{"id":46925,"date":"2024-04-24T13:25:00","date_gmt":"2024-04-24T05:25:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=46925"},"modified":"2024-04-21T20:29:09","modified_gmt":"2024-04-21T12:29:09","slug":"%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e5%90%8e%ef%bc%8c%e5%ba%94%e8%af%a5%e4%bb%80%e4%b9%88%e6%97%b6%e5%80%99%e6%8f%90%e5%87%ba%e7%b4%a2%e8%b5%94%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e5%90%8e%ef%bc%8c%e5%ba%94%e8%af%a5%e4%bb%80%e4%b9%88%e6%97%b6%e5%80%99%e6%8f%90%e5%87%ba%e7%b4%a2%e8%b5%94%ef%bc%9f","title":{"rendered":"\u610f\u5916\u53d1\u751f\u540e\uff0c\u5e94\u8be5\u4ec0\u4e48\u65f6\u5019\u63d0\u51fa\u7d22\u8d54\uff1f"},"content":{"rendered":"\n<p>\u53d1\u751f\u610f\u5916\u540e\uff0c\u63d0\u4ea4\u7d22\u8d54\u7684\u6700\u4f73\u65f6\u673a\u662f\u4ec0\u4e48\u65f6\u5019\uff1f\u5fc5\u987b\u5f53\u4e0b\u9a6c\u4e0a\u7533\u8bf7\u7d22\u8d54\u5417\uff1f<\/p>\n\n\n\n<p>\u5f53\u7136\uff01\u8d8a\u5feb\u63d0\u51fa\u7d22\u8d54\u8d8a\u597d\u3002\u5728\u5927\u591a\u6570\u7684\u60c5\u51b5\u4e0b\uff0c\u6211\u4eec\u90fd\u5efa\u8bae\u8f66\u4e3b\u5728\u53d1\u751f\u4e8b\u6545\u540e\u768448 &#8211; 72\u5c0f\u65f6\u5185\u5411\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u7d22\u8d54\uff0c\u4ee5\u786e\u4fdd\u7d22\u8d54\u53ef\u4ee5\u5f97\u5230\u66f4\u5feb\u7684\u5904\u7406\uff0c\u540c\u65f6\u51cf\u4f4e\u7d22\u8d54\u88ab\u62d2\u7684\u51e0\u7387\u3002<\/p>\n\n\n\n<p>\u901a\u5e38\uff0c\u4fdd\u9669\u7d22\u8d54\u6d41\u7a0b\u6d89\u53ca5\u4e2a\u4e3b\u8981\u9636\u6bb5\uff0c\u4ee5\u4e0b\u662f\u4fdd\u9669\u7d22\u8d54\u7684\u8be6\u7ec6\u6d41\u7a0b\uff1a<\/p>\n\n\n\n<p>1. \u8054\u7cfb\u4fdd\u9669\u516c\u53f8<\/p>\n\n\n\n<p>2. \u5f00\u59cb\u7d22\u8d54\u8c03\u67e5<\/p>\n\n\n\n<p>3. \u5ba1\u6838\u4fdd\u5355<\/p>\n\n\n\n<p>4. \u8fdb\u884c\u635f\u574f\u8bc4\u4f30<\/p>\n\n\n\n<p>5. \u5b89\u6392\u4ed8\u6b3e&nbsp;<\/p>\n\n\n\n<p>\u8eab\u4e3a\u4e00\u4e2a\u8f66\u4e3b\uff0c\u53d1\u751f\u610f\u5916\u540e\u8fc5\u901f\u63d0\u51fa\u7d22\u8d54\u662f\u60a8\u7684\u8d23\u4efb\u3002\u8fd9\u6837\u4e00\u6765\uff0c\u4e5f\u80fd\u8ba9\u4fdd\u9669\u516c\u53f8\u76f8\u4fe1\u60a8\u7684\u7d22\u8d54\u4e0d\u542b\u6b3a\u8bc8\u6210\u5206\u3002\u5982\u679c\u60a8\u672a\u6309\u7167\u8fd9\u4e9b\u6b65\u9aa4\u64cd\u4f5c\uff0c\u53ef\u80fd\u4f1a\u5bfc\u81f4\u60a8\u7684\u8f66\u8f86\u4fdd\u9669\u7d22\u8d54\u88ab\u62d2\u6216\u672a\u5b8c\u5168\u652f\u4ed8\u3002<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background has-text-color has-background\" href=\"https:\/\/bjak.my\/zh?utm_source=blogzh&amp;utm_campaign=article329\" target=\"_blank\" rel=\"noreferrer noopener\">\u7d22\u53d6\u62a5\u4ef7<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7e7a3e00b5\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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title=\"\u4e3a\u4ec0\u4e48\u53ca\u65f6\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u5f88\u91cd\u8981\uff1f\">\u4e3a\u4ec0\u4e48\u53ca\u65f6\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u5f88\u91cd\u8981\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e5%90%8e%ef%bc%8c%e5%ba%94%e8%af%a5%e4%bb%80%e4%b9%88%e6%97%b6%e5%80%99%e6%8f%90%e5%87%ba%e7%b4%a2%e8%b5%94%ef%bc%9f\/#%E5%8F%8A%E6%97%B6%E6%8F%90%E5%87%BA%E7%B4%A2%E8%B5%94%E9%81%BF%E5%85%8D%E6%8D%9F%E5%A4%B1\" title=\"\u53ca\u65f6\u63d0\u51fa\u7d22\u8d54\u907f\u514d\u635f\u5931&nbsp;\">\u53ca\u65f6\u63d0\u51fa\u7d22\u8d54\u907f\u514d\u635f\u5931&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e5%90%8e%ef%bc%8c%e5%ba%94%e8%af%a5%e4%bb%80%e4%b9%88%e6%97%b6%e5%80%99%e6%8f%90%e5%87%ba%e7%b4%a2%e8%b5%94%ef%bc%9f\/#%E7%A1%AE%E4%BF%9D%E7%B4%A2%E8%B5%94%E6%88%90%E5%8A%9F%E7%9A%84%E5%B0%8F%E8%B4%B4%E5%A3%AB\" title=\"\u786e\u4fdd\u7d22\u8d54\u6210\u529f\u7684\u5c0f\u8d34\u58eb\">\u786e\u4fdd\u7d22\u8d54\u6210\u529f\u7684\u5c0f\u8d34\u58eb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e5%90%8e%ef%bc%8c%e5%ba%94%e8%af%a5%e4%bb%80%e4%b9%88%e6%97%b6%e5%80%99%e6%8f%90%e5%87%ba%e7%b4%a2%e8%b5%94%ef%bc%9f\/#%E5%BD%93%E7%B4%A2%E8%B5%94%E8%A2%AB%E6%8B%92%E6%97%B6%EF%BC%8C%E5%8F%AF%E4%BB%A5%E6%80%8E%E4%B9%88%E5%81%9A%EF%BC%9F\" title=\"\u5f53\u7d22\u8d54\u88ab\u62d2\u65f6\uff0c\u53ef\u4ee5\u600e\u4e48\u505a\uff1f\">\u5f53\u7d22\u8d54\u88ab\u62d2\u65f6\uff0c\u53ef\u4ee5\u600e\u4e48\u505a\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E4%B8%BA%E4%BB%80%E4%B9%88%E5%8F%8A%E6%97%B6%E6%8F%90%E5%87%BA%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%E5%BE%88%E9%87%8D%E8%A6%81%EF%BC%9F\"><\/span><strong>\u4e3a\u4ec0\u4e48\u53ca\u65f6\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u5f88\u91cd\u8981\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1. \u5feb\u901f\u89e3\u51b3\u4fdd\u9669\u7d22\u8d54<\/p>\n\n\n\n<p>\u4fdd\u9669\u516c\u53f8\u5c06\u5728\u60a8\u63d0\u51fa\u7d22\u8d54\u540e\u5c31\u4f1a\u7acb\u5373\u542f\u52a8\u6d41\u7a0b\u3002\u56e0\u6b64\uff0c\u8bf7\u786e\u4fdd\u5728\u53d1\u751f\u4e8b\u6545\u540e\u5c3d\u5feb\u901a\u77e5\u60a8\u7684\u4fdd\u9669\u516c\u53f8\u3002<\/p>\n\n\n\n<p>2. \u53ca\u65f6\u8bc4\u4f30\u6c7d\u8f66\u635f\u5931<\/p>\n\n\n\n<p>\u7d22\u8d54\u8c03\u89e3\u5458\u5728\u4fdd\u9669\u7d22\u8d54\u8fc7\u7a0b\u4e2d\u626e\u6f14\u91cd\u8981\u89d2\u8272\u3002\u4ed6\u4eec\u5c06\u8bc4\u4f30\u8f66\u8f86\u635f\u574f\uff0c\u4ee5\u786e\u5b9a\u4fdd\u9669\u516c\u53f8\u5e94\u652f\u4ed8\u7684\u8d54\u507f\u91d1\u989d\u3002\u4ed6\u4eec\u6240\u91c7\u53d6\u7684\u6b65\u9aa4\u5305\u62ec\u4e0e\u7d22\u8d54\u65b9\u548c\u76ee\u51fb\u8005\u8fdb\u884c\u8bbf\u8c08\u3001\u68c0\u67e5\u8f66\u8f86\uff0c\u4ee5\u53ca\u67e5\u770b\u8b66\u65b9\u62a5\u544a\u7b49\u7b49\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"41506\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-car-insurance\/attachment\/claim\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?fit=741%2C494&amp;ssl=1\" data-orig-size=\"741,494\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Claim\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?fit=741%2C494&amp;ssl=1\" loading=\"lazy\" width=\"741\" height=\"494\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?resize=741%2C494&#038;ssl=1\" alt=\"Car insurance claim\" class=\"wp-image-41506\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?w=741&amp;ssl=1 741w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 741px) 100vw, 741px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%8F%8A%E6%97%B6%E6%8F%90%E5%87%BA%E7%B4%A2%E8%B5%94%E9%81%BF%E5%85%8D%E6%8D%9F%E5%A4%B1\"><\/span><strong>\u53ca\u65f6\u63d0\u51fa\u7d22\u8d54\u907f\u514d\u635f\u5931&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u60a8\u5fc5\u987b\u77e5\u9053\uff0c\u60a8\u7684\u4fdd\u9669\u516c\u53f8\u53ea\u6709\u5728\u6536\u5230\u8c03\u89e3\u5458\u7684\u4f30\u7b97\u62a5\u544a\u540e\uff0c\u624d\u4f1a\u6279\u51c6\u7ef4\u4fee\u5de5\u4f5c\u3002\u56e0\u6b64\uff0c\u53ca\u65f6\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u5c06\u786e\u4fdd\u8c03\u89e3\u5458\u53ca\u65f6\u5b8c\u6210\u4efb\u52a1\uff0c\u5e76\u51c6\u65f6\u63d0\u4ea4\u62a5\u544a\u3002<\/p>\n\n\n\n<p>\u53ca\u65f6\u63d0\u51fa\u7d22\u8d54\u53ef\u907f\u514d\u56e0\u6280\u672f\u95ee\u9898\u800c\u5bfc\u81f4\u7d22\u8d54\u88ab\u63a8\u8fdf\u6216\u62d2\u7edd\u3002\u67d0\u4e9b\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u89c4\u5b9a\u60a8\u5e94\u5728\u7279\u5b9a\u65f6\u95f4\u5185\u63d0\u51fa\u7d22\u8d54\uff0c\u56e0\u6b64\u6700\u597d\u53c2\u8003\u60a8\u7684\u4fdd\u9669\u653f\u7b56\u4ee5\u83b7\u53d6\u66f4\u591a\u4fe1\u606f\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E7%A1%AE%E4%BF%9D%E7%B4%A2%E8%B5%94%E6%88%90%E5%8A%9F%E7%9A%84%E5%B0%8F%E8%B4%B4%E5%A3%AB\"><\/span><strong>\u786e\u4fdd\u7d22\u8d54\u6210\u529f\u7684\u5c0f\u8d34\u58eb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1. \u62cd\u4e0b\u4e8b\u6545\u7167\u7247\uff0c\u5305\u62ec\u53d7\u635f\u6c7d\u8f66<\/p>\n\n\n\n<p>2. \u7d22\u53d6\u5bf9\u65b9\u7684\u8d44\u6599\uff0c\u5305\u62ec\u8f66\u724c\u548c\u7535\u8bdd\u53f7\u7801<\/p>\n\n\n\n<p>3. \u62a5\u8b66\u540e\uff0c\u9a6c\u4e0a\u63d0\u51fa\u7d22\u8d54<\/p>\n\n\n\n<p>4. \u82e5\u6709\u6c7d\u8f66\u6444\u50cf\u8bb0\u5f55\u4eea\uff0c\u4e5f\u53ef\u62f7\u8d1d\u753b\u9762\u51fa\u6765\u4f5c\u4e3a\u8bc1\u636e<\/p>\n\n\n\n<p>5. \u786e\u4fdd\u8f66\u9669\u3001\u8def\u7a0e\u548c\u9a7e\u7167\u4f9d\u7136\u6709\u6548<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%BD%93%E7%B4%A2%E8%B5%94%E8%A2%AB%E6%8B%92%E6%97%B6%EF%BC%8C%E5%8F%AF%E4%BB%A5%E6%80%8E%E4%B9%88%E5%81%9A%EF%BC%9F\"><\/span><strong>\u5f53\u7d22\u8d54\u88ab\u62d2\u65f6\uff0c\u53ef\u4ee5\u600e\u4e48\u505a\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1. \u627e\u60a8\u7684\u4fdd\u9669\u4ee3\u7406\u4eba\u8c08\u8c08<\/p>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u4e0e\u4fdd\u9669\u4ee3\u7406\u5458\u6c9f\u901a\uff0c\u4e86\u89e3\u7d22\u8d54\u88ab\u62d2\u7684\u539f\u56e0\u3002\u6709\u65f6\u95ee\u9898\u53ef\u80fd\u51fa\u5728\u6587\u4ef6\u4e0d\u5b8c\u6574\u6216\u7f3a\u5931\u4e0a\u3002<\/p>\n\n\n\n<p>2. 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data-image-title=\"Your car insurance claim might get rejected\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A7_FeaturedImage-02-1.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A7_FeaturedImage-02-1.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"608\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A7_FeaturedImage-02-1.jpg?resize=1080%2C608&#038;ssl=1\" alt=\"Your car insurance claim might get rejected\" class=\"wp-image-6462\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A7_FeaturedImage-02-1.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A7_FeaturedImage-02-1.jpg?resize=300%2C169&amp;ssl=1 300w, 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