{"id":45522,"date":"2024-01-17T17:55:49","date_gmt":"2024-01-17T09:55:49","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45522"},"modified":"2025-07-16T20:55:38","modified_gmt":"2025-07-16T12:55:38","slug":"tuntut-insurans-parkir","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir","title":{"rendered":"Boleh Ke Nak Tuntut Insurans Kereta Jika Kena Langgar Masa Tengah Parkir?"},"content":{"rendered":"\n<p>Bayangkan bila anda tengah berseronok jalan-jalan dekat pusat beli belah, tapi bila anda sampai di tempat parkir, anda nampak kereta anda kemek seakan dilanggar oleh kereta lain. Bila dapat tahu bahawa ada seseorang yang telah langgar kereta anda, perkara itu pastinya akan menimbulkan perasaan marah.<\/p>\n\n\n\n<p>Persoalannya, apa yang boleh anda buat dalam situasi itu? Bolehkah anda buat tuntutan <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kereta<\/a> walaupun anda tidak tahu pun orang yang melanggar kereta anda itu?<\/p>\n\n\n\n<p>Bertenang, teruskan membaca sambil kami menerangkan perkara yang boleh anda lakukan jika seseorang itu melanggar kereta anda di parkir dan melarikan diri.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e03d9b5aa85\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e03d9b5aa85\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Perkara_yang_perlu_dilakukan\" title=\"Perkara yang perlu dilakukan\">Perkara yang perlu dilakukan<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Langkah_1_Periksa_persekitaran_anda_dan_lihat_dulu_sama_ada_orang_yang_bertanggungjawab_itu_meninggalkan_nombor_telefon_mereka\" title=\"Langkah 1: Periksa persekitaran anda dan lihat dulu sama ada orang yang bertanggungjawab itu meninggalkan nombor telefon mereka\">Langkah 1: Periksa persekitaran anda dan lihat dulu sama ada orang yang bertanggungjawab itu meninggalkan nombor telefon mereka<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Langkah_2_Tak_dapat_mencari_pelaku_Bersedia_untuk_memfailkan_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99\" title=\"Langkah 2: Tak dapat mencari pelaku?&nbsp;Bersedia untuk memfailkan &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;\">Langkah 2: Tak dapat mencari pelaku?&nbsp;Bersedia untuk memfailkan &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Apakah_itu_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99\" title=\"Apakah itu &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;?\">Apakah itu &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Adakah_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99_akan_menjejaskan_Diskaun_Tanpa_Tuntutan_NCD_anda\" title=\"Adakah &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; akan menjejaskan Diskaun Tanpa Tuntutan (NCD) anda?\">Adakah &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; akan menjejaskan Diskaun Tanpa Tuntutan (NCD) anda?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Siapa_yang_boleh_membuat_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99\" title=\"Siapa yang boleh membuat &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;?\">Siapa yang boleh membuat &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Bagaimanakah_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99_berbeza_daripada_%E2%80%98Tuntutan_Kerosakan_Sendiri%E2%80%99\" title=\"Bagaimanakah &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; berbeza daripada &#8216;Tuntutan Kerosakan Sendiri&#8217;?\">Bagaimanakah &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; berbeza daripada &#8216;Tuntutan Kerosakan Sendiri&#8217;?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Langkah_3_Buat_laporan_polis\" title=\"Langkah 3: Buat laporan polis\">Langkah 3: Buat laporan polis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Langkah_4_Dapatkan_anggaran_kos_pembaikan\" title=\"Langkah 4: Dapatkan anggaran kos pembaikan\">Langkah 4: Dapatkan anggaran kos pembaikan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Langkah_5_Buat_tuntutan_insurans_dengan_segera\" title=\"Langkah 5: Buat tuntutan insurans dengan segera\">Langkah 5: Buat tuntutan insurans dengan segera<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/#Dapatkan_perlindungan_insurans_kereta_terbaik\" title=\"Dapatkan perlindungan insurans kereta terbaik\">Dapatkan perlindungan insurans kereta terbaik<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Perkara_yang_perlu_dilakukan\"><\/span>Perkara yang perlu dilakukan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Langkah_1_Periksa_persekitaran_anda_dan_lihat_dulu_sama_ada_orang_yang_bertanggungjawab_itu_meninggalkan_nombor_telefon_mereka\"><\/span>Langkah 1: Periksa persekitaran anda dan lihat dulu sama ada orang yang bertanggungjawab itu meninggalkan nombor telefon mereka<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sekiranya anda mendapati diri anda berada dalam situasi itu, boleh difahami bahawa anda mungkin marah, terutamanya kerana anda telah menjaga kereta anda dengan baik.<\/p>\n\n\n\n<p>Mula-mula, sila tarik nafas dalam-dalam dan tenangkan diri anda.&nbsp;Seterusnya, periksa kereta anda di sekeliling untuk mencari sebarang nota atau nombor telefon yang ditinggalkan oleh orang yang telah melanggar kenderaan anda.&nbsp;Periksa pengelap atau pintu kereta anda untuk melihat sama ada orang itu telah meninggalkan sebarang nota.<\/p>\n\n\n\n<p>Jika masih ada nombor untuk dihubungi, anda bertuah.&nbsp;Anda boleh menghubungi pelaku untuk menyelesaikan perkara itu secara baik.&nbsp;Anda juga boleh menuntut <a href=\"https:\/\/bjak.my\/blog\/11-perkara-penting-dalam-polisi-insurans-kereta-yang-perlu-anda-fahami\/\">polisi insuran kereta<\/a> pelaku kerana melanggar kereta anda.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Langkah_2_Tak_dapat_mencari_pelaku_Bersedia_untuk_memfailkan_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99\"><\/span>Langkah 2: Tak dapat mencari pelaku?&nbsp;Bersedia untuk memfailkan &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Jika anda tidak dapat mencari sebarang nota daripada pelaku, ia adalah kes langgar lari yang jelas.&nbsp;Tetapi tetap tenang.&nbsp;Anda masih boleh membuat tuntutan insurans dengan syarat anda mempunyai&nbsp;insurans komprehensif.&nbsp;Dalam kes ini, anda boleh menuntut polisi insurans anda di bawah &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Apakah_itu_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99\"><\/span>Apakah itu &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>&#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; ialah sejenis tuntutan insurans yang boleh dibuat oleh pemegang polisi komprehensif jika kemalangan atau kerosakan pada kereta mereka bukan disebabkan oleh mereka.<\/p>\n\n\n\n<p>Tapi, ingat bahawa insurans komprehensif hanya melindungi apa yang dinyatakan dalam polisi insurans anda.&nbsp;Ia tidak menyediakan&nbsp;perlindungan pilihan atau tambahan&nbsp;seperti&nbsp;Pampasan untuk Masa Pembaikan Dinilai (CART)&nbsp;melainkan anda membeli sebarang perlindungan tambahan.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Adakah_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99_akan_menjejaskan_Diskaun_Tanpa_Tuntutan_NCD_anda\"><\/span>Adakah &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; akan menjejaskan Diskaun Tanpa Tuntutan (NCD) anda?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Tidak. NCD anda tidak akan terjejas, memandangkan anda bukan pihak yang bersalah.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Siapa_yang_boleh_membuat_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99\"><\/span>Siapa yang boleh membuat &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Seperti yang telah kami nyatakan, hanya pemegang polisi komprehensif sahaja boleh membuat &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Bagaimanakah_%E2%80%98Tuntutan_Kerosakan_Sendiri_Tanpa_Kesalahan%E2%80%99_berbeza_daripada_%E2%80%98Tuntutan_Kerosakan_Sendiri%E2%80%99\"><\/span>Bagaimanakah &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; berbeza daripada &#8216;Tuntutan Kerosakan Sendiri&#8217;?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Untuk &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217;, anda tidak akan kehilangan NCD anda selepas tuntutan anda.<\/p>\n\n\n\n<p>Sebaliknya, jika anda membuat&nbsp;&#8216;Tuntutan Kerosakan Sendiri&#8217;, NCD anda akan kembali kepada sifar semasa pembaharuan insurans anda yang seterusnya.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Langkah_3_Buat_laporan_polis\"><\/span>Langkah 3: Buat laporan polis<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Segera buat laporan polis dalam tempoh 24 jam sebaik anda menyedari terdapat kerosakan pada kereta anda.<\/p>\n\n\n\n<p>Seterusnya,&nbsp;hubungi syarikat insurans anda&nbsp;untuk memaklumkan mereka tentang kerosakan.<\/p>\n\n\n\n<p>Selepas melaporkan kerosakan kepada syarikat insurans anda, hantar kereta anda ke bengkel.&nbsp;Kami mengesyorkan menghantar kereta anda ke&nbsp;bengkel panel insurans&nbsp;anda untuk proses tuntutan insurans yang lebih mudah.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Langkah_4_Dapatkan_anggaran_kos_pembaikan\"><\/span>Langkah 4: Dapatkan anggaran kos pembaikan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Biasanya, syarikat insurans akan menetapkan penyelaras untuk menilai kerosakan kereta dan kos pembaikan.&nbsp;Penyelaras kemudiannya akan mengeluarkan laporan penilaian.&nbsp;Sila simpan salinan laporan untuk rujukan.<\/p>\n\n\n\n<p>Selain itu, pelaras insurans akan menganggarkan tempoh untuk membaiki kereta anda.&nbsp;Jika anda mempunyai perlindungan tambahan Pampasan untuk Masa Pembaikan Dinilai (CART), anda juga boleh menuntut kehilangan penggunaan berdasarkan masa pembaikan yang dinilai.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45523\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/attachment\/220126_a12-01-03-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-03.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220126_A12-01-03\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-03.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-03.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-03.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-45523\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-03.webp?w=1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-03.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-03.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Langkah_5_Buat_tuntutan_insurans_dengan_segera\"><\/span>Langkah 5: Buat tuntutan insurans dengan segera<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Selepas melengkapkan langkah di atas, teruskan membuat tuntutan insurans secepat mungkin.&nbsp;Jangan tangguhkan proses ini kerana ia akan mengambil masa yang lebih lama untuk anda mendapat pampasan.<\/p>\n\n\n\n<p>Dokumen yang diperlukan untuk membuat &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; adalah seperti berikut:<\/p>\n\n\n\n<ul><li>Borang tuntutan<\/li><li>Salinan asal laporan polis<\/li><li>Salinan asal hasil siasatan polis<\/li><li>Kad pendaftaran kenderaan terkini<\/li><li>Penerimaan kos pembaikan<\/li><li>Gambar kerosakan pada kenderaan anda<\/li><\/ul>\n\n\n\n<p>Jika tidak pasti, hubungi syarikat insurans anda untuk mengetahui prosedur dan dokumen yang diperlukan.<\/p>\n\n\n\n<p>Selain itu, dapatkan kemas kini dengan bengkel panel mengenai kemajuan kerja pembaikan.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45525\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntut-insurans-parkir\/attachment\/220126_a12-01-02-3\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-02-1.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220126_A12-01-02\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-02-1.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-02-1.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-02-1.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-45525\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-02-1.webp?w=1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-02-1.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/220126_A12-01-02-1.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Dapatkan_perlindungan_insurans_kereta_terbaik\"><\/span>Dapatkan perlindungan insurans kereta terbaik<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sebagai pemilik kenderaan, anda perlu sedar tentang risiko kepada kereta anda, seperti kemalangan.&nbsp;Oleh itu, sila dapatkan perlindungan <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kenderaan<\/a> yang mencukupi, sebaik-baiknya polisi komprehensif, jika layak.&nbsp;Ini kerana anda boleh membuat &#8216;Tuntutan Kerosakan Sendiri Tanpa Kesalahan&#8217; seperti yang dijelaskan di atas tanpa mengeluarkan wang anda jika seseorang melanggar kereta anda dan pergi.<\/p>\n\n\n\n<p>Untuk membeli insurans komprehensif, digalakkan untuk menggunakan platform Bjak, salah satu laman perbandingan insurans terkemuka di Malaysia. Bjak menawarkan 18 jenama insurans terbaik di Malaysia. Layari Bjak untuk mendapatkan sebut harga insurans kereta anda secara percuma.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan sebut harga percuma di Bjak dan pilih pelan terbaik hari ini!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=tuntut-insurans-parkir\">Renew Online<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Baca juga:<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/batal-insurans-kereta\/\">Cara Nak Batalkan Polisi Insuran Kereta Anda<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta-apa-yang-anda-perlu-tahu\/\">Insurans Kereta: Apa yang Anda Perlu Tahu<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/4-jenis-caj-tambahan-yang-akan-dikenakan-dalam-premium-asas-insurans-kereta-anda\/\">4 Jenis Caj Tambahan Yang Akan Dikenakan Dalam Premium Asas Insurans Kereta Anda<\/a><a href=\"http:\/\/rakan%20cedera%20ketika%20anda%20memandu,%20bolehkah%20claim%20insurans%20untuk%20tanggung%20kos%20rawatannya\/?\">&nbsp;<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Walaupun ia jarang berlaku, tetapi sebagai pengguna bijak, ambil tahu cara nak buat dalam artikel ini jika ia berlaku kepada anda.<\/p>\n","protected":false},"author":23,"featured_media":45546,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - 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