{"id":49508,"date":"2025-07-18T14:58:07","date_gmt":"2025-07-18T06:58:07","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=49508"},"modified":"2025-11-03T18:20:40","modified_gmt":"2025-11-03T10:20:40","slug":"bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan","title":{"rendered":"Bagaimana Nak Tuntut Insurans Kenderaan Jika Berlaku Kemalangan"},"content":{"rendered":"\n<p>Kemalangan boleh berlaku bila-bila masa. Walaupun kita berhati-hati, kita tak boleh jangka apa yang berlaku di jalan raya. Bila dah terlibat dalam kemalangan, perkara paling penting adalah tahu apa yang perlu dibuat \u2014 terutamanya jika nak buat tuntutan insurans.<\/p>\n\n\n\n<p>Artikel ini akan bantu anda faham dengan jelas dan mudah, langkah demi langkah proses membuat tuntutan insurans kenderaan di Malaysia.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e139b9e56bc\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e139b9e56bc\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/#Jenis_Tuntutan_Insurans_Kenderaan\" title=\"Jenis Tuntutan Insurans Kenderaan\">Jenis Tuntutan Insurans Kenderaan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/#Langkah-Langkah_Membuat_Tuntutan_Insurans_Kenderaan\" title=\"Langkah-Langkah Membuat Tuntutan Insurans Kenderaan\">Langkah-Langkah Membuat Tuntutan Insurans Kenderaan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/#Dokumen_Penting_Untuk_Tuntutan\" title=\"Dokumen Penting Untuk Tuntutan\">Dokumen Penting Untuk Tuntutan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/#Tip_Tambahan\" title=\"Tip Tambahan\">Tip Tambahan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Jenis_Tuntutan_Insurans_Kenderaan\"><\/span><strong>Jenis Tuntutan Insurans Kenderaan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49510\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/attachment\/featured-images-blog-template-1-4\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-1-4\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Jenis Tuntutan Insurans Kenderaan\nSebelum anda memulakan tuntutan, fahami dulu jenis-jenis tuntutan insurans:\nJenis Tuntutan\nKeterangan\nTuntutan Pihak Sendiri (Own Damage)\nAnda menuntut daripada polisi anda sendiri jika anda yang menyebabkan kemalangan.\nTuntutan Pihak Ketiga (Third Party)\nAnda menuntut daripada insurans pihak yang menyebabkan kemalangan.\nTuntutan Kecurian atau Kebakaran\nUntuk kes kehilangan kenderaan atau kerosakan akibat kebakaran.\nTuntutan Cermin Hadapan (Windscreen Claim)\nUntuk kerosakan cermin yang dilindungi polisi khas.\n\n\" class=\"wp-image-49510\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-1-4.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><figcaption>Sebelum anda memulakan tuntutan, fahami dulu jenis-jenis tuntutan insurans<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Langkah-Langkah_Membuat_Tuntutan_Insurans_Kenderaan\"><\/span><strong>Langkah-Langkah Membuat Tuntutan Insurans Kenderaan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49511\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/attachment\/featured-images-blog-template-2-4-2\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-2-4\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Langkah-Langkah Membuat Tuntutan Insurans Kenderaan\nBerikut adalah panduan langkah demi langkah:\nLangkah\nApa Perlu Dibuat\nKenal Pasti Situasi\nPeriksa keadaan anda dan penumpang. Jika ada kecederaan, hubungi ambulans segera.\nAmbil Gambar Bukti\nAmbil gambar kerosakan kenderaan, nombor plat, lesen pemandu, lokasi kejadian dan sebarang tanda jalan.\nBuat Laporan Polis (dalam 24 jam)\nLaporan polis wajib untuk semua jenis tuntutan insurans. Sediakan semua dokumen dan maklumat yang berkaitan.\nHubungi Syarikat Insurans\nBeritahu syarikat insurans anda secepat mungkin. Mereka akan beritahu langkah seterusnya dan senarai bengkel panel.\nHantar Kenderaan ke Bengkel Panel\nBawa kereta ke bengkel panel yang diluluskan syarikat insurans. Jangan baiki kenderaan sebelum tuntutan disahkan.\nSerahkan Dokumen Lengkap\nHantar salinan laporan polis, salinan IC, lesen memandu, geran kenderaan dan gambar kejadian.\nTuntutan Diproses\nInsurans akan menilai kerosakan dan jumlah pampasan. Proses ini mungkin ambil masa beberapa hari hingga minggu.\n\n\" class=\"wp-image-49511\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-2-4.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Dokumen_Penting_Untuk_Tuntutan\"><\/span><strong>Dokumen Penting Untuk Tuntutan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49512\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\/attachment\/featured-images-blog-template-3-3-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-3-3\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Dokumen Penting Untuk Tuntutan\nDokumen\nKegunaan\nSalinan laporan polis\nBukti kejadian dan siapa yang bersalah\nGambar kerosakan\nBukti fizikal kemalangan\nSalinan IC dan lesen memandu\nPengesahan identiti\nSalinan geran kenderaan\nBukti pemilikan\nBorang tuntutan insurans\nDiisi mengikut panduan syarikat insurans\n\n\" class=\"wp-image-49512\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-3-3.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tip_Tambahan\"><\/span><strong>Tip Tambahan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Jangan terus setuju bayar \u2018settle luar\u2019<\/strong> jika tidak pasti siapa salah. Buat laporan polis dulu.<\/li><li><strong>Pastikan kenderaan anda ditunda oleh syarikat yang sah<\/strong> atau panel insurans untuk elak komplikasi tuntutan.<\/li><li><strong>Periksa polisi anda<\/strong> \u2013 ada yang termasuk towing percuma, kereta ganti, dan perlindungan cermin.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Mengetahui langkah-langkah ini boleh menjimatkan masa, tenaga dan elak stres selepas kemalangan. Jika anda tidak pasti, hubungi khidmat pelanggan syarikat insurans atau minta bantuan daripada ejen. Bagi yang menggunakan portal seperti <strong><a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\">Bjak<\/a><\/strong>, proses tuntutan boleh jadi lebih mudah kerana mereka boleh bantu anda dari awal hingga akhir.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/apa-yang-berlaku-jika-anda-pandu-dengan-roadtax-tamat-tempoh\/\">Apa Yang Berlaku Jika Anda Pandu Dengan Roadtax Tamat Tempoh?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/perbezaan-antara-insurans-pihak-ketiga-komprehensif-perlindungan-tambahan\/\">Perbezaan Antara Insurans Pihak Ketiga, Komprehensif &amp; Perlindungan Tambahan<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-termasuk-tunda-tanpa-had-bernilai-atau-tidak\/\">Insurans Termasuk Tunda Tanpa Had \u2013 Bernilai Atau Tidak?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kemalangan boleh berlaku bila-bila masa. Walaupun kita berhati-hati, kita tak boleh jangka apa yang berlaku di jalan raya. Bila dah terlibat dalam kemalangan, perkara paling penting adalah tahu apa yang perlu dibuat \u2014 terutamanya jika nak buat tuntutan insurans. Artikel ini akan bantu anda faham dengan jelas dan mudah, langkah demi langkah proses membuat tuntutan&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Bagaimana Nak Tuntut Insurans Kenderaan Jika Berlaku Kemalangan<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":49509,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,37,93],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bagaimana Nak Tuntut Insurans Kenderaan Jika Berlaku Kemalangan | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Bagaimana Nak Tuntut Insurans Kenderaan Jika Berlaku Kemalangan\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bagaimana Nak Tuntut Insurans Kenderaan Jika Berlaku Kemalangan | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Bagaimana Nak Tuntut Insurans Kenderaan Jika Berlaku Kemalangan\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-nak-tuntut-insurans-kenderaan-jika-berlaku-kemalangan\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-18T06:58:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-03T10:20:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-101.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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