{"id":47383,"date":"2024-06-26T12:45:00","date_gmt":"2024-06-26T04:45:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=47383"},"modified":"2025-11-05T18:38:07","modified_gmt":"2025-11-05T10:38:07","slug":"%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81","title":{"rendered":"\u4e0d\u7cfb\u5b89\u5168\u5e26\uff0c\u88ab\u629b\u51fa\u8f66\u5916\u98ce\u9669\u9ad830\u500d\uff01"},"content":{"rendered":"\n<p>\u60a8\u77e5\u9053\u5417\uff1f\u5750\u8f66\u65f6\u6ca1\u6709\u7cfb\u4e0a\u5b89\u5168\u5e26\uff0c\u662f\u4ea4\u901a\u4e8b\u6545\u4e2d\u81f4\u547d\u7684\u4e3b\u8981\u56e0\u7d20\u4e4b\u4e00\u3002<\/p>\n\n\n\n<p>\u6839\u636e\u5206\u6790\uff0c\u5f53\u53d1\u751f\u4ea4\u901a\u4e8b\u6545\u65f6\uff0c\u6ca1\u6709\u7cfb\u5b89\u5168\u5e26\u7684\u4eba\uff0c\u88ab\u629b\u51fa\u8f66\u5916\u7684\u98ce\u9669\uff0c\u6bd4\u7cfb\u4e0a\u5b89\u5168\u5e26\u7684\u4eba\u9ad8\u51fa30\u500d\uff01\u5728\u88ab\u629b\u51fa\u8f66\u5916\u7684\u60c5\u51b5\u4e0b\uff0c4\u4eba\u4e2d\u67093\u4eba\u4f1a\u56e0\u91cd\u4f24\u800c\u4e27\u547d\u3002\u8fd9\u4e9b\u60ca\u4eba\u7684\u6570\u636e\u65e0\u4e0d\u63d0\u9192\u6211\u4eec\uff0c\u5b89\u5168\u5e26\u662f\u751f\u547d\u7684\u91cd\u8981\u4fdd\u969c\u3002<\/p>\n\n\n\n<div 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href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81\/#%E5%AE%89%E5%85%A8%E5%B8%A6%E7%9A%84%E4%BF%9D%E6%8A%A4%E4%BD%9C%E7%94%A8\" title=\"\u5b89\u5168\u5e26\u7684\u4fdd\u62a4\u4f5c\u7528\">\u5b89\u5168\u5e26\u7684\u4fdd\u62a4\u4f5c\u7528<\/a><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><ul class='ez-toc-list-level-4'><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81\/#1_%E9%98%B2%E6%AD%A2%E8%A2%AB%E6%8A%9B%E5%87%BA%E8%BD%A6%E5%A4%96\" title=\"1. \u9632\u6b62\u88ab\u629b\u51fa\u8f66\u5916\">1. \u9632\u6b62\u88ab\u629b\u51fa\u8f66\u5916<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81\/#2_%E5%87%8F%E5%B0%91%E8%BA%AB%E4%BD%93%E7%A7%BB%E5%8A%A8\" title=\"2. \u51cf\u5c11\u8eab\u4f53\u79fb\u52a8\">2. \u51cf\u5c11\u8eab\u4f53\u79fb\u52a8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81\/#3_%E5%90%B8%E6%94%B6%E5%86%B2%E5%87%BB%E5%8A%9B\" title=\"3. \u5438\u6536\u51b2\u51fb\u529b\">3. \u5438\u6536\u51b2\u51fb\u529b<\/a><\/li><\/ul><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81\/#%E5%AE%89%E5%85%A8%E5%B8%A6%E7%9A%84%E5%AE%9E%E9%99%85%E6%95%88%E7%94%A8\" title=\"\u5b89\u5168\u5e26\u7684\u5b9e\u9645\u6548\u7528\">\u5b89\u5168\u5e26\u7684\u5b9e\u9645\u6548\u7528<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e4%b8%8d%e7%b3%bb%e5%ae%89%e5%85%a8%e5%b8%a6%ef%bc%8c%e8%a2%ab%e6%8a%9b%e5%87%ba%e8%bd%a6%e5%a4%96%e9%a3%8e%e9%99%a9%e9%ab%9830%e5%80%8d%ef%bc%81\/#%E4%B8%8D%E7%B3%BB%E5%AE%89%E5%85%A8%E5%B8%A6%E7%9A%84%E5%8D%B1%E9%99%A9\" title=\"\u4e0d\u7cfb\u5b89\u5168\u5e26\u7684\u5371\u9669\">\u4e0d\u7cfb\u5b89\u5168\u5e26\u7684\u5371\u9669<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%AE%89%E5%85%A8%E5%B8%A6%E7%9A%84%E4%BF%9D%E6%8A%A4%E4%BD%9C%E7%94%A8\"><\/span><strong>\u5b89\u5168\u5e26\u7684\u4fdd\u62a4\u4f5c\u7528<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4><span class=\"ez-toc-section\" id=\"1_%E9%98%B2%E6%AD%A2%E8%A2%AB%E6%8A%9B%E5%87%BA%E8%BD%A6%E5%A4%96\"><\/span><strong>1. \u9632\u6b62\u88ab\u629b\u51fa\u8f66\u5916<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u8f66\u7978\u4e2d\uff0c\u88ab\u629b\u51fa\u8f66\u5916\u662f\u5bfc\u81f4\u6b7b\u4ea1\u548c\u91cd\u4f24\u7684\u4e3b\u8981\u539f\u56e0\u4e4b\u4e00\u3002\u7cfb\u4e0a\u5b89\u5168\u5e26\uff0c\u53ef\u4ee5\u6709\u6548\u56fa\u5b9a\u4e58\u5ba2\u7684\u4f4d\u7f6e\uff0c\u907f\u514d\u5728\u78b0\u649e\u8fc7\u7a0b\u4e2d\u88ab\u629b\u51fa\u8f66\u5916\uff0c\u4ece\u800c\u5927\u5927\u964d\u4f4e\u6b7b\u4ea1\u548c\u91cd\u4f24\u7684\u98ce\u9669\u3002<\/p>\n\n\n\n<h4><span class=\"ez-toc-section\" id=\"2_%E5%87%8F%E5%B0%91%E8%BA%AB%E4%BD%93%E7%A7%BB%E5%8A%A8\"><\/span><strong>2. \u51cf\u5c11\u8eab\u4f53\u79fb\u52a8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u5b89\u5168\u5e26\u53ef\u4ee5\u9650\u5236\u4e58\u5ba2\u5728\u78b0\u649e\u65f6\u7684\u8fc7\u5ea6\u79fb\u52a8\uff0c\u9632\u6b62\u56e0\u4e0e\u8f66\u5185\u786c\u7269\uff08\u5982\uff1a\u65b9\u5411\u76d8\u3001\u6321\u98ce\u73bb\u7483\uff09\u53d1\u751f\u4e8c\u6b21\u78b0\u649e\u800c\u53d7\u4f24\u3002\u56fa\u5b9a\u5728\u5ea7\u4f4d\u4e0a\u7684\u4e58\u5ba2\u5728\u78b0\u649e\u53d1\u751f\u65f6\uff0c\u5176\u53d7\u529b\u8303\u56f4\u76f8\u5bf9\u5206\u6563\uff0c\u51cf\u8f7b\u4e86\u8eab\u4f53\u7684\u5c40\u90e8\u538b\u529b\uff0c\u4ece\u800c\u51cf\u5c11\u53d7\u4f24\u7684\u4e25\u91cd\u7a0b\u5ea6\u3002<\/p>\n\n\n\n<h4><span class=\"ez-toc-section\" id=\"3_%E5%90%B8%E6%94%B6%E5%86%B2%E5%87%BB%E5%8A%9B\"><\/span><strong>3. \u5438\u6536\u51b2\u51fb\u529b<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h4>\n\n\n\n<p>\u5b89\u5168\u5e26\u6750\u6599\u5177\u6709\u4e00\u5b9a\u7684\u5f39\u6027\u548c\u7f13\u51b2\u80fd\u529b\uff0c\u53ef\u4ee5\u5728\u78b0\u649e\u53d1\u751f\u65f6\u5438\u6536\u4e00\u90e8\u5206\u51b2\u51fb\u529b\uff0c\u51cf\u5c11\u5bf9\u4e58\u5ba2\u7684\u76f4\u63a5\u4f24\u5bb3\u3002\u8fd9\u79cd\u7f13\u51b2\u4f5c\u7528\u5bf9\u4e8e\u51cf\u8f7b\u4e58\u5ba2\u7684\u4f24\u5bb3\u81f3\u5173\u91cd\u8981\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"39025\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/vehicle-insurance-long-distance-trip\/attachment\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept.jpg?fit=1000%2C667&amp;ssl=1\" data-orig-size=\"1000,667\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"long distance driving\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept.jpg?fit=1000%2C667&amp;ssl=1\" loading=\"lazy\" width=\"1000\" height=\"667\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept.jpg?resize=1000%2C667&#038;ssl=1\" alt=\"\" class=\"wp-image-39025\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept.jpg?w=1000&amp;ssl=1 1000w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept.jpg?resize=300%2C200&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/woman-hand-fastening-seatbelt-car-cropped-image-woman-sitting-car-putting-her-seat-belt-safe-driving-concept.jpg?resize=768%2C512&amp;ssl=1 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%AE%89%E5%85%A8%E5%B8%A6%E7%9A%84%E5%AE%9E%E9%99%85%E6%95%88%E7%94%A8\"><\/span><strong>\u5b89\u5168\u5e26\u7684\u5b9e\u9645\u6548\u7528<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8f66\u8f86\u53d1\u751f\u78b0\u649e\u3001\u7d27\u6025\u5236\u52a8\u6216\u4fa7\u7ffb\u65f6\uff0c\u5b89\u5168\u5e26\u80fd\u5c06\u9a7e\u4e58\u4eba\u5458\u56fa\u5b9a\u5728\u5ea7\u6905\u4e0a\uff0c\u6709\u6548\u51cf\u5c11\u4e8b\u6545\u4f24\u5bb3\uff0c\u5173\u952e\u65f6\u523b\u8fd8\u80fd\u633d\u6551\u751f\u547d\u3002\u7edf\u8ba1\u6570\u636e\u663e\u793a\uff0c\u4f7f\u7528\u5b89\u5168\u5e26\u53ef\u4f7f\u9a7e\u9a76\u53f8\u673a\u548c\u524d\u6392\u4e58\u5ba2\u906d\u53d7\u4f24\u5bb3\u7684\u98ce\u9669\u964d\u4f4e40%-50%\uff0c\u4f7f\u540e\u6392\u4e58\u5ba2\u7684\u81f4\u547d\u4f24\u5bb3\u98ce\u9669\u964d\u4f4e75%\u3002\u8fd9\u4e00\u663e\u8457\u5dee\u5f02\u8fdb\u4e00\u6b65\u5f3a\u8c03\u4e86\u7cfb\u5b89\u5168\u5e26\u7684\u91cd\u8981\u6027\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5859\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/jenis-jenis-perlindungan-tambahan-untuk-insurans-kereta\/attachment\/image-7_-passenger-in-a-car-with-driver\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-7_-Passenger-in-a-car-with-driver.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Legal liability protection\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-7_-Passenger-in-a-car-with-driver.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-7_-Passenger-in-a-car-with-driver.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"608\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-7_-Passenger-in-a-car-with-driver.jpg?resize=1080%2C608&#038;ssl=1\" alt=\"Legal liability protection\" class=\"wp-image-5859\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-7_-Passenger-in-a-car-with-driver.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-7_-Passenger-in-a-car-with-driver.jpg?resize=300%2C169&amp;ssl=1 300w, 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