{"id":45679,"date":"2024-01-22T17:17:49","date_gmt":"2024-01-22T09:17:49","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45679"},"modified":"2025-07-15T18:36:05","modified_gmt":"2025-07-15T10:36:05","slug":"penipuan-insurans-kereta-2","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2","title":{"rendered":"4 Penipuan Insurans Kereta Yang Biasa Terjadi Di Malaysia"},"content":{"rendered":"\n<p>Penipuan <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kenderaan<\/a> bukanlah perkara baru di Malaysia dan amat mengejutkan.&nbsp;Ia terdiri daripada salah nyata fakta mengenai permohonan insurans dan menaikkan tuntutan insurans kepada kemalangan dan menyerahkan borang tuntutan untuk kecederaan atau kerosakan yang tidak pernah berlaku, kepada laporan palsu mengenai kenderaan yang dicuri.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e02ac6a24dc\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e02ac6a24dc\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/#Apakah_penipuan_insurans\" title=\"Apakah penipuan insurans?\">Apakah penipuan insurans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/#Penipuan_insurans_kereta_biasa\" title=\"Penipuan insurans kereta biasa\">Penipuan insurans kereta biasa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/#Penipuan_trak_tunda\" title=\"Penipuan trak tunda\">Penipuan trak tunda<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/#Kemalangan_yang_dirancang\" title=\"Kemalangan yang dirancang\">Kemalangan yang dirancang<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/#Penipuan_brek_kecemasan\" title=\"Penipuan brek kecemasan\">Penipuan brek kecemasan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/#Melebihkan_jumlah_tuntutan\" title=\"Melebihkan jumlah tuntutan\">Melebihkan jumlah tuntutan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/#Berhati-hati_dengan_kemungkinan_penipuan_insurans\" title=\"Berhati-hati dengan kemungkinan penipuan insurans\">Berhati-hati dengan kemungkinan penipuan insurans<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apakah_penipuan_insurans\"><\/span>Apakah penipuan insurans?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Penipuan insurans ialah&nbsp;sebarang tindakan yang dilakukan dengan niat untuk mendapatkan hasil penipuan daripada proses insurans.&nbsp;Ini mungkin berlaku apabila pihak yang menuntut cuba mendapatkan beberapa manfaat atau kelebihan yang mereka tidak berhak, atau apabila penanggung insurans dengan sengaja menafikan beberapa manfaat yang perlu dibayar.<\/p>\n\n\n\n<p>Komponen penting dalam penipuan insurans termasuk niat untuk menipu dan keinginan untuk mendorong syarikat insurans membayar lebih daripada yang mereka lakukan.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Penipuan_insurans_kereta_biasa\"><\/span>Penipuan insurans kereta biasa<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kes penipuan mungkin sukar dikesan.&nbsp;Berikut adalah beberapa kes biasa yang perlu anda perhatikan:<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Penipuan_trak_tunda\"><\/span>Penipuan trak tunda<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45681\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/attachment\/photo_6249066129238634472_y-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634472_y.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_6249066129238634472_y\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634472_y.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634472_y.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634472_y.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-45681\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634472_y.webp?w=1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634472_y.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634472_y.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Trak tunda adalah penipuan jalan raya yang paling banyak terjadi di Malaysia.<\/p>\n\n\n\n<p>Berdasarkan taktik biasa yang digunakan, jalan raya akan ditabur minyak, dan paku besi di atas jalan sementara menunggu&nbsp;mangsa yang berpotensi.<\/p>\n\n\n\n<p>Penipuan trak tunda ini biasanya akan segera muncul selepas kemalangan berlaku seolah-olah mereka sudah menjangka kemalangan tersebut akan berlaku. Mereka akan mendesak anda untuk menerima perkhidmatan menunda mereka. Mereka mungkin menawarkan untuk menyediakan perkhidmatan tunda pada harga yang tidak masuk akal yang boleh menelan kos RM2,000 hingga RM5,000.<\/p>\n\n\n\n<p>Dalam keadaan sedemikian, anda boleh menolak tawaran itu dan memberitahu mereka bahawa anda akan menggunakan&nbsp;perkhidmatan tunda yang disediakan oleh syarikat insurans kereta anda.&nbsp;Ambil gambar bukti jalan raya (keciciran minyak, paku logam bertaburan) dan catat nombor plat trak tunda.&nbsp;Buat laporan polis.&nbsp;Pada masa yang sama, hubungi syarikat insurans anda sebaik sahaja kemalangan berlaku.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kemalangan_yang_dirancang\"><\/span>Kemalangan yang dirancang<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45683\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/attachment\/photo_6249066129238634475_y-2\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634475_y.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_6249066129238634475_y\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634475_y.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634475_y.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634475_y.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-45683\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634475_y.webp?w=1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634475_y.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634475_y.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Kemalangan yang dirancang atau palsu adalah apabila menyebabkan pemandu lain kemalangan secara terancang.&nbsp;Ia kemungkinan besar mekanisme penipuan insurans paling mudah yang boleh terlibat tanpa mengetahuinya.&nbsp;Ini boleh berlaku semasa anda memandu, mengundur atau meletakkan kereta anda.<\/p>\n\n\n\n<p><em>Contoh: Kereta penipu tiba-tiba muncul di belakang anda semasa anda berundur untuk menjadikannya kelihatan seolah-olah anda melanggar kereta mereka.&nbsp;Apabila anda mengalami &#8216;kerosakan&#8217;, kereta anda hampir tidak mempunyai sebarang kemek atau calar manakala kereta penipu kelihatan dalam keadaan teruk.<\/em><\/p>\n\n\n\n<p>Ini akan memaparkan diri anda sebagai pihak yang bersalah kerana anda tidak melihat mereka &#8216;parking di belakang kereta anda&#8217;.&nbsp;Penipu akan menyalahkan anda dan menuntut anda membayar ganti rugi melalui <a href=\"https:\/\/bjak.my\/blog\/11-perkara-penting-dalam-polisi-insurans-kereta-yang-perlu-anda-fahami\/\">polisi insuran kereta<\/a>.<\/p>\n\n\n\n<p>*Nota: Anda boleh&nbsp;mempertimbangkan untuk membelanjakan duit anda untuk kamera papan pemuka&nbsp;dan kamera spion untuk diletakkan di dalam kereta anda.&nbsp;Ia membolehkan anda memantau persekitaran kereta anda pada setiap masa semasa ketiadaan anda.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Penipuan_brek_kecemasan\"><\/span>Penipuan brek kecemasan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45686\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/attachment\/photo_6249066129238634476_y-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634476_y.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_6249066129238634476_y\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634476_y.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634476_y.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634476_y.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-45686\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634476_y.webp?w=1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634476_y.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634476_y.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Penipuan brek kecemasan ialah di mana penipu akan sengaja mempercepatkan kereta mereka dan kemudian menekan brek mereka beberapa kali sehingga anda melanggar bahagian belakang kereta mereka.&nbsp;Dalam keadaan sedemikian, penipu akan meletakkan kesalahan kepada anda seolah-olah anda mengekori mereka dan memukul mereka dari belakang.<\/p>\n\n\n\n<p>*Nota: Dalam kebanyakan kes, sesiapa yang memandu kereta dari belakang akan sentiasa bersalah.&nbsp;<em>Walau bagaimanapun, anda mungkin tidak bersalah sepenuhnya atas perlanggaran itu jika anda mempunyai saksi atau bukti tentang apa yang berlaku!)<\/em><\/p>\n\n\n\n<p>Sila pastikan anda&nbsp;menjaga jarak selamat&nbsp;jika anda perasan kereta di hadapan anda terus menekan breknya.&nbsp;Jika mereka terus mengganggu anda, jangan cepat.&nbsp;Sebaliknya, pergi ke balai polis berhampiran untuk mendapatkan bantuan.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Melebihkan_jumlah_tuntutan\"><\/span>Melebihkan jumlah tuntutan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45687\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penipuan-insurans-kereta-2\/attachment\/photo_6249066129238634474_y-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634474_y.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_6249066129238634474_y\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634474_y.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634474_y.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634474_y.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-45687\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634474_y.webp?w=1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634474_y.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/photo_6249066129238634474_y.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Ia adalah satu jumlah yang dibesar-besarkan apabila orang yang diinsuranskan secara tidak jujur \u200b\u200bmengatakan bahawa nilai barang yang dicuri atau rosak adalah lebih besar daripada nilai sebenar mereka.&nbsp;Katakan jika mereka terlibat dalam kemalangan kereta, mereka mungkin mengambil peluang untuk memasukkan kos kerosakan yang bukan dari kemalangan itu.<\/p>\n\n\n\n<p><em>Contoh: Katakan jika anda terlibat dalam kemalangan dan minta kereta anda dihantar ke bengkel untuk dibaiki.&nbsp;Kerosakan itu menjamin pampasan sebanyak RM1,500 tetapi anda membesar-besarkan jumlah tersebut kepada RM2,000 dalam tuntutan <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kereta<\/a> anda.&nbsp;Itu dipanggil melebihkan jumlah tuntutan.<\/em><\/p>\n\n\n\n<p>Beri terus dengan jumlah tuntutan anda.&nbsp;Sila ambil perhatian bahawa&nbsp;ketidakjujuran anda dalam memberikan maklumat boleh menyebabkan tuntutan anda ditolak.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Berhati-hati_dengan_kemungkinan_penipuan_insurans\"><\/span>Berhati-hati dengan kemungkinan penipuan insurans<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ini adalah antara penipuan insurans kereta biasa yang sering terjadi di Malaysia. Jika anda terjumpa situasi ini atau mengesyaki mana-mana individu dalam percubaan untuk melakukan sebarang jenis penipuan insurans, laporkan syak wasangka anda kepada&nbsp;<a href=\"https:\/\/piam.org.my\/fraud-reporting\/\">Persatuan Insurans Am Malaysia (PIAM)<\/a>&nbsp;di 1-300-22-11-88.<\/p>\n\n\n\n<p>Kami berharap maklumat ini dapat membantu anda untuk berhati-hati terhadap mereka, dan yang paling penting, tidak menjadi mangsa.&nbsp;Kami pastinya berharap anda tidak perlu mengalami kes penipuan sebegini pada masa hadapan.&nbsp;Tetapi sebagai peringatan mesra, adalah bijak untuk anda dilindungi pada setiap masa dengan memastikan insurans kereta anda aktif pada setiap masa sekiranya berlaku sebarang kemalangan yang tidak diingini kepada anda.<\/p>\n\n\n\n<p>Anda boleh pergi ke Bjak untuk&nbsp;memperbaharui insurans kereta anda&nbsp;serta-merta.&nbsp;Dapatkan sebut harga percuma anda serta-merta dalam masa 3 minit sahaja dengan 15 pilihan penanggung insurans untuk anda pilih!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan sebut harga percuma di Bjak dan pilih pelan terbaik hari ini!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=penipuan-insurans-kereta-2\">Renew Online<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Baca juga:<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/insurans-kes-kecurian\/\">Ini Cara Nak Tuntut Insurans Kereta Untuk Kes Kecurian<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/qa-mengenai-tuntutan-insurans-kereta\/\">Soalan Lazim Mengenai Tuntutan Insurans Kereta<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/sebab-tuntutan-insurans-anda-ditolak\/\">Sebab Tuntutan Insurans Kereta Anda Ditolak<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Jangan jadi mangsa dengan penipuan insurans kereta ini. Ambil tahu berkenaan taktik mereka untuk elak dari jadi mangsa.<\/p>\n","protected":false},"author":23,"featured_media":45688,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>4 Penipuan Insurans Kereta Yang Biasa Terjadi Di Malaysia<\/title>\n<meta name=\"description\" content=\"Jangan jadi mangsa dengan penipuan insurans kereta ini. 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