{"id":53332,"date":"2025-10-16T22:51:04","date_gmt":"2025-10-16T14:51:04","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53332"},"modified":"2025-11-05T17:37:27","modified_gmt":"2025-11-05T09:37:27","slug":"roadtax-ncd-hubungan-dalam-penentuan-premium-insurans","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans","title":{"rendered":"Roadtax &#038; NCD: Hubungan Dalam Penentuan Premium Insurans"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45ca6bef2a\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45ca6bef2a\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Apa_Sebenarnya_Roadtax_Tu\" title=\"Apa Sebenarnya Roadtax Tu?\">Apa Sebenarnya Roadtax Tu?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Apa_Itu_NCD_dan_Kenapa_Ia_Penting\" title=\"Apa Itu NCD dan Kenapa Ia Penting\">Apa Itu NCD dan Kenapa Ia Penting<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Hubungan_Roadtax_dan_NCD_Dalam_Premium\" title=\"Hubungan Roadtax dan NCD Dalam Premium\">Hubungan Roadtax dan NCD Dalam Premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Contoh_Situasi_Nyata\" title=\"Contoh Situasi Nyata\">Contoh Situasi Nyata<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Cara_Semak_Roadtax_NCD_Sekali_Guna_BJAK_Calculator\" title=\"Cara Semak Roadtax &amp; NCD Sekali Guna BJAK Calculator\">Cara Semak Roadtax &amp; NCD Sekali Guna BJAK Calculator<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Tips_Jimat_Untuk_Pemandu\" title=\"Tips Jimat Untuk Pemandu\">Tips Jimat Untuk Pemandu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kebanyakan pemandu tahu mereka perlu bayar <strong>roadtax<\/strong> dan pantas mencari <strong>NCD (No Claim Discount)<\/strong> bila nak renew insurans. Tapi ramai tak sedar, dua perkara ni sebenarnya roadtax dan NCD ada hubungan walaupun secara tak langsung. Roadtax tentukan jenis kenderaan dan kapasiti enjin; NCD pula tentukan berapa banyak diskaun premium anda. Bila digabung, dua-duanya beri kesan besar pada jumlah keseluruhan yang anda perlu bayar setiap tahun.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Apa_Sebenarnya_Roadtax_Tu\"><\/span><strong>Apa Sebenarnya Roadtax Tu?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Roadtax ialah cukai jalan tahunan yang wajib dibayar kepada JPJ. Ia bukan sekadar pelekat di cermin, tapi tanda bahawa kenderaan anda sah di jalan raya.<br>Nilai roadtax ditentukan oleh beberapa faktor utama:<\/p>\n\n\n\n<ul><li><strong>Kapasiti enjin (cc)<\/strong><strong><br><\/strong><\/li><li><strong>Jenis kenderaan (kereta, van, 4&#215;4)<\/strong><strong><br><\/strong><\/li><li><strong>Lokasi pendaftaran (Semenanjung, Sabah, Sarawak)<\/strong><strong><br><\/strong><\/li><\/ul>\n\n\n\n<p>Contohnya:<br>Kereta kecil 1.3L mungkin hanya bayar RM70\u2013RM90 setahun, tapi SUV besar 2.0L boleh cecah RM300\u2013RM400.<br>Semakin besar enjin, semakin tinggi kadar roadtax \u2014 dan secara tak langsung, semakin tinggi risiko serta nilai premium insurans.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Apa_Itu_NCD_dan_Kenapa_Ia_Penting\"><\/span><strong>Apa Itu NCD dan Kenapa Ia Penting<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>NCD<\/strong> ialah diskaun yang diberi kepada pemandu yang tak buat sebarang tuntutan insurans dalam tempoh setahun.<br>Lagi lama anda \u201cbersih\u201d dari tuntutan, lagi tinggi diskaun yang anda dapat \u2014 boleh mencecah <strong>sehingga 55%<\/strong>.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Tahun Tanpa Tuntutan<\/strong><\/td><td><strong>Diskaun NCD<\/strong><\/td><\/tr><tr><td>1 tahun<\/td><td>25%<\/td><\/tr><tr><td>2 tahun<\/td><td>30%<\/td><\/tr><tr><td>3 tahun<\/td><td>38.33%<\/td><\/tr><tr><td>4 tahun<\/td><td>45%<\/td><\/tr><tr><td>5 tahun ke atas<\/td><td><strong>55% (maksimum)<\/strong><\/td><\/tr><\/tbody><\/table><figcaption>Contoh:<br>Premium asal RM1,000 \u2192 selepas NCD 55%, anda hanya bayar <strong>RM450<\/strong>.<br>Ini sebab ramai pemandu cuba kekalkan NCD tinggi \u2014 ia memang alat penjimatan paling mudah.<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Hubungan_Roadtax_dan_NCD_Dalam_Premium\"><\/span><strong>Hubungan Roadtax dan NCD Dalam Premium<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Walaupun dikira secara berasingan, dua faktor ini saling mempengaruhi jumlah keseluruhan yang anda bayar.<\/p>\n\n\n\n<ul><li>Roadtax tinggi = kenderaan berkuasa besar = premium asas lebih tinggi.<br><\/li><li>NCD tinggi = diskaun besar = premium akhir lebih rendah.<br><\/li><\/ul>\n\n\n\n<p>Kesannya, NCD berfungsi sebagai \u201cpenimbang\u201d yang bantu kurangkan beban bila roadtax atau premium asas tinggi. Jadi walaupun kereta besar perlukan premium tinggi, NCD boleh bantu jimat banyak bila dah capai 45\u201355%.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Contoh_Situasi_Nyata\"><\/span><strong>Contoh Situasi Nyata<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li><strong>Perodua Bezza 1.3L<\/strong><strong><br><\/strong><ul><li>Premium asas: RM800<br><\/li><li>NCD 55% \u2192 Premium selepas diskaun: RM360<br><\/li><li>Roadtax: RM70<br><\/li><\/ul><\/li><li><strong>Honda Civic 1.8L<\/strong><strong><br><\/strong><ul><li>Premium asas: RM1,300<br><\/li><li>NCD 45% \u2192 Premium selepas diskaun: RM715<br><\/li><li>Roadtax: RM280<br><\/li><\/ul><\/li><\/ol>\n\n\n\n<p>Perbezaannya besar, tapi jelas menunjukkan bagaimana dua komponen ini saling melengkapi dalam kiraan kos tahunan pemilikan kereta.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Cara_Semak_Roadtax_NCD_Sekali_Guna_BJAK_Calculator\"><\/span><strong>Cara Semak Roadtax &amp; NCD Sekali Guna BJAK Calculator<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Sekarang anda tak perlu kira manual.<br>Masuk ke <strong>BJAK Calculator<\/strong> dan masukkan nombor plat \u2014 sistem akan terus paparkan:<\/p>\n\n\n\n<ul><li>Kadar <strong>NCD semasa anda<\/strong>,<br><\/li><li><strong>Anggaran premium insurans<\/strong> selepas diskaun,<br><\/li><li>Serta <strong>kadar roadtax<\/strong> mengikut kapasiti enjin dan negeri.<br><\/li><\/ul>\n\n\n\n<p>BJAK turut memaparkan senarai sebut harga daripada panel seperti <strong>Takaful Malaysia<\/strong>, <strong>Allianz<\/strong>, dan <strong>P&amp;O Insurance<\/strong>, supaya anda boleh terus pilih yang paling sesuai.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Tips_Jimat_Untuk_Pemandu\"><\/span><strong>Tips Jimat Untuk Pemandu<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Elak buat tuntutan kecil kalau tak perlu \u2014 kekalkan NCD.<br><\/li><li>Semak harga di BJAK untuk bandingkan semua pilihan sebelum renew.<br><\/li><li>Pastikan data kenderaan (enjin, nombor plat) tepat bagi elak kelewatan polisi.<br><\/li><li>Renew awal beberapa hari sebelum tamat tempoh untuk elak gangguan perlindungan.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"53394\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\/attachment\/3-84-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-84\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infografik menunjukkan hubungan antara kadar roadtax (mengikut kapasiti enjin) dan NCD (0\u201355%) dalam menentukan kos premium insurans tahunan, dengan contoh tiga jenis kereta berbeza.\" class=\"wp-image-53394\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-84.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ringkasnya, <strong>roadtax dan NCD memang ada kaitan dalam menentukan kos premium insurans<\/strong>, cuma bukan secara terus. Roadtax tunjuk jenis kenderaan dan kuasa enjin, manakala NCD beri ganjaran untuk rekod pemanduan yang bersih. Bila anda tahu cara kira dan semak keduanya sekali, anda boleh rancang bajet insurans dan roadtax dengan lebih bijak \u2014 jimat masa, jimat duit.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=roadtax--ncd-hubungan-dalam-penentuan-premium-insurans\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/ncd-insurance-calculator-malaysia-semak-diskaun-hingga-55\">NCD Insurance Calculator Malaysia: Semak Diskaun Hingga 55%<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/kenapa-ncd-anda-turun-walaupun-tak-buat-tuntutan\">Kenapa NCD Anda Turun Walaupun Tak Buat Tuntutan?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance-calculator-malaysia-guna-untuk-kira-polisi-paling-murah\">Car Insurance Calculator Malaysia: Guna Untuk Kira Polisi Paling Murah<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ramai tak tahu, walaupun roadtax dan NCD dikira berasingan, kedua-duanya tetap mempengaruhi kos premium insurans. Artikel ini terangkan bagaimana ia saling berkait, beri contoh pengiraan sebenar, dan tunjuk cara semak kedua-duanya sekali guna BJAK Calculator untuk jimat lebih setiap tahun.<\/p>\n","protected":false},"author":31,"featured_media":53393,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[93,424,172,436],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Roadtax &amp; NCD: Hubungan Dalam Penentuan Premium Insurans | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Roadtax &amp; NCD: Hubungan Dalam Penentuan Premium Insurans yang mempengaruhi kadar premium insuran anda.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Roadtax &amp; NCD: Hubungan Dalam Penentuan Premium Insurans | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Roadtax &amp; NCD: Hubungan Dalam Penentuan Premium Insurans yang mempengaruhi kadar premium insuran anda.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/roadtax-ncd-hubungan-dalam-penentuan-premium-insurans\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-16T14:51:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T09:37:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-84.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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