{"id":45657,"date":"2024-01-22T14:48:35","date_gmt":"2024-01-22T06:48:35","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45657"},"modified":"2025-09-12T16:39:37","modified_gmt":"2025-09-12T08:39:37","slug":"comprehensive-car-insurance-3","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3","title":{"rendered":"4 Factors To Consider Before Buying Comprehensive Car Insurance"},"content":{"rendered":"\n<p>Choosing the right car insurance is a crucial decision that requires careful consideration, especially when it comes to <a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">comprehensive coverage<\/a>. While comprehensive insurance provides a broad range of protection for your vehicle, not all policies are created equal, making it essential to weigh some factors to get the coverage that best suits your needs. In this guide, we&#8217;ll explore four key factors that you should consider before purchasing <a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">comprehensive car insurance<\/a> in Malaysia.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d837cc4b334\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d837cc4b334\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\/#Risk_exposure\" title=\"Risk exposure\">Risk exposure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\/#Insurer%E2%80%99s_credibility\" title=\"Insurer&#8217;s credibility\">Insurer&#8217;s credibility<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\/#Add-on_coverage\" title=\"Add-on coverage\">Add-on coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\/#Deductibles\" title=\"Deductibles\">Deductibles<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\/#Buying_comprehensive_car_insurance\" title=\"Buying comprehensive car insurance\">Buying comprehensive car insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Risk_exposure\"><\/span>Risk exposure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The first thing that you should do before anything is identify your risk exposure. This includes understanding your driving habits, your profile and the risk factors that it accompanies. For instance, if you have a history of involving in accidents, then you should consider a comprehensive policy over other types of coverage. <\/p>\n\n\n\n<p>Likewise, if you frequently go on long-distance trips, 1st party insurance is ideal as it offers adequate coverage, including roadside assistance, free towing and more.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Insurer%E2%80%99s_credibility\"><\/span>Insurer&#8217;s credibility<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>After taking your risk factors into account, consider the insurer&#8217;s credibility to decide if they&#8217;re reliable. Research the insurer online and read customer reviews to understand the quality of service provided and their claims process. Select policies from insurers who are highly rated and have positive reviews, even if the policy costs more. <\/p>\n\n\n\n<p>Having a reliable insurer is crucial to ensure peace of mind in case a mishap strikes. Many vehicle owners run into problems with insurance companies during claims submission and when they need urgent need of help, all because they didn&#8217;t review the service before.  <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Add-on_coverage\"><\/span>Add-on coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Add-ons are optional coverage that you can purchase by paying additional premiums to your existing policy. Among other policies, comprehensive coverage allows car owners to customise various add-ons, such as the inclusion of special perils, windscreen damage, strike, riot and commotion (SRCC) and more.<\/p>\n\n\n\n<p>Hence, review the add-ons available for your <a href=\"https:\/\/bjak.my\/blog\/types-of-car-insurance-policies\/\">car policy<\/a> before finalising the purchase. Ensure that it extends protection to some of your biggest coverage concerns.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Deductibles\"><\/span>Deductibles<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Most comprehensive policies come with a deductible, which is a predetermined amount that you agree to pay before your insurance company compensates for losses. Deductibles aren\u2019t the best part of comprehensive insurance but you should set your limits to one that you can manage. <\/p>\n\n\n\n<p>This is because it is possible for some insurers to set a higher deductible amount depending on the type of vehicle and customisations that you make. So, be sure to take the deductible factor into account as well to avoid paying a hefty amount when losses are incurred.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Buying_comprehensive_car_insurance\"><\/span>Buying comprehensive car insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Selecting the right comprehensive policy involves thoughtful consideration of risk exposure, deductibles, additional benefits, and insurer reputation. By evaluating these factors, you can tailor your policy to align with your unique needs, providing peace of mind and optimal protection for your vehicle in various scenarios on the road.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=comprehensive-car-insurance-3\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong style=\"color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform); background-color: var(--nv-site-bg);\"><em><a href=\"https:\/\/bjak.my\/blog\/transfer-car-ncd\/\">How To Transfer No Claim Discount (NCD)?<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/renew-road-tax-2024\/\">4 Ways You Can Renew Your Road Tax In 2024<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/sum-insured-explained\/\">Understanding Sum Insured In Vehicle Insurance<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Important factors to consider before purchasing comprehensive car insurance in Malaysia.<\/p>\n","protected":false},"author":19,"featured_media":45665,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comprehensive Car Insurance: 4 Factors To Consider Before Buying<\/title>\n<meta name=\"description\" content=\"Important factors to consider before purchasing comprehensive car insurance in Malaysia. Find out what they are here.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comprehensive Car Insurance: 4 Factors To Consider Before Buying\" \/>\n<meta property=\"og:description\" content=\"Important factors to consider before purchasing comprehensive car insurance in Malaysia. Find out what they are here.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-22T06:48:35+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-12T08:39:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Siva\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1\",\"width\":1708,\"height\":1080,\"caption\":\"Comprehensive car insurance - cover\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\",\"name\":\"Comprehensive Car Insurance: 4 Factors To Consider Before Buying\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#primaryimage\"},\"datePublished\":\"2024-01-22T06:48:35+00:00\",\"dateModified\":\"2025-09-12T08:39:37+00:00\",\"description\":\"Important factors to consider before purchasing comprehensive car insurance in Malaysia. Find out what they are here.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"4 Factors To Consider Before Buying Comprehensive Car Insurance\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30\"},\"headline\":\"4 Factors To Consider Before Buying Comprehensive Car Insurance\",\"datePublished\":\"2024-01-22T06:48:35+00:00\",\"dateModified\":\"2025-09-12T08:39:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#webpage\"},\"wordCount\":525,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30\",\"name\":\"Siva\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g\",\"caption\":\"Siva\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/siva\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Comprehensive Car Insurance: 4 Factors To Consider Before Buying","description":"Important factors to consider before purchasing comprehensive car insurance in Malaysia. Find out what they are here.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3","og_locale":"en_US","og_type":"article","og_title":"Comprehensive Car Insurance: 4 Factors To Consider Before Buying","og_description":"Important factors to consider before purchasing comprehensive car insurance in Malaysia. Find out what they are here.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2024-01-22T06:48:35+00:00","article_modified_time":"2025-09-12T08:39:37+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Siva","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1","width":1708,"height":1080,"caption":"Comprehensive car insurance - cover"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3","name":"Comprehensive Car Insurance: 4 Factors To Consider Before Buying","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#primaryimage"},"datePublished":"2024-01-22T06:48:35+00:00","dateModified":"2025-09-12T08:39:37+00:00","description":"Important factors to consider before purchasing comprehensive car insurance in Malaysia. Find out what they are here.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"4 Factors To Consider Before Buying Comprehensive Car Insurance"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30"},"headline":"4 Factors To Consider Before Buying Comprehensive Car Insurance","datePublished":"2024-01-22T06:48:35+00:00","dateModified":"2025-09-12T08:39:37+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#webpage"},"wordCount":525,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/comprehensive-car-insurance-3#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1","keywords":["Car insurance","EN"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/a621f90c6499fd5509c3a13503187b30","name":"Siva","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7a2f86075e707fea072a47b0bd9fe476?s=96&d=mm&r=g","caption":"Siva"},"url":"https:\/\/bjak.my\/blog\/author\/siva"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/20240122_Arif_FI-EN_01.jpg?fit=1708%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45657"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=45657"}],"version-history":[{"count":9,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45657\/revisions"}],"predecessor-version":[{"id":51090,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45657\/revisions\/51090"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/45665"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=45657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=45657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=45657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}