{"id":4755,"date":"2021-09-28T18:26:12","date_gmt":"2021-09-28T10:26:12","guid":{"rendered":"https:\/\/bjak.com\/blog\/?p=4755"},"modified":"2026-02-05T17:48:47","modified_gmt":"2026-02-05T09:48:47","slug":"can-i-purchase-medical-insurance-with-pre-existing-conditions","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions","title":{"rendered":"Medical Insurance: Can You Purchase It Pre-Existing Conditions?"},"content":{"rendered":"\n<p>If you have a medical condition before applying for health insurance \u2014 like diabetes, asthma, hypertension, or cancer \u2014 you might wonder: <strong>Can you still get medical insurance?<\/strong> The short answer is <strong>yes, but it depends on the insurer, underwriting method, and specific condition<\/strong>.This article explains what a <em>pre-existing condition<\/em> is, how insurers treat them, and what options might be available if you\u2019re in this situation.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7507adeea7\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7507adeea7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#What_is_a_pre-existing_condition\" title=\"What is a pre-existing condition?\">What is a pre-existing condition?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#How_does_your_insurer_check_out_if_you_suffer_from_any_pre-existing_conditions\" title=\"How does your insurer check out if you suffer from any pre-existing conditions?\">How does your insurer check out if you suffer from any pre-existing conditions?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Most_Standard_Medical_Cards_Exclude_Them\" title=\"Most Standard Medical Cards Exclude Them\">Most Standard Medical Cards Exclude Them<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Some_Insurers_May_Offer_Coverage_Under_Conditions\" title=\"Some Insurers May Offer Coverage Under Conditions\">Some Insurers May Offer Coverage Under Conditions<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#How_Do_Insurers_Assess_Pre-Existing_Conditions\" title=\"How Do Insurers Assess Pre-Existing Conditions?\">How Do Insurers Assess Pre-Existing Conditions?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Health_Questions_and_Records_Review\" title=\"Health Questions and Records Review\">Health Questions and Records Review<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Medical_Examination_Sometimes_Required\" title=\"Medical Examination (Sometimes Required)\">Medical Examination (Sometimes Required)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Here_is_what_you_need_to_know_about_medical_insurance_policies_for_pre-existing_diseases\" title=\"Here is what you need to know about medical insurance policies for pre-existing diseases.\">Here is what you need to know about medical insurance policies for pre-existing diseases.<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#What_Is_a_Waiting_Period\" title=\"What Is a Waiting Period?\">What Is a Waiting Period?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Premium_Loading\" title=\"Premium Loading\">Premium Loading<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Waiting_Period_Premium_Loading\" title=\"Waiting Period + Premium Loading\">Waiting Period + Premium Loading<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#What_Happens_If_You_Don%E2%80%99t_Declare_a_Pre-Existing_Condition\" title=\"What Happens If You Don\u2019t Declare a Pre-Existing Condition?\">What Happens If You Don\u2019t Declare a Pre-Existing Condition?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Tips_If_You_Have_a_Pre-Existing_Condition\" title=\"Tips If You Have a Pre-Existing Condition\">Tips If You Have a Pre-Existing Condition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_pre-existing_condition\"><\/span><strong>What is a pre-existing condition?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i2.wp.com\/www.taosinjurylawyers.com\/wp-content\/uploads\/2019\/07\/06-AS-TAOS-PreExisting-Medical-Conditions-1024x512.jpg?resize=1024%2C512&#038;ssl=1\" alt=\"Medical insurance - pre-existing condition\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<p>A <em>pre-existing condition<\/em> refers to any health issue, symptom, diagnosis, treatment, or medical history that already existed before you apply for medical insurance. This could be chronic diseases (like diabetes or heart disease) or conditions that required medical care in the past few years.<\/p>\n\n\n\n<p>In insurance terms, it usually includes illnesses diagnosed or treated within a certain period (sometimes up to several years) before your policy\u2019s start date. How long this look-back period is \u2014 and whether the condition will be covered \u2014 varies by insurer and policy.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_does_your_insurer_check_out_if_you_suffer_from_any_pre-existing_conditions\"><\/span>How does your insurer check out if you suffer from any pre-existing conditions?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i2.wp.com\/d2zp5xs5cp8zlg.cloudfront.net\/image-6898-800.jpg?w=1200&#038;ssl=1\" alt=\"Medical insurance - requirements\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<p>The simple reality is:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Most_Standard_Medical_Cards_Exclude_Them\"><\/span><strong>Most Standard Medical Cards Exclude Them<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Most medical insurance policies in Malaysia <strong>do not cover pre-existing conditions automatically<\/strong>. That means treatments related to conditions you already have before buying the policy may not be covered while the exclusion applies.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Some_Insurers_May_Offer_Coverage_Under_Conditions\"><\/span><strong>Some Insurers May Offer Coverage Under Conditions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Some health insurers use underwriting methods that <em>may eventually cover<\/em> pre-existing conditions, but only with specific conditions such as:<\/p>\n\n\n\n<ol><li><strong>Waiting Period Before Coverage<\/strong> \u2013 you may need to keep your policy active for a set time (often 12\u201324 months) before those conditions become eligible for claims.<br><\/li><li><strong>Premium Loading or Higher Premiums<\/strong> \u2013 insurers may accept you but charge more to cover the higher risk.<br><\/li><li><strong>Exclusions Still Apply<\/strong> \u2013 even with premium loading, the policy might still exclude claims for that condition if very high risk.<br><\/li><\/ol>\n\n\n\n<p>There is no guarantee \u2014 each insurer\u2019s underwriting criteria and risk appetite differ by company and product.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_Do_Insurers_Assess_Pre-Existing_Conditions\"><\/span><strong><strong>How Do Insurers Assess Pre-Existing Conditions?<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When you apply for a medical card, insurers typically go through a process called <strong>medical underwriting<\/strong>:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Health_Questions_and_Records_Review\"><\/span><strong>Health Questions and Records Review<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You\u2019ll answer questions about your health history, surgeries, medications, and treatments, and the insurer may access your medical records.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Medical_Examination_Sometimes_Required\"><\/span><strong>Medical Examination (Sometimes Required)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In some cases, the insurer may require a medical check-up to get clearer insights into your health before issuing a policy.<\/p>\n\n\n\n<p>Based on this assessment, the insurer decides whether to:<\/p>\n\n\n\n<ul><li>Accept you with full coverage (rare for most conditions)<br><\/li><li>Accept you with higher premiums<br><\/li><li>Apply a waiting period before covering the condition<br><\/li><li>Exclude the condition completely<br><\/li><li>Decline the application altogether<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Here_is_what_you_need_to_know_about_medical_insurance_policies_for_pre-existing_diseases\"><\/span>Here is what you need to know about medical insurance policies for pre-existing diseases.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_Is_a_Waiting_Period\"><\/span><strong>What Is a Waiting Period?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i0.wp.com\/storage.googleapis.com\/public-wordpress-data\/1\/2021\/04\/Plum_Blogbanners_Waiting-Period-in-Health-Insurance.png?w=1200&#038;ssl=1\" alt=\"Medical insurance - waiting period\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<p>A <strong>waiting period<\/strong> is a time after your policy starts during which claims for specific conditions are NOT covered. For pre-existing conditions, this waiting period is usually <strong>longer than the standard general waiting period<\/strong> applied to new conditions.<\/p>\n\n\n\n<p>For example:<\/p>\n\n\n\n<ul><li>General waiting period (for new non-pre-existing illnesses): ~30 days<br><\/li><li>Pre-existing condition waiting period: often 12\u201324 months (varies by insurer)<br><\/li><\/ul>\n\n\n\n<p>During this time, any treatment for your pre-existing condition is usually not claimable \u2014 but if you outlive the waiting period and meet the policy conditions, coverage <em>may start<\/em> afterward.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Premium_Loading\"><\/span>Premium Loading<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i1.wp.com\/13d8v2bz7o339fh2z48agpeb-wpengine.netdna-ssl.com\/wp-content\/uploads\/2017\/03\/Health-Insurance-Premiums-Increase-Faster-than-Yearly-Income.jpg?w=1200&#038;ssl=1\" alt=\"\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<p>Premium Loading is applied when an insurance company is dealing with a high-risk candidate. This includes medical history, dangerous jobs, and risky pastimes. The insurance company will include the pre-existing condition but for a higher premium. <\/p>\n\n\n\n<p>The amount is added to the premium to provide cover for the individual that is already affected by the pre-existing disease.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Waiting_Period_Premium_Loading\"><\/span>Waiting Period + Premium Loading<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The insurance company may have decided to load the premium as well as apply the waiting period for some critical cases.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_Happens_If_You_Don%E2%80%99t_Declare_a_Pre-Existing_Condition\"><\/span><strong>What Happens If You Don\u2019t Declare a Pre-Existing Condition?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i2.wp.com\/thumbor.forbes.com\/thumbor\/711x473\/https:\/\/specials-images.forbesimg.com\/imageserve\/608c62a1447a60b8d62f1c23\/White-Sticky-Note-With-Be-Honest-And-Red-Push-Pin-On-Yellow-Background\/960x0.jpg?w=1200&#038;ssl=1\" alt=\"Honesty\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<p><strong>Never hide or under-report your medical history.<\/strong> Full disclosure is a legal and contractual requirement when applying for insurance.<\/p>\n\n\n\n<p>If you fail to disclose a relevant pre-existing condition:<\/p>\n\n\n\n<ul><li>Claims may be denied<br><\/li><li>The policy could be rescinded or canceled<br><\/li><li>The insurer may take legal action in severe cases<br><\/li><\/ul>\n\n\n\n<p>Honesty ensures your coverage remains valid when you need it most.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_If_You_Have_a_Pre-Existing_Condition\"><\/span><strong>Tips If You Have a Pre-Existing Condition<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Apply early and while healthy if possible<\/strong> \u2014 insurers are more likely to accept applicants at younger ages with fewer conditions.<\/li><li><strong>Discuss underwriting options with an expert<\/strong> \u2014 some plans use different underwriting criteria that may help with coverage eligibility.<\/li><li><strong>Compare plans carefully<\/strong> \u2014 some insurers offer specific products or riders for chronic conditions or older applicants.<\/li><li><strong>Understand waiting periods and exclusions<\/strong> \u2014 always read policy terms thoroughly to know what\u2019s covered and when.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes \u2014 <strong>you can still get medical insurance with pre-existing conditions<\/strong>, but it depends on the insurer and product. Many plans exclude such conditions, require long waiting periods, charge higher premiums, or may not offer coverage at all. Knowing how underwriting works and disclosing your health history honestly helps you secure the best outcome possible.<\/p>\n\n\n\n<p>If you want tailored guidance based on your specific condition and budget, BJAK\u2019s insurance advisors can help you explore suitable medical card options for 2026.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-neve-link-color-background-color has-background\" href=\"https:\/\/bjak.my\/ms\/life?utm_source=blog&amp;utm_medium=&amp;utm_campaign=can-i-purchase-medical-insurance-with-pre-existing-conditions\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A pre-existing condition is a physical or mental condition that has been diagnosed or treated within the policy\u2019s look-back period.<\/p>\n","protected":false},"author":7,"featured_media":4849,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[359],"tags":[59,73,88,143],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Medical Insurance: Can You Purchase It Pre-Existing Conditions?<\/title>\n<meta name=\"description\" content=\"Answers to your burning questions on getting medical insurance with pre-existing conditions and the requirements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Medical Insurance: Can You Purchase It Pre-Existing Conditions?\" \/>\n<meta property=\"og:description\" content=\"Answers to your burning questions on getting medical insurance with pre-existing conditions and the requirements.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/can-i-purchase-medical-insurance-with-pre-existing-conditions\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-28T10:26:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-05T09:48:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/life-insurance-with-pre-existing-conditions-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nurul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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