{"id":48591,"date":"2025-07-05T02:16:56","date_gmt":"2025-07-04T18:16:56","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=48591"},"modified":"2025-07-05T02:19:04","modified_gmt":"2025-07-04T18:19:04","slug":"pacific-orient-po-car-insurance-worth-choosing","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing","title":{"rendered":"Pacific &#038; Orient (P&#038;O) Car Insurance, Worth Choosing?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a16595028568\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a16595028568\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/#P_O_Car_Insurance_%E2%80%93_What_You_Need_to_Know\" title=\"P&amp;O Car Insurance \u2013 What You Need to Know\">P&amp;O Car Insurance \u2013 What You Need to Know<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/#_What_Do_They_Offer\" title=\"&nbsp;What Do They Offer?\">&nbsp;What Do They Offer?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/#_Special_Product_Motor_Safe\" title=\"&nbsp;Special Product: Motor Safe\">&nbsp;Special Product: Motor Safe<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/#P_O%E2%80%99s_Motor_Safe_plan_is_their_standout_product_offering\" title=\"P&amp;O\u2019s Motor Safe plan is their standout product, offering:\">P&amp;O\u2019s Motor Safe plan is their standout product, offering:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/#_Is_It_Worth_It\" title=\"&nbsp;Is It Worth It?\">&nbsp;Is It Worth It?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/#_Why_Do_People_Like_P_O\" title=\"&nbsp;Why Do People Like P&amp;O?\">&nbsp;Why Do People Like P&amp;O?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/#Summary\" title=\"Summary:\">Summary:<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"P_O_Car_Insurance_%E2%80%93_What_You_Need_to_Know\"><\/span>P&amp;O Car Insurance \u2013 What You Need to Know<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>What is P&amp;O Car Insurance?<br>P&amp;O (Pacific &amp; Orient Insurance Co. Berhad) is a general insurance provider in Malaysia, licensed by Bank Negara Malaysia. It offers various insurance products including motor insurance, which is one of its most well-known services. P&amp;O is known for reliability, basic protection at affordable rates, and quick claims processing.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"_What_Do_They_Offer\"><\/span>&nbsp;What Do They Offer?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"48593\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/attachment\/featured-images-blog-template-6-1\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-6-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-48593\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-6-1.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"_Special_Product_Motor_Safe\"><\/span>&nbsp;Special Product: Motor Safe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"P_O%E2%80%99s_Motor_Safe_plan_is_their_standout_product_offering\"><\/span>P&amp;O\u2019s Motor Safe plan is their standout product, offering:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Agreed Value Coverage \u2013 No depreciation deductions in claims.<\/li><li>Free Towing \u2013 Up to 150 km (subject to plan).<\/li><li>Fast e-Claim Process \u2013 Online claims submission.<\/li><li>24\/7 Auto Assist \u2013 Emergency roadside help.<\/li><li>Windscreen Add-On \u2013 Optional, for glass protection.<\/li><\/ul>\n\n\n\n<p>Flood &amp; Natural Disaster Add-On \u2013 Optional, important in Malaysia.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"_Is_It_Worth_It\"><\/span>&nbsp;Is It Worth It?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes \u2013 if you&#8217;re looking for affordable, no-frills insurance with the option to customize with add-ons. P&amp;O provides solid base protection, and many users like it for:<\/p>\n\n\n\n<ul><li>&nbsp;Competitive pricing<\/li><li>&nbsp;Efficient claim turnaround<\/li><li>&nbsp;Reliable towing &amp; emergency services<\/li><li>&nbsp;Easy purchase and renewal online<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"_Why_Do_People_Like_P_O\"><\/span>&nbsp;Why Do People Like P&amp;O?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>&nbsp;Value for money \u2013 Great for budget-conscious drivers.<\/li><li>&nbsp;Quick e-Services \u2013 Digital claims, policy access, and renewals.<\/li><li>&nbsp;Flexible add-ons \u2013 Windscreen, flood cover, and special perils.<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Summary\"><\/span>Summary:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"48594\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\/attachment\/featured-images-blog-template-7-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-7-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-48594\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-7-1.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><figcaption>If you\u2019re not looking for fancy perks but want a reliable, value-for-money plan, P&amp;O Motor Safe is a practical choice.<\/figcaption><\/figure>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=pacific--orient-po-car-insurance-worth-choosing\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read more:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/tune-protect-car-insurance-suitable-for-the-young-adults\/\">Tune Protect Car Insurance \u2013 Suitable For The Young Adults?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/lonpac-car-insurance-affordable-but-full-coverage-an-honest-review\/\">Lonpac Car Insurance \u2013 Affordable But Full Coverage? An Honest Review<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/msig-malaysia-car-insurance-should-you-have-it-for-your-car\/\">MSIG Malaysia Car Insurance \u2013 Should You Have It For Your Car?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>P&amp;O Car Insurance \u2013 What You Need to Know What is P&amp;O Car Insurance?P&amp;O (Pacific &amp; Orient Insurance Co. Berhad) is a general insurance provider in Malaysia, licensed by Bank Negara Malaysia. It offers various insurance products including motor insurance, which is one of its most well-known services. P&amp;O is known for reliability, basic protection&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Pacific &#038; Orient (P&#038;O) Car Insurance, Worth Choosing?<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":48592,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,2672],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pacific &amp; Orient (P&amp;O) Car Insurance, Worth Choosing? | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Pacific &amp; Orient (P&amp;O) Car Insurance, Worth Choosing?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pacific &amp; Orient (P&amp;O) Car Insurance, Worth Choosing? | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Pacific &amp; Orient (P&amp;O) Car Insurance, Worth Choosing?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-po-car-insurance-worth-choosing\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-04T18:16:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-04T18:19:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-5-1.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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