{"id":51634,"date":"2025-09-19T20:10:26","date_gmt":"2025-09-19T12:10:26","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=51634"},"modified":"2025-10-30T15:43:24","modified_gmt":"2025-10-30T07:43:24","slug":"insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu","title":{"rendered":"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu"},"content":{"rendered":"\n<p>Bila kereta dah masuk umur 10 tahun ke atas, ramai pemilik mula fikir \u2014 masih berbaloi ke nak ambil <strong>Insurans Kereta Kenderaan Lama<\/strong> jenis komprehensif, atau cukup sekadar third party? Hakikatnya, insurans untuk kereta lama memang tak sama dengan kereta baru. Ada beza dari segi risiko, kos, dan keperluan. Artikel ni akan kupas perkara penting yang pemilik kereta lama kena tahu sebelum renew insurans.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e102c9a7e19\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e102c9a7e19\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#Kenapa_Insurans_Untuk_Kereta_Lama_Berbeza\" title=\"Kenapa Insurans Untuk Kereta Lama Berbeza\">Kenapa Insurans Untuk Kereta Lama Berbeza<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#Pilihan_Polisi_Yang_Sesuai\" title=\"Pilihan Polisi Yang Sesuai\">Pilihan Polisi Yang Sesuai<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#1_Komprehensif_Comprehensive\" title=\"1. Komprehensif (Comprehensive)\">1. Komprehensif (Comprehensive)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#2_Third_Party_Only\" title=\"2. Third Party Only\">2. Third Party Only<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#3_Third_Party_Fire_Theft\" title=\"3. Third Party, Fire &amp; Theft\">3. Third Party, Fire &amp; Theft<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#Jadual_Perbandingan_Polisi_Untuk_Kereta_Lama\" title=\"Jadual Perbandingan Polisi Untuk Kereta Lama\">Jadual Perbandingan Polisi Untuk Kereta Lama<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#Faktor_Premium_Untuk_Kereta_Lama\" title=\"Faktor Premium Untuk Kereta Lama\">Faktor Premium Untuk Kereta Lama<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#Tips_Pilih_Insurans_Kereta_Lama\" title=\"Tips Pilih Insurans Kereta Lama\">Tips Pilih Insurans Kereta Lama<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#Soalan_Lazim_FAQ\" title=\"Soalan Lazim (FAQ)\">Soalan Lazim (FAQ)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Kenapa_Insurans_Untuk_Kereta_Lama_Berbeza\"><\/span><strong>Kenapa Insurans Untuk Kereta Lama Berbeza<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kereta lama ada nilai pasaran yang lebih rendah. Maksudnya, kalau kena total loss atau kecurian, pampasan pun tak tinggi. Sebab tu ramai rasa tak berbaloi nak ambil coverage penuh. Tapi, masih ada risiko \u2014 macam kemalangan besar, atau kereta hilang terus. Itu yang kena timbang betul-betul.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Pilihan_Polisi_Yang_Sesuai\"><\/span><strong>Pilihan Polisi Yang Sesuai<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Komprehensif_Comprehensive\"><\/span><strong>1. Komprehensif (Comprehensive)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Lindungi kereta sendiri + pihak ketiga.<br><\/li><li>Sesuai kalau kereta lama masih bernilai tinggi atau selalu dipandu jauh.<br><\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Third_Party_Only\"><\/span><strong>2. Third Party Only<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Hanya cover kerosakan\/cedera pihak ketiga.<br><\/li><li>Paling murah, tapi risiko pada kereta sendiri tanggung sendiri.<br><\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Third_Party_Fire_Theft\"><\/span><strong>3. Third Party, Fire &amp; Theft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Campur-campur: cover kebakaran &amp; kecurian selain third party.<br><\/li><li>Pilihan tengah kalau risau kereta lama kena curi atau terbakar.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Jadual_Perbandingan_Polisi_Untuk_Kereta_Lama\"><\/span><strong>Jadual Perbandingan Polisi Untuk Kereta Lama<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Jenis Polisi<\/strong><\/td><td><strong>Apa yang Dilindungi<\/strong><\/td><td><strong>Sesuai Untuk<\/strong><\/td><td><strong>Kos Premium<\/strong><\/td><\/tr><tr><td><strong>Komprehensif<\/strong><\/td><td>Kereta sendiri + pihak ketiga<\/td><td>Kereta lama bernilai tinggi \/ selalu dipandu jauh<\/td><td>Paling tinggi<\/td><\/tr><tr><td><strong>Third Party Only<\/strong><\/td><td>Hanya pihak ketiga<\/td><td>Kereta sangat lama &amp; nilai pasaran rendah<\/td><td>Paling murah<\/td><\/tr><tr><td><strong>Third Party, Fire &amp; Theft<\/strong><\/td><td>Pihak ketiga + kebakaran &amp; kecurian<\/td><td>Kereta lama tapi risau dicuri\/terbakar<\/td><td>Sederhana<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"51636\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\/attachment\/3-41-3\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-41\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infografik pilihan insurans kereta lama termasuk komprehensif, third party, dan third party fire &amp; theft\u201d\" class=\"wp-image-51636\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-41.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Faktor_Premium_Untuk_Kereta_Lama\"><\/span><strong>Faktor Premium Untuk Kereta Lama<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Beberapa perkara yang mempengaruhi premium kereta lama:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Faktor<\/strong><\/td><td><strong>Kesan pada Premium<\/strong><\/td><\/tr><tr><td><strong>Umur Kereta<\/strong><\/td><td>Lagi tua, premium komprehensif biasanya lebih murah sebab nilai pasaran rendah.<\/td><\/tr><tr><td><strong>Jenis Polisi<\/strong><\/td><td>Third party \u2192 paling murah, komprehensif \u2192 lebih mahal.<\/td><\/tr><tr><td><strong>NCD (No Claim Discount)<\/strong><\/td><td>Kalau bertahun tak claim, boleh jimat banyak.<\/td><\/tr><tr><td><strong>Lokasi &amp; Risiko<\/strong><\/td><td>Parkir tepi jalan vs dalam garaj boleh beza harga.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_Pilih_Insurans_Kereta_Lama\"><\/span><strong>Tips Pilih Insurans Kereta Lama<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li> <strong>Kira nilai pasaran<\/strong> dulu. Kalau kereta bawah RM10k, mungkin tak berbaloi comprehensive.<br><\/li><li> <strong>Semak syarat claim<\/strong> \u2014 sesetengah insurans letak syarat ketat untuk kereta lama.<br><\/li><li> <strong>Pertimbangkan risiko kecurian<\/strong> \u2014 kereta lama model popular (contoh Kancil, Wira) mudah jadi sasaran.<br><\/li><li> <strong>Banding harga online<\/strong> \u2014 guna platform macam JPJ\/MyJPJ, MyEG, Pos Malaysia atau Bjak.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Soalan_Lazim_FAQ\"><\/span><strong>Soalan Lazim (FAQ)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1. Kereta lebih 15 tahun boleh ambil insurans komprehensif?<\/strong><strong><br><\/strong> Ya, tapi tak semua syarikat terima. Kadang kena inspection dulu.<\/p>\n\n\n\n<p><strong>2. Kalau ambil third party je, sah untuk renew roadtax?<\/strong><strong><br><\/strong> Ya, masih sah. Asalkan ada insurans aktif, JPJ benarkan renew roadtax.<\/p>\n\n\n\n<p><strong>3. Apa beza kos komprehensif vs third party untuk kereta lama?<\/strong><strong><br><\/strong> Bezanya boleh ratusan ringgit. Third party biasanya paling murah, komprehensif lebih tinggi tapi bagi perlindungan penuh.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Memilih <strong>Insurans Kereta Kenderaan Lama<\/strong> bukan sekadar kira murah atau mahal. Yang penting, padankan polisi dengan nilai pasaran kereta, tahap penggunaan harian, serta risiko yang paling logik untuk anda. Jangan lupa semak NCD, banding harga di platform rasmi, dan fahami betul-betul syarat polisi sebelum buat keputusan.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/panduan-faham-terma-syarat-polisi-insurans-kereta\">Panduan Faham Terma &amp; Syarat Polisi Insurans Kereta<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/cara-selamat-kurangkan-premium-insurans-kereta\">Cara Selamat Kurangkan Premium Insurans Kereta<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/cara-pindahkan-polisi-insurans-kereta-bila-jual-kenderaan\">Cara Pindahkan Polisi Insurans Kereta Bila Jual Kenderaan<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bila kereta dah masuk umur 10 tahun ke atas, ramai pemilik mula fikir \u2014 masih berbaloi ke nak ambil Insurans Kereta Kenderaan Lama jenis komprehensif, atau cukup sekadar third party? Hakikatnya, insurans untuk kereta lama memang tak sama dengan kereta baru. Ada beza dari segi risiko, kos, dan keperluan. Artikel ni akan kupas perkara penting&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":51635,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,93,243,2821,2820],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu. Fahami Beza Coverage &amp; Tips Sebelum Renew Insurans Kenderaan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu. Fahami Beza Coverage &amp; Tips Sebelum Renew Insurans Kenderaan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-19T12:10:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T07:43:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\",\"name\":\"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#primaryimage\"},\"datePublished\":\"2025-09-19T12:10:26+00:00\",\"dateModified\":\"2025-10-30T07:43:24+00:00\",\"description\":\"BJAK | Read about: Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu. Fahami Beza Coverage & Tips Sebelum Renew Insurans Kenderaan.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu\",\"datePublished\":\"2025-09-19T12:10:26+00:00\",\"dateModified\":\"2025-10-30T07:43:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#webpage\"},\"wordCount\":482,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"BM\",\"insurans\",\"insurans kereta\",\"Kenderaan lama\",\"lama\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu | BJAK","description":"BJAK | Read about: Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu. Fahami Beza Coverage & Tips Sebelum Renew Insurans Kenderaan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu","og_locale":"en_US","og_type":"article","og_title":"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu | BJAK","og_description":"BJAK | Read about: Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu. Fahami Beza Coverage & Tips Sebelum Renew Insurans Kenderaan.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-09-19T12:10:26+00:00","article_modified_time":"2025-10-30T07:43:24+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu","name":"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#primaryimage"},"datePublished":"2025-09-19T12:10:26+00:00","dateModified":"2025-10-30T07:43:24+00:00","description":"BJAK | Read about: Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu. Fahami Beza Coverage & Tips Sebelum Renew Insurans Kenderaan.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Insurans Kereta Untuk Kenderaan Lama: Apa Perlu Tahu","datePublished":"2025-09-19T12:10:26+00:00","dateModified":"2025-10-30T07:43:24+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#webpage"},"wordCount":482,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-untuk-kenderaan-lama-apa-perlu-tahu#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1","keywords":["BM","insurans","insurans kereta","Kenderaan lama","lama"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-41.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51634"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=51634"}],"version-history":[{"count":2,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51634\/revisions"}],"predecessor-version":[{"id":51643,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51634\/revisions\/51643"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/51635"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=51634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=51634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=51634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}