{"id":51111,"date":"2025-09-12T12:00:00","date_gmt":"2025-09-12T04:00:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=51111"},"modified":"2025-10-29T18:30:34","modified_gmt":"2025-10-29T10:30:34","slug":"how-to-calculate-car-insurance-premium-by-age-model","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model","title":{"rendered":"How to Calculate Car Insurance Premium by Age &#038; Model"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d444d194ce5\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d444d194ce5\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/#Key_Factors_That_Affect_Premiums\" title=\"Key Factors That Affect Premiums\">Key Factors That Affect Premiums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/#How_to_Calculate_Car_Insurance_Premium\" title=\"How to Calculate Car Insurance Premium\">How to Calculate Car Insurance Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/#Tips_to_Reduce_Your_Premium\" title=\"Tips to Reduce Your Premium\">Tips to Reduce Your Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/#Frequently_Asked_Questions_FAQ\" title=\"Frequently Asked Questions (FAQ)\">Frequently Asked Questions (FAQ)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Every car owner in Malaysia should know how insurance premiums are calculated. The two most important factors are <strong>driver\u2019s age<\/strong> and <strong>car model<\/strong>, which both affect risk and cost. This article explains how to calculate car insurance premium step by step and shares practical tips to reduce your cost without sacrificing coverage.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Key_Factors_That_Affect_Premiums\"><\/span><strong>Key Factors That Affect Premiums<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-nv-dark-bg-color has-text-color has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Factor<\/strong><\/td><td><strong>Description<\/strong><\/td><\/tr><tr><td><strong>Driver\u2019s Age<\/strong><\/td><td>Younger drivers (&lt;25 years) usually pay higher premiums due to higher accident risk. Drivers aged 25\u201360 typically enjoy lower rates.<\/td><\/tr><tr><td><strong>Car Model<\/strong><\/td><td>Luxury or imported cars cost more to repair \u2192 higher premiums. Local smaller cars usually cost less.<\/td><\/tr><tr><td><strong>Claim History<\/strong><\/td><td>The more claims you make, the higher your premium.<\/td><\/tr><tr><td><strong>Coverage Type<\/strong><\/td><td>Comprehensive vs Third Party. Comprehensive costs more but provides wider protection.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"51346\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/attachment\/6-14-2\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"6-14\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic risk scale showing how age, car model, and claim history affect car insurance premiums in Malaysia.\" class=\"wp-image-51346\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/6-14.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_to_Calculate_Car_Insurance_Premium\"><\/span><strong>How to Calculate Car Insurance Premium<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li><strong>Identify your coverage type<\/strong><strong><br><\/strong> Decide whether you want comprehensive, third-party, or additional coverage such as VIP Rescue.<br><\/li><li><strong>Check driver and car factors<\/strong><strong><br><\/strong><ul><li>Driver\u2019s age<br><\/li><li>Car model<br><\/li><li>Claim history<br><\/li><\/ul><\/li><li><strong>Use the basic formula (estimation):<\/strong><strong><br><\/strong><strong><br><\/strong><strong><br><\/strong> Premium = Base Rate \u00d7 Age Factor \u00d7 Car Model Factor \u00d7 Claim Factor<br><br><br><strong>Example:<\/strong><strong><br><\/strong><ul><li>Base rate: RM1,000<br><\/li><li>Age 22 \u2192 1.5 factor<br><\/li><li>Luxury import \u2192 1.8 factor<br><\/li><li>No claim \u2192 1.0 factor<br><\/li><\/ul><\/li><li><strong>Estimated Cost =&nbsp; 1,000 \u00d7 1.5 \u00d7 1.8 \u00d7 1.0 = RM2,700<\/strong><strong><br><\/strong><\/li><li><strong>Get proper quotes<\/strong><strong><br><\/strong> VIsiting online platforms such as Bjak or MyEG for more accurate price &amp; benefits comparisons.<br><\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"51345\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\/attachment\/4-25-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-25\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic showing how car insurance premium is calculated step by step based on driver age, car model, and claims history.\" class=\"wp-image-51345\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-25.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_to_Reduce_Your_Premium\"><\/span><strong>Tips to Reduce Your Premium<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Choosing medium sized local cars which lowers the cost.<br><\/li><li>Spotless record with no claims to enjoy your NCD.<br><\/li><li>Compare vehicle quotes on legit online platforms for best deals.<\/li><li>Only choose coverage add-on that are necessary.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_FAQ\"><\/span><strong>Frequently Asked Questions (FAQ)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1. How insurance premium calculated?<\/strong><strong><br><\/strong> Premiums are calculated by factor of vehicle model\/age\/condition\/location &amp; type of coverage<\/p>\n\n\n\n<p><strong>2. Why pay higher premiums if younger?<\/strong><strong><br><\/strong> Insurers will factor in that younger drivers will be driving daily and noted that as statistic as high risk factor.<\/p>\n\n\n\n<p><strong>3. Do car models affect the premium?<\/strong><strong><br><\/strong> Yes,&nbsp; if the car has more value (according to the insurer) the premium will be calculated accordingly.<\/p>\n\n\n\n<p><strong>4. How to lower the premium?<\/strong><strong><br><\/strong> Drive responsibly to avoid making claims, use comparison platform like Bjak\/MyEG to find the best offers.<\/p>\n\n\n\n<p><strong>5. Online premium calculation possible?<\/strong><strong><br><\/strong> Yes. Platforms like <strong>Bjak<\/strong> provide instant estimates based on your car and driver details.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Understanding that premiums can have various factors to be calculated from, this\u2019ll help you understand further to make more informed decisions. Using this as guide to help calculate car insurance premium via comparison sites will secure the best deals at the lowest price to <\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=how-to-calculate-car-insurance-premium-by-age--model\" style=\"background-color:#ffdf10\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/roadtax-vs-insurance-renewal-can-you-renew-separately\">Roadtax vs Insurance Renewal: Can You Renew Separately?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/beware-of-cheap-digital-roadtax-scams-in-malaysia\">Beware of Cheap Digital Roadtax Scams in Malaysia<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/best-platforms-to-compare-car-insurance-in-malaysia-a-detailed-analysis\">Best Car Insurance Comparison Malaysia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Every car owner in Malaysia should know how insurance premiums are calculated. The two most important factors are driver\u2019s age and car model, which both affect risk and cost. This article explains how to calculate car insurance premium step by step and shares practical tips to reduce your cost without sacrificing coverage. Key Factors&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">How to Calculate Car Insurance Premium by Age &#038; Model<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":51344,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,88,2391,172],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Calculate Car Insurance Premium by Age &amp; Model | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: How to Calculate Car Insurance Premium by Age &amp; Model to secure the right coveraget at the best price.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Calculate Car Insurance Premium by Age &amp; Model | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: How to Calculate Car Insurance Premium by Age &amp; Model to secure the right coveraget at the best price.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-12T04:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"How to Calculate Car Insurance Premium by Age & Model\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\",\"name\":\"How to Calculate Car Insurance Premium by Age & Model | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#primaryimage\"},\"datePublished\":\"2025-09-12T04:00:00+00:00\",\"dateModified\":\"2025-10-29T10:30:34+00:00\",\"description\":\"BJAK | Read about: How to Calculate Car Insurance Premium by Age & Model to secure the right coveraget at the best price.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How to Calculate Car Insurance Premium by Age &#038; Model\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"How to Calculate Car Insurance Premium by Age &#038; Model\",\"datePublished\":\"2025-09-12T04:00:00+00:00\",\"dateModified\":\"2025-10-29T10:30:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#webpage\"},\"wordCount\":430,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"Insurance\",\"online\",\"premium\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How to Calculate Car Insurance Premium by Age & Model | BJAK","description":"BJAK | Read about: How to Calculate Car Insurance Premium by Age & Model to secure the right coveraget at the best price.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model","og_locale":"en_US","og_type":"article","og_title":"How to Calculate Car Insurance Premium by Age & Model | BJAK","og_description":"BJAK | Read about: How to Calculate Car Insurance Premium by Age & Model to secure the right coveraget at the best price.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-09-12T04:00:00+00:00","article_modified_time":"2025-10-29T10:30:34+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"How to Calculate Car Insurance Premium by Age & Model"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model","name":"How to Calculate Car Insurance Premium by Age & Model | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#primaryimage"},"datePublished":"2025-09-12T04:00:00+00:00","dateModified":"2025-10-29T10:30:34+00:00","description":"BJAK | Read about: How to Calculate Car Insurance Premium by Age & Model to secure the right coveraget at the best price.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"How to Calculate Car Insurance Premium by Age &#038; Model"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"How to Calculate Car Insurance Premium by Age &#038; Model","datePublished":"2025-09-12T04:00:00+00:00","dateModified":"2025-10-29T10:30:34+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#webpage"},"wordCount":430,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-calculate-car-insurance-premium-by-age-model#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","Insurance","online","premium"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-25.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51111"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=51111"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51111\/revisions"}],"predecessor-version":[{"id":51347,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51111\/revisions\/51347"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/51344"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=51111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=51111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=51111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}