{"id":50881,"date":"2025-09-09T20:54:02","date_gmt":"2025-09-09T12:54:02","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=50881"},"modified":"2025-10-29T18:30:36","modified_gmt":"2025-10-29T10:30:36","slug":"car-insurance-in-malaysia-complete-guide-for-first-time-drivers","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers","title":{"rendered":"Car Insurance in Malaysia: Complete Guide for First-Time Drivers"},"content":{"rendered":"\n<p>Starting your journey as a new driver in Malaysia can be exciting. However, there are some things required to do before you actually start your driving journey, and one of those things are renew your vehicle insurance &amp; vehicle roadtax, without these 2 things besides having your driver\u2019s licence you will soon see flashing lights in the rearview mirror &amp; summons in your hands or worse your car being impounded. This guide breaks down the need to know basis about car insurance in Malaysia if you are actually a first-time driver &amp; car owner.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d472fdbbc4c\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d472fdbbc4c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#Car_Insurance_What_is_it\" title=\"Car Insurance, What is it?\">Car Insurance, What is it?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#Types_of_Car_Insurance_in_Malaysia\" title=\"Types of Car Insurance in Malaysia\">Types of Car Insurance in Malaysia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#What%E2%80%99s_The_Estimated_Cost_for_Car_Insurance\" title=\"What\u2019s The Estimated Cost for Car Insurance?\">What\u2019s The Estimated Cost for Car Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#How_To_Purchase_Your_Car_Insurance\" title=\"How To Purchase Your Car Insurance?\">How To Purchase Your Car Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#Common_Mistakes_Made_By_First_Time_Drivers\" title=\"Common Mistakes Made By First Time Drivers\">Common Mistakes Made By First Time Drivers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#Add-Ons_That_Are_Worth_it\" title=\"Add-Ons That Are Worth it\">Add-Ons That Are Worth it<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#FAQs_Car_Insurance\" title=\"FAQs: Car Insurance\">FAQs: Car Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Car_Insurance_What_is_it\"><\/span><strong>Car Insurance, What is it?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Besides the document allowing you to allow your vehicle roadtax, it also provides you financial coverage based on what you have chosen as your policy for any vehicular mishaps. This is not an optional thing for debate, it is required by law. Therefore, every vehicle on the road must have at least basic insurance coverage before the owner can renew the road tax.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Types_of_Car_Insurance_in_Malaysia\"><\/span><strong>Types of Car Insurance in Malaysia<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Not all policies are the same. In fact, Malaysian drivers can choose from three main types of car insurance:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Type<\/strong><\/td><td><strong>What It Covers<\/strong><\/td><td><strong>Who It\u2019s Best For<\/strong><\/td><\/tr><tr><td><strong>Comprehensive<\/strong><\/td><td>Your car + other vehicles, theft, fire<\/td><td>New car owners, first-time drivers<\/td><\/tr><tr><td><strong>Third Party, Fire &amp; Theft (TPFT)<\/strong><\/td><td>Other vehicles + theft\/fire for your car<\/td><td>Older cars, drivers on a budget<\/td><\/tr><tr><td><strong>Third Party Only<\/strong><\/td><td>Damage to other vehicles and injuries<\/td><td>Cheapest option, minimal coverage<\/td><\/tr><\/tbody><\/table><figcaption>Generally for your first coverage, having comprehensive coverage is the smartest choice. Even though the cost is higher, the full coverage puts your mind at ease in the worst vehicle mishaps.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"50883\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/attachment\/6-25\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"6\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Comparison chart showing Comprehensive, TPFT, and Third-Party car insurance with icons.\" class=\"wp-image-50883\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What%E2%80%99s_The_Estimated_Cost_for_Car_Insurance\"><\/span><strong>What\u2019s The Estimated Cost for Car Insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prices varies based on the different factors, for example\u201d<\/p>\n\n\n\n<ul><li><strong>Car value:<\/strong> Higher value &gt; Higher Premium<br><\/li><li><strong>Driver\u2019s age &amp; experience:<\/strong> Younger people drive often which poses as high risk<br><\/li><li><strong>No Claim Discount (NCD):<\/strong> If no insurance claims were made, your discount will gradually go up to 55%<br><\/li><li><strong>Coverage type:<\/strong> The better the coverage &gt; The higher the Price<br><\/li><\/ul>\n\n\n\n<p>Here\u2019s a rough comparison for a first-time driver in Malaysia:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Coverage Type<\/strong><\/td><td><strong>Approx. Cost (RM)<\/strong><\/td><td><strong>Notes<\/strong><\/td><\/tr><tr><td>Comprehensive<\/td><td>RM1,200\u2013RM2,000<\/td><td>Higher but best protection<\/td><\/tr><tr><td>TPFT<\/td><td>RM800\u2013RM1,200<\/td><td>Balanced choice<\/td><\/tr><tr><td>Third Party<\/td><td>RM500\u2013RM800<\/td><td>Cheapest, limited cover<\/td><\/tr><\/tbody><\/table><figcaption>As a result, comprehensive is the most common choice for those just starting out to drive as more accidents will happen most often to the inexperienced.<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"50887\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/attachment\/7-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"7-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Bar chart comparing estimated costs for Comprehensive, TPFT, and Third-Party car insurance in Malaysia.\" class=\"wp-image-50887\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/7-1.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_To_Purchase_Your_Car_Insurance\"><\/span><strong>How To Purchase Your Car Insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Buying car insurance is easier than ever. You no longer need to spend hours at a branch. Instead, you can complete the whole process online in minutes. Here\u2019s how:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"50886\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\/attachment\/8-1-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"8-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Step-by-step infographic showing how to buy car insurance online: compare, choose, submit details, pay, get policy.\" class=\"wp-image-50886\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/8-1.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<ol><li><strong>Choose your coverage<\/strong> \u2192 Decide between comprehensive, TPFT, or third party.<br><\/li><li><strong>Compare prices<\/strong> \u2192 Using Online Platforms like Bjak\/MyEG easily.<br><\/li><li><strong>Fill in your details<\/strong> \u2192 Car plate number, IC, and other basic information.<br><\/li><li><strong>Review the policy<\/strong> \u2192 Check the coverage and exclusions carefully.<br><\/li><li><strong>Make payment<\/strong> \u2192 Pay online with a card or FPX.<br><\/li><li><strong>Get your policy instantly<\/strong> \u2192 You\u2019ll receive it by email or WhatsApp.<br><\/li><li><strong>Renew your road tax<\/strong> \u2192 Online Via MyJPJ,MyEG or Bjak<br><\/li><\/ol>\n\n\n\n<p>Since most things can be done digitally, the process can be quick &amp; convenient.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Common_Mistakes_Made_By_First_Time_Drivers\"><\/span><strong>Common Mistakes Made By First Time Drivers<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When buying insurance, they tend to fall habit of cheap is best which can be financially burdering:<\/p>\n\n\n\n<ul><li>Choosing the cheapest plan without checking coverage.<br><\/li><li>Ignoring add-ons like roadside assistance or unlimited towing.<br><\/li><li>Forgetting about NCD benefits.<br><\/li><li>Delaying Renewal which causes gaps.<br><\/li><\/ul>\n\n\n\n<p>To avoid these problems later on, it\u2019s always best to compare thoroughly to make sure everything suits your needs and potential risk.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Add-Ons_That_Are_Worth_it\"><\/span><strong>Add-Ons That Are Worth it<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurance doesn\u2019t stop at the basic plan. In fact, add-ons can save you in unexpected situations. Popular options include:<\/p>\n\n\n\n<ul><li><strong>Roadside assistance<\/strong> (Tyre change \/ Battery Jumpstart).<br><\/li><li><strong>Unlimited towing<\/strong> for breakdowns.<br><\/li><li><strong>Special perils coverage<\/strong> (flood and natural disasters).<br><\/li><li><strong>Windscreen coverage<\/strong> for cracks or replacement.<br><\/li><\/ul>\n\n\n\n<p>Although add-ons increase your premium slightly, they provide better security on the road.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQs_Car_Insurance\"><\/span><strong>FAQs: Car Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1. Can I drive without insurance?<\/strong><strong><br><\/strong> No. Driving without insurance meaning you are driving without a valid Roadtax.<\/p>\n\n\n\n<p><strong>2.What\u2019s the best insurance?<\/strong><strong><br><\/strong> Comprehensive coverage is the best as it covers your car and against others, not to mention the additional services provided by the insurer.&nbsp;<\/p>\n\n\n\n<p><strong>3.Switching insurers later on?<\/strong><strong><br><\/strong> Yes. Once your policy is up, you can choose another insurer to renew your policy.<br><br><strong>4. Ways to Get The Cheapest Insurance?<\/strong><strong><br><\/strong> Drive responsible to avoid risk and gradually build your NCD if no claims were made &amp; choose necessary add-ons based on your location.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You may be thinking that renewing your car insurance in Malaysia can be financially burdening. However, with the right information and guidance it becomes easier. Starting with comprehensive coverage to ease your mind from potential risk, comparing best prices &amp; benefits and also gradually building up your NCD for better discounts for future renewal. Therefore, with the smart choice you can protect your vehicle and yourself financially.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=car-insurance-in-malaysia-complete-guide-for-first-time-drivers\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/renew-roadtax-digitally-malaysia-processing-time\">Renew Roadtax Digitally Malaysia \u2013 Processing Time<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/save-on-roadtax-renewal-online-in-malaysia\">Save on Roadtax Renewal Online in Malaysia<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance-with-towing-fuel-delivery\">Car Insurance with Towing &amp; Fuel Delivery<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Starting your journey as a new driver in Malaysia can be exciting. However, there are some things required to do before you actually start your driving journey, and one of those things are renew your vehicle insurance &amp; vehicle roadtax, without these 2 things besides having your driver\u2019s licence you will soon see flashing lights&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Car Insurance in Malaysia: Complete Guide for First-Time Drivers<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":50882,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,88,2778],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Car Insurance in Malaysia: Complete Guide for First-Time Drivers | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Car Insurance in Malaysia: Complete Guide for First-Time Drivers , from types and costs to how to buy your first policy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Car Insurance in Malaysia: Complete Guide for First-Time Drivers | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Car Insurance in Malaysia: Complete Guide for First-Time Drivers , from types and costs to how to buy your first policy.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-in-malaysia-complete-guide-for-first-time-drivers\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-09T12:54:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-12.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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