{"id":51390,"date":"2025-09-13T21:38:00","date_gmt":"2025-09-13T13:38:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=51390"},"modified":"2025-10-29T18:30:32","modified_gmt":"2025-10-29T10:30:32","slug":"7-reason-your-car-insurance-premium-went-up-this-year","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year","title":{"rendered":"7 Reason Your Car Insurance Premium Went Up This Year"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45cd9bfbab\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45cd9bfbab\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\/#7_Reasons_Premiums_Increase\" title=\"7 Reasons Premiums Increase\">7 Reasons Premiums Increase<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\/#Tips_to_Avoid_High_Premiums\" title=\"Tips to Avoid High Premiums\">Tips to Avoid High Premiums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\/#Quick_FAQs\" title=\"Quick FAQs\">Quick FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ever opened your inbox or WhatsApp and thought, \u201cWait, my car insurance premium went up?\u201d Chill, you\u2019re not alone. Several factors can make your premium jump. Here, we break down 7 of the most common reasons \u2014 plus a few tips to soften the blow.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"7_Reasons_Premiums_Increase\"><\/span><strong>7 Reasons Premiums Increase<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Reason<\/strong><\/td><td><strong>Why It Matters<\/strong><\/td><\/tr><tr><td><strong>1. Age &amp; Driving Experience<\/strong><\/td><td>Young or new drivers are seen as higher risk \u2192 higher premiums.<\/td><\/tr><tr><td><strong>2. Accident \/ Claim History<\/strong><\/td><td>Claims from last year can make insurers raise your rate.<\/td><\/tr><tr><td><strong>3. Location<\/strong><\/td><td>High-theft or flood-prone areas \u2192 higher risk \u2192 higher premium.<\/td><\/tr><tr><td><strong>4. Car Value \/ Model<\/strong><\/td><td>Expensive cars or certain models cost more to repair \u2192 premiums up.<\/td><\/tr><tr><td><strong>5. Inflation &amp; Repair Costs<\/strong><\/td><td>Parts and labor costs rise \u2192 so does premium.<\/td><\/tr><tr><td><strong>6. Type of Coverage &amp; Add-ons<\/strong><\/td><td>Add-ons like flood, windscreen, VIP Road Assist \u2192 higher premium.<\/td><\/tr><tr><td><strong>7. Insurer Policies &amp; Variations<\/strong><\/td><td>Each company reviews risk differently, prices can vary \u2192 compare before renew.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"51429\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\/attachment\/4-31\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-31\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic of 7 main reasons why car insurance premiums rise in Malaysia.\" class=\"wp-image-51429\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-31.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_to_Avoid_High_Premiums\"><\/span><strong>Tips to Avoid High Premiums<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Compare prices<\/strong> \u2013 Check quotes on Bjak, MyEG, Pos Malaysia.<br><\/li><li><strong>Know your coverage<\/strong> \u2013 Skip unnecessary add-ons.<br><\/li><li><strong>Keep claim history clean<\/strong> \u2013 Fewer small claims \u2192 lower risk rating.<br><\/li><li><strong>Park safely<\/strong> \u2013 Lower theft\/flood risk \u2192 lower premiums.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Quick_FAQs\"><\/span><strong>Quick FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1.Premiums going up every year? \u2013 <\/strong>Not necessarily. A bunch of things like your accident record, car repairs, and even where you live all play a part.<\/p>\n\n\n\n<p><strong>2. Can you negotiate rates directly?<\/strong><strong><br><\/strong> Usually online platforms like Bjak \/ MyEG offer comparison, direct negotiation is rare.<\/p>\n\n\n\n<p><strong>3. How to maintain low premiums on a new car?<\/strong><strong><br><\/strong> Understand comprehensive coverage, avoid small claims, and compare prices before renewal.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Well, seeing your car insurance premium went up kinda sucks, right? But honestly, it\u2019s not about punishing you. It\u2019s just that stuff like your driving record, repair costs, and overall risk kinda plays a role. Keep these 7 reasons in mind, plan a bit smarter, and next renewal? Way less of a headache \u2014 seriously, it makes life easier.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=7-reason-your-car-insurance-premium-went-up-this-year\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/7-car-insurance-tricks-many-drivers-dont-realize\">7 Car Insurance Tricks Many Drivers Don\u2019t Realize<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/digital-roadtax-malaysia-step-by-step-guide-to-renew-online\">Digital Roadtax Malaysia: Step-by-Step Guide to Renew Online<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance-checklist-before-long-distance-travel\">Car Insurance Checklist Before Long-Distance Travel<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Ever opened your inbox or WhatsApp and thought, \u201cWait, my car insurance premium went up?\u201d Chill, you\u2019re not alone. Several factors can make your premium jump. Here, we break down 7 of the most common reasons \u2014 plus a few tips to soften the blow. 7 Reasons Premiums Increase Reason Why It Matters 1.&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">7 Reason Your Car Insurance Premium Went Up This Year<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":51428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,88,172],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 Reason Your Car Insurance Premium Went Up This Year | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: 7 Reason Your Car Insurance Premium Went Up This Year. Tips to Keep Costs in Check without Compromising Coverage.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"7 Reason Your Car Insurance Premium Went Up This Year | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: 7 Reason Your Car Insurance Premium Went Up This Year. Tips to Keep Costs in Check without Compromising Coverage.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-13T13:38:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"7 Reason Your Car Insurance Premium Went Up This Year\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\",\"name\":\"7 Reason Your Car Insurance Premium Went Up This Year | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#primaryimage\"},\"datePublished\":\"2025-09-13T13:38:00+00:00\",\"dateModified\":\"2025-10-29T10:30:32+00:00\",\"description\":\"BJAK | Read about: 7 Reason Your Car Insurance Premium Went Up This Year. Tips to Keep Costs in Check without Compromising Coverage.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"7 Reason Your Car Insurance Premium Went Up This Year\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"7 Reason Your Car Insurance Premium Went Up This Year\",\"datePublished\":\"2025-09-13T13:38:00+00:00\",\"dateModified\":\"2025-10-29T10:30:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#webpage\"},\"wordCount\":336,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\",\"Insurance\",\"premium\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"7 Reason Your Car Insurance Premium Went Up This Year | BJAK","description":"BJAK | Read about: 7 Reason Your Car Insurance Premium Went Up This Year. Tips to Keep Costs in Check without Compromising Coverage.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year","og_locale":"en_US","og_type":"article","og_title":"7 Reason Your Car Insurance Premium Went Up This Year | BJAK","og_description":"BJAK | Read about: 7 Reason Your Car Insurance Premium Went Up This Year. Tips to Keep Costs in Check without Compromising Coverage.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-09-13T13:38:00+00:00","article_modified_time":"2025-10-29T10:30:32+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"7 Reason Your Car Insurance Premium Went Up This Year"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year","name":"7 Reason Your Car Insurance Premium Went Up This Year | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#primaryimage"},"datePublished":"2025-09-13T13:38:00+00:00","dateModified":"2025-10-29T10:30:32+00:00","description":"BJAK | Read about: 7 Reason Your Car Insurance Premium Went Up This Year. Tips to Keep Costs in Check without Compromising Coverage.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"7 Reason Your Car Insurance Premium Went Up This Year"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"7 Reason Your Car Insurance Premium Went Up This Year","datePublished":"2025-09-13T13:38:00+00:00","dateModified":"2025-10-29T10:30:32+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#webpage"},"wordCount":336,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/7-reason-your-car-insurance-premium-went-up-this-year#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","EN","Insurance","premium"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-32.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51390"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=51390"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51390\/revisions"}],"predecessor-version":[{"id":51430,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51390\/revisions\/51430"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/51428"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=51390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=51390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=51390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}