{"id":51709,"date":"2025-09-20T19:24:46","date_gmt":"2025-09-20T11:24:46","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=51709"},"modified":"2025-10-29T18:30:29","modified_gmt":"2025-10-29T10:30:29","slug":"steps-to-choose-additional-car-insurance-coverage","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage","title":{"rendered":"Steps to Choose Additional Car Insurance Coverage"},"content":{"rendered":"\n<p>When it\u2019s time to renew car insurance, most people just tick the same old boxes. Basic plan, done. But here\u2019s the thing: <strong>additional car insurance coverage<\/strong> exists for a reason, and sometimes it can save you from a nasty bill later on. The tricky bit? Knowing what\u2019s worth paying for and what\u2019s basically money down the drain. A lot of drivers either overbuy or miss out on the cover that could have saved them.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a09a2eb31914\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a09a2eb31914\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\/#Why_Bother_With_Extra_Coverage\" title=\"Why Bother With Extra Coverage?\">Why Bother With Extra Coverage?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\/#Common_Add-Ons_You%E2%80%99ll_See\" title=\"Common Add-Ons You\u2019ll See\">Common Add-Ons You\u2019ll See<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\/#Quick_Steps_to_Pick_Wisely\" title=\"Quick Steps to Pick Wisely\">Quick Steps to Pick Wisely<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\/#Wrapping_It_Up\" title=\"Wrapping It Up\">Wrapping It Up<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_Bother_With_Extra_Coverage\"><\/span><strong>Why Bother With Extra Coverage?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Cars aren\u2019t cheap to fix anymore \u2014 sensors, LED lights, all that tech adds up.<br><\/li><li>Flooding in Malaysia isn\u2019t rare; a basic plan won\u2019t cover that mess.<br><\/li><li>Accessories like rims or sound systems are theft magnets.<br><\/li><li>Having backup means less stress when things go sideways.<br><\/li><li>If your car\u2019s still new, it\u2019s silly not to protect the value.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Common_Add-Ons_You%E2%80%99ll_See\"><\/span><strong>Common Add-Ons You\u2019ll See<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Add-On Coverage<\/strong><\/td><td><strong>Covers What?<\/strong><\/td><td><strong>Best Suited For<\/strong><\/td><\/tr><tr><td><strong>Windscreen<\/strong><\/td><td>Cracked or broken glass<\/td><td>Pretty much everyone<\/td><\/tr><tr><td><strong>Flood &amp; Natural Disaster<\/strong><\/td><td>Water, landslides, storms<\/td><td>People in flood-prone areas<\/td><\/tr><tr><td><strong>Accessories<\/strong><\/td><td>Rims, audio system, spoilers<\/td><td>Owners who mod their cars<\/td><\/tr><tr><td><strong>Driver &amp; Passenger<\/strong><\/td><td>Injury or death payouts<\/td><td>Families or carpool drivers<\/td><\/tr><tr><td><strong>Towing &amp; Road Assist<\/strong><\/td><td>Free tow, jump-starts, flat tires<\/td><td>Long-distance drivers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Quick_Steps_to_Pick_Wisely\"><\/span><strong>Quick Steps to Pick Wisely<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li>Think about your daily risks \u2014 floods? long trips?<br><\/li><li>Compare prices; don\u2019t stick to one insurer.<br><\/li><li>Consider your car\u2019s age. Old cars don\u2019t need everything.<br><\/li><li>Check the fine print, not just the fancy name.<br><\/li><li>Prioritize stuff you\u2019ll actually use.<br><\/li><li>Keep add-ons within 10\u201315% of your premium.<br><\/li><li>Still unsure? Ask an agent or use JPJ\/MyEG\/Bjak for clarity.<br><\/li><\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"51749\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\/attachment\/4-47-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?fit=1708%2C1080&amp;ssl=1\" data-orig-size=\"1708,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-47\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic showing 7 steps to choose additional car insurance add-ons.\n\" class=\"wp-image-51749\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/4-47.jpg?w=1708&amp;ssl=1 1708w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Wrapping_It_Up\"><\/span><strong>Wrapping It Up<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Not every add-on is a must-have. But if you match them to your lifestyle and budget, the right <strong>additional car insurance coverage<\/strong> will feel like money well spent. Skip the noise, cover the essentials, and you\u2019ll thank yourself when the unexpected hits.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=steps-to-choose-additional-car-insurance-coverage\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/guide-to-car-insurance-policy-terms-conditions\">Guide to Car Insurance Policy Terms &amp; Conditions<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/safe-ways-to-lower-car-insurance-premium-in-malaysia\">Safe Ways to Lower Car Insurance Premium in Malaysia<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/benefits-of-online-car-insurance-for-long-trips\">Benefits of Online Car Insurance for Long Trips<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When it\u2019s time to renew car insurance, most people just tick the same old boxes. Basic plan, done. But here\u2019s the thing: additional car insurance coverage exists for a reason, and sometimes it can save you from a nasty bill later on. The tricky bit? Knowing what\u2019s worth paying for and what\u2019s basically money down&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Steps to Choose Additional Car Insurance Coverage<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":51748,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[2833,429,42,59,88],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Steps to Choose Additional Car Insurance Coverage | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Steps to Choose Additional Car Insurance Coverage. Simple Steps To Protect Your Car Without Overspending.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Steps to Choose Additional Car Insurance Coverage | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Steps to Choose Additional Car Insurance Coverage. Simple Steps To Protect Your Car Without Overspending.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-20T11:24:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1\",\"width\":1708,\"height\":1080,\"caption\":\"Steps to Choose Additional Car Insurance Coverage\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\",\"name\":\"Steps to Choose Additional Car Insurance Coverage | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#primaryimage\"},\"datePublished\":\"2025-09-20T11:24:46+00:00\",\"dateModified\":\"2025-10-29T10:30:29+00:00\",\"description\":\"BJAK | Read about: Steps to Choose Additional Car Insurance Coverage. Simple Steps To Protect Your Car Without Overspending.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Steps to Choose Additional Car Insurance Coverage\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Steps to Choose Additional Car Insurance Coverage\",\"datePublished\":\"2025-09-20T11:24:46+00:00\",\"dateModified\":\"2025-10-29T10:30:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#webpage\"},\"wordCount\":340,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1\",\"keywords\":[\"Additional\",\"Car insurance\",\"Coverage\",\"EN\",\"Insurance\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"BJAK Content Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"BJAK Content Team\"},\"description\":\"BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options\",\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Steps to Choose Additional Car Insurance Coverage | BJAK","description":"BJAK | Read about: Steps to Choose Additional Car Insurance Coverage. Simple Steps To Protect Your Car Without Overspending.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage","og_locale":"en_US","og_type":"article","og_title":"Steps to Choose Additional Car Insurance Coverage | BJAK","og_description":"BJAK | Read about: Steps to Choose Additional Car Insurance Coverage. Simple Steps To Protect Your Car Without Overspending.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-09-20T11:24:46+00:00","article_modified_time":"2025-10-29T10:30:29+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"BJAK Content Team","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1","width":1708,"height":1080,"caption":"Steps to Choose Additional Car Insurance Coverage"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage","name":"Steps to Choose Additional Car Insurance Coverage | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#primaryimage"},"datePublished":"2025-09-20T11:24:46+00:00","dateModified":"2025-10-29T10:30:29+00:00","description":"BJAK | Read about: Steps to Choose Additional Car Insurance Coverage. Simple Steps To Protect Your Car Without Overspending.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Steps to Choose Additional Car Insurance Coverage"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Steps to Choose Additional Car Insurance Coverage","datePublished":"2025-09-20T11:24:46+00:00","dateModified":"2025-10-29T10:30:29+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#webpage"},"wordCount":340,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/steps-to-choose-additional-car-insurance-coverage#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1","keywords":["Additional","Car insurance","Coverage","EN","Insurance"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"BJAK Content Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"BJAK Content Team"},"description":"BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options","url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/2-46.jpg?fit=1708%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51709"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=51709"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51709\/revisions"}],"predecessor-version":[{"id":51750,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51709\/revisions\/51750"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/51748"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=51709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=51709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=51709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}