{"id":53118,"date":"2025-10-14T23:37:06","date_gmt":"2025-10-14T15:37:06","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53118"},"modified":"2025-10-29T18:30:11","modified_gmt":"2025-10-29T10:30:11","slug":"5-common-mistakes-when-buying-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance","title":{"rendered":"5 Common Mistakes When Buying Car Insurance"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d46e932eafc\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d46e932eafc\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/#1_Not_Understanding_Coverage_Types_1st_Party_vs_3rd_Party\" title=\"1. Not Understanding Coverage Types (1st Party vs 3rd Party)\">1. Not Understanding Coverage Types (1st Party vs 3rd Party)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/#2_Buying_Without_Comparing_Prices\" title=\"2. Buying Without Comparing Prices\">2. Buying Without Comparing Prices<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/#3_Not_Updating_Vehicle_Information\" title=\"3. Not Updating Vehicle Information\">3. Not Updating Vehicle Information<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/#4_Choosing_the_Wrong_Coverage_Value_Sum_Insured\" title=\"4. Choosing the Wrong Coverage Value (Sum Insured)\">4. Choosing the Wrong Coverage Value (Sum Insured)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/#5_Ignoring_Policy_Expiry_NCD\" title=\"5. Ignoring Policy Expiry &amp; NCD\">5. Ignoring Policy Expiry &amp; NCD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many car owners in Malaysia still get confused when buying car insurance \u2014 whether online or over the counter. A small mistake can cause you to overpay, or worse, end up with incomplete coverage during an accident. In this article, we\u2019ll go through <strong>5 common mistakes people make when buying car insurance<\/strong> and how to avoid them easily.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Not_Understanding_Coverage_Types_1st_Party_vs_3rd_Party\"><\/span><strong>1. Not Understanding Coverage Types (1st Party vs 3rd Party)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many first-time buyers think all insurance is the same, but the difference is huge.<\/p>\n\n\n\n<p><strong>1st Party (Comprehensive):<\/strong> Covers your car <strong>and<\/strong> third-party damages.<br><strong>3rd Party:<\/strong> Covers only damages or injuries to others.<\/p>\n\n\n\n<p>If you\u2019re driving a <strong>new car<\/strong> or have an <strong>active car loan<\/strong>, a <strong>comprehensive policy<\/strong> is mandatory.<br>But for <strong>older cars<\/strong> with lower market value, a <strong>3rd party plan<\/strong> might be enough.<\/p>\n\n\n\n<p><strong>Tip:<\/strong> For cars above 15 years old, compare both plans \u2014 sometimes the premium difference is under RM100, yet the coverage gap is significant.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Buying_Without_Comparing_Prices\"><\/span><strong>2. Buying Without Comparing Prices<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>One of the most common mistakes \u2014 buying directly from a single insurer without comparing options.<br>Insurance premiums can differ by <strong>hundreds of ringgit<\/strong> between companies even with similar coverage.<\/p>\n\n\n\n<p><strong>The simple solution:<\/strong><strong><br><\/strong> Use platforms like <strong>Bjak<\/strong> to compare car insurance prices instantly. No need to fill out multiple forms \u2014 the system shows offers from multiple insurers on one screen.<\/p>\n\n\n\n<p><strong>Example:<\/strong> Enter your plate number and IC \u2192 Bjak displays quotes from <strong>Allianz, AXA, Etiqa, Takaful Ikhlas<\/strong>, and more \u2014 all within <strong>a minute<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Not_Updating_Vehicle_Information\"><\/span><strong>3. Not Updating Vehicle Information<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Details like your chassis number, engine capacity, and address are crucial for accurate policy issuance.Wrong information may delay policy approval &amp; even void your claims.<\/p>\n\n\n\n<p><strong>Tip:<\/strong> Always double check your details before purchasing, when purchasing through BJAK, it will always ask you to confirm details before purchase.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Choosing_the_Wrong_Coverage_Value_Sum_Insured\"><\/span><strong>4. Choosing the Wrong Coverage Value (Sum Insured)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The <strong>sum insured<\/strong> is the maximum amount your insurer will pay if your car is stolen or declared total loss.<br>Many people make two common mistakes:<\/p>\n\n\n\n<ul><li><strong>Over-insured:<\/strong> Paying higher premiums unnecessarily.<br><\/li><li><strong>Under-insured:<\/strong> Getting less compensation than your car\u2019s actual value.<br><\/li><\/ul>\n\n\n\n<p>Use <strong>Bjak\u2019s car insurance calculator<\/strong> to check your car\u2019s <strong>market value<\/strong> before setting your sum insured.<\/p>\n\n\n\n<p><strong>Example:<\/strong><strong><br><\/strong> If your car\u2019s market value is <strong>RM45,000<\/strong> but you insure it for <strong>RM55,000<\/strong>, you\u2019ll still only get <strong>RM45,000<\/strong> if it\u2019s written off \u2014 and end up paying more premium for nothing.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_Ignoring_Policy_Expiry_NCD\"><\/span><strong>5. Ignoring Policy Expiry &amp; NCD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many drivers forget their policy expiry date and buy a new policy without transferring their <strong>No Claim Discount (NCD)<\/strong> \u2014 a costly mistake.<br>Your NCD can give you up to <strong>55% discount<\/strong> on your premium!<\/p>\n\n\n\n<p>Ensure your <strong>IC number<\/strong> and <strong>plate number<\/strong> are entered correctly so the system can auto-detect your NCD record.<\/p>\n\n\n\n<p><strong>Example:<\/strong><strong><br><\/strong> Filing no claims for 5 years will enable your NCD to reach its peak of 55%.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When buying car insurance it is never only about finding the cheapest option, it\u2019s about finding the best coverage that best suits your vehicle needs. By avoiding these common mistakes and using platforms like BJAK when buying car insurance that provides an invoice before you purchase to understand the cost without overspending.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"53180\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\/attachment\/4-65-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-65\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing 5 common mistakes when buying car insurance in Malaysia \u2014 including coverage type, price comparison, vehicle info, sum insured, and NCD.\" class=\"wp-image-53180\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-65.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=5-common-mistakes-when-buying-car-insurance\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/brake-tyre-aircond-service-possible-with-bjak-using-bnpl\">Brake, Tyre &amp; Aircond Service \u2013 Possible with BJAK Using BNPL!<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-roadtax-lost-heres-how-to-replace-it-legally\">Car Roadtax Lost? Here\u2019s How to Replace It Legally<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/ncd-insurance-how-small-claims-can-wipe-out-your-discount\">NCD Insurance: How Small Claims Can Wipe Out Your Discount<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Many Malaysians still make mistakes when buying car insurance. Learn the 5 most common ones and how to avoid them so you don\u2019t end up losing money.<\/p>\n","protected":false},"author":31,"featured_media":53179,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,2942,88,2826],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Common Mistakes When Buying Car Insurance | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: 5 Common Mistakes When Buying Car Insurance . Learning to choose the best policu that protects you &amp; your vehicle.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Common Mistakes When Buying Car Insurance | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: 5 Common Mistakes When Buying Car Insurance . Learning to choose the best policu that protects you &amp; your vehicle.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-14T15:37:06+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#primaryimage\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"5 Common Mistakes When Buying Car Insurance\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\",\"name\":\"5 Common Mistakes When Buying Car Insurance | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#primaryimage\"},\"datePublished\":\"2025-10-14T15:37:06+00:00\",\"dateModified\":\"2025-10-29T10:30:11+00:00\",\"description\":\"BJAK | Read about: 5 Common Mistakes When Buying Car Insurance . Learning to choose the best policu that protects you & your vehicle.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Common Mistakes When Buying Car Insurance\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"5 Common Mistakes When Buying Car Insurance\",\"datePublished\":\"2025-10-14T15:37:06+00:00\",\"dateModified\":\"2025-10-29T10:30:11+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#webpage\"},\"wordCount\":558,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"common\",\"Insurance\",\"mistakes\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Common Mistakes When Buying Car Insurance | BJAK","description":"BJAK | Read about: 5 Common Mistakes When Buying Car Insurance . Learning to choose the best policu that protects you & your vehicle.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance","og_locale":"en_US","og_type":"article","og_title":"5 Common Mistakes When Buying Car Insurance | BJAK","og_description":"BJAK | Read about: 5 Common Mistakes When Buying Car Insurance . Learning to choose the best policu that protects you & your vehicle.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-10-14T15:37:06+00:00","article_modified_time":"2025-10-29T10:30:11+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#primaryimage","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"5 Common Mistakes When Buying Car Insurance"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance","name":"5 Common Mistakes When Buying Car Insurance | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#primaryimage"},"datePublished":"2025-10-14T15:37:06+00:00","dateModified":"2025-10-29T10:30:11+00:00","description":"BJAK | Read about: 5 Common Mistakes When Buying Car Insurance . Learning to choose the best policu that protects you & your vehicle.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"5 Common Mistakes When Buying Car Insurance"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"5 Common Mistakes When Buying Car Insurance","datePublished":"2025-10-14T15:37:06+00:00","dateModified":"2025-10-29T10:30:11+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#webpage"},"wordCount":558,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-common-mistakes-when-buying-car-insurance#primaryimage"},"thumbnailUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","common","Insurance","mistakes"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-65.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53118"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=53118"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53118\/revisions"}],"predecessor-version":[{"id":53181,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53118\/revisions\/53181"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/53179"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=53118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=53118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=53118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}