{"id":45272,"date":"2024-01-10T17:41:28","date_gmt":"2024-01-10T09:41:28","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45272"},"modified":"2025-09-12T16:55:56","modified_gmt":"2025-09-12T08:55:56","slug":"major-exclusions-in-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance","title":{"rendered":"What Does Major Exclusions In Car Insurance Mean?"},"content":{"rendered":"\n<p>If you own a car, you probably have heard of <strong>major exclusions<\/strong> when purchasing your <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a> policy. But have you ever wondered what do they actually mean and how do they affect you as a policyholder? Let us share with you the basics of major exclusions to help you understand your <a href=\"https:\/\/bjak.my\/blog\/types-of-car-insurance-policies\/\">car policy<\/a> better. Read on to find out more details below: <\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e5472e18b83\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e5472e18b83\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\/#What_are_major_exclusions\" title=\"What are major exclusions?\">What are major exclusions?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\/#Categories_of_major_exclusions\" title=\"Categories of major exclusions\">Categories of major exclusions<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\/#Driver-related_exclusions\" title=\"Driver-related exclusions\">Driver-related exclusions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\/#Vehicle-related_exclusions\" title=\"Vehicle-related exclusions\">Vehicle-related exclusions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\/#Event-related_exclusions\" title=\"Event-related exclusions\">Event-related exclusions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\/#Geographical_exclusions\" title=\"Geographical exclusions\">Geographical exclusions<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\/#What_are_some_common_examples\" title=\"What are some common examples?\">What are some common examples?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_are_major_exclusions\"><\/span>What are major exclusions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Major exclusions in car insurance refer to specific situations where your insurance company will not cover the repair, replacement, or liability costs arising from an accident or damage to your vehicle. <\/p>\n\n\n\n<p>These exclusions are the scenarios where the insurance provider will not provide coverage or compensation for damages or losses related to your vehicle. Interestingly enough, these exclusions apply to all policies including <a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">comprehensive car insurance<\/a> plans.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Categories_of_major_exclusions\"><\/span>Categories of major exclusions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Major exclusions can be divided into four types \u2014 driver-related exclusions, vehicle-related exclusions, event-related exclusions and geographical exclusions.<\/p>\n\n\n\n<p>Below is a list of events that are normally included under each of these categories of exclusions.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Driver-related_exclusions\"><\/span>Driver-related exclusions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Driving under the influence (DUI)<\/strong>&nbsp;&#8211; Accidents caused by drivers under the influence of alcohol, drugs, or certain medications are typically excluded.<\/li><\/ul>\n\n\n\n<ul><li><strong>Unlicensed or disqualified drivers<\/strong> &#8211; Damage caused by someone driving your car without a valid license or while disqualified is not covered.<\/li><\/ul>\n\n\n\n<ul><li><strong>Negligent driving<\/strong> &#8211; Reckless or intentional driving that contributes to an accident may not be covered.<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Vehicle-related_exclusions\"><\/span>Vehicle-related exclusions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Normal wear and tear<\/strong> &#8211; Gradual deterioration of your car due to everyday use is not covered.<\/li><\/ul>\n\n\n\n<ul><li><strong>Pre-existing damage<\/strong> &#8211; Existing damage to your car before the policy starts is not covered.<\/li><\/ul>\n\n\n\n<ul><li><strong>Unroadworthy vehicles<\/strong> &#8211; Accidents caused by a car in poor condition that wouldn&#8217;t pass a safety inspection are excluded.<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Event-related_exclusions\"><\/span>Event-related exclusions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Acts of nature<\/strong> &#8211; Damage caused by floods, earthquakes, hurricanes, or other natural disasters is often excluded unless you purchase additional coverage.<\/li><\/ul>\n\n\n\n<ul><li><strong>Criminal activity<\/strong> &#8211; Damage caused during the commission of a crime is not covered.<\/li><\/ul>\n\n\n\n<ul><li><strong>War and terrorism<\/strong> &#8211; Losses arising from war, terrorism, or civil unrest are typically excluded.<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Geographical_exclusions\"><\/span>Geographical exclusions<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Driving outside the permitted area<\/strong> &#8211; Restriction on coverage to specific countries or regions.<\/li><\/ul>\n\n\n\n<ul><li><strong>Import\/export\/e-hailing<\/strong> &#8211; Using your car for commercial purposes like import\/export may not be covered.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_are_some_common_examples\"><\/span>What are some common examples?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In Malaysia, most insurers list the following incidents as major exclusions in the policy wording document. You can also find one or more of these items listed in the FAQ section of the product disclosure sheet. <\/p>\n\n\n\n<ul><li>Policyholder\u2019s  death or bodily injury due to a motor accident<\/li><li>Policyholder\u2019s liability against claims from passengers in your vehicle<\/li><li>Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide (without special perils coverage)<\/li><li>If the vehicle is used for hire &amp; reward including a private hire car<\/li><li>Consequential loss, depreciation, wear and tear, mechanical or electronic breakdowns<\/li><\/ul>\n\n\n\n<p>Since major exclusions are so crucial to any policy, understanding them is essential to help you manage your risks and expectations. Therefore, always read your policy document carefully and understand what&#8217;s covered and excluded to avoid surprises later. When in doubt, just contact your insurance provider for clarification.<\/p>\n\n\n\n<p>If you find this info useful, remember to share this article with your friends and family. Follow our blog for more interesting info like this on car, motorcycle &amp; travel insurance.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=major-exclusions-in-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong style=\"color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform); background-color: var(--nv-site-bg);\"><em><a href=\"https:\/\/bjak.my\/blog\/transfer-car-ncd\/\">How To Transfer No Claim Discount (NCD)?<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/myjpj-roadtax-renewal\/\">Renew Your Roadtax With The MyJPJ App<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/renew-road-tax-2024\/\">4 Ways You Can Renew Your Road Tax In 2024<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>A closer look at the major exclusions in car insurance \u2014 what do they mean in a policy wording document? <\/p>\n","protected":false},"author":19,"featured_media":45274,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Does Major Exclusions In Car Insurance Mean?<\/title>\n<meta name=\"description\" content=\"A closer look at the major exclusions in car insurance \u2014 what do they mean in an insurance policy wording document?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Does Major Exclusions In Car Insurance Mean?\" \/>\n<meta property=\"og:description\" content=\"A closer look at the major exclusions in car insurance \u2014 what do they mean in an insurance policy wording document?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-10T09:41:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-12T08:55:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Siva\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#primaryimage\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1\",\"width\":1708,\"height\":1080,\"caption\":\"Major exclusions car insurance - cover\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\",\"name\":\"What Does Major Exclusions In Car Insurance Mean?\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#primaryimage\"},\"datePublished\":\"2024-01-10T09:41:28+00:00\",\"dateModified\":\"2025-09-12T08:55:56+00:00\",\"description\":\"A closer look at the major exclusions in car insurance \u2014 what do they mean in an insurance policy wording document?\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Does Major Exclusions In Car Insurance Mean?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30\"},\"headline\":\"What Does Major Exclusions In Car Insurance Mean?\",\"datePublished\":\"2024-01-10T09:41:28+00:00\",\"dateModified\":\"2025-09-12T08:55:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#webpage\"},\"wordCount\":614,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30\",\"name\":\"Siva\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g\",\"caption\":\"Siva\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/siva\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Does Major Exclusions In Car Insurance Mean?","description":"A closer look at the major exclusions in car insurance \u2014 what do they mean in an insurance policy wording document?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance","og_locale":"en_US","og_type":"article","og_title":"What Does Major Exclusions In Car Insurance Mean?","og_description":"A closer look at the major exclusions in car insurance \u2014 what do they mean in an insurance policy wording document?","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2024-01-10T09:41:28+00:00","article_modified_time":"2025-09-12T08:55:56+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Siva","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#primaryimage","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1","width":1708,"height":1080,"caption":"Major exclusions car insurance - cover"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance","name":"What Does Major Exclusions In Car Insurance Mean?","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#primaryimage"},"datePublished":"2024-01-10T09:41:28+00:00","dateModified":"2025-09-12T08:55:56+00:00","description":"A closer look at the major exclusions in car insurance \u2014 what do they mean in an insurance policy wording document?","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"What Does Major Exclusions In Car Insurance Mean?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30"},"headline":"What Does Major Exclusions In Car Insurance Mean?","datePublished":"2024-01-10T09:41:28+00:00","dateModified":"2025-09-12T08:55:56+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#webpage"},"wordCount":614,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/major-exclusions-in-car-insurance#primaryimage"},"thumbnailUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1","keywords":["Car insurance","EN"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30","name":"Siva","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g","caption":"Siva"},"url":"https:\/\/bjak.my\/blog\/author\/siva"}]}},"jetpack_featured_media_url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240110_Arif_FI-EN_02.jpg?fit=1708%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45272"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=45272"}],"version-history":[{"count":8,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45272\/revisions"}],"predecessor-version":[{"id":51103,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45272\/revisions\/51103"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/45274"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=45272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=45272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=45272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}