or sell your car? Learn how to cancel your car insurance policy here.<\/p>\n","protected":false},"author":19,"featured_media":45271,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Here&#039;s How To Cancel Your Car Insurance Policy<\/title>\n<meta name=\"description\" content=\"Planning to switch your insurance company or sell your car? 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