{"id":51007,"date":"2025-09-11T23:35:00","date_gmt":"2025-09-11T15:35:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=51007"},"modified":"2026-10-05T15:11:13","modified_gmt":"2026-10-05T07:11:13","slug":"roadtax-vs-insurance-renewal-can-you-renew-separately","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately","title":{"rendered":"Roadtax vs Insurance Renewal: Can You Renew Separately?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6ac3b2a404f5e\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6ac3b2a404f5e\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Roadtax_vs_Insurance_What%E2%80%99s_the_Difference\" title=\"Roadtax vs Insurance: What\u2019s the Difference?\">Roadtax vs Insurance: What\u2019s the Difference?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Can_You_Renew_Roadtax_Without_Insurance\" title=\"Can You Renew Roadtax Without Insurance?\">Can You Renew Roadtax Without Insurance?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Example\" title=\"Example\">Example<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Can_You_Renew_Insurance_and_Roadtax_on_Different_Dates\" title=\"Can You Renew Insurance and Roadtax on Different Dates?\">Can You Renew Insurance and Roadtax on Different Dates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Common_Situations_in_Malaysia\" title=\"Common Situations in Malaysia\">Common Situations in Malaysia<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#1_Renew_insurance_first_roadtax_later\" title=\"1. Renew insurance first, roadtax later\">1. Renew insurance first, roadtax later<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#2_Renew_insurance_online_then_renew_roadtax_through_JPJ\" title=\"2. Renew insurance online, then renew roadtax through JPJ\">2. Renew insurance online, then renew roadtax through JPJ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#3_Use_digital_roadtax\" title=\"3. Use digital roadtax\">3. Use digital roadtax<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#What_Happens_If_You_Delay_Your_Roadtax_Renewal\" title=\"What Happens If You Delay Your Roadtax Renewal?\">What Happens If You Delay Your Roadtax Renewal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Pros_of_Renewing_Separately\" title=\"Pros of Renewing Separately\">Pros of Renewing Separately<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Cons_of_Renewing_Separately\" title=\"Cons of Renewing Separately\">Cons of Renewing Separately<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#How_to_Manage_Your_Roadtax_and_Insurance_Easily\" title=\"How to Manage Your Roadtax and Insurance Easily\">How to Manage Your Roadtax and Insurance Easily<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#Frequently_Asked_Questions_FAQ\" title=\"Frequently Asked Questions (FAQ)\">Frequently Asked Questions (FAQ)<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#1_Can_I_renew_roadtax_without_insurance\" title=\"1. Can I renew roadtax without insurance?\">1. Can I renew roadtax without insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#2_Can_I_renew_insurance_first_and_roadtax_later\" title=\"2. Can I renew insurance first and roadtax later?\">2. Can I renew insurance first and roadtax later?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#3_Is_there_a_14-day_deadline_to_renew_roadtax_after_buying_insurance\" title=\"3. Is there a 14-day deadline to renew roadtax after buying insurance?\">3. Is there a 14-day deadline to renew roadtax after buying insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#4_Can_I_renew_roadtax_for_6_months_instead_of_1_year\" title=\"4. Can I renew roadtax for 6 months instead of 1 year?\">4. Can I renew roadtax for 6 months instead of 1 year?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#5_Can_I_use_digital_roadtax\" title=\"5. Can I use digital roadtax?\">5. Can I use digital roadtax?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/#6_Where_can_I_renew_my_roadtax\" title=\"6. Where can I renew my roadtax?\">6. Where can I renew my roadtax?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Do you need to renew your car insurance and roadtax at the same time?<\/p>\n\n\n\n<p><strong>No. You can renew them separately.<\/strong><\/p>\n\n\n\n<p>However, your car must have valid insurance before you can renew its roadtax. JPJ requires insurance coverage for the period of roadtax (LKM) you are applying for.<\/p>\n\n\n\n<p>For example, you can renew your insurance today and renew your roadtax a few days later.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Roadtax_vs_Insurance_What%E2%80%99s_the_Difference\"><\/span>Roadtax vs Insurance: What\u2019s the Difference?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Aspect<\/th><th>Car Insurance<\/th><th>Roadtax<\/th><\/tr><\/thead><tbody><tr><td>Purpose<\/td><td>Protects you against covered risks such as accidents, theft and third-party claims<\/td><td>Allows your vehicle to be legally licensed for road use<\/td><\/tr><tr><td>Validity<\/td><td>Usually 12 months<\/td><td>Usually 6 or 12 months<\/td><\/tr><tr><td>Main requirement<\/td><td>Must be active before roadtax renewal<\/td><td>Requires valid insurance coverage<\/td><\/tr><tr><td>Where to renew<\/td><td>Insurer, takaful operator or online platform<\/td><td>MyJPJ, JPJ, Pos Malaysia and other approved channels<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Can_You_Renew_Roadtax_Without_Insurance\"><\/span>Can You Renew Roadtax Without Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>No.<\/strong><\/p>\n\n\n\n<p>You need valid insurance before renewing your roadtax.<\/p>\n\n\n\n<p>But this does not mean both renewals have to be completed in one transaction.<\/p>\n\n\n\n<p>You can:<\/p>\n\n\n\n<ol><li>Renew your car insurance first.<\/li><li>Wait for the insurance to become active.<\/li><li>Renew your roadtax separately.<\/li><\/ol>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Example\"><\/span>Example<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Your car insurance starts on 1 October.<\/p>\n\n\n\n<p>You can renew your insurance on 1 October and renew your roadtax a few days later.<\/p>\n\n\n\n<p>The important thing is that your insurance must provide sufficient coverage for the roadtax period you are applying for. JPJ allows private vehicle roadtax renewal for 6 months or 12 months, subject to the applicable requirements.<\/p>\n\n\n\n<p><strong>There is no need to follow a universal 14-day deadline.<\/strong> The key requirement is that your insurance remains valid for the period of LKM you want to renew.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Can_You_Renew_Insurance_and_Roadtax_on_Different_Dates\"><\/span>Can You Renew Insurance and Roadtax on Different Dates?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes.<\/p>\n\n\n\n<p>This is useful if you prefer to handle each renewal separately.<\/p>\n\n\n\n<p>For example:<\/p>\n\n\n\n<ul><li>Renew insurance through <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=roadtax-vs-insurance-renewal-can-you-renew-separately\" target=\"_blank\" rel=\"noreferrer noopener\">BJAK<\/a><\/li><li>Check that your policy is active<\/li><li>Renew roadtax through <a href=\"https:\/\/www.jpj.gov.my\/myjpj\/\" target=\"_blank\" rel=\"noreferrer noopener\">MyJPJ<\/a>, JPJ, Pos Malaysia or another approved channel<\/li><\/ul>\n\n\n\n<p>MyJPJ also allows users to view their digital LKM (e-roadtax) for eligible vehicles. The physical roadtax disc is no longer required for eligible digital LKM users.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Common_Situations_in_Malaysia\"><\/span>Common Situations in Malaysia<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Renew_insurance_first_roadtax_later\"><\/span>1. Renew insurance first, roadtax later<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Some drivers renew their insurance first and complete their roadtax renewal separately.<\/p>\n\n\n\n<p>This is perfectly fine as long as the insurance is valid for the roadtax period being applied for.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Renew_insurance_online_then_renew_roadtax_through_JPJ\"><\/span>2. Renew insurance online, then renew roadtax through JPJ<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can compare and purchase your insurance online, then use MyJPJ or another approved roadtax channel later.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Use_digital_roadtax\"><\/span>3. Use digital roadtax<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For eligible private vehicles, you can use the digital LKM displayed through MyJPJ instead of relying on a physical roadtax sticker.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_Happens_If_You_Delay_Your_Roadtax_Renewal\"><\/span>What Happens If You Delay Your Roadtax Renewal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Delaying your roadtax renewal does not automatically mean you can only renew for 6 months.<\/p>\n\n\n\n<p>The important point is that the insurance coverage must be valid for the LKM period you are applying for.<\/p>\n\n\n\n<p>For example, if your insurance has only a limited period remaining, you may not be able to apply for a full 12-month roadtax because the insurance does not cover the entire requested period.<\/p>\n\n\n\n<p>JPJ states that private vehicle LKM can generally be renewed for <strong>6 months or 1 year<\/strong>, provided the vehicle has the required insurance coverage.<\/p>\n\n\n\n<p>If your roadtax has already expired for more than 3 years, additional vehicle inspection requirements may apply.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Pros_of_Renewing_Separately\"><\/span>Pros of Renewing Separately<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>More flexibility<\/strong><br>You do not have to complete both transactions at the same time.<\/p>\n\n\n\n<p><strong>Easier budgeting<\/strong><br>You can manage the insurance and roadtax payments separately.<\/p>\n\n\n\n<p><strong>Digital convenience<\/strong><br>You can renew or manage your roadtax through available online services and use digital LKM where applicable.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Cons_of_Renewing_Separately\"><\/span>Cons of Renewing Separately<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Different expiry dates<\/strong><br>Your insurance and roadtax may end on different dates, making them slightly harder to track.<\/p>\n\n\n\n<p><strong>Easy to forget<\/strong><br>If you renew your insurance but forget about your roadtax, your vehicle may be left without a valid LKM.<\/p>\n\n\n\n<p><strong>Extra step<\/strong><br>You need to complete two separate transactions instead of handling everything together.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_to_Manage_Your_Roadtax_and_Insurance_Easily\"><\/span>How to Manage Your Roadtax and Insurance Easily<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>A simple way is:<\/p>\n\n\n\n<p><strong>Step 1:<\/strong> Renew your car insurance.<\/p>\n\n\n\n<p><strong>Step 2:<\/strong> Check that your insurance is active and covers the period you need.<\/p>\n\n\n\n<p><strong>Step 3:<\/strong> Renew your roadtax through MyJPJ, JPJ, Pos Malaysia or another approved channel.<\/p>\n\n\n\n<p><strong>Step 4:<\/strong> Check your digital LKM in MyJPJ if you are using the digital roadtax facility.<\/p>\n\n\n\n<p>If you want to compare car insurance plans, you can <a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=roadtax-vs-insurance-renewal-can-you-renew-separately\" target=\"_blank\" rel=\"noreferrer noopener\">get a quotation from BJAK<\/a>.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en\/roadtax?utm_source=blog&amp;utm_campaign=roadtax-vs-insurance-renewal-can-you-renew-separately\" style=\"background-color:#ffd103\">Renew Road Tax<\/a><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"62696\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/attachment\/roadtax-vs-insurance-renewal1\" 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data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Roadtax-vs-Insurance-Renewal1.webp?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Roadtax-vs-Insurance-Renewal1.webp?resize=1080%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-62696\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Roadtax-vs-Insurance-Renewal1.webp?w=1080&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Roadtax-vs-Insurance-Renewal1.webp?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Roadtax-vs-Insurance-Renewal1.webp?resize=768%2C486&amp;ssl=1 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"62695\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\/attachment\/gemini_generated_image_7cqac37cqac37cqa\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?fit=1290%2C816&amp;ssl=1\" data-orig-size=\"1290,816\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Gemini_Generated_Image_7cqac37cqac37cqa\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"\" class=\"wp-image-62695\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/Gemini_Generated_Image_7cqac37cqac37cqa.jpg?w=1290&amp;ssl=1 1290w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You <strong>do not have to renew your insurance and roadtax together<\/strong>.<\/p>\n\n\n\n<p>You can renew your insurance first and renew your roadtax separately.<\/p>\n\n\n\n<p>However, you must have valid insurance coverage for the roadtax period you are applying for. For private vehicles, JPJ generally allows roadtax renewal for 6 months or 12 months, subject to the applicable requirements.<\/p>\n\n\n\n<p>So, there is no need to worry about a fixed 14-day deadline. Just make sure your insurance is active and provides sufficient coverage when you renew your roadtax.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQ\"><\/span>Frequently Asked Questions (FAQ)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Can_I_renew_roadtax_without_insurance\"><\/span>1. Can I renew roadtax without insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No. Your vehicle must have valid insurance coverage before you can renew its roadtax.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Can_I_renew_insurance_first_and_roadtax_later\"><\/span>2. Can I renew insurance first and roadtax later?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes. You can renew your insurance first and renew your roadtax on a different date.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Is_there_a_14-day_deadline_to_renew_roadtax_after_buying_insurance\"><\/span>3. Is there a 14-day deadline to renew roadtax after buying insurance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>There is no universal 14-day rule stated in JPJ&#8217;s current LKM renewal requirements. The important requirement is that your insurance covers the period of roadtax you are applying for.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Can_I_renew_roadtax_for_6_months_instead_of_1_year\"><\/span>4. Can I renew roadtax for 6 months instead of 1 year?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes. For private vehicles, JPJ generally allows LKM renewal for 6 months or 12 months, provided the applicable requirements are met.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_Can_I_use_digital_roadtax\"><\/span>5. Can I use digital roadtax?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Yes. Eligible private vehicle owners can view their digital LKM through MyJPJ. The physical roadtax disc is no longer required for eligible digital LKM users.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"6_Where_can_I_renew_my_roadtax\"><\/span>6. Where can I renew my roadtax?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can use MyJPJ, JPJ, Pos Malaysia and other approved channels, depending on your vehicle and transaction.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Do you need to renew your car insurance and roadtax at the same time? No. You can renew them separately. However, your car must have valid insurance before you can renew its roadtax. JPJ requires insurance coverage for the period of roadtax (LKM) you are applying for. For example, you can renew your insurance&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/roadtax-vs-insurance-renewal-can-you-renew-separately\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Roadtax vs Insurance Renewal: Can You Renew Separately?<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":51053,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[25,429,59,88,436,2793],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Roadtax vs Insurance Renewal: Can You Renew Separately? | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Roadtax vs Insurance Renewal: Can You Renew Separately? 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