{"id":49231,"date":"2025-07-11T19:48:47","date_gmt":"2025-07-11T11:48:47","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=49231"},"modified":"2025-10-29T18:30:56","modified_gmt":"2025-10-29T10:30:56","slug":"car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash","title":{"rendered":"Car Insurance Payment Options in Malaysia &#8211; EPP vs BNPL vs Cash"},"content":{"rendered":"\n<p><strong>EPP vs BNPL vs Full Payment \u2013 What\u2019s the Best Choice?<\/strong><\/p>\n\n\n\n<p>Paying for car insurance can be a financial burden, especially if you&#8217;re renewing both insurance and roadtax at once. Fortunately, Malaysians now have more flexible payment options: EPP (Easy Payment Plan), BNPL (Buy Now Pay Later), and the traditional full upfront payment. Here&#8217;s how they compare\u2014and which one might be right for you.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d4727056298\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d4727056298\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#1_Full_Payment_CashOnline_Transfer\" title=\"1. Full Payment (Cash\/Online Transfer)\">1. Full Payment (Cash\/Online Transfer)<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#How_It_Works\" title=\"How It Works\">How It Works<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Pros\" title=\"Pros\">Pros<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Cons\" title=\"Cons\">Cons<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#2_EPP_%E2%80%93_Easy_Payment_Plan\" title=\"2. EPP \u2013 Easy Payment Plan\">2. EPP \u2013 Easy Payment Plan<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#How_It_Works-2\" title=\"How It Works\">How It Works<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Pros-2\" title=\"Pros\">Pros<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Cons-2\" title=\"Cons\">Cons<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#3_BNPL_%E2%80%93_Buy_Now_Pay_Later\" title=\"3. BNPL \u2013 Buy Now Pay Later\">3. BNPL \u2013 Buy Now Pay Later<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#How_It_Works-3\" title=\"How It Works\">How It Works<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Pros-3\" title=\"Pros\">Pros<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Cons-3\" title=\"Cons\">Cons<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Quick_Comparison\" title=\"Quick Comparison\">Quick Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Full_Payment_CashOnline_Transfer\"><\/span>1. Full Payment (Cash\/Online Transfer)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_It_Works\"><\/span><strong>How It Works<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You pay the full amount for your insurance and roadtax in one go, using debit card, credit card, or online banking.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Pros\"><\/span><strong>Pros<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>No interest or hidden charges<\/li><li>Immediate policy activation<\/li><li>No monthly financial commitment<br><\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Cons\"><\/span><strong>Cons<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>High one-time cost<\/li><li>May strain your monthly budget<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_EPP_%E2%80%93_Easy_Payment_Plan\"><\/span>2. EPP \u2013 Easy Payment Plan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_It_Works-2\"><\/span><strong>How It Works<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pay via credit card instalments with 0% interest, available from participating banks. Most plans offer tenures from 6 to 12 months.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Pros-2\"><\/span><strong>Pros<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>No interest if repaid within the selected term<\/li><li>Easy to apply on platforms like BJAK<\/li><li>Great for those with active credit cards<br><\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Cons-2\"><\/span><strong>Cons<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Only available to credit card holders from specific banks<\/li><li>Missed payments may incur penalties<\/li><li>Your credit card limit must cover the full insurance amount<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_BNPL_%E2%80%93_Buy_Now_Pay_Later\"><\/span>3. BNPL \u2013 Buy Now Pay Later<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_It_Works-3\"><\/span><strong>How It Works<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Split your payment into monthly instalments without a credit card, using platforms like Atome, Pace, or BJAK\u2019s BNPL options. Often comes with quick approval and low or zero upfront fees.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Pros-3\"><\/span><strong>Pros<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Credit card not required<\/li><li>Fast approval, convenient for young drivers<\/li><li>Better cash flow management for those on a tighter budget<br><\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Cons-3\"><\/span><strong>Cons<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>May include service fees or interest depending on the provider<\/li><li>Requires discipline with monthly repayments<\/li><li>Limited to certain platforms or insurers<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Quick_Comparison\"><\/span>Quick Comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49237\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\/attachment\/featured-images-blog-template-60-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-60-2\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Quick Comparison\nFeature\nFull Payment\nEPP (Easy Payment Plan)\nBNPL (Buy Now Pay Later)\nPayment Style\nOne-time upfront\nMonthly instalments via credit card\nMonthly instalments without credit card\nInterest Charges\nNone\nNone (within term)\nPossible (varies by provider)\nCredit Card Required?\nNo\nYes\nNo\nTenure\nOne-time\n6\u201312 months\n3\u201312 months (varies)\nBest For\nThose who can pay in full\nCredit card holders\nNon-cardholders or tight budget\n\n\" class=\"wp-image-49237\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-60-2.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Choosing between full payment, EPP, or BNPL depends on your financial comfort:<\/strong><\/p>\n\n\n\n<ul><li>Go with full payment if you have enough savings and want no future commitments.<\/li><li>Choose EPP if you have a credit card and want interest-free instalments.<\/li><li>Consider BNPL if you don\u2019t have a credit card and prefer spreading the cost.<br><\/li><\/ul>\n\n\n\n<p>Platforms like BJAK make all three options available and easy to use\u2014so you can pick the one that fits your lifestyle and budget best.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=car-insurance-payment-options-in-malaysia---epp-vs-bnpl-vs-cash\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read more:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/aia-car-insurance-protection-whats-offered-how-to-apply\/\">AIA Car Insurance Protection: What\u2019s Offered &amp; How to Apply?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/qbe-car-insurance-a-niche-but-solid-choice-in-malaysia\/\">QBE Car Insurance \u2013 A Niche but Solid Choice in Malaysia<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/is-progressive-insurance-malaysia-a-worthwhile-choice-for-your-car-insurance\/\">Is Progressive Insurance Malaysia a Worthwhile Choice for Your Car Insurance?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>EPP vs BNPL vs Full Payment \u2013 What\u2019s the Best Choice? Paying for car insurance can be a financial burden, especially if you&#8217;re renewing both insurance and roadtax at once. Fortunately, Malaysians now have more flexible payment options: EPP (Easy Payment Plan), BNPL (Buy Now Pay Later), and the traditional full upfront payment. Here&#8217;s how&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Car Insurance Payment Options in Malaysia &#8211; EPP vs BNPL vs Cash<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":49236,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[596,2638,59,2633],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Car Insurance Payment Options in Malaysia - EPP vs BNPL vs Cash | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Car Insurance Payment Options in Malaysia - EPP vs BNPL vs Cash\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Car Insurance Payment Options in Malaysia - EPP vs BNPL vs Cash | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Car Insurance Payment Options in Malaysia - EPP vs BNPL vs Cash\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-payment-options-in-malaysia-epp-vs-bnpl-vs-cash\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-11T11:48:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-59-1.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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