{"id":46302,"date":"2024-02-28T11:58:00","date_gmt":"2024-02-28T03:58:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=46302"},"modified":"2024-02-25T20:09:39","modified_gmt":"2024-02-25T12:09:39","slug":"%e4%b8%ba%e4%bb%80%e4%b9%88%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9%e4%b8%ad%e7%9a%84%e5%8c%bb%e7%96%97%e4%bf%9d%e9%9a%9c%e9%82%a3%e4%b9%88%e9%87%8d%e8%a6%81%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9%e4%b8%ad%e7%9a%84%e5%8c%bb%e7%96%97%e4%bf%9d%e9%9a%9c%e9%82%a3%e4%b9%88%e9%87%8d%e8%a6%81%ef%bc%9f","title":{"rendered":"\u4e3a\u4ec0\u4e48\u65c5\u6e38\u4fdd\u9669\u4e2d\u7684\u533b\u7597\u4fdd\u969c\u90a3\u4e48\u91cd\u8981\uff1f"},"content":{"rendered":"\n<p>\u65c5\u6e38\u4fdd\u9669\u662f\u4efb\u4f55\u65c5\u884c\u8005\u7684\u57fa\u672c\u4fdd\u969c\uff0c\u4e3a\u65c5\u9014\u4e2d\u53ef\u80fd\u51fa\u73b0\u7684\u610f\u5916\u60c5\u51b5\u63d0\u4f9b\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u5728\u65c5\u6e38\u4fdd\u9669\u7684\u5404\u4e2a\u7ec4\u6210\u90e8\u5206\u4e2d\uff0c\u533b\u7597\u4fdd\u9669\u81f3\u5173\u91cd\u8981\uff0c\u56e0\u4e3a\u5b83\u53ef\u4ee5\u4e3a\u65c5\u9014\u671f\u95f4\u56e0\u75be\u75c5\u6216\u53d7\u4f24\u800c\u4ea7\u751f\u7684\u533b\u7597\u8d39\u7528\u63d0\u4f9b\u7ecf\u6d4e\u8865\u507f\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7b95c9d6d9\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7b95c9d6d9\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9%e4%b8%ad%e7%9a%84%e5%8c%bb%e7%96%97%e4%bf%9d%e9%9a%9c%e9%82%a3%e4%b9%88%e9%87%8d%e8%a6%81%ef%bc%9f\/#%E5%8C%BB%E7%96%97%E4%BF%9D%E9%99%A9%E7%9A%84%E6%84%8F%E4%B9%89\" title=\"\u533b\u7597\u4fdd\u9669\u7684\u610f\u4e49\">\u533b\u7597\u4fdd\u9669\u7684\u610f\u4e49<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9%e4%b8%ad%e7%9a%84%e5%8c%bb%e7%96%97%e4%bf%9d%e9%9a%9c%e9%82%a3%e4%b9%88%e9%87%8d%e8%a6%81%ef%bc%9f\/#%E9%80%89%E6%8B%A9%E5%90%88%E9%80%82%E7%9A%84%E5%8C%BB%E7%96%97%E4%BF%9D%E9%99%A9\" title=\"\u9009\u62e9\u5408\u9002\u7684\u533b\u7597\u4fdd\u9669\">\u9009\u62e9\u5408\u9002\u7684\u533b\u7597\u4fdd\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%97%85%e6%b8%b8%e4%bf%9d%e9%99%a9%e4%b8%ad%e7%9a%84%e5%8c%bb%e7%96%97%e4%bf%9d%e9%9a%9c%e9%82%a3%e4%b9%88%e9%87%8d%e8%a6%81%ef%bc%9f\/#%E7%BB%99%E6%97%85%E8%A1%8C%E8%80%85%E7%9A%84%E5%B0%8F%E8%B4%B4%E5%A3%AB\" title=\"\u7ed9\u65c5\u884c\u8005\u7684\u5c0f\u8d34\u58eb\">\u7ed9\u65c5\u884c\u8005\u7684\u5c0f\u8d34\u58eb<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%8C%BB%E7%96%97%E4%BF%9D%E9%99%A9%E7%9A%84%E6%84%8F%E4%B9%89\"><\/span><strong>\u533b\u7597\u4fdd\u9669\u7684\u610f\u4e49<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u65c5\u6e38\u4fdd\u9669\u4e2d\u7684\u533b\u7597\u4fdd\u9669\u81f3\u5173\u91cd\u8981\uff0c\u56e0\u4e3a\uff1a<\/p>\n\n\n\n<p>1. \u610f\u5916\u533b\u7597\u8d39\u7528<\/p>\n\n\n\n<p>\u5728\u56fd\u5916\uff0c\u533b\u7597\u8d39\u7528\u901a\u5e38\u975e\u5e38\u6602\u8d35\uff0c\u7279\u522b\u662f\u9700\u8981\u4f4f\u9662\u6216\u63a5\u53d7\u4e13\u79d1\u6cbb\u7597\u65f6\u3002\u62e5\u6709\u533b\u7597\u4fdd\u969c\u7684\u65c5\u6e38\u4fdd\u9669\u53ef\u4ee5\u51cf\u8f7b\u60a8\u7684\u7ecf\u6d4e\u8d1f\u62c5\uff0c\u786e\u4fdd\u60a8\u4e13\u6ce8\u4e8e\u5eb7\u590d\uff0c\u800c\u4e0d\u5fc5\u62c5\u5fc3\u533b\u7597\u8d26\u5355\u3002<\/p>\n\n\n\n<p>2. \u7d27\u6025\u533b\u7597\u8f6c\u8fd0&nbsp;<\/p>\n\n\n\n<p>\u5982\u679c\u60c5\u51b5\u4e25\u91cd\uff0c\u53ef\u80fd\u9700\u8981\u8f6c\u8fd0\uff0c\u9001\u5f80\u66f4\u5408\u9002\u7684\u533b\u9662\u3002\u901a\u5e38\uff0c\u5e26\u6709\u533b\u7597\u4fdd\u969c\u7684\u65c5\u6e38\u4fdd\u9669\u4f1a\u627f\u4fdd\u8f6c\u8fd0\u8d39\u7528\uff0c\u786e\u4fdd\u60a8\u80fd\u591f\u53ca\u65f6\u3001\u5b89\u5168\u5730\u83b7\u53d6\u5fc5\u8981\u7684\u6cbb\u7597\u3002<\/p>\n\n\n\n<p>3. \u5df2\u6709\u75c5\u75c7<\/p>\n\n\n\n<p>\u4e00\u4e9b\u65c5\u6e38\u4fdd\u9669\u4e5f\u63d0\u4f9b\u65e2\u5f80\u75c5\u75c7\u7684\u4fdd\u969c\uff0c\u8ba9\u60a3\u6709\u6162\u6027\u75be\u75c5\u6216\u9700\u8981\u7279\u6b8a\u836f\u7269\u7684\u65c5\u884c\u8005\u53ef\u4ee5\u5b89\u5fc3\u51fa\u6e38\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"40778\" data-permalink=\"https:\/\/bjak.my\/blog\/travel-insurance\/tune-protect-travel-insurance\/attachment\/travel-insurance-3\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Travel-Insurance-3.jpg?fit=541%2C360&amp;ssl=1\" data-orig-size=\"541,360\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Travel Insurance (3)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Travel-Insurance-3.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Travel-Insurance-3.jpg?fit=541%2C360&amp;ssl=1\" loading=\"lazy\" width=\"541\" height=\"360\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Travel-Insurance-3.jpg?resize=541%2C360&#038;ssl=1\" alt=\"Travel Insurance\" class=\"wp-image-40778\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Travel-Insurance-3.jpg?w=541&amp;ssl=1 541w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Travel-Insurance-3.jpg?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 541px) 100vw, 541px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E9%80%89%E6%8B%A9%E5%90%88%E9%80%82%E7%9A%84%E5%8C%BB%E7%96%97%E4%BF%9D%E9%99%A9\"><\/span><strong>\u9009\u62e9\u5408\u9002\u7684\u533b\u7597\u4fdd\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u9009\u62e9\u65c5\u6e38\u4fdd\u9669\u4e2d\u7684\u533b\u7597\u4fdd\u969c\u65f6\uff0c\u4e00\u5b9a\u8981\u8003\u8651\u4ee5\u4e0b\u56e0\u7d20\uff1a<\/p>\n\n\n\n<p>1. \u76ee\u7684\u5730<\/p>\n\n\n\n<p>\u4e0d\u540c\u56fd\u5bb6\u7684\u533b\u7597\u6c34\u5e73\u548c\u8d39\u7528\u5dee\u522b\u5f88\u5927\uff0c\u9009\u62e9\u80fd\u4e3a\u7279\u5b9a\u76ee\u7684\u5730\u63d0\u4f9b\u8db3\u591f\u4fdd\u969c\u7684\u8ba1\u5212\u3002<\/p>\n\n\n\n<p>2. \u65c5\u884c\u65f6\u95f4<\/p>\n\n\n\n<p>\u8003\u8651\u65c5\u884c\u65f6\u95f4\u7684\u957f\u77ed\uff0c\u6709\u4e9b\u8ba1\u5212\u662f\u4e3a\u77ed\u671f\u65c5\u884c\u63d0\u4f9b\u4fdd\u969c\uff0c\u6709\u4e9b\u8ba1\u5212\u5219\u662f\u4e3a\u957f\u671f\u65c5\u884c\u800c\u8bbe\u8ba1\u7684\u3002<\/p>\n\n\n\n<p>3. \u53c2\u4e0e\u7684\u6d3b\u52a8\u548c\u98ce\u9669<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u8ba1\u5212\u53c2\u52a0\u5192\u9669\u6d3b\u52a8\uff0c\u8bf7\u786e\u4fdd\u60a8\u7684\u4fdd\u9669\u8ba1\u5212\u627f\u4fdd\u4e0e\u6d3b\u52a8\u76f8\u5173\u7684\u6f5c\u5728\u4f24\u5bb3\uff0c\u6216\u533b\u7597\u7d27\u6025\u60c5\u51b5\u3002<\/p>\n\n\n\n<p>4. \u65e2\u5f80\u75c5\u75c7<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u6709\u4efb\u4f55\u5df2\u7ecf\u5b58\u5728\u7684\u75c5\u75c7\uff0c\u8bf7\u4ed4\u7ec6\u68c0\u67e5\u8ba1\u5212\u7684\u9664\u5916\u8d23\u4efb\u548c\u9650\u5236\uff0c\u4ee5\u786e\u4fdd\u83b7\u53d6\u8db3\u591f\u7684\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>5. \u627f\u4fdd\u9650\u989d<\/p>\n\n\n\n<p>\u6ce8\u610f\u533b\u7597\u8d39\u7528\u548c\u7d27\u6025\u533b\u7597\u8f6c\u8fd0\u7684\u627f\u4fdd\u9650\u989d\uff0c\u9009\u62e9\u9650\u989d\u7b26\u5408\u60a8\u6f5c\u5728\u533b\u7597\u9700\u6c42\u7684\u8ba1\u5212\u3002<\/p>\n\n\n\n<p>6. \u4fdd\u9669\u516c\u53f8<\/p>\n\n\n\n<p>\u67e5\u770b\u4fdd\u9669\u516c\u53f8\u7684\u58f0\u8a89\u548c\u8d22\u52a1\uff0c\u786e\u4fdd\u4ed6\u4eec\u80fd\u591f\u53ef\u9760\u5730\u5c65\u884c\u4e49\u52a1\u3002<\/p>\n\n\n\n<p>\u9664\u4e86\u4ee5\u4e0a\u7684\u56e0\u7d20\uff0c\u8fd8\u8981\u6bd4\u8f83\u4e0d\u540c\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u8ba1\u5212\uff0c\u4ee5\u627e\u5230\u6700\u5168\u9762\u3001\u6700\u5b9e\u60e0\u7684\u4fdd\u5355\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"35838\" data-permalink=\"https:\/\/bjak.my\/blog\/travel-insurance\/5-cara-lindungi-barangan-peribadi-ketika-melancong\/attachment\/travel-2-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/travel-2-1.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;Leaf Aptus-II 10(LF13512    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srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/travel-2-1.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/travel-2-1.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/travel-2-1.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/travel-2-1.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/travel-2-1.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E7%BB%99%E6%97%85%E8%A1%8C%E8%80%85%E7%9A%84%E5%B0%8F%E8%B4%B4%E5%A3%AB\"><\/span><strong>\u7ed9\u65c5\u884c\u8005\u7684\u5c0f\u8d34\u58eb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1. \u5c3d\u65e9\u6295\u4fdd<\/p>\n\n\n\n<p>\u5728\u65c5\u884c\u524d\u5c3d\u65e9\u8d2d\u4e70\u5305\u542b\u533b\u7597\u4fdd\u969c\u7684\u65c5\u6e38\u4fdd\u9669\uff0c\u4ee5\u786e\u4fdd\u60a8\u4ece\u9884\u8ba2\u884c\u7a0b\u7684\u4e00\u5f00\u59cb\u5c31\u53d7\u5230\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>2. \u4ed4\u7ec6\u67e5\u770b\u4fdd\u5355\u7ec6\u8282<\/p>\n\n\n\n<p>\u4e86\u89e3\u4fdd\u9669\u8ba1\u5212\u7684\u6761\u6b3e\u548c\u6761\u4ef6\uff0c\u5305\u62ec\u9664\u5916\u8d23\u4efb\u3001\u9650\u5236\u548c\u7d22\u8d54\u7a0b\u5e8f\u3002<\/p>\n\n\n\n<p>3. \u968f\u8eab\u643a\u5e26\u4fdd\u5355\u6587\u4ef6&nbsp;<\/p>\n\n\n\n<p>\u968f\u8eab\u643a\u5e26\u60a8\u7684\u4fdd\u9669\u6587\u4ef6\u526f\u672c\uff0c\u4ee5\u4fbf\u5728\u65c5\u884c\u671f\u95f4\u968f\u65f6\u53d6\u7528\u3002<\/p>\n\n\n\n<p>4. 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