{"id":52651,"date":"2025-10-04T01:06:19","date_gmt":"2025-10-03T17:06:19","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=52651"},"modified":"2025-11-05T16:59:10","modified_gmt":"2025-11-05T08:59:10","slug":"complete-checklist-before-renewing-car-insurance-roadtax","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/complete-checklist-before-renewing-car-insurance-roadtax","title":{"rendered":"Complete Checklist Before Renewing Car Insurance &#038; Roadtax"},"content":{"rendered":"\n<p>If you get yourself ready, renewing car insurance and roadtax is actually pretty straightforward. A checklist helps so you don\u2019t skip anything important and end up with problems later. This guide walks Malaysian drivers through every essential step jotting down the checklist before renewing car insurance.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45d0d95c4a\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45d0d95c4a\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/complete-checklist-before-renewing-car-insurance-roadtax\/#Checklist_Before_Renewal\" title=\"Checklist Before Renewal\">Checklist Before Renewal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/complete-checklist-before-renewing-car-insurance-roadtax\/#Tips_for_a_Smooth_Renewal\" title=\"Tips for a Smooth Renewal\">Tips for a Smooth Renewal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/complete-checklist-before-renewing-car-insurance-roadtax\/#FAQ\" title=\"FAQ\">FAQ<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/complete-checklist-before-renewing-car-insurance-roadtax\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Checklist_Before_Renewal\"><\/span><strong>Checklist Before Renewal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Step<\/strong><\/td><td><strong>What to Check<\/strong><\/td><td><strong>Notes<\/strong><\/td><\/tr><tr><td>1<\/td><td><strong>Check existing policy<\/strong><\/td><td>Ensure expiry date, coverage type, and current NCD are correct<\/td><\/tr><tr><td>2<\/td><td><strong>Check outstanding fines<\/strong><\/td><td>Settle JPJ fines if any to renew roadtax<\/td><\/tr><tr><td>3<\/td><td><strong>Check roadtax (digital\/physical)<\/strong><\/td><td>Ensure no technical issues when renewing online<\/td><\/tr><tr><td>4<\/td><td><strong>Compare premiums &amp; benefits<\/strong><\/td><td>Use platforms like <strong>Bjak<\/strong> for quick comparison<\/td><\/tr><tr><td>5<\/td><td><strong>Verify vehicle &amp; owner details<\/strong><\/td><td>Ensure plate number, car type, and owner info are correct<\/td><\/tr><tr><td>6<\/td><td><strong>Consider add-ons \/ VIP Rescue<\/strong><\/td><td>e.g., towing, roadside assistance, additional coverage<\/td><\/tr><tr><td>7<\/td><td><strong>Choose payment method<\/strong><\/td><td>Online (Bjak\/MyEG) or physical (JPJ\/Pos Malaysia)<\/td><\/tr><tr><td>8<\/td><td><strong>Receive &amp; store documents<\/strong><\/td><td>Cover note or full policy for reference and JPJ roadblocks<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_for_a_Smooth_Renewal\"><\/span><strong>Tips for a Smooth Renewal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li><strong>Renew early:<\/strong> Avoid expiry, fines, or losing NCD.<br><\/li><li><strong>Use trusted platforms:<\/strong> Bjak simplifies insurance and roadtax renewal online.<br><\/li><li><strong>Keep digital receipts:<\/strong> Payment proof helps with claims or verification.<br><\/li><li><strong>Check e-cover note:<\/strong> Ensure it\u2019s valid if the full policy hasn\u2019t been issued.<br><\/li><li><strong>Plan your budget:<\/strong> Know premium amounts and roadtax fees before renewing.<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"FAQ\"><\/span><strong>FAQ<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Q1: Can I renew insurance if there are outstanding Police fines?<\/strong><strong><br><\/strong> A: Yes, insurance can still be renewed even with Police fines.<\/p>\n\n\n\n<p><strong>Q2: Can I renew roadtax if there are JPJ fines?<\/strong><strong><br><\/strong> A: No, all JPJ fines must be cleared before roadtax can be issued.<\/p>\n\n\n\n<p><strong>Q3: Do I need to visit JPJ in person if I use Bjak?<\/strong><strong><br><\/strong> A: No, Bjak allows you to renew both insurance and roadtax online without visiting physically.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"52674\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/complete-checklist-before-renewing-car-insurance-roadtax\/attachment\/4-28-3\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-28\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Step-by-step infographic on what to check before renewing insurance and roadtax. Icons for checking policy, documents, payment, car, and summons. Highlights key steps like checking fines and vehicle details.\" class=\"wp-image-52674\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-28.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Having a checklist before renewing car insurance and roadtax just makes things easier \u2014 faster, safer, and without all the usual hassle.. Check your policy, fines, roadtax, and vehicle details, and use platforms like <strong>Bjak<\/strong> to renew online easily.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=complete-checklist-before-renewing-car-insurance--roadtax\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/7-tips-to-get-cheaper-car-insurance-in-malaysia\">7 Tips to Get Cheaper Car Insurance in Malaysia<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/diskaun-khas-bayar-saman-jpj-cara-bila\">Diskaun Khas Bayar Saman JPJ, Cara &amp; Bila?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/boleh-ke-tukar-syarikat-insuran-bila-nak-renew\">Boleh Ke Tukar Syarikat Insuran Bila Nak renew?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cComplete checklist for renewing your car insurance &#038; roadtax to ensure a fast, safe, and hassle-free process in Malaysia.\u201d<\/p>\n","protected":false},"author":31,"featured_media":52673,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,2788,436],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Complete Checklist Before Renewing Car Insurance &amp; Roadtax | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Complete Checklist Before Renewing Car Insurance &amp; Roadtax to ensure a smooth hassle free process\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/complete-checklist-before-renewing-car-insurance-roadtax\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Complete Checklist Before Renewing Car Insurance &amp; 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