{"id":45414,"date":"2024-01-16T13:24:00","date_gmt":"2024-01-16T05:24:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45414"},"modified":"2024-01-13T16:31:13","modified_gmt":"2024-01-13T08:31:13","slug":"%e6%96%b0%e6%89%8b%e5%8f%b8%e6%9c%ba%e5%bf%85%e7%9c%8b%ef%bc%81%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%96%b0%e6%89%8b%e5%8f%b8%e6%9c%ba%e5%bf%85%e7%9c%8b%ef%bc%81%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9","title":{"rendered":"\u65b0\u624b\u53f8\u673a\u5fc5\u770b\uff01\u8d2d\u4e70\u8f66\u9669\u9700\u6ce8\u610f\u4e8b\u9879"},"content":{"rendered":"\n<p>\u4f5c\u4e3a\u4e00\u540d\u65b0\u53f8\u673a\uff0c\u8feb\u4e0d\u53ca\u5f85\u5730\u9a7e\u9a76\u4e0a\u8def\u786e\u5b9e\u662f\u4e00\u79cd\u5174\u594b\u7684\u4f53\u9a8c\uff0c\u4f46\u540c\u65f6\u4e5f\u4e0d\u8981\u5ffd\u7565\u4e86\u4e86\u89e3\u6c7d\u8f66\u4fdd\u9669\u7684\u91cd\u8981\u6027\uff0c\u4ee5\u5bfb\u627e\u9002\u5408\u81ea\u5df1\u7684\u6c7d\u8f66\u4fdd\u9669\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u5fc5\u4f73\u4e3a\u65b0\u624b\u53f8\u673a\u63d0\u4f9b\u7684\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u65f6\u9700\u8981\u6ce8\u610f\u7684\u4e8b\u9879\u6307\u5357\u3002<\/p>\n\n\n\n<div 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%96%b0%e6%89%8b%e5%8f%b8%e6%9c%ba%e5%bf%85%e7%9c%8b%ef%bc%81%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9\/#%E5%BF%85%E9%A1%BB%E8%B4%AD%E4%B9%B0%E8%BD%A6%E9%99%A9\" title=\"\u5fc5\u987b\u8d2d\u4e70\u8f66\u9669\">\u5fc5\u987b\u8d2d\u4e70\u8f66\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%96%b0%e6%89%8b%e5%8f%b8%e6%9c%ba%e5%bf%85%e7%9c%8b%ef%bc%81%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9\/#%E4%BF%9D%E8%B4%B9%E5%8F%8A%E5%BD%B1%E5%93%8D%E5%9B%A0%E7%B4%A0\" title=\"\u4fdd\u8d39\u53ca\u5f71\u54cd\u56e0\u7d20\">\u4fdd\u8d39\u53ca\u5f71\u54cd\u56e0\u7d20<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%96%b0%e6%89%8b%e5%8f%b8%e6%9c%ba%e5%bf%85%e7%9c%8b%ef%bc%81%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9\/#%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E7%8E%87%EF%BC%88NCD%EF%BC%89\" title=\"\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\">\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%96%b0%e6%89%8b%e5%8f%b8%e6%9c%ba%e5%bf%85%e7%9c%8b%ef%bc%81%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9\/#%E9%99%84%E5%8A%A0%E4%BF%9D%E9%99%A9\" title=\"\u9644\u52a0\u4fdd\u9669\">\u9644\u52a0\u4fdd\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%96%b0%e6%89%8b%e5%8f%b8%e6%9c%ba%e5%bf%85%e7%9c%8b%ef%bc%81%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a1%b9\/#%E4%BA%86%E8%A7%A3%E6%9D%A1%E6%AC%BE%E5%92%8C%E6%9D%A1%E4%BB%B6\" title=\"\u4e86\u89e3\u6761\u6b3e\u548c\u6761\u4ef6\">\u4e86\u89e3\u6761\u6b3e\u548c\u6761\u4ef6<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%BF%85%E9%A1%BB%E8%B4%AD%E4%B9%B0%E8%BD%A6%E9%99%A9\"><\/span><strong>\u5fc5\u987b\u8d2d\u4e70\u8f66\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u636e\u6211\u56fd\u6cd5\u89c4\uff0c\u9646\u8def\u4ea4\u901a\u5c40\uff08JPJ\uff09\u89c4\u5b9a\u6bcf\u8f86\u6c7d\u8f66\u548c\u6469\u6258\u8f66\u5728\u516c\u8def\u884c\u9a76\u65f6\u5fc5\u987b\u6301\u6709\u6709\u6548\u7684\u8f66\u9669\u548c\u8def\u7a0e\uff0c\u5426\u5219\u4e00\u65e6\u88ab\u62e6\u622a\u5c06\u9762\u4e34\u6cd5\u5f8b\u5236\u88c1\u3002\u6b64\u5916\uff0c\u6c7d\u8f66\u4fdd\u9669\u5728\u53d1\u751f\u4e8b\u6545\u65f6\u80fd\u591f\u4e3a\u60a8\u63d0\u4f9b\u8f66\u8f86\u548c\u7ecf\u6d4e\u65b9\u9762\u7684\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u5c3d\u7ba1\u4e09\u53f7\u8f66\u9669\u662f\u6cd5\u5b9a\u6700\u4f4e\u8981\u6c42\uff0c\u4f46\u6211\u4eec\u5f3a\u70c8\u5efa\u8bae\u65b0\u624b\u53f8\u673a\u9009\u62e9\u4e00\u53f7\u8f66\u9669\uff0c\u5373\u7efc\u5408\u578b\u4fdd\u9669\uff0c\u4ee5\u83b7\u53d6\u66f4\u5168\u9762\u7684\u4fdd\u969c\uff0c\u907f\u514d\u6f5c\u5728\u7684\u5404\u79cd\u98ce\u9669\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5862\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/jenis-jenis-perlindungan-tambahan-untuk-insurans-kereta\/attachment\/image-3_-pemandu-tambahan\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Additional driver coverage\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"Additional driver coverage\" class=\"wp-image-5862\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Pemandu-tambahan.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E8%B4%B9%E5%8F%8A%E5%BD%B1%E5%93%8D%E5%9B%A0%E7%B4%A0\"><\/span><strong>\u4fdd\u8d39\u53ca\u5f71\u54cd\u56e0\u7d20<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f5c\u4e3a\u4e00\u540d\u65b0\u624b\u53f8\u673a\uff0c\u7531\u4e8e\u7f3a\u4e4f\u9a7e\u9a76\u7ecf\u9a8c\uff0c\u53ef\u80fd\u4f1a\u9762\u4e34\u8f83\u9ad8\u7684\u4fdd\u8d39\u3002\u4e00\u4e9b\u51b3\u5b9a\u6c7d\u8f66\u4fdd\u8d39\u7684\u56e0\u7d20\u5305\u62ec\uff1a<\/p>\n\n\n\n<p>1. \u5e74\u9f84\uff1a\u5e74\u8f7b\u9a7e\u9a76\u5458\u901a\u5e38\u56e0\u9a7e\u9a76\u7ecf\u9a8c\u6709\u9650\uff0c\u800c\u88ab\u89c6\u4e3a\u9ad8\u98ce\u9669\uff0c\u56e0\u6b64\u9700\u8981\u7f34\u4ed8\u8f83\u9ad8\u7684\u4fdd\u8d39\u3002<\/p>\n\n\n\n<p>2. \u9a7e\u9a76\u7ecf\u9a8c\uff1a\u9a7e\u9a76\u5e74\u9650\u5bf9\u4fdd\u8d39\u4ea7\u751f\u663e\u8457\u5f71\u54cd\uff0c\u76f8\u8f83\u4e8e\u7ecf\u9a8c\u4e30\u5bcc\u7684\u53f8\u673a\uff0c\u65b0\u624b\u53f8\u673a\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u66f4\u9ad8\u7684\u4fdd\u8d39\u3002<\/p>\n\n\n\n<p>3. \u8f66\u8f86\u7c7b\u578b\uff1a\u8f66\u8f86\u7c7b\u578b\u548c\u5b89\u5168\u6027\u4e5f\u4f1a\u5f71\u54cd\u4fdd\u8d39\uff0c\u7ef4\u4fee\u6210\u672c\u9ad8\u6216\u88ab\u8ba4\u4e3a\u98ce\u9669\u8f83\u5927\u7684\u6c7d\u8f66\uff0c\u901a\u5e38\u4f1a\u9700\u8981\u66f4\u9ad8\u7684\u4fdd\u8d39\u3002<\/p>\n\n\n\n<p>4. \u5730\u70b9\uff1a\u5c45\u4f4f\u5730\u4e8b\u6545\u7387\u548c\u76d7\u7a83\u7387\u7684\u9ad8\u4f4e\u90fd\u4f1a\u5f71\u54cd\u4fdd\u8d39\u8ba1\u7b97\uff0c\u9ad8\u98ce\u9669\u5730\u533a\u7684\u4fdd\u8d39\u53ef\u80fd\u76f8\u5bf9\u8f83\u9ad8\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E7%8E%87%EF%BC%88NCD%EF%BC%89\"><\/span><strong>\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>NCD\u662f\u4fdd\u9669\u516c\u53f8\u4e3a\u90a3\u4e9b\u6ca1\u6709\u63d0\u51fa\u8fc7\u4fdd\u9669\u7d22\u8d54\u7684\u8f66\u4e3b\u63d0\u4f9b\u7684\u4fdd\u8d39\u6298\u6263\uff0c\u4ee5\u5956\u52b1\u4ed6\u4eec\u4fdd\u6301\u826f\u597d\u7684\u9a7e\u9a76\u8bb0\u5f55\u3002NCD\u6709\u52a9\u4e8e\u964d\u4f4e\u4fdd\u8d39\uff0c\u56e0\u6b64\u65b0\u624b\u53f8\u673a\u8bb0\u5f97\u4e00\u5b9a\u8981\u9075\u5b88\u4ea4\u901a\u89c4\u5219\uff0c\u5b89\u5168\u9a7e\u9a76\uff0c\u907f\u514d\u610f\u5916\u53d1\u751f\uff0c\u4ee5\u4fdd\u6301\u60a8\u7684NCD\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E9%99%84%E5%8A%A0%E4%BF%9D%E9%99%A9\"><\/span><strong>\u9644\u52a0\u4fdd\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u867d\u7136\u9644\u52a0\u4fdd\u9669\u9700\u8981\u989d\u5916\u7684\u8d39\u7528\uff0c\u4f46\u53ef\u4ee5\u5e2e\u52a9\u51cf\u8f7b\u57fa\u672c\u4fdd\u5355\u4e2d\u672a\u5305\u542b\u7684\u4e8b\u6545\u6240\u5e26\u6765\u7684\u7ecf\u6d4e\u8d1f\u62c5\u3002\u5728\u8d2d\u4e70\u9644\u52a0\u9669\u65f6\uff0c\u52a1\u5fc5\u4ed4\u7ec6\u8bc4\u4f30\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u5404\u79cd\u9009\u9879\u3002\u8fd9\u4e9b\u9009\u9879\u5305\u62ec\u4f46\u4e0d\u9650\u4e8e\uff1a<\/p>\n\n\n\n<p>1. \u524d\u3001\u540e\u5927\u955c\u4fdd\u969c<\/p>\n\n\n\n<p>2. \u81ea\u7136\u707e\u5bb3\u4fdd\u969c<\/p>\n\n\n\n<p>3. \u6c7d\u8f66\u9644\u4ef6\u4fdd\u969c<\/p>\n\n\n\n<p>\u5728\u8003\u8651\u6bcf\u4e00\u9879\u9644\u52a0\u4fdd\u9669\u65f6\uff0c\u8bf7\u786e\u4fdd\u5b83\u4eec\u7b26\u5408\u60a8\u7279\u5b9a\u7684\u9700\u6c42\u548c\u9a7e\u9a76\u4e60\u60ef\u3002\u8fd9\u6837\u53ef\u4ee5\u66f4\u5168\u9762\u5730\u4fdd\u62a4\u60a8\u7684\u8f66\u8f86\uff0c\u5e76\u4e3a\u60a8\u63d0\u4f9b\u66f4\u5168\u9762\u7684\u4fdd\u9669\u8986\u76d6\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"28341\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/buying-car-insurance-online-vs-agent\/attachment\/photo6226266600290497143\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Buying Car Insurance Online vs Agent\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Beli insurans online\" class=\"wp-image-28341\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6226266600290497143.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E4%BA%86%E8%A7%A3%E6%9D%A1%E6%AC%BE%E5%92%8C%E6%9D%A1%E4%BB%B6\"><\/span><strong>\u4e86\u89e3\u6761\u6b3e\u548c\u6761\u4ef6<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u7b7e\u7f72\u4fdd\u5355\u4e4b\u524d\uff0c\u8bf7\u4ed4\u7ec6\u68c0\u67e5\u5e76\u7406\u89e3\u5176\u4e2d\u7684\u6761\u6b3e\u548c\u6761\u4ef6\u3002\u8bf7\u7279\u522b\u6ce8\u610f\uff1a<\/p>\n\n\n\n<p>1. \u4fdd\u5355\u9664\u5916\u8d23\u4efb\uff1a\u786e\u8ba4\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\u53ef\u80fd\u88ab\u62d2\u7edd\u7d22\u8d54\u7684\u60c5\u5f62\uff0c\u4f8b\u5982\uff1a\u9152\u540e\u9a7e\u9a76\u6216\u65e0\u6709\u6548\u9a7e\u7167\u9a7e\u9a76<\/p>\n\n\n\n<p>2. \u8d85\u989d\u8d54\u4ed8\uff1a\u4e86\u89e3\u8d85\u989d\u8d54\u4ed8\u7684\u91d1\u989d\uff0c\u5373\u60a8\u9700\u8981\u81ea\u884c\u627f\u62c5\u7684\u7d22\u8d54\u90e8\u5206<\/p>\n\n\n\n<p>3. 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