{"id":49844,"date":"2025-08-01T18:08:40","date_gmt":"2025-08-01T10:08:40","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=49844"},"modified":"2025-10-29T18:30:49","modified_gmt":"2025-10-29T10:30:49","slug":"where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident","title":{"rendered":"Where to Find Car Insurance in Malaysia That Offers a Replacement Car After an Accident"},"content":{"rendered":"\n<p>Choosing car insurance in Malaysia isn\u2019t just about the price or basic coverage. Many drivers today are looking for something more practical \u2014 <strong>a replacement car<\/strong> if their vehicle is damaged or in the workshop after an accident.<\/p>\n\n\n\n<p>This benefit ensures you stay mobile even when your own car is unavailable.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7d80c1f66f\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7d80c1f66f\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\/#What_Is_Car_Replacement_Coverage\" title=\"What Is Car Replacement Coverage?\">What Is Car Replacement Coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\/#Types_of_Car_Replacement_Benefits\" title=\"Types of Car Replacement Benefits\">Types of Car Replacement Benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\/#Insurance_Providers_That_Offer_This_Feature\" title=\"Insurance Providers That Offer This Feature\">Insurance Providers That Offer This Feature<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\/#Tips_for_Choosing_the_Right_Plan\" title=\"Tips for Choosing the Right Plan\">Tips for Choosing the Right Plan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"What_Is_Car_Replacement_Coverage\"><\/span><strong>What Is Car Replacement Coverage?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Car replacement coverage offers either:<\/p>\n\n\n\n<ul><li>A <strong>temporary replacement vehicle<\/strong> you can use during the repair period, or<br><\/li><li>A <strong>daily cash allowance (CART)<\/strong> based on the estimated repair duration, depending on the insurance provider and plan you choose.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Types_of_Car_Replacement_Benefits\"><\/span><strong>Types of Car Replacement Benefits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49846\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\/attachment\/5-7\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"5\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-49846\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/5.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Insurance_Providers_That_Offer_This_Feature\"><\/span><strong>Insurance Providers That Offer This Feature<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"49847\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\/attachment\/6-5\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"6\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-49847\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/6.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><figcaption><strong>Note<\/strong>: <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\">Bjak <\/a>offers a VIP Road Assist plan which may include a replacement car and roadside support \u2014 included in the quotation depending on the selected plan.<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Tips_for_Choosing_the_Right_Plan\"><\/span><strong>Tips for Choosing the Right Plan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before selecting your policy, consider these points:<\/p>\n\n\n\n<ul><li>Check whether the replacement car benefit is included automatically or offered as an optional add-on<br><\/li><li>Ensure repairs are done at <strong>panel workshops<\/strong> to qualify for CART or replacement vehicle<br><\/li><li>Review the <strong>maximum duration<\/strong> of the benefit (e.g. 10 or 21 days)<br><\/li><li>Understand whether you\u2019ll receive a physical car or a daily cash allowance<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you want a car insurance plan in Malaysia that offers a <strong>replacement car<\/strong>, consider those that include <strong>CART or direct vehicle replacement<\/strong>.<\/p>\n\n\n\n<p>Major insurers such as Etiqa, Generali, Allianz, and AIG already provide these benefits. For a more convenient online solution, platforms like <strong>JPJ, MyEG, Pos Malaysia<\/strong>, and <strong><a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\">Bjak<\/a><\/strong> allow you to compare insurance quotes \u2014 with <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\">Bjak <\/a>offering options that include <strong>VIP Road Assist<\/strong> with replacement car support built into selected plans.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/how-to-check-your-road-tax-expiry-date-on-the-myjpj-app\/\">How to Check Your Road Tax Expiry Date on the MyJPJ App<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/can-you-renew-road-tax-without-going-to-jpj-or-the-post-office\/\">Can You Renew Road Tax Without Going to JPJ or the Post Office?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/what-is-vip-road-assist-and-why-do-you-need-it\/\">What Is VIP Road Assist \u2014 And Why Do You Need It?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Choosing car insurance in Malaysia isn\u2019t just about the price or basic coverage. Many drivers today are looking for something more practical \u2014 a replacement car if their vehicle is damaged or in the workshop after an accident. This benefit ensures you stay mobile even when your own car is unavailable. What Is Car Replacement&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Where to Find Car Insurance in Malaysia That Offers a Replacement Car After an Accident<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":49845,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[1378,59,88,2726,2712],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Where to Find Car Insurance in Malaysia That Offers a Replacement Car After an Accident | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Where to Find Car Insurance in Malaysia That Offers a Replacement Car After an Accident\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Where to Find Car Insurance in Malaysia That Offers a Replacement Car After an Accident | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Where to Find Car Insurance in Malaysia That Offers a Replacement Car After an Accident\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/where-to-find-car-insurance-in-malaysia-that-offers-a-replacement-car-after-an-accident\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-01T10:08:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/08\/4.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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