{"id":53367,"date":"2025-10-16T23:00:36","date_gmt":"2025-10-16T15:00:36","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53367"},"modified":"2025-11-05T16:49:11","modified_gmt":"2025-11-05T08:49:11","slug":"check-roadtax-ncd-at-once-using-bjak-calculator","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator","title":{"rendered":"Check Roadtax &#038; NCD at Once Using BJAK Calculator"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45967d9306\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45967d9306\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#What_Is_NCD_Why_You_Need_to_Know_It\" title=\"What Is NCD &amp; Why You Need to Know It\">What Is NCD &amp; Why You Need to Know It<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#Why_Check_Roadtax_Together\" title=\"Why Check Roadtax Together\">Why Check Roadtax Together<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#Advantages_of_Using_BJAK_Calculator\" title=\"Advantages of Using BJAK Calculator\">Advantages of Using BJAK Calculator<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#Steps_to_Check_Roadtax_NCD\" title=\"Steps to Check Roadtax &amp; NCD\">Steps to Check Roadtax &amp; NCD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#Sample_Display_Brief\" title=\"Sample Display (Brief)\">Sample Display (Brief)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#Why_This_Method_Is_Better\" title=\"Why This Method Is Better\">Why This Method Is Better<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before renewing your insurance or roadtax, it\u2019s important to know two key things: to check your current roadtax &amp; NCD. Most people check them separately \u2014 but now you can check both in seconds using <strong>BJAK Calculator<\/strong>. This guide shows easy steps to do so and explains why this method is faster than manual checks via JPJ or individual insurer websites.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_Is_NCD_Why_You_Need_to_Know_It\"><\/span><strong>What Is NCD &amp; Why You Need to Know It<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>NCD (No Claim Discount)<\/strong> is a discount based on the period you make <strong>no insurance claims<\/strong>.<\/p>\n\n\n\n<p>The longer you stay claim-free, the bigger the discount \u2014 up to a maximum of 55%.<\/p>\n\n\n\n<p>This value is crucial because it directly reduces your annual premium.<\/p>\n\n\n\n<p><strong>Example:<\/strong><strong><br><\/strong> Original premium RM1,000 \u2192 after 55% NCD \u2192 pay only RM450.<\/p>\n\n\n\n<p>If you don\u2019t know your current NCD, you might miscalculate your budget when renewing insurance or comparing prices.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Why_Check_Roadtax_Together\"><\/span><strong>Why Check Roadtax Together<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Roadtax is calculated based on <strong>engine capacity<\/strong> and registration location.<\/p>\n\n\n\n<p>For example:<\/p>\n\n\n\n<ul><li>A 1.3L car in Peninsular Malaysia may be around RM70\u2013RM90.<br><\/li><li>A 2.0L SUV can reach RM300\u2013RM400.<br><\/li><\/ul>\n\n\n\n<p>Checking NCD and roadtax together gives a complete picture of your <strong>actual renewal budget<\/strong> \u2014 avoiding surprises at the end.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Advantages_of_Using_BJAK_Calculator\"><\/span><strong>Advantages of Using BJAK Calculator<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BJAK Calculator is more than just a premium checker \u2014 it shows both critical pieces of information at once:<\/p>\n\n\n\n<ul><li>Current NCD (from the insurance database)<br><\/li><li>Estimated insurance premium after discount<br><\/li><li>Roadtax based on engine capacity and state<br><\/li><li>Instant quotes from panels like <strong>Allianz, Takaful Malaysia, and Zurich Takaful<\/strong><strong><br><\/strong><\/li><\/ul>\n\n\n\n<p>All in <strong>one page<\/strong>, no account registration or long forms required.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Steps_to_Check_Roadtax_NCD\"><\/span><strong>Steps to Check Roadtax &amp; NCD<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li>Go to the official BJAK Calculator website<br><\/li><li>Enter your vehicle plate number (e.g., ABC1234)<br><\/li><li>Select vehicle type and registration state<br><\/li><li>Click \u201cCheck Now\u201d<br><\/li><li>Results will display your current NCD and estimated roadtax<br><\/li><li>You can then select quotes from available panels and complete payment online if desired<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Sample_Display_Brief\"><\/span><strong>Sample Display (Brief)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Information<\/strong><\/td><td><strong>Value<\/strong><\/td><\/tr><tr><td>Plate Number<\/td><td>VDF1234<\/td><\/tr><tr><td>Current NCD<\/td><td>55%<\/td><\/tr><tr><td>Estimated Premium<\/td><td>RM450<\/td><\/tr><tr><td>Roadtax<\/td><td>RM90<\/td><\/tr><tr><td>Suggested Insurer<\/td><td>Allianz \/ Takaful Malaysia<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Why_This_Method_Is_Better\"><\/span><strong>Why This Method Is Better<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Fast:<\/strong> Results in seconds<br><\/li><li><strong>Free:<\/strong> No checking fees<br><\/li><li><strong>Accurate:<\/strong> Data directly from registered insurance systems<br><\/li><li><strong>Convenient:<\/strong> Accessible from your phone anytime<br><\/li><\/ul>\n\n\n\n<p>Many users prefer this method because it\u2019s more efficient than manual checks via JPJ or individual insurer websites.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"53427\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\/attachment\/4-86\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-86\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic showing four simple steps to check NCD and roadtax simultaneously using BJAK Calculator, with icons for car, location, calculator, and money.\n\" class=\"wp-image-53427\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-86.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Checking NCD and roadtax is no longer complicated. With <strong>BJAK Calculator<\/strong>, you can do it simultaneously \u2014 fast, free, and with real insurance quotes. This method not only saves time but also helps you make smarter decisions before renewing insurance or roadtax.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=check-roadtax--ncd-at-once-using-bjak-calculator\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/ncd-drop-even-without-a-claim-why\">NCD Drop Even Without a Claim, Why?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance-calculator-malaysia-find-the-cheapest-policy-fast\">Car Insurance Calculator Malaysia: Find the Cheapest Policy Fast<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-roadtax-malaysia-old-vs-new-differences-rates-smart-ways-to-save\">Car Roadtax Malaysia: Old vs New, Differences, Rates &amp; Smart Ways to Save<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Introduction Before renewing your insurance or roadtax, it\u2019s important to know two key things: to check your current roadtax &amp; NCD. Most people check them separately \u2014 but now you can check both in seconds using BJAK Calculator. This guide shows easy steps to do so and explains why this method is faster than manual&hellip;&nbsp;<a href=\"https:\/\/bjak.my\/blog\/car-insurance\/check-roadtax-ncd-at-once-using-bjak-calculator\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">Check Roadtax &#038; NCD at Once Using BJAK Calculator<\/span><\/a><\/p>\n","protected":false},"author":31,"featured_media":53426,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[2926,429,424,436],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Check Roadtax &amp; NCD at Once Using BJAK Calculator | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Check Roadtax &amp; NCD at Once Using BJAK Calculator . 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