{"id":47102,"date":"2024-05-23T10:21:25","date_gmt":"2024-05-23T02:21:25","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=47102"},"modified":"2025-07-10T18:53:41","modified_gmt":"2025-07-10T10:53:41","slug":"cara-nak-tuntut-insurans-kereta-loss-of-use","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use","title":{"rendered":"Ini Cara Nak Tuntut Insurans Kereta &#8220;Loss of Use&#8221; Kalau Kereta &#8216;Tersangkut&#8217; Lama Dekat Bengkel"},"content":{"rendered":"\n<p>Jika anda pernah ditimpa kemalangan, anda pasti sudah tahu bahawa proses untuk membaiki kereta anda pastinya memakan masa yang sangat lama. Lebih menyusahkan lagi jika kereta anda itu merupakan satu-satunya pengangkutan utama yang anda ada buat masa itu. <\/p>\n\n\n\n<p>Kepada anda yang tidak tahu, sebenarnya terdapat satu perkara yang boleh membantu mengurangkan beban kewangan anda dalam menghadapi masalah itu. Anda sebenarnya boleh membuat tuntutan yang bernama <em>loss of use<\/em> atau juga dikenali sebagai <em>Compensation for Assessed Repair Time (CART).<\/em> Untuk mengetahui berkenaan tuntutan tersebut, teruskan membaca artikel ini.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69effa697fdf9\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69effa697fdf9\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\/#Apakah_yang_dimaksudkan_dengan_tuntutan_Loss_of_Use\" title=\"Apakah yang dimaksudkan dengan tuntutan Loss of Use?\">Apakah yang dimaksudkan dengan tuntutan Loss of Use?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\/#Jumlah_bayaran_pampasan_Loss_of_Use_yang_boleh_diperolehi\" title=\"Jumlah bayaran pampasan Loss of Use yang boleh diperolehi\">Jumlah bayaran pampasan Loss of Use yang boleh diperolehi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\/#Siapa_yang_menentukan_CART\" title=\"Siapa yang menentukan CART\">Siapa yang menentukan CART<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\/#Cara_nak_tuntut_pampasan_Loss_of_Use\" title=\"Cara nak tuntut pampasan Loss of Use\">Cara nak tuntut pampasan Loss of Use<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\/#Beli_perlindungan_tambahan_CART\" title=\"Beli perlindungan tambahan CART&nbsp;\">Beli perlindungan tambahan CART&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apakah_yang_dimaksudkan_dengan_tuntutan_Loss_of_Use\"><\/span>Apakah yang dimaksudkan dengan tuntutan <em>Loss of Use<\/em>?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Loss of use atau&nbsp;<em>compensation for assessed repair time (CART)<\/em> merujuk kepada satu jumlah munasabah yang perlu dibayar oleh syarikat insurans sebagai pampasan bagi kehilangan penggunaan kenderaan. Namun begitu, pastikan <a href=\"https:\/\/bjak.my\/blog\/11-perkara-penting-dalam-polisi-insurans-kereta-yang-perlu-anda-fahami\/\">polisi insuran kereta<\/a> anda memiliki peril yang mengandungi tuntutan ini.<\/p>\n\n\n\n<p>Ia ditentukan berdasarkan tempoh masa yang diperlukan untuk membaiki kerosakan kereta anda di bengkel. Kerja-kerja pembaikan mungkin mengambil satu tempoh, bergantung pada tahap keterukan kenderaan tersebut. Akibatnya, mereka mungkin memerlukan masa selama sehari, seminggu atau sebulan untuk membaik pulih kereta anda.<\/p>\n\n\n\n<p>Anda mungkin mengalami kesulitan tanpa kenderaan anda. Disebabkan itu, anda mempunyai hak untuk menuntut CART terhadap insurans pihak lain kerana anda bukan dipihak yang bersalah dalam kemalangan itu.<\/p>\n\n\n\n<p>Pampasan yang anda terima berfungsi untuk membayar balik kepada anda bagi pilihan pengangkutan alternatif serta perubahan lain yang perlu anda buat pada masa itu.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Jumlah_bayaran_pampasan_Loss_of_Use_yang_boleh_diperolehi\"><\/span>Jumlah bayaran pampasan Loss of Use yang boleh diperolehi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Untuk pengetahuan anda, cara untuk mengira tuntutan <em>loss of use<\/em> ini boleh dirujuk dengan formula mudah seperti berikut:<\/p>\n\n\n\n<p><strong>Kadar tambang teksi mengikut resit yang dikeluarkan atau perjanjian sewa kereta X bilangan hari kereta anda tersangkut di bengkel untuk dibaiki.<\/strong><\/p>\n\n\n\n<p>Untuk membantu anda lebih memahaminya, rujuk skala pembayaran di dalam jadual seperti berikut:<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img data-attachment-id=\"47105\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\/attachment\/pasted-image-0-6\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"pasted image 0 (6)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-47105\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/pasted-image-0-6.png?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Siapa_yang_menentukan_CART\"><\/span>Siapa yang menentukan CART<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Secara amnya, ia akan ditentukan oleh penyelaras tuntutan insurans (<em>adjuster<\/em>) yang dilantik.<\/p>\n\n\n\n<p>Penyelaras tuntutan merupakan seorang profesional insurans terlatih yang mana peranan utamanya adalah untuk mewakili syarikat <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kenderaan<\/a> bagi menentukan kerugian kewangan yang dialami pelanggan selepas tuntutan difailkan.<\/p>\n\n\n\n<p>Selepas kereta anda diserahkan kepada bengkel (biasanya bengkel panel yang diakui oleh syarikat insurans tersebut),&nbsp;<em>adjuster<\/em>&nbsp;akan menganggarkan berapa lama bengkel akan mengambil masa untuk membaiki kereta anda dan seterusnya menentukan hari CART bagi membayar pampasan kepada anda.<\/p>\n\n\n\n<p>Penyelaras akan menganggarkannya dan mengesyorkan kepada agensi insurans. Walau bagaimanapun, jumlah sebenar yang anda terima mungkin bergantung pada polisi <a href=\"https:\/\/bjak.my\/ms\/car-insurance-guide\">insurans kereta<\/a> anda.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Cara_nak_tuntut_pampasan_Loss_of_Use\"><\/span>Cara nak tuntut pampasan <em>Loss of Use<\/em><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Perkara pertama yang anda perlu buat adalah memastikan kereta anda sudah siap dibaiki terlebih dahulu. Selepas daripada itu, barulah anda boleh memulakan proses tuntutan seperti berikut:<\/p>\n\n\n\n<ul><li>Maklumkan kepada pihak bengkel bahawa anda mahu membuat tuntutan \u2018<em>loss of use<\/em>\u2019. Dengan berbuat demikian, pihak bengkel akan menyediakan laporan berkenaan hal pembaikan kereta anda berserta dokumen lain yang berkaitan.<\/li><li>Hantar semua dokumen yang ada termasuk laporan bengkel, resit kereta sewa, resit tambang, serta lain-lain dokumen yang diperlukan pihak insurans. <\/li><li>Kerap buat panggilan bagi memastikan bahawa proses anda sedang diproses.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Beli_perlindungan_tambahan_CART\"><\/span>Beli perlindungan tambahan CART&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>CART adalah bermanfaat di mana anda boleh menggunakan pampasan tersebut untuk menampung kos sewa kereta atau tambang teksi semasa kereta anda dalam pembaikan di bengkel.<\/p>\n\n\n\n<p>Jadi, pertimbangkan perlindungan CART di dalam polisi komprehensif anda. Walau bagaimanapun, anda perlu tahu bahawa premium tambahan yang anda perlu bayar untuk CART adalah berbeza-beza mengikut syarikat insurans. Sila pastikan anda banding dan semak dahulu dengan syarikat insurans sebelum membelinya.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan sebut harga percuma di Bjak dan pilih pelan terbaik hari ini!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=cara-nak-tuntut-insurans-kereta-loss-of-use\">Renew Online<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Baca juga:<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/cara-tukar-pemilikan-kereta-secara-online\/\">Cara Tukar Pemilikan Kereta Secara Online<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/apa-itu-insurans-kereta-komprehensif\/\">Apa Itu Insurans Kereta Komprehensif?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/cara-renew-insurans-kereta-online-guna-bjak\/\">Cara Renew Insurans Kereta Online Guna BJAK<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Jika kereta anda tersangkut di dalam bengkel kerana rosak, anda boleh tuntut pampasan Loss of Use. Ketahui cara nak tuntutnya.<\/p>\n","protected":false},"author":23,"featured_media":47135,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ini Cara Nak Tuntut Insurans Kereta &quot;Loss of Use&quot;<\/title>\n<meta name=\"description\" content=\"Jika kereta anda tersangkut di dalam bengkel kerana rosak, anda boleh tuntut pampasan Loss of Use. Ketahui cara nak tuntutnya.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ini Cara Nak Tuntut Insurans Kereta &quot;Loss of Use&quot;\" \/>\n<meta property=\"og:description\" content=\"Jika kereta anda tersangkut di dalam bengkel kerana rosak, anda boleh tuntut pampasan Loss of Use. Ketahui cara nak tuntutnya.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-23T02:21:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-10T10:53:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aqmal Ezany\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1\",\"width\":1708,\"height\":1080,\"caption\":\"loss of use - cover\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\",\"name\":\"Ini Cara Nak Tuntut Insurans Kereta \\\"Loss of Use\\\"\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#primaryimage\"},\"datePublished\":\"2024-05-23T02:21:25+00:00\",\"dateModified\":\"2025-07-10T10:53:41+00:00\",\"description\":\"Jika kereta anda tersangkut di dalam bengkel kerana rosak, anda boleh tuntut pampasan Loss of Use. Ketahui cara nak tuntutnya.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ini Cara Nak Tuntut Insurans Kereta &#8220;Loss of Use&#8221; Kalau Kereta &#8216;Tersangkut&#8217; Lama Dekat Bengkel\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da\"},\"headline\":\"Ini Cara Nak Tuntut Insurans Kereta &#8220;Loss of Use&#8221; Kalau Kereta &#8216;Tersangkut&#8217; Lama Dekat Bengkel\",\"datePublished\":\"2024-05-23T02:21:25+00:00\",\"dateModified\":\"2025-07-10T10:53:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#webpage\"},\"wordCount\":615,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1\",\"keywords\":[\"BM\",\"insurans kereta\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da\",\"name\":\"Aqmal Ezany\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g\",\"caption\":\"Aqmal Ezany\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/sandipanbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Ini Cara Nak Tuntut Insurans Kereta \"Loss of Use\"","description":"Jika kereta anda tersangkut di dalam bengkel kerana rosak, anda boleh tuntut pampasan Loss of Use. Ketahui cara nak tuntutnya.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use","og_locale":"en_US","og_type":"article","og_title":"Ini Cara Nak Tuntut Insurans Kereta \"Loss of Use\"","og_description":"Jika kereta anda tersangkut di dalam bengkel kerana rosak, anda boleh tuntut pampasan Loss of Use. Ketahui cara nak tuntutnya.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2024-05-23T02:21:25+00:00","article_modified_time":"2025-07-10T10:53:41+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Aqmal Ezany","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1","width":1708,"height":1080,"caption":"loss of use - cover"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use","name":"Ini Cara Nak Tuntut Insurans Kereta \"Loss of Use\"","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#primaryimage"},"datePublished":"2024-05-23T02:21:25+00:00","dateModified":"2025-07-10T10:53:41+00:00","description":"Jika kereta anda tersangkut di dalam bengkel kerana rosak, anda boleh tuntut pampasan Loss of Use. Ketahui cara nak tuntutnya.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Ini Cara Nak Tuntut Insurans Kereta &#8220;Loss of Use&#8221; Kalau Kereta &#8216;Tersangkut&#8217; Lama Dekat Bengkel"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da"},"headline":"Ini Cara Nak Tuntut Insurans Kereta &#8220;Loss of Use&#8221; Kalau Kereta &#8216;Tersangkut&#8217; Lama Dekat Bengkel","datePublished":"2024-05-23T02:21:25+00:00","dateModified":"2025-07-10T10:53:41+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#webpage"},"wordCount":615,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-nak-tuntut-insurans-kereta-loss-of-use#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1","keywords":["BM","insurans kereta"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/0fbfe18c8062441edf329594545282da","name":"Aqmal Ezany","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/63c7a7a95f4e2a8c2331b88d7fe4b2ee?s=96&d=mm&r=g","caption":"Aqmal Ezany"},"url":"https:\/\/bjak.my\/blog\/author\/sandipanbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/20240521_Arif_FI_02_BM.png?fit=1708%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/47102"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=47102"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/47102\/revisions"}],"predecessor-version":[{"id":49018,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/47102\/revisions\/49018"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/47135"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=47102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=47102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=47102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}