{"id":49515,"date":"2025-07-18T15:34:34","date_gmt":"2025-07-18T07:34:34","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=49515"},"modified":"2025-10-30T23:48:54","modified_gmt":"2025-10-30T15:48:54","slug":"tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan","title":{"rendered":"Tips Jimat Perbaharui Insurans Kereta \u2013 Tanpa Kompromi Perlindungan"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e9da8f83b84\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e9da8f83b84\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Bandingkan_Sebelum_Beli\" title=\"Bandingkan Sebelum Beli\">Bandingkan Sebelum Beli<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Pilih_Perlindungan_Mengikut_Kegunaan\" title=\"Pilih Perlindungan Mengikut Kegunaan\">Pilih Perlindungan Mengikut Kegunaan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Manfaatkan_Diskaun_Tanpa_Tuntutan_No_Claim_Discount_%E2%80%93_NCD\" title=\"Manfaatkan Diskaun Tanpa Tuntutan (No Claim Discount &#8211; NCD)\">Manfaatkan Diskaun Tanpa Tuntutan (No Claim Discount &#8211; NCD)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Guna_Pelan_Ansuran_Tanpa_Faedah\" title=\"Guna Pelan Ansuran Tanpa Faedah\">Guna Pelan Ansuran Tanpa Faedah<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Elak_Over-Insured_atau_Under-Insured\" title=\"Elak Over-Insured atau Under-Insured\">Elak Over-Insured atau Under-Insured<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Perbaharui_Lebih_Awal\" title=\"Perbaharui Lebih Awal\">Perbaharui Lebih Awal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Gunakan_Perkhidmatan_Percuma_Tambahan\" title=\"Gunakan Perkhidmatan Percuma Tambahan\">Gunakan Perkhidmatan Percuma Tambahan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bandingkan_Sebelum_Beli\"><\/span><strong>Bandingkan Sebelum Beli<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Jangan terus perbaharui dengan penyedia lama. Gunakan platform seperti <strong>Bjak<\/strong> untuk bandingkan sebut harga dari pelbagai syarikat insurans dalam satu tempat. Anda boleh lihat perbezaan harga dan manfaat dengan mudah.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49521\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/attachment\/featured-images-blog-template-9-3\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured-Images-Blog-Template-9-3\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Apa Perlu Buat\nKelebihan\nBandingkan harga dan faedah\nElak bayar lebih untuk perlindungan yang sama\nGunakan platform online seperti Bjak\nLebih cepat, telus dan jimat masa\n\n\" class=\"wp-image-49521\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-9-3.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Pilih_Perlindungan_Mengikut_Kegunaan\"><\/span><strong>Pilih Perlindungan Mengikut Kegunaan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tak semua orang perlukan perlindungan tambahan seperti cermin hadapan, bencana alam atau kecurian aksesori \u2014 terutama jika kereta jarang digunakan atau disimpan di tempat selamat. Pilih perlindungan yang <strong>relevan dengan gaya hidup anda<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49519\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\/attachment\/featured-images-blog-template-10-4\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Featured Images &#8211; Blog Template (10)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Pilih Perlindungan Mengikut Kegunaan Tak semua orang perlukan perlindungan tambahan seperti cermin hadapan, bencana alam atau kecurian aksesori \u2014 terutama jika kereta jarang digunakan atau disimpan di tempat selamat. Pilih perlindungan yang relevan dengan gaya hidup anda. Jenis Perlindungan Tambahan Perlu atau Tidak? Cermin hadapan Perlu jika kerap guna lebuhraya atau tinggal di kawasan berisiko Perlindungan banjir Perlu jika kawasan anda mudah dinaiki air Kereta gantian Elok jika anda tak ada kenderaan lain untuk guna semasa dibaiki\" class=\"wp-image-49519\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-10-2.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Manfaatkan_Diskaun_Tanpa_Tuntutan_No_Claim_Discount_%E2%80%93_NCD\"><\/span><strong>Manfaatkan Diskaun Tanpa Tuntutan (No Claim Discount &#8211; NCD)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Semakin lama anda memandu tanpa membuat tuntutan, semakin tinggi diskaun yang anda dapat \u2014 sehingga <strong>55%<\/strong>. Pastikan anda <strong>tak hilangkan NCD<\/strong> dengan membuat tuntutan kecil yang tak berbaloi.<\/p>\n\n\n\n<p>Contoh: Cermin retak sedikit? Kalau kos baiki lebih rendah dari kehilangan NCD, lebih baik bayar sendiri.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Guna_Pelan_Ansuran_Tanpa_Faedah\"><\/span><strong>Guna Pelan Ansuran Tanpa Faedah<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kalau bajet ketat, pertimbangkan pelan ansuran seperti <strong>Buy Now Pay Later (BNPL)<\/strong> atau <strong>EPP<\/strong> (Easy Payment Plan) yang ditawarkan melalui platform seperti Bjak. Anda boleh perbaharui insurans tanpa tekanan bayaran besar sekaligus.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Elak_Over-Insured_atau_Under-Insured\"><\/span><strong>Elak Over-Insured atau Under-Insured<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pastikan nilai perlindungan (sum insured) mencerminkan <strong>harga pasaran sebenar kereta anda<\/strong>. Nilai terlalu tinggi = bayar lebih. Nilai terlalu rendah = pampasan tak cukup jika berlaku kerugian total.<\/p>\n\n\n\n<p>Gunakan kalkulator nilai pasaran atau minta bantuan ejen untuk semak jumlah yang sesuai.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Perbaharui_Lebih_Awal\"><\/span><strong>Perbaharui Lebih Awal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurans boleh diperbaharui seawal <strong>2 bulan sebelum tarikh tamat<\/strong>. Kadangkala promosi eksklusif diberikan untuk pembaharuan awal \u2013 jadi jangan tunggu saat akhir.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Gunakan_Perkhidmatan_Percuma_Tambahan\"><\/span><strong>Gunakan Perkhidmatan Percuma Tambahan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sesetengah platform pembaharuan online seperti Bjak menawarkan:<\/p>\n\n\n\n<ul><li>Bantuan tuntutan<\/li><li>Servis towing percuma<\/li><li>Perlindungan tambahan percuma (contoh: cermin hadapan, kereta gantian)<\/li><\/ul>\n\n\n\n<p>Semua ini memberi <strong>nilai tambah tanpa kos tersembunyi<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Perbaharui insurans tak semestinya mahal. Dengan bandingkan tawaran, pilih pelan yang sesuai dan manfaatkan insentif seperti NCD dan pelan ansuran, anda boleh <strong>jimat ratusan ringgit<\/strong> setahun \u2014 tanpa kompromi dari segi perlindungan.Gunakan platform seperti <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=tips-jimat-perbaharui-insurans-kereta--tanpa-kompromi-perlindungan\"><strong>Bjak<\/strong> <\/a>untuk bantu anda buat keputusan yang lebih bijak, cepat dan berbaloi.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=tips-jimat-perbaharui-insurans-kereta--tanpa-kompromi-perlindungan\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/7-situasi-kecemasan-di-jalan-raya-yang-perlukan-bantuan-segera\/\">7 Situasi Kecemasan Di Jalan Raya Yang Perlukan Bantuan Segera<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/perkhidmatan-bantuan-jalan-raya-percuma-apa-yang-ditawarkan\/\">Perkhidmatan Bantuan Jalan Raya Percuma: Apa Yang Ditawarkan?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/apa-itu-vip-road-assist-dan-kenapa-anda-perlukan-ia\/\">Apa Itu VIP Road Assist dan Kenapa Anda Perlukan Ia?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bandingkan Sebelum Beli Jangan terus perbaharui dengan penyedia lama. Gunakan platform seperti Bjak untuk bandingkan sebut harga dari pelbagai syarikat insurans dalam satu tempat. Anda boleh lihat perbezaan harga dan manfaat dengan mudah. Pilih Perlindungan Mengikut Kegunaan Tak semua orang perlukan perlindungan tambahan seperti cermin hadapan, bencana alam atau kecurian aksesori \u2014 terutama jika kereta&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Tips Jimat Perbaharui Insurans Kereta \u2013 Tanpa Kompromi Perlindungan<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":49516,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,93],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tips Jimat Perbaharui Insurans Kereta \u2013 Tanpa Kompromi Perlindungan | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Tips Jimat Perbaharui Insurans Kereta \u2013 Tanpa Kompromi Perlindungan\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips Jimat Perbaharui Insurans Kereta \u2013 Tanpa Kompromi Perlindungan | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Tips Jimat Perbaharui Insurans Kereta \u2013 Tanpa Kompromi Perlindungan\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tips-jimat-perbaharui-insurans-kereta-tanpa-kompromi-perlindungan\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-18T07:34:34+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T15:48:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/07\/Featured-Images-Blog-Template-8-3.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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