{"id":46254,"date":"2024-02-22T16:33:56","date_gmt":"2024-02-22T08:33:56","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=46254"},"modified":"2025-07-11T19:40:40","modified_gmt":"2025-07-11T11:40:40","slug":"konvensional-vs-takaful","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful","title":{"rendered":"Insurans Kereta Konvensional Vs Takaful"},"content":{"rendered":"\n<p>Anda mungkin pernah dengar orang cakap bahawa kedua-dua <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kereta<\/a> konvensional dan takaful adalah serupa.&nbsp;Memang benar bahawa kedua-duanya berkongsi tujuan yang sama iaitu untuk menyediakan perlindungan kepada pemegang polisi mereka.&nbsp;Namun, bezanya takaful adalah berdasarkan prinsip Islam.&nbsp;Tetapi apakah sebenarnya takaful?&nbsp;Dan apakah perbezaan lain antara insurans kereta konvensional dan takaful?<\/p>\n\n\n\n<p>Teruskan membaca sambil kami menerangkan perbezaan antara insurans kereta konvensional dan takaful motor.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e1da319ce78\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e1da319ce78\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Apakah_itu_takaful_motor\" title=\"Apakah itu takaful motor?\">Apakah itu takaful motor?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Ciri-ciri_takaful\" title=\"Ciri-ciri takaful\">Ciri-ciri takaful<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Saling_berkongsi_risiko\" title=\"Saling berkongsi risiko\">Saling berkongsi risiko<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Tiada_bonus_tuntutan\" title=\"Tiada bonus tuntutan\">Tiada bonus tuntutan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Patuh_syariah\" title=\"Patuh syariah\">Patuh syariah<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Perbezaan_antara_takaful_dan_insurans_konvensional\" title=\"Perbezaan antara takaful dan insurans konvensional\">Perbezaan antara takaful dan insurans konvensional<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Bolehkah_orang_Islam_melabur_dalam_syarikat_insurans_konvensional\" title=\"Bolehkah orang Islam melabur dalam syarikat insurans konvensional?\">Bolehkah orang Islam melabur dalam syarikat insurans konvensional?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/#Sekiranya_anda_mendapatkan_insurans_kereta_konvensional_atau_takaful_motor\" title=\"Sekiranya anda mendapatkan insurans kereta konvensional atau takaful motor?\">Sekiranya anda mendapatkan insurans kereta konvensional atau takaful motor?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apakah_itu_takaful_motor\"><\/span>Apakah itu takaful motor?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Takaful motor&nbsp;ialah pelan insurans kereta yang mematuhi undang-undang dan prinsip Syariah (Islam).&nbsp;Berbeza dengan insurans kereta konvensional, pelan takaful motor bebas daripada prinsip Islam yang dilarang iaitu Riba&#8217; (faedah), Maysir (judi) dan Gharar (ketidakpastian).<\/p>\n\n\n\n<p>Takaful adalah alternatif kepada insurans konvensional sedia ada untuk pelanggan Muslim, terutamanya untuk mengelakkan unsur-unsur terlarang ini.&nbsp;Namun, orang bukan Islam juga boleh membeli produk takaful tanpa perlu risau.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Ciri-ciri_takaful\"><\/span>Ciri-ciri takaful<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ciri utama takaful ialah perkongsian risiko, tiada bonus tuntutan dan patuh Syariah.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Saling_berkongsi_risiko\"><\/span>Saling berkongsi risiko<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Takaful menggalakkan konsep kerjasama dan perkongsian risiko di kalangan peserta.&nbsp;Selanjutnya, tiada pemindahan risiko terlibat.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Tiada_bonus_tuntutan\"><\/span>Tiada bonus tuntutan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pemegang polisi layak menerima rebat tunai daripada syarikat takaful mereka (sekurang-kurangnya 10%) jika mereka tidak membuat sebarang tuntutan sepanjang tempoh polisi mereka.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Patuh_syariah\"><\/span>Patuh syariah<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Skim takaful mematuhi undang-undang Syariah tanpa transaksi yang meragukan.&nbsp;Ia juga tidak membenarkan unsur-unsur yang dilarang dalam Islam iaitu Riba&#8217; (bunga), Maysir (judi) dan Gharar (ketidakpastian).<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"46255\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/attachment\/211112-bjakblog-adilah-takafulvsconventional-b-01-01-1-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-46255\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1.webp?w=1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/211112-BjakBlog-Adilah-TakafulVSConventional-B-01-01-1.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Perbezaan_antara_takaful_dan_insurans_konvensional\"><\/span>Perbezaan antara takaful dan insurans konvensional<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Seperti yang telah kami nyatakan sebelum ini, kedua-dua takaful motor dan <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kenderaan<\/a> konvensional berkongsi tujuan yang sama untuk menyediakan perlindungan insurans kepada pemegang polisi mereka.<\/p>\n\n\n\n<p>Walau bagaimanapun, berikut adalah perbezaan utama antara kedua-duanya.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img data-attachment-id=\"46256\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\/attachment\/image-2-en-_-takaful-vs-konvensional-1-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Image-2-EN-_-Takaful-vs-Konvensional-1.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-2-EN-_-Takaful-vs-Konvensional-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Image-2-EN-_-Takaful-vs-Konvensional-1.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Image-2-EN-_-Takaful-vs-Konvensional-1.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Image-2-EN-_-Takaful-vs-Konvensional-1.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-46256\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Image-2-EN-_-Takaful-vs-Konvensional-1.webp?w=1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Image-2-EN-_-Takaful-vs-Konvensional-1.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Image-2-EN-_-Takaful-vs-Konvensional-1.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Bolehkah_orang_Islam_melabur_dalam_syarikat_insurans_konvensional\"><\/span>Bolehkah orang Islam melabur dalam syarikat insurans konvensional?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Berdasarkan maklumat yang kami berikan, insurans konvensional mungkin mempunyai unsur-unsur yang dilarang dalam Islam iaitu Riba&#8217; (faedah), Maysir (judi) dan Gharar (ketidakpastian).&nbsp;Sebaliknya, takaful bebas daripada unsur-unsur terlarang ini.<\/p>\n\n\n\n<p>Bagi orang Islam, wajib bagi mereka mencari yang&nbsp;<em>halal<\/em>&nbsp;dan menepati ajaran Islam.<\/p>\n\n\n\n<p>Selanjutnya, menurut&nbsp;<em><a href=\"http:\/\/e-muamalat.islam.gov.my\/en\/bahan-ilmiah\/artikel\/148-menyertai-polisi-insurans-konvensional-halal-atau-haram\">Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia<\/a><\/em><a href=\"http:\/\/e-muamalat.islam.gov.my\/en\/bahan-ilmiah\/artikel\/148-menyertai-polisi-insurans-konvensional-halal-atau-haram\">&nbsp;(MJFK)<\/a>, pembelian produk insurans konvensional termasuk insurans am dan hayat adalah tidak mematuhi agama Islam, terutamanya kerana ia mengandungi tiga unsur terlarang yang telah kami sebutkan. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Sekiranya_anda_mendapatkan_insurans_kereta_konvensional_atau_takaful_motor\"><\/span>Sekiranya anda mendapatkan insurans kereta konvensional atau takaful motor?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Berdasarkan apa yang telah kami kongsikan, insurans kereta konvensional dan takaful motor berkongsi tujuan yang sama untuk menyediakan perlindungan kepada pemegang polisi.&nbsp;Kedua-duanya juga menawarkan perlindungan untuk kenderaan pemegang polisi sekiranya berlaku kemalangan, kebakaran dan kecurian.&nbsp;Namun, bagi orang Islam, wajib membeli takaful motor kerana ia bebas daripada unsur-unsur yang dilarang dalam Islam.<\/p>\n\n\n\n<p>Anas bin Malik meriwayatkan bahawa Nabi Muhammad saw bersabda:&nbsp;<em>\u201cMencari yang halal adalah kewajipan bagi setiap Muslim,\u201d<\/em>&nbsp;diriwayatkan oleh Al-Thabarani dengan&nbsp;<em>sanad yang baik<\/em>.<\/p>\n\n\n\n<p>Di Bjak, kami menawarkan insurans konvensional dan takaful untuk pelanggan kami.&nbsp;Anda boleh membandingkan dari 23 penyedia insurans dan takaful di Malaysia.&nbsp;Layari Bjak.my untuk mendapatkan&nbsp;takaful motor percuma dan <a href=\"https:\/\/bjak.my\/blog\/bagaimana-harga-insurans-kereta-dikira\/\">harga insurans kereta<\/a>&nbsp;anda hari ini.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan sebut harga percuma di Bjak dan pilih pelan terbaik hari ini!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=konvensional-vs-takaful\">Renew Online<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Baca juga:<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/harga-insurans-kereta-mahal\/\">Kenapa Harga Premium Insurans Kereta Anda Makin Mahal?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/tuntutan-insurans-cermin-kereta\/\">Ini Proses Nak Buat Tuntutan Insurans Cermin Kereta<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/beli-insurans-kereta\/\">Perkara Yang Perlu Anda Tahu Sebelum Nak Beli Insurans Kereta<\/a><\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/#facebook\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ketahui dalam artikel ini perbezaan antara insurans kereta konvensional dan takaful motor untuk membantu anda membuat keputusan untuk membeli<\/p>\n","protected":false},"author":23,"featured_media":46268,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurans Kereta Konvensional Vs Takaful<\/title>\n<meta name=\"description\" content=\"Ketahui dalam artikel ini perbezaan antara insurans kereta konvensional dan takaful motor untuk membantu anda membuat keputusan untuk membeli\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurans Kereta Konvensional Vs Takaful\" \/>\n<meta property=\"og:description\" content=\"Ketahui dalam artikel ini perbezaan antara insurans kereta konvensional dan takaful motor untuk membantu anda membuat keputusan untuk membeli\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/konvensional-vs-takaful\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-22T08:33:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-11T11:40:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/02\/Featured-Images-3-19.png?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aqmal Ezany\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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