{"id":47645,"date":"2024-07-31T12:14:00","date_gmt":"2024-07-31T04:14:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=47645"},"modified":"2024-07-27T15:29:02","modified_gmt":"2024-07-27T07:29:02","slug":"%e8%bd%a6%e9%99%a9%e7%9f%a5%e8%af%86%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bc%81%e6%8f%ad%e7%a4%ba%e7%bb%bc%e5%90%88%e5%9e%8b%e8%bd%a6%e9%99%a9%e7%9a%845%e5%a4%a7%e8%af%af%e5%8c%ba","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e9%99%a9%e7%9f%a5%e8%af%86%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bc%81%e6%8f%ad%e7%a4%ba%e7%bb%bc%e5%90%88%e5%9e%8b%e8%bd%a6%e9%99%a9%e7%9a%845%e5%a4%a7%e8%af%af%e5%8c%ba","title":{"rendered":"\u8f66\u9669\u77e5\u8bc6\u5927\u626b\u76f2\uff01\u63ed\u793a\u7efc\u5408\u8f66\u9669\u76845\u5927\u8bef\u533a"},"content":{"rendered":"\n<p>\u5728\u66f4\u65b0\u8f66\u9669\u65f6\uff0c\u6211\u4eec\u90fd\u4f1a\u5f3a\u70c8\u5efa\u8bae\u5927\u5bb6\u9009\u8d2d\u7efc\u5408\u578b\u4fdd\u9669\uff081\u53f7\u8f66\u9669\uff09\uff0c\u56e0\u4e3a\u76f8\u8f83\u4e8e2\u53f7\u8f66\u9669\u548c3\u53f7\u8f66\u9669\uff0c\u5b83\u6240\u63d0\u4f9b\u7684\u4fdd\u969c\u66f4\u4e3a\u5168\u9762\u3002\u4f46\uff0c\u6b63\u662f\u56e0\u4e3a\u8fd9\u6837\uff0c\u4e5f\u8ba9\u4e0d\u5c11\u8f66\u4e3b\u8bef\u4ee5\u4e3a\u4e0d\u7ba1\u53d1\u751f\u4efb\u4f55\u610f\u5916\u4e8b\u6545\uff0c\u90fd\u80fd\u83b7\u5f97\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u5b9e\u9645\u4e0a\uff0c\u7efc\u5408\u578b\u4fdd\u9669\u867d\u7136\u63d0\u4f9b\u4e86\u8f83\u5168\u9762\u7684\u4fdd\u969c\uff0c\u4f46\u4e5f\u4e0d\u662f\u4ec0\u4e48\u610f\u5916\u4e8b\u4ef6\u90fd\u80fd\u63d0\u51fa\u7d22\u8d54\u3002\u672c\u6587\u5c06\u548c\u5927\u5bb6\u5206\u4eab\u4e00\u4e9b\u7efc\u5408\u578b\u4fdd\u9669\u5e38\u89c1\u7684\u8bef\u89e3\uff0c\u5e0c\u671b\u63d0\u4f9b\u60a8\u6b63\u786e\u7684\u4fdd\u9669\u77e5\u8bc6\uff0c\u907f\u514d\u610f\u5916\u53d1\u751f\u65f6\u906d\u9047\u7d22\u8d54\u88ab\u62d2\u7684\u60c5\u51b5\u53d1\u751f\u3002<\/p>\n\n\n\n<div 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e9%99%a9%e7%9f%a5%e8%af%86%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bc%81%e6%8f%ad%e7%a4%ba%e7%bb%bc%e5%90%88%e5%9e%8b%e8%bd%a6%e9%99%a9%e7%9a%845%e5%a4%a7%e8%af%af%e5%8c%ba\/#%E8%AF%AF%E8%A7%A3%E4%B8%80%EF%BC%9A%E6%89%80%E6%9C%89%E6%8D%9F%E5%AE%B3%E5%92%8C%E6%8D%9F%E5%A4%B1%E9%83%BD%E5%9C%A8%E8%B5%94%E5%81%BF%E8%8C%83%E5%9B%B4%E5%86%85\" title=\"\u8bef\u89e3\u4e00\uff1a\u6240\u6709\u635f\u5bb3\u548c\u635f\u5931\u90fd\u5728\u8d54\u507f\u8303\u56f4\u5185\">\u8bef\u89e3\u4e00\uff1a\u6240\u6709\u635f\u5bb3\u548c\u635f\u5931\u90fd\u5728\u8d54\u507f\u8303\u56f4\u5185<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e9%99%a9%e7%9f%a5%e8%af%86%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bc%81%e6%8f%ad%e7%a4%ba%e7%bb%bc%e5%90%88%e5%9e%8b%e8%bd%a6%e9%99%a9%e7%9a%845%e5%a4%a7%e8%af%af%e5%8c%ba\/#%E8%AF%AF%E8%A7%A3%E4%BA%8C%EF%BC%9A%E5%8D%B3%E4%BD%BF%E5%8F%97%E4%BC%A4%E4%B9%9F%E5%8F%AF%E7%B4%A2%E8%B5%94\" title=\"\u8bef\u89e3\u4e8c\uff1a\u5373\u4f7f\u53d7\u4f24\u4e5f\u53ef\u7d22\u8d54\">\u8bef\u89e3\u4e8c\uff1a\u5373\u4f7f\u53d7\u4f24\u4e5f\u53ef\u7d22\u8d54<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e9%99%a9%e7%9f%a5%e8%af%86%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bc%81%e6%8f%ad%e7%a4%ba%e7%bb%bc%e5%90%88%e5%9e%8b%e8%bd%a6%e9%99%a9%e7%9a%845%e5%a4%a7%e8%af%af%e5%8c%ba\/#%E8%AF%AF%E8%A7%A3%E4%B8%89%EF%BC%9A%E4%BF%9D%E9%9A%9C%E8%BD%A6%E5%86%85%E7%9A%84%E8%B4%A2%E4%BA%A7\" title=\"\u8bef\u89e3\u4e09\uff1a\u4fdd\u969c\u8f66\u5185\u7684\u8d22\u4ea7\">\u8bef\u89e3\u4e09\uff1a\u4fdd\u969c\u8f66\u5185\u7684\u8d22\u4ea7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e9%99%a9%e7%9f%a5%e8%af%86%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bc%81%e6%8f%ad%e7%a4%ba%e7%bb%bc%e5%90%88%e5%9e%8b%e8%bd%a6%e9%99%a9%e7%9a%845%e5%a4%a7%e8%af%af%e5%8c%ba\/#%E8%AF%AF%E8%A7%A3%E5%9B%9B%EF%BC%9A%E5%A6%82%E6%9E%9C%E8%BD%A6%E5%AD%90%E4%B8%A5%E9%87%8D%E5%8F%97%E6%8D%9F%EF%BC%8C%E8%B5%94%E5%81%BF%E4%B8%80%E8%BE%86%E6%96%B0%E8%BD%A6\" title=\"\u8bef\u89e3\u56db\uff1a\u5982\u679c\u8f66\u5b50\u4e25\u91cd\u53d7\u635f\uff0c\u8d54\u507f\u4e00\u8f86\u65b0\u8f66\">\u8bef\u89e3\u56db\uff1a\u5982\u679c\u8f66\u5b50\u4e25\u91cd\u53d7\u635f\uff0c\u8d54\u507f\u4e00\u8f86\u65b0\u8f66<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%bd%a6%e9%99%a9%e7%9f%a5%e8%af%86%e5%a4%a7%e6%89%ab%e7%9b%b2%ef%bc%81%e6%8f%ad%e7%a4%ba%e7%bb%bc%e5%90%88%e5%9e%8b%e8%bd%a6%e9%99%a9%e7%9a%845%e5%a4%a7%e8%af%af%e5%8c%ba\/#%E8%AF%AF%E8%A7%A3%E4%BA%94%EF%BC%9A%E6%89%80%E6%9C%89%E5%8F%B8%E6%9C%BA%E9%83%BD%E5%8F%97%E5%88%B0%E4%BF%9D%E9%9A%9C\" title=\"\u8bef\u89e3\u4e94\uff1a\u6240\u6709\u53f8\u673a\u90fd\u53d7\u5230\u4fdd\u969c\">\u8bef\u89e3\u4e94\uff1a\u6240\u6709\u53f8\u673a\u90fd\u53d7\u5230\u4fdd\u969c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E8%AF%AF%E8%A7%A3%E4%B8%80%EF%BC%9A%E6%89%80%E6%9C%89%E6%8D%9F%E5%AE%B3%E5%92%8C%E6%8D%9F%E5%A4%B1%E9%83%BD%E5%9C%A8%E8%B5%94%E5%81%BF%E8%8C%83%E5%9B%B4%E5%86%85\"><\/span><strong>\u8bef\u89e3\u4e00\uff1a\u6240\u6709\u635f\u5bb3\u548c\u635f\u5931\u90fd\u5728\u8d54\u507f\u8303\u56f4\u5185<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8bb8\u591a\u4eba\u8bef\u4ee5\u4e3a\u7efc\u5408\u578b\u8f66\u9669\u4f1a\u8986\u76d6\u6240\u6709\u7c7b\u578b\u7684\u635f\u5bb3\u548c\u635f\u5931\u3002\u5b9e\u9645\u4e0a\uff0c\u7efc\u5408\u578b\u8f66\u9669\u867d\u7136\u8986\u76d6\u8303\u56f4\u5e7f\u6cdb\uff0c\u4f46\u5e76\u975e\u65e0\u6240\u4e0d\u5305\u3002\u5c31\u50cf\u662f\u5982\u679c\u9047\u5230\u6c34\u707e\u3001\u571f\u5d29\u3001\u6811\u5012\u7b49\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u8f66\u8f86\u635f\u574f\uff0c\u4fdd\u9669\u516c\u53f8\u662f\u4e0d\u4f1a\u63d0\u4f9b\u8d54\u507f\u7684\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u5e0c\u671b\u7231\u8f66\u5728\u81ea\u7136\u707e\u5bb3\u4e0b\u4e5f\u80fd\u83b7\u5f97\u4fdd\u969c\uff0c\u53ef\u4ee5\u5728\u8d2d\u4e70\u7efc\u5408\u578b\u4fdd\u9669\u65f6\uff0c\u989d\u5916\u6dfb\u52a0\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u3002\u901a\u8fc7\u6dfb\u52a0\u8fd9\u4e2a\u9644\u52a0\u4fdd\u9669\uff0c\u60a8\u5c31\u53ef\u4ee5\u6309\u7167\u4fdd\u5355\u89c4\u5b9a\uff0c\u83b7\u5f97\u56e0\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u8f66\u8f86\u635f\u5931\u8d54\u507f\u3002\u4e00\u822c\u4e0a\uff0c\u9644\u52a0\u4fdd\u9669\u7684\u4fdd\u8d39\u4e3a\u6295\u4fdd\u91d1\u989d\u76840.5%\u3002\u7136\u800c\uff0c\u4e0d\u540c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u4f1a\u6709\u4e0d\u540c\u7684\u89c4\u5b9a\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E8%AF%AF%E8%A7%A3%E4%BA%8C%EF%BC%9A%E5%8D%B3%E4%BD%BF%E5%8F%97%E4%BC%A4%E4%B9%9F%E5%8F%AF%E7%B4%A2%E8%B5%94\"><\/span><strong>\u8bef\u89e3\u4e8c\uff1a\u5373\u4f7f\u53d7\u4f24\u4e5f\u53ef\u7d22\u8d54<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7efc\u5408\u578b\u8f66\u9669\u7684\u4e3b\u8981\u76ee\u7684\u662f\u4fdd\u969c\u8f66\u8f86\u672c\u8eab\u7684\u635f\u5931\uff0c\u5e76\u4e0d\u662f\u4e2a\u4eba\u53d7\u4f24\u3002\u76ee\u524d\u7684\u4fdd\u9669\u7c7b\u578b\uff0c\u4ec5\u8986\u76d6\u5bf9\u7b2c\u4e09\u65b9\u9020\u6210\u7684\u4f24\u5bb3\u7d22\u8d54\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\uff0c\u4e3a\u4e86\u4fdd\u969c\u81ea\u8eab\u5b89\u5168\uff0c\u60a8\u53ef\u4ee5\u5728\u7efc\u5408\u578b\u4fdd\u9669\u4e2d\u6dfb\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff0c\u6216\u53e6\u5916\u8d2d\u4e70\u4e00\u4efd\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u3002\u5efa\u8bae\u8f66\u4e3b\u5728\u8003\u8651\u5168\u9762\u4fdd\u969c\u65f6\uff0c\u4e5f\u4e0d\u8981\u5ffd\u89c6\u4eba\u8eab\u610f\u5916\u9669\u7684\u91cd\u8981\u6027\uff0c\u4ee5\u4fbf\u5728\u610f\u5916\u53d1\u751f\u65f6\u83b7\u5f97\u66f4\u5168\u9762\u7684\u4fdd\u62a4\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"47165\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/faedah-ekslusif-yang-ditawarkan-dalam-pelan-bjak-vip\/attachment\/insurance-claim_65648941c21b8\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/insurance-claim_65648941c21b8-e1716523893511.webp?fit=700%2C525&amp;ssl=1\" data-orig-size=\"700,525\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"insurance-claim_65648941c21b8\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/insurance-claim_65648941c21b8-e1716523893511.webp?fit=300%2C225&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/insurance-claim_65648941c21b8-e1716523893511.webp?fit=1080%2C810&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"810\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/05\/insurance-claim_65648941c21b8.webp?resize=1080%2C810&#038;ssl=1\" alt=\"\" class=\"wp-image-47165\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E8%AF%AF%E8%A7%A3%E4%B8%89%EF%BC%9A%E4%BF%9D%E9%9A%9C%E8%BD%A6%E5%86%85%E7%9A%84%E8%B4%A2%E4%BA%A7\"><\/span><strong>\u8bef\u89e3\u4e09\uff1a\u4fdd\u969c\u8f66\u5185\u7684\u8d22\u4ea7<\/strong><span 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id=\"%E8%AF%AF%E8%A7%A3%E5%9B%9B%EF%BC%9A%E5%A6%82%E6%9E%9C%E8%BD%A6%E5%AD%90%E4%B8%A5%E9%87%8D%E5%8F%97%E6%8D%9F%EF%BC%8C%E8%B5%94%E5%81%BF%E4%B8%80%E8%BE%86%E6%96%B0%E8%BD%A6\"><\/span><strong>\u8bef\u89e3\u56db\uff1a\u5982\u679c\u8f66\u5b50\u4e25\u91cd\u53d7\u635f\uff0c\u8d54\u507f\u4e00\u8f86\u65b0\u8f66<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8bb8\u591a\u8f66\u4e3b\u8bef\u4ee5\u4e3a\u8f66\u5b50\u88ab\u76d7\uff0c\u6216\u88ab\u5ba3\u5e03\u4e3atotal loss\u65f6\uff0c\u7efc\u5408\u578b\u4fdd\u9669\u4f1a\u81ea\u52a8\u8d54\u507f\u4e00\u8f86\u65b0\u8f66\u3002\u4f46\uff0c\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u4fdd\u9669\u516c\u53f8\u53ea\u4f1a\u6839\u636e\u4fdd\u5355\u5217\u660e\u7684\u5e02\u573a\u4ef7\u503c\u6216\u7ea6\u5b9a\u4ef7\u503c\u8fdb\u884c\u8d54\u507f\uff0c\u4e0d\u4f1a\u5bf9\u60a8\u5c1a\u672a\u8fd8\u6e05\u7684\u8f66\u8d37\u8d1f\u8d23\u54e6\uff01<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E8%AF%AF%E8%A7%A3%E4%BA%94%EF%BC%9A%E6%89%80%E6%9C%89%E5%8F%B8%E6%9C%BA%E9%83%BD%E5%8F%97%E5%88%B0%E4%BF%9D%E9%9A%9C\"><\/span><strong>\u8bef\u89e3\u4e94\uff1a\u6240\u6709\u53f8\u673a\u90fd\u53d7\u5230\u4fdd\u969c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5982\u679c\u60a8\u597d\u5fc3\u5c06\u8f66\u501f\u7ed9\u4e0d\u5728\u4fdd\u9669\u5355\u4e0a\u6307\u5b9a\u7684\u53f8\u673a\uff0c\u4e0d\u5e78\u53d1\u751f\u610f\u5916\uff0c\u60a8\u53ef\u80fd\u4f1a\u62c5\u5fc3\u53ea\u80fd\u81ea\u638f\u8170\u5305\u4e86\u3002<\/p>\n\n\n\n<p>\u4e0d\u8fc7\uff0c\u4f5c\u4e3a\u8f66\u4e3b\uff0c\u60a8\u4f9d\u7136\u53ef\u4ee5\u5c31\u53d1\u751f\u610f\u5916\u7684\u8f66\u8f86\u63d0\u51fa\u4fdd\u9669\u8d54\u507f\uff0c\u53ea\u662f\u9700\u8981\u652f\u4ed8\u4fdd\u9669\u516c\u53f8\u89c4\u5b9a\u7684\u8d85\u989d\u7ef4\u4fee\u8d39\u7528\uff08\u901a\u5e38\u4e3aRM400\uff09\u3002\u7136\u800c\uff0c\u6709\u4ee5\u4e0b\u524d\u63d0\u6761\u4ef6\uff1a<\/p>\n\n\n\n<p>\u2013 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data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Car-Insurance\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Car-Insurance.jpg?fit=300%2C171&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Car-Insurance.jpg?fit=869%2C496&amp;ssl=1\" loading=\"lazy\" width=\"869\" height=\"496\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Car-Insurance.jpg?resize=869%2C496&#038;ssl=1\" alt=\"\" class=\"wp-image-5729\" 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