{"id":52551,"date":"2025-10-03T23:59:12","date_gmt":"2025-10-03T15:59:12","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=52551"},"modified":"2025-11-05T15:59:28","modified_gmt":"2025-11-05T07:59:28","slug":"saman-jpj-vs-saman-pdrm-mana-lebih-berat","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat","title":{"rendered":"Saman JPJ vs Saman PDRM: Mana Lebih Berat?"},"content":{"rendered":"\n<p>Ramai pemandu dalam Malaysia bertanya-tanya, apa sebenarnya perbezaan antara saman dari JPJ vs saman PDRM. Saman yang disedia dari kedua-dua pihak lebih kurang sama tetapi ada sahaja butiran kecil yang pisahkan persamaan antara dua-dua. Semak sahaja artikel ini untuk fahami perbezaan &amp; tentukan kesan antara mana lebih berat.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d4431dacb21\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d4431dacb21\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/#Apa_Itu_Saman_JPJ\" title=\"Apa Itu Saman JPJ?\">Apa Itu Saman JPJ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/#Apa_Itu_Saman_PDRM\" title=\"Apa Itu Saman PDRM?\">Apa Itu Saman PDRM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/#Perbezaan_Utama_JPJ_vs_PDRM\" title=\"Perbezaan Utama: JPJ vs PDRM\">Perbezaan Utama: JPJ vs PDRM<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/#Mana_Lebih_Berat\" title=\"Mana Lebih Berat?\">Mana Lebih Berat?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/#Tips_Elak_Saman\" title=\"Tips Elak Saman\">Tips Elak Saman<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/#FAQ\" title=\"FAQ\">FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apa_Itu_Saman_JPJ\"><\/span><strong>Apa Itu Saman JPJ?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Dikeluarkan pihak JPJ ( Jabatan Pengangkutan Jalan).<br><\/li><li>Berkaitan saman biasa seperti insuran\/roadtax luput &amp; jika ada ubahsuai yang tidak sah.<br><\/li><li><strong>Denda:<\/strong> RM20 hingga RM300 bergantung kesalahan.<br><\/li><li><strong>Proses pembayaran:<\/strong> Online melalui JPJ, MyEG, atau Pos Malaysia.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apa_Itu_Saman_PDRM\"><\/span><strong>Apa Itu Saman PDRM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Dikeluarkan oleh <strong>polis trafik<\/strong>.<br><\/li><li>Berkaitan <strong>pemanduan laju, memotong garisan berkembar, tidak pakai tali pinggang, memandu secara berbahaya<\/strong>.<br><\/li><li><strong>Denda:<\/strong> RM80 hingga RM2,000 bergantung kesalahan dan mahkamah.<br><\/li><li><strong>Proses pembayaran:<\/strong> Boleh bayar online atau di kaunter polis\/mahkamah.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Perbezaan_Utama_JPJ_vs_PDRM\"><\/span><strong>Perbezaan Utama: JPJ vs PDRM<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Ciri<\/strong><\/td><td><strong>Saman JPJ<\/strong><\/td><td><strong>Saman PDRM <\/strong><\/td><\/tr><tr><td>Badan berkuasa<\/td><td>JPJ<\/td><td>Polis Trafik<\/td><\/tr><tr><td>Jenis kesalahan<\/td><td>Roadtax, lesen, kenderaan<\/td><td>Pemanduan laju, bahaya, kemalangan<\/td><\/tr><tr><td>Denda (RM)<\/td><td>20 \u2013 300<\/td><td>80 \u2013 2,000<\/td><\/tr><tr><td>Kesan terhadap rekod<\/td><td>Boleh kesan NCD (insurans) jika tidak bayar<\/td><td>Boleh rekod jenayah trafik &amp; potong mata lesen<\/td><\/tr><tr><td>Cara bayar<\/td><td>JPJ\/MyEG\/Pos Malaysia<\/td><td>Kaunter polis, mahkamah, online<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Mana_Lebih_Berat\"><\/span><strong>Mana Lebih Berat?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Dari segi <strong>kewangan<\/strong>, saman polis biasanya lebih berat kerana denda lebih tinggi. Dari segi <strong>rekod dan kesan insurans<\/strong>, kedua-duanya penting:<\/p>\n\n\n\n<ul><li><strong>JPJ:<\/strong> Tidak bayar boleh menjejaskan renewal insurans kereta.<br><\/li><li><strong>Polis:<\/strong> Kesalahan serius boleh potong mata lesen dan rekod jenayah trafik.<br><\/li><\/ul>\n\n\n\n<p><strong>Kesimpulan:<\/strong> Saman polis biasanya lebih berat kerana risiko kewangan dan kesan undang-undang lebih tinggi, tetapi saman JPJ tetap tidak boleh diabaikan kerana ia boleh menjejaskan insurans dan roadtax.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_Elak_Saman\"><\/span><strong>Tips Elak Saman<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li>Sentiasa periksa <strong>roadtax &amp; insurans<\/strong>.<br><\/li><li>Patuhi had laju dan peraturan trafik.<br><\/li><li>Pastikan kenderaan dalam keadaan baik (lampu, tayar, brek).<br><\/li><li>Gunakan platform seperti <strong>Bjak<\/strong> untuk semak insurans dan roadtax online.<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span><strong>FAQ<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Q1: Boleh bayar saman JPJ secara online?<\/strong><strong><br><\/strong> A: Ya, melalui JPJ, MyEG, atau Pos Malaysia.<\/p>\n\n\n\n<p><strong>Q2: Saman polis boleh dicabar?<\/strong><strong><br><\/strong> A: Boleh, melalui mahkamah trafik dengan bukti sah.<\/p>\n\n\n\n<p><strong>Q3: Saman JPJ boleh jejaskan insurans kereta?<\/strong><strong><br><\/strong> A: Ya, jika tidak dibayar, ia boleh menjejaskan renewal dan NCD.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"52620\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/saman-jpj-vs-saman-pdrm-mana-lebih-berat\/attachment\/3-24-3\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-24\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infografik perbandingan saman JPJ vs Polis. Lajur JPJ dengan ikon roadtax, lesen, dan saman kecil. Lajur Polis dengan ikon kereta polis dan tanda amaran. Garisan tengah bertulis \u2018Mana Lebih Berat?\u2019 menekankan beza denda dan rekod.\u201d\" class=\"wp-image-52620\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-24.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Saman JPJ dan saman PDRM kedua-duanya penting untuk patuh undang-undang, tetapi dari segi kewangan dan kesan undang-undang, <strong>saman PDRMlebih berat<\/strong>. Gunakan tips elak saman dan semak roadtax\/insurans secara online melalui platform seperti <strong>Bjak<\/strong> untuk selamat di jalan raya.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=saman-jpj-vs-saman-pdrm-mana-lebih-berat\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/panduan-lengkap-roadtax-digital-jpj-e-lkm\">Panduan Lengkap Roadtax Digital JPJ (e-LKM)<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/cara-simpan-roadtax-digital-dalam-myjpj\">Cara Simpan Roadtax Digital dalam MyJPJ<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/kenapa-cover-note-penting-semasa-kemalangan-atau-roadblock\">Kenapa Cover Note Penting Jika Kemalangan<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cSaman JPJ dan saman polis ada perbezaan besar dari segi denda dan kesan undang-undang. Ketahui mana lebih berat untuk pemandu di Malaysia.\u201d<\/p>\n","protected":false},"author":31,"featured_media":52619,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1],"tags":[235,878,729],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Saman JPJ vs Saman PDRM: Mana Lebih Berat? | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Info | Read about: Saman JPJ vs Saman PDRM: Mana Lebih Berat? 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