{"id":49068,"date":"2025-07-10T21:50:10","date_gmt":"2025-07-10T13:50:10","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=49068"},"modified":"2025-11-03T20:54:42","modified_gmt":"2025-11-03T12:54:42","slug":"insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih","title":{"rendered":"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?"},"content":{"rendered":"\n<p>Bila tiba masa untuk memperbaharui insurans kenderaan, ramai pemilik kereta tertanya-tanya: perlu ambil insurans pihak ketiga atau insurans komprehensif? Untuk bantu anda buat keputusan tepat, berikut penjelasan lengkap tentang kedua-dua jenis perlindungan ini \u2013 termasuk perbezaan utama, kos, dan situasi mana yang lebih sesuai.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7b73ab390b\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7b73ab390b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\/#Apa_Itu_Insurans_Pihak_Ketiga\" title=\"Apa Itu Insurans Pihak Ketiga?\">Apa Itu Insurans Pihak Ketiga?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\/#Apa_Itu_Insurans_Komprehensif\" title=\"Apa Itu Insurans Komprehensif?\">Apa Itu Insurans Komprehensif?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\/#Perbandingan_Insurans_Pihak_Ketiga_vs_Komprehensif\" title=\"Perbandingan: Insurans Pihak Ketiga vs Komprehensif\">Perbandingan: Insurans Pihak Ketiga vs Komprehensif<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\/#Mana_Satu_Yang_Patut_Anda_Pilih\" title=\"Mana Satu Yang Patut Anda Pilih?\">Mana Satu Yang Patut Anda Pilih?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\/#Adakah_Terdapat_Perbezaan_Harga\" title=\"Adakah Terdapat Perbezaan Harga?\">Adakah Terdapat Perbezaan Harga?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apa_Itu_Insurans_Pihak_Ketiga\"><\/span>Apa Itu Insurans Pihak Ketiga?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurans pihak ketiga adalah pelan insurans paling asas dan paling murah yang diwajibkan oleh undang-undang Malaysia. Ia hanya melindungi kerugian atau kerosakan kepada pihak lain jika anda menyebabkan kemalangan.<\/p>\n\n\n\n<p>Ia tidak melindungi kenderaan anda sendiri.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apa_Itu_Insurans_Komprehensif\"><\/span>Apa Itu Insurans Komprehensif?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurans komprehensif pula adalah pelan lebih lengkap, kerana ia bukan sahaja melindungi kerugian pihak ketiga, tetapi juga kenderaan anda sendiri akibat kemalangan, kebakaran, kecurian, dan kadang kala bencana alam (jika ditambah perlindungan tambahan).<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Perbandingan_Insurans_Pihak_Ketiga_vs_Komprehensif\"><\/span>Perbandingan: Insurans Pihak Ketiga vs Komprehensif<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49070\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\/attachment\/featured-images-blog-template-36-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-36-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Perbandingan: Insurans Pihak Ketiga vs Komprehensif\nCiri Perlindungan\nInsurans Pihak Ketiga\nInsurans Komprehensif\nKerosakan kepada kenderaan sendiri\nTidak dilindungi\nDilindungi\nKerosakan kepada pihak ketiga\nDilindungi\nDilindungi\nKecurian \/ kebakaran kereta anda\nTidak dilindungi\nDilindungi\nBencana alam (jika ditambah rider)\nTidak dilindungi\nBoleh ditambah\nKos Premium\nLebih murah\nLebih mahal sedikit\nSesuai untuk\nKereta lama (lebih 10 tahun)\nKereta baharu \/ nilai tinggi\nWajib oleh undang-undang\nYa\nYa\n\n\" class=\"wp-image-49070\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-36-1.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Mana_Satu_Yang_Patut_Anda_Pilih\"><\/span>Mana Satu Yang Patut Anda Pilih?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pilihan bergantung pada usia, nilai dan kegunaan kenderaan anda:<\/p>\n\n\n\n<ul><li>Pilih Insurans Komprehensif jika:<ul><li>Kereta anda berusia di bawah 10 tahun<\/li><li>Nilai kereta masih tinggi<\/li><li>Anda mahu perlindungan penuh untuk kereta sendiri dan pihak ketiga<br><\/li><\/ul><\/li><li>Pilih Insurans Pihak Ketiga jika:<ul><li>Kereta anda berusia lebih 10 tahun<\/li><li>Nilai pasaran kereta rendah<\/li><li>Anda hanya mahu patuhi undang-undang tanpa kos tinggi<br><\/li><\/ul><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Adakah_Terdapat_Perbezaan_Harga\"><\/span>Adakah Terdapat Perbezaan Harga?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ya. Insurans pihak ketiga biasanya lebih murah kerana perlindungannya lebih terhad. Insurans komprehensif pula sedikit mahal, tetapi berbaloi untuk ketenangan fikiran \u2013 terutama jika anda masih membayar pinjaman kenderaan atau menggunakan kereta setiap hari.<\/p>\n\n\n\n<p>Contoh anggaran:<\/p>\n\n\n\n<ul><li>Insurans pihak ketiga: RM300 \u2013 RM600 setahun<\/li><li>Insurans komprehensif: RM700 \u2013 RM2,000 setahun (bergantung pada jenis dan nilai kereta)<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span>Kesimpulan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tiada jawapan yang sesuai untuk semua orang, tetapi sebagai panduan:<\/p>\n\n\n\n<ul><li>Nilai tinggi &amp; baru? Pilih komprehensif<\/li><li>Kereta lama, nilai rendah? Pihak ketiga cukup<br><\/li><\/ul>\n\n\n\n<p>Untuk semakan harga dan cadangan terbaik berdasarkan profil anda, dapatkan sebut harga percuma di<a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\"> BJAK<\/a>.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta-pacific-insurance-adakah-ia-memberi-nilai-untuk-wang-anda\/\">Insurans Kereta Pacific Insurance \u2013 Adakah Ia Memberi Nilai Untuk Wang Anda?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/perlindungan-insurans-kereta-dari-aia-apa-yang-ditawarkan-bagaimana-nak-mohon\/\">Perlindungan Insurans Kereta dari AIA: Apa Yang Ditawarkan &amp; Bagaimana Nak Mohon?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta-qbe-pilihan-niche-tapi-mantap-di-malaysia\/\">Insurans Kereta QBE \u2013 Pilihan Niche Tapi Mantap di Malaysia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bila tiba masa untuk memperbaharui insurans kenderaan, ramai pemilik kereta tertanya-tanya: perlu ambil insurans pihak ketiga atau insurans komprehensif? Untuk bantu anda buat keputusan tepat, berikut penjelasan lengkap tentang kedua-dua jenis perlindungan ini \u2013 termasuk perbezaan utama, kos, dan situasi mana yang lebih sesuai. Apa Itu Insurans Pihak Ketiga? Insurans pihak ketiga adalah pelan insurans&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":49069,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[2706,1857,26],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih? | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih? | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-10T13:50:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-03T12:54:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#primaryimage\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1\",\"width\":1708,\"height\":1080,\"caption\":\"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\",\"name\":\"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih? | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#primaryimage\"},\"datePublished\":\"2025-07-10T13:50:10+00:00\",\"dateModified\":\"2025-11-03T12:54:42+00:00\",\"description\":\"BJAK | Read about: Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?\",\"datePublished\":\"2025-07-10T13:50:10+00:00\",\"dateModified\":\"2025-11-03T12:54:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#webpage\"},\"wordCount\":323,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1\",\"keywords\":[\"1st party\",\"3rd party\",\"BM\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih? | BJAK","description":"BJAK | Read about: Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih","og_locale":"en_US","og_type":"article","og_title":"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih? | BJAK","og_description":"BJAK | Read about: Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-07-10T13:50:10+00:00","article_modified_time":"2025-11-03T12:54:42+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#primaryimage","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1","width":1708,"height":1080,"caption":"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih","name":"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih? | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#primaryimage"},"datePublished":"2025-07-10T13:50:10+00:00","dateModified":"2025-11-03T12:54:42+00:00","description":"BJAK | Read about: Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Insurans Pihak Ketiga vs Komprehensif: Mana Yang Patut Anda Pilih?","datePublished":"2025-07-10T13:50:10+00:00","dateModified":"2025-11-03T12:54:42+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#webpage"},"wordCount":323,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-pihak-ketiga-vs-komprehensif-mana-yang-patut-anda-pilih#primaryimage"},"thumbnailUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1","keywords":["1st party","3rd party","BM"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-35.jpg?fit=1708%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/49068"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=49068"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/49068\/revisions"}],"predecessor-version":[{"id":49121,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/49068\/revisions\/49121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/49069"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=49068"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=49068"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=49068"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}