{"id":53495,"date":"2025-10-17T20:17:38","date_gmt":"2025-10-17T12:17:38","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53495"},"modified":"2025-11-05T18:28:15","modified_gmt":"2025-11-05T10:28:15","slug":"motor-insurance-for-motorcycles-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know","title":{"rendered":"Motor Insurance for Motorcycles: What You Need to Know"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45cdbc6f14\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45cdbc6f14\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\/#Types_of_Motor_Insurance_in_Malaysia\" title=\"Types of Motor Insurance in Malaysia\">Types of Motor Insurance in Malaysia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\/#Why_Motor_Insurance_Is_Important\" title=\"Why Motor Insurance Is Important\">Why Motor Insurance Is Important<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\/#How_to_Check_Renew_Motor_Insurance_Through_BJAK\" title=\"How to Check &amp; Renew Motor Insurance Through BJAK\">How to Check &amp; Renew Motor Insurance Through BJAK<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many new motorcycle owners do not renew their vehicle insurance due to being unsure of what coverage type is suitable or insurance itself is not important. In which case riders who neglect to renew their insurance are at risk of no coverage when theft, fire or third party accidents involved. Besides that, riders are also at risk of fines for not having valid roadtax.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Types_of_Motor_Insurance_in_Malaysia\"><\/span><strong>Types of Motor Insurance in Malaysia<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>1. Third Party Only<\/strong><strong><br><\/strong>The most affordable coverage package, able to be purchased even for newer bikes.<\/p>\n\n\n\n<p><strong>2. Third Party, Fire &amp; Theft (TPFT)<\/strong><strong><br><\/strong> Extra protection from theft and fire cases, along with the third party coverage.<\/p>\n\n\n\n<p><strong>3. Comprehensive (1st Party)<\/strong><strong><br><\/strong>The ultimate coverage for both your vehicle and this parties. Recommended for those who are risky riders and with bikes of value.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Why_Motor_Insurance_Is_Important\"><\/span><strong>Why Motor Insurance Is Important<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Financial protection:<\/strong> Avoid paying large repair costs after an accident.<br><\/li><li><strong>Legal requirement:<\/strong> Mandatory for renewing roadtax.<br><\/li><li><strong>Peace of mind:<\/strong> Ride confidently knowing your motorcycle is protected.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_to_Check_Renew_Motor_Insurance_Through_BJAK\"><\/span><strong>How to Check &amp; Renew Motor Insurance Through BJAK<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li>Visit<a href=\"https:\/\/www.bjak.my\"> <strong>BJAK.my<\/strong><strong><br><\/strong><\/a><\/li><li>Enter your motorcycle\u2019s plate number.<br><\/li><li>Choose your preferred coverage (Third Party \/ TPFT \/ Comprehensive).<br><\/li><li>View instant quotes \u2014 NCD is calculated automatically.<br><\/li><li>Complete payment to receive your <strong>eCoverNote<\/strong> instantly via WhatsApp or email.<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"53555\" data-permalink=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\/attachment\/4-99\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-99\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic comparing 1st Party and 3rd Party motorcycle insurance, showing differences in coverage and benefits.\" class=\"wp-image-53555\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-99.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Motorcycle insurance isn\u2019t just a formality \u2014 it\u2019s essential protection for every rider. Choose a plan that suits your budget and riding needs, and use <strong>BJAK.my<\/strong> to compare prices from multiple insurance providers easily and securely.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=motor-insurance-for-motorcycles-what-you-need-to-know\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/malaysia-roadtax-rates-by-engine-capacity\">Malaysia Roadtax Rates by Engine Capacity<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/how-to-properly-claim-car-glass-damage-insurance\">How to Properly Claim Car Glass Damage Insurance<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/market-value-vs-agreed-value-pick-the-right-insurance-coverage\">Market Value vs Agreed Value: Pick the Right Insurance Coverage<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Motor insurance isn\u2019t just a requirement to renew your roadtax \u2014 it\u2019s vital protection in case of accidents or theft. This article explains the different types of motor insurance, what each covers, and how to easily check and renew your motorcycle policy online through BJAK.<\/p>\n","protected":false},"author":31,"featured_media":53554,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1898],"tags":[88,2758],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Motor Insurance for Motorcycles: What You Need to Know | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Motor Insurance for Motorcycles: What You Need to Know on how to check quotation prices through BJAK!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Motor Insurance for Motorcycles: What You Need to Know | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Motor Insurance for Motorcycles: What You Need to Know on how to check quotation prices through BJAK!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motor-insurance-for-motorcycles-what-you-need-to-know\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-17T12:17:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T10:28:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-99.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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