{"id":45373,"date":"2024-01-12T16:55:20","date_gmt":"2024-01-12T08:55:20","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45373"},"modified":"2025-09-12T16:50:16","modified_gmt":"2025-09-12T08:50:16","slug":"add-ons-motorcycle-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/motorcycle-insurance\/add-ons-motorcycle-insurance","title":{"rendered":"4 Add-Ons To Have In Your Motorcycle Insurance"},"content":{"rendered":"\n<p>When it comes to protecting your motorcycle, having the right insurance coverage is essential. While standard <a href=\"https:\/\/bjak.my\/blog\/faq-motorcycle-insurance-in-malaysia\/\">motorcycle insurance<\/a> policies offer basic protection, several add-ons can provide additional peace of mind on the road. <\/p>\n\n\n\n<p>In this article, we will explore four must-have add-ons to consider including in your bike insurance policy. With these add-ons, you can ensure that you are fully protected against any unexpected circumstances that may arise while you&#8217;re out riding.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d76809b1780\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d76809b1780\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/add-ons-motorcycle-insurance\/#Legal_Liability_to_Pillion_LLP\" title=\"Legal Liability to Pillion (LLP)\">Legal Liability to Pillion (LLP)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/add-ons-motorcycle-insurance\/#Special_perils\" title=\"Special perils\">Special perils<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/add-ons-motorcycle-insurance\/#Personal_accident_PA_coverage\" title=\"Personal accident (PA) coverage\">Personal accident (PA) coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/add-ons-motorcycle-insurance\/#Strike_riot_and_civil_commotion\" title=\"Strike, riot and civil commotion\">Strike, riot and civil commotion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/add-ons-motorcycle-insurance\/#Add-ons_for_motorcycles\" title=\"Add-ons for motorcycles\">Add-ons for motorcycles<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Legal_Liability_to_Pillion_LLP\"><\/span>Legal Liability to Pillion (LLP)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>One important add-on to have in your motorcycle policy is Legal Liability to Pillion (LLP) coverage. This add-on protects any legal liabilities that may arise if you are involved in an accident while carrying a pillion rider. <\/p>\n\n\n\n<p>Accidents can happen, and it&#8217;s crucial to have coverage in case your pillion rider suffers any injuries or damages as a result. LLP coverage ensures that you are financially protected in such situations, giving you peace of mind knowing that you are covered for any legal liabilities that may arise.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Special_perils\"><\/span>Special perils<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Motorcycles are vulnerable to a wide range of risks, including natural disasters such as floods, storms, and earthquakes. That&#8217;s why it&#8217;s important to have Special Perils coverage as an add-on to your <a href=\"https:\/\/bjak.my\/en\">motor insurance<\/a>. <\/p>\n\n\n\n<p>This coverage protects your motorcycle against damages caused by these unpredictable events. Whether it&#8217;s repairing or replacing your motorcycle, Special Perils coverage ensures that you are protected financially, allowing you to get back on the road without any worries.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Personal_accident_PA_coverage\"><\/span>Personal accident (PA) coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Motorcycle accidents can result in severe injuries, and it&#8217;s crucial to have Personal Accident (PA) coverage as an add-on to your insurance policy. PA coverage offers financial protection in the event of an accident resulting in bodily injury, disability, or even death. <\/p>\n\n\n\n<p>This coverage provides compensation for medical expenses, loss of income, and other related costs. By including PA coverage in your motorcycle insurance, you can have the peace of mind that you and your loved ones will be financially protected in case of any unfortunate accidents.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Strike_riot_and_civil_commotion\"><\/span>Strike, riot and civil commotion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In today&#8217;s uncertain world, it&#8217;s important to consider the potential risks of strikes, riots, and civil commotion. These events can lead to significant damage to your motorcycle, whether it&#8217;s vandalism or destruction caused by civil unrest. <\/p>\n\n\n\n<p>By adding Strike, Riot, and Civil Commotion coverage to your motorcycle policy, you can ensure that you are protected against these unforeseen circumstances. This add-on provides financial assistance for repairs or replacements, giving you peace of mind knowing that you are covered in case such events occur.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Add-ons_for_motorcycles\"><\/span>Add-ons for motorcycles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Investing in the right motor coverage is crucial for any rider. By including these four add-ons in your policy, you can enhance your protection and have the peace of mind you deserve. Whether it&#8217;s safeguarding your accessories, covering your medical expenses, or providing coverage against uninsured motorists, these add-ons offer comprehensive coverage that goes beyond the basics. <\/p>\n\n\n\n<p>Remember, accidents can happen at any time, so it&#8217;s important to be prepared. So, don&#8217;t wait any longer\u2014visit Bjak today to renew your <a href=\"https:\/\/bjak.my\/en\">vehicle insurance<\/a> and pick these essential add-ons in your motorcycle policy. Click the button below to get started.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=add-ons-motorcycle-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong style=\"color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform); background-color: var(--nv-site-bg);\"><em><a href=\"https:\/\/bjak.my\/blog\/transfer-car-ncd\/\">How To Transfer No Claim Discount (NCD)?<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/renew-road-tax-2024\/\">4 Ways You Can Renew Your Road Tax In 2024<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/private-car-insurance-waivers\/\">4 Car Insurance Waivers For Wholesome Coverage<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Four essential add-ons to have in your motorcycle insurance policy. Find out what they are and why you need them.<\/p>\n","protected":false},"author":19,"featured_media":45380,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1898],"tags":[59,952],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Motorcycle Insurance: 4 Add-Ons To Have In Your Policy<\/title>\n<meta name=\"description\" content=\"Four essential add-ons to have in your motorcycle insurance policy. 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