{"id":45717,"date":"2024-01-24T16:50:21","date_gmt":"2024-01-24T08:50:21","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=45717"},"modified":"2025-07-15T18:28:34","modified_gmt":"2025-07-15T10:28:34","slug":"harga-insurans-kereta-mahal","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal","title":{"rendered":"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?"},"content":{"rendered":"\n<p>Insurans kereta adalah satu kewajipan yang perlu ada pada kenderaan di Malaysia.&nbsp;Kebanyakan pemilik kereta berasa kurang beban dari aspek kewangan selepas tahun pertama pembaharuan insurans kerana mereka akan layak mendapat diskaun tanpa tuntutan (NCD).&nbsp;Tetapi walaupun dengan NCD, <a href=\"https:\/\/bjak.my\/blog\/maksud-premium-dalam-insurans-kereta\/\">premium insurans kereta<\/a> anda masih boleh meningkat kerana beberapa faktor.<\/p>\n\n\n\n<p>Tingkah laku pemandu, tempat mereka tinggal dan jenis polisi adalah semua faktor yang secara langsung mempengaruhi harga premium insurans seseorang.&nbsp;Berikut adalah lima faktor yang boleh mempengaruhi premium insurans kereta anda.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e1b12e58228\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e1b12e58228\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/#Memandu_melebihi_had_laju_dan_melanggar_peraturan_lalu_lintas\" title=\"Memandu melebihi had laju dan melanggar peraturan lalu lintas\">Memandu melebihi had laju dan melanggar peraturan lalu lintas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/#Perlindungan_komprehensif\" title=\"Perlindungan komprehensif\">Perlindungan komprehensif<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/#Lebih_daripada_dua_pemandu_tambahan_disenaraikan\" title=\"Lebih daripada dua pemandu tambahan disenaraikan\">Lebih daripada dua pemandu tambahan disenaraikan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/#Tempat_tinggal\" title=\"Tempat tinggal\">Tempat tinggal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/#Insurans_telah_tamat_tempoh\" title=\"Insurans telah tamat tempoh\">Insurans telah tamat tempoh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/#Premium_insurans_kereta_di_Malaysia\" title=\"Premium insurans kereta di Malaysia\">Premium insurans kereta di Malaysia<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Memandu_melebihi_had_laju_dan_melanggar_peraturan_lalu_lintas\"><\/span>Memandu melebihi had laju dan melanggar peraturan lalu lintas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45718\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/attachment\/traffic-light-3\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Traffic-light.webp?fit=620%2C413&amp;ssl=1\" data-orig-size=\"620,413\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Traffic-light\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Traffic-light.webp?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Traffic-light.webp?fit=620%2C413&amp;ssl=1\" loading=\"lazy\" width=\"620\" height=\"413\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Traffic-light.webp?resize=620%2C413&#038;ssl=1\" alt=\"\" class=\"wp-image-45718\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Traffic-light.webp?w=620&amp;ssl=1 620w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Traffic-light.webp?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Rekod pemanduan anda memainkan peranan penting dalam menentukan premium insurans kereta anda.&nbsp;Jika anda seorang pemandu yang berisiko tinggi (dengan sejarah kesalahan lalu lintas), syarikat insurans akan memberikan anda premium insurans yang lebih tinggi.&nbsp;Memandangkan pemandu berisiko tinggi lebih cenderung untuk terlibat dalam kemalangan, mereka mesti membayar premium insurans lebih daripada yang lain.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Perlindungan_komprehensif\"><\/span>Perlindungan komprehensif<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bergantung pada syarikat insurans dan negeri anda tinggal, premium <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kereta<\/a> anda mungkin meningkat, dengan mengambil kira insiden di luar kawalan anda.&nbsp;Perlindungan menyeluruh&nbsp;selalunya termasuk kecurian, vandalisme, langgar haiwan, kebakaran, kaca pecah, kerosakan berkaitan cuaca dan fenomena semula jadi yang lain.&nbsp;Jika anda tinggal di tempat kejadian ini lebih berkemungkinan berlaku, anda mungkin perlu membayar yuran insurans yang lebih tinggi.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Lebih_daripada_dua_pemandu_tambahan_disenaraikan\"><\/span>Lebih daripada dua pemandu tambahan disenaraikan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45719\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/attachment\/640-car-insurance-form-with-model-and-policy-document\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/640-car-insurance-form-with-model-and-policy-document.webp?fit=640%2C427&amp;ssl=1\" data-orig-size=\"640,427\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"640-car-insurance-form-with-model-and-policy-document\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/640-car-insurance-form-with-model-and-policy-document.webp?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/640-car-insurance-form-with-model-and-policy-document.webp?fit=640%2C427&amp;ssl=1\" loading=\"lazy\" width=\"640\" height=\"427\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/640-car-insurance-form-with-model-and-policy-document.webp?resize=640%2C427&#038;ssl=1\" alt=\"\" class=\"wp-image-45719\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/640-car-insurance-form-with-model-and-policy-document.webp?w=640&amp;ssl=1 640w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/640-car-insurance-form-with-model-and-policy-document.webp?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Sesetengah pelan insurans juga mengenakan premium tertentu untuk memasukkan setiap nama pemandu tambahan dalam polisi.&nbsp;Ini bermakna mereka biasanya hanya melindungi seorang pemandu, pemilik kenderaan.&nbsp;Oleh itu, bandingkan polisi dan pilih pelan yang membolehkan anda mendaftarkan pemandu tambahan secara percuma.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tempat_tinggal\"><\/span>Tempat tinggal<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Harga insurans anda mungkin meningkat jika anda berpindah ke kawasan kejiranan yang mempunyai rekod jenayah yang tinggi.&nbsp;Syarikat insurans menganggap faktor ini kerana mereka yang tinggal di kawasan berisiko tinggi mungkin mengemukakan tuntutan kerosakan yang lebih besar dan lebih kerap.&nbsp;Jadi, ini mempengaruhi jumlah premium yang perlu mereka bayar juga.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Insurans_telah_tamat_tempoh\"><\/span>Insurans telah tamat tempoh<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"45720\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\/attachment\/pexels-andrea-piacquadio-3760067-scaled-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/pexels-andrea-piacquadio-3760067-scaled-2.webp?fit=768%2C512&amp;ssl=1\" data-orig-size=\"768,512\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"pexels-andrea-piacquadio-3760067-scaled\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/pexels-andrea-piacquadio-3760067-scaled-2.webp?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/pexels-andrea-piacquadio-3760067-scaled-2.webp?fit=768%2C512&amp;ssl=1\" loading=\"lazy\" width=\"768\" height=\"512\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/pexels-andrea-piacquadio-3760067-scaled-2.webp?resize=768%2C512&#038;ssl=1\" alt=\"\" class=\"wp-image-45720\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/pexels-andrea-piacquadio-3760067-scaled-2.webp?w=768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/pexels-andrea-piacquadio-3760067-scaled-2.webp?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 768px) 100vw, 768px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p>Syarikat insurans biasanya mengenakan premium yang lebih tinggi jika pemilik kereta memperbaharui polisi jauh dari tarikh tamat tempoh mereka.&nbsp;Untuk mengelakkan ini, perbaharui&nbsp;<a href=\"https:\/\/bjak.my\/blog\/11-perkara-penting-dalam-polisi-insurans-kereta-yang-perlu-anda-fahami\/\">polisi insuran kereta<\/a>&nbsp;anda setiap tahun sebelum ia tamat tempoh.&nbsp;Untuk selamat, anda boleh membelinya seawal dua bulan sebelum yang sedia ada luput.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Premium_insurans_kereta_di_Malaysia\"><\/span>Premium insurans kereta di Malaysia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Premium insurans kereta&nbsp;boleh meningkat pada bila-bila masa.&nbsp;Pelbagai sebab boleh mempengaruhi jumlah yang anda perlu bayar apabila anda memperbaharui polisi.&nbsp;Ingatlah untuk mengambil perhatian terhadap perkara ini untuk mengelakkan membayar lebih pada masa hadapan.&nbsp;Pastikan sentiasa memilih pelan terbaik yang sesuai dengan anda.<\/p>\n\n\n\n<p>Dapatkan polisi terbaik di laman Bjak, platform insurans nombor 1 di Malaysia. Terdapat pelbagai jenama insurans yang boleh anda guna untuk mencari polisi yang sesuai dengan keperluan anda. Istimewanya jika anda gunakan Bjak, anda boleh buat pembelian dan bayar secara ansuran jika anda mengalami masalah kekurangan bajet. Jika anda nak tahu lebih lanjut, hanya klik butang di bawah ini.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan sebut harga percuma di Bjak dan pilih pelan terbaik hari ini!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=harga-insurans-kereta-mahal\">Renew Online<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Baca juga: <\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/ncb-insurans-kereta\/\">Apakah NCB Dalam Insurans Kereta?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/5-perkara-perlu-tahu-sebelum-membuat-tuntutan-insurans-kereta\/\">Insurans Kereta: 5 Perkara Perlu Anda Tahu Sebelum Membuat Tuntutan<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/fahami-jenis-jenis-polisi-insurans-kereta\/\">Fahami Jenis-jenis Polisi Insurans Kereta<\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Terdapat pelbagai faktor yang akan menyebabkan premium insurans kereta anda meningkat. Baca dan ketahui sebabnya.<\/p>\n","protected":false},"author":23,"featured_media":45726,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?<\/title>\n<meta name=\"description\" content=\"Terdapat pelbagai faktor yang akan menyebabkan premium insurans kereta anda meningkat. Baca dan ketahui sebabnya.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?\" \/>\n<meta property=\"og:description\" content=\"Terdapat pelbagai faktor yang akan menyebabkan premium insurans kereta anda meningkat. Baca dan ketahui sebabnya.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-24T08:50:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-15T10:28:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aqmal Ezany\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1\",\"width\":1708,\"height\":1080,\"caption\":\"insurans kereta mahal - cover\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\",\"name\":\"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#primaryimage\"},\"datePublished\":\"2024-01-24T08:50:21+00:00\",\"dateModified\":\"2025-07-15T10:28:34+00:00\",\"description\":\"Terdapat pelbagai faktor yang akan menyebabkan premium insurans kereta anda meningkat. Baca dan ketahui sebabnya.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da\"},\"headline\":\"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?\",\"datePublished\":\"2024-01-24T08:50:21+00:00\",\"dateModified\":\"2025-07-15T10:28:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#webpage\"},\"wordCount\":531,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1\",\"keywords\":[\"BM\",\"insurans kereta\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da\",\"name\":\"Aqmal Ezany\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g\",\"caption\":\"Aqmal Ezany\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/sandipanbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?","description":"Terdapat pelbagai faktor yang akan menyebabkan premium insurans kereta anda meningkat. Baca dan ketahui sebabnya.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal","og_locale":"en_US","og_type":"article","og_title":"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?","og_description":"Terdapat pelbagai faktor yang akan menyebabkan premium insurans kereta anda meningkat. Baca dan ketahui sebabnya.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2024-01-24T08:50:21+00:00","article_modified_time":"2025-07-15T10:28:34+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Aqmal Ezany","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1","width":1708,"height":1080,"caption":"insurans kereta mahal - cover"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal","name":"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#primaryimage"},"datePublished":"2024-01-24T08:50:21+00:00","dateModified":"2025-07-15T10:28:34+00:00","description":"Terdapat pelbagai faktor yang akan menyebabkan premium insurans kereta anda meningkat. Baca dan ketahui sebabnya.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da"},"headline":"Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?","datePublished":"2024-01-24T08:50:21+00:00","dateModified":"2025-07-15T10:28:34+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#webpage"},"wordCount":531,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/harga-insurans-kereta-mahal#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1","keywords":["BM","insurans kereta"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da","name":"Aqmal Ezany","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g","caption":"Aqmal Ezany"},"url":"https:\/\/bjak.my\/blog\/author\/sandipanbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/01\/Featured-Images-1-2_censored.jpg?fit=1708%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45717"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=45717"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45717\/revisions"}],"predecessor-version":[{"id":49315,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/45717\/revisions\/49315"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/45726"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=45717"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=45717"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=45717"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}