{"id":51989,"date":"2025-09-26T23:45:24","date_gmt":"2025-09-26T15:45:24","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=51989"},"modified":"2025-10-30T15:41:58","modified_gmt":"2025-10-30T07:41:58","slug":"cara-jimat-bayaran-insurans-kereta-setiap-tahun","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun","title":{"rendered":"Cara Jimat Bayaran Insurans Kereta Setiap Tahun"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d472c930d0c\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d472c930d0c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\/#Kenapa_Bayaran_Insurans_Selalu_Meningkat\" title=\"Kenapa Bayaran Insurans Selalu Meningkat?\">Kenapa Bayaran Insurans Selalu Meningkat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\/#Cara_Jimat_Bayaran_Insurans_Kereta_Setiap_Tahun\" title=\"Cara Jimat Bayaran Insurans Kereta Setiap Tahun\">Cara Jimat Bayaran Insurans Kereta Setiap Tahun<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\/#Contoh_Penjimatan\" title=\"Contoh Penjimatan\">Contoh Penjimatan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\/#Mitos_Tentang_Jimat_Insurans\" title=\"Mitos Tentang Jimat Insurans\">Mitos Tentang Jimat Insurans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Kenapa_Bayaran_Insurans_Selalu_Meningkat\"><\/span><strong>Kenapa Bayaran Insurans Selalu Meningkat?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ramai pemandu perasan premium insurans makin naik setiap tahun. Faktor utama biasanya nilai pasaran kereta yang turun naik, kawasan berisiko seperti banjir atau kecurian, dan juga sejarah tuntutan. Masalahnya, ramai terus bayar tanpa semak, sedangkan ada banyak <strong>Cara Jimat Bayaran Insurans<\/strong><\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Cara_Jimat_Bayaran_Insurans_Kereta_Setiap_Tahun\"><\/span><strong>Cara Jimat Bayaran Insurans Kereta Setiap Tahun<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>1. Guna NCD dengan Konsisten<\/strong><strong><br><\/strong> NCD (No Claim Discount) boleh beri penjimatan sehingga 55% jika rekod pemanduan bersih tanpa tuntutan. Pastikan anda tidak terlepas renew untuk kekalkan diskaun ini.<\/p>\n\n\n\n<p><strong>2. Bandingkan Harga Antara Panel<\/strong><strong><br><\/strong> Setiap syarikat insurans tawarkan kadar berbeza untuk kereta yang sama. Melalui Bjak, anda boleh terus nampak beza harga dari panel seperti Allianz, Liberty, Takaful Malaysia dan Ikhlas. Kadang-kadang beza sampai ratusan ringgit.<\/p>\n\n\n\n<p><strong>3. Semak &amp; Buang Add-on Tidak Perlu<\/strong><strong><br><\/strong> Ramai ambil add-on tanpa fikir panjang. Contohnya, perlindungan cermin RM400 untuk kereta lama mungkin tak berbaloi. Pilih add-on ikut keperluan sebenar.<\/p>\n\n\n\n<p><strong>4. Pilih Saluran Pembaharuan Bijak<\/strong><strong><br><\/strong> Jika guna Bjak, anda boleh banding harga terus dan dapat polisi segera. Bagi Sabah &amp; Sarawak, ramai pemandu pilih renew insurans dengan Bjak dan terus ambil roadtax di JPJ sebab lebih murah.<\/p>\n\n\n\n<p><strong>5. Renew Awal Sebelum Tarikh Luput<\/strong><strong><br><\/strong> Kalau lewat, risiko hilang NCD sangat tinggi. Lebih baik renew seminggu atau dua minggu awal.<\/p>\n\n\n\n<p><strong>6. Pertimbangkan Nilai Pasaran Kereta<\/strong><strong><br><\/strong> Boleh pilih antara \u201cMarket Value\u201d dan \u201cAgreed Value\u201d. Untuk kereta baru, lebih selamat guna Agreed Value supaya pampasan lebih tepat jika berlaku kerugian total.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Contoh_Penjimatan\"><\/span><strong>Contoh Penjimatan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Pemandu<\/strong><\/td><td><strong>Kaedah<\/strong><\/td><td><strong>Premium Tahunan<\/strong><\/td><td><strong>Jimat Setiap Tahun<\/strong><\/td><\/tr><tr><td>A<\/td><td>Tak banding, ambil semua add-on<\/td><td>RM1,800<\/td><td>\u2013<\/td><\/tr><tr><td>B<\/td><td>Banding + NCD + add-on minimum<\/td><td>RM1,250<\/td><td>RM550<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"52032\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\/attachment\/3-70\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-70\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infografik strategi jimat insurans kereta tahunan dengan NCD, perbandingan premium, dan pilihan pembaharuan.\n\" class=\"wp-image-52032\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/3-70.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Mitos_Tentang_Jimat_Insurans\"><\/span><strong>Mitos Tentang Jimat Insurans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>\u201cPolisi paling murah sentiasa terbaik.\u201d \u2192 Tidak semestinya, kerana perlindungan mungkin terlalu asas.<br><\/li><li>\u201cPihak ketiga selalu lebih jimat.\u201d \u2192 Tidak juga, kalau kereta masih ada nilai tinggi atau duduk di kawasan berisiko, lebih baik ambil komprehensif.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kalau nak betul-betul jimat, jangan fokus pada harga sahaja. Fahami <strong>Cara Jimat Bayaran Insurans<\/strong> kereta setiap tahun dengan strategi mudah seperti guna NCD, banding harga antara panel, dan pilih add-on yang betul. Dengan Bjak, anda boleh banding polisi dari Allianz, Liberty, Takaful Malaysia dan Ikhlas dalam beberapa minit, supaya pilihan anda bukan sahaja jimat tapi juga selamat.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=cara-jimat-bayaran-insurans-kereta-setiap-tahun\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/apa-perlu-buat-jika-tuntutan-insurans-kereta-ditolak\">Cara Tangani Tuntutan Insurans Kereta Ditolak<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/perlindungan-insurans-kereta-lebih-dari-sekadar-kemalangan\">Perlindungan Insurans Kereta Lebih Dari Sekadar Kemalangan<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/panduan-perbaharui-insurans-kereta-online\">Panduan Perbaharui Insurans Kereta Online<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jimat bayaran insurans kereta setiap tahun dengan strategi mudah: guna NCD, bandingkan harga panel insurans, pilih add-on bijak dan renew awal.<\/p>\n","protected":false},"author":31,"featured_media":52031,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cara Jimat Bayaran Insurans Kereta Setiap Tahun | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Cara Jimat Bayaran Insurans Kereta Setiap Tahun Dengan Perbandingan Harg, Add-On Bijak &amp; Renewal Tepat Masa.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cara Jimat Bayaran Insurans Kereta Setiap Tahun | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Cara Jimat Bayaran Insurans Kereta Setiap Tahun Dengan Perbandingan Harg, Add-On Bijak &amp; Renewal Tepat Masa.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-26T15:45:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-30T07:41:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Cara Jimat Bayaran Insurans Kereta Setiap Tahun\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\",\"name\":\"Cara Jimat Bayaran Insurans Kereta Setiap Tahun | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#primaryimage\"},\"datePublished\":\"2025-09-26T15:45:24+00:00\",\"dateModified\":\"2025-10-30T07:41:58+00:00\",\"description\":\"BJAK | Read about: Cara Jimat Bayaran Insurans Kereta Setiap Tahun Dengan Perbandingan Harg, Add-On Bijak & Renewal Tepat Masa.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cara Jimat Bayaran Insurans Kereta Setiap Tahun\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Cara Jimat Bayaran Insurans Kereta Setiap Tahun\",\"datePublished\":\"2025-09-26T15:45:24+00:00\",\"dateModified\":\"2025-10-30T07:41:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#webpage\"},\"wordCount\":369,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1\",\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cara Jimat Bayaran Insurans Kereta Setiap Tahun | BJAK","description":"BJAK | Read about: Cara Jimat Bayaran Insurans Kereta Setiap Tahun Dengan Perbandingan Harg, Add-On Bijak & Renewal Tepat Masa.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun","og_locale":"en_US","og_type":"article","og_title":"Cara Jimat Bayaran Insurans Kereta Setiap Tahun | BJAK","og_description":"BJAK | Read about: Cara Jimat Bayaran Insurans Kereta Setiap Tahun Dengan Perbandingan Harg, Add-On Bijak & Renewal Tepat Masa.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-09-26T15:45:24+00:00","article_modified_time":"2025-10-30T07:41:58+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Cara Jimat Bayaran Insurans Kereta Setiap Tahun"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun","name":"Cara Jimat Bayaran Insurans Kereta Setiap Tahun | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#primaryimage"},"datePublished":"2025-09-26T15:45:24+00:00","dateModified":"2025-10-30T07:41:58+00:00","description":"BJAK | Read about: Cara Jimat Bayaran Insurans Kereta Setiap Tahun Dengan Perbandingan Harg, Add-On Bijak & Renewal Tepat Masa.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Cara Jimat Bayaran Insurans Kereta Setiap Tahun"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Cara Jimat Bayaran Insurans Kereta Setiap Tahun","datePublished":"2025-09-26T15:45:24+00:00","dateModified":"2025-10-30T07:41:58+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#webpage"},"wordCount":369,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-jimat-bayaran-insurans-kereta-setiap-tahun#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1","articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/09\/1-68.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51989"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=51989"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51989\/revisions"}],"predecessor-version":[{"id":52033,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/51989\/revisions\/52033"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/52031"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=51989"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=51989"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=51989"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}