{"id":53600,"date":"2025-10-18T20:00:16","date_gmt":"2025-10-18T12:00:16","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53600"},"modified":"2025-11-03T17:56:06","modified_gmt":"2025-11-03T09:56:06","slug":"apa-itu-tpft-third-party-fire-and-theft","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft","title":{"rendered":"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45af109b3b\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45af109b3b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#1_Maksud_%E2%80%98Third_Party_Fire_and_Theft%E2%80%99\" title=\"1. Maksud \u2018Third Party, Fire and Theft\u2019\">1. Maksud \u2018Third Party, Fire and Theft\u2019<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#2_Apa_yang_Dilindungi_di_Bawah_TPFT\" title=\"2. Apa yang Dilindungi di Bawah TPFT\">2. Apa yang Dilindungi di Bawah TPFT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#3_Siapa_Sesuai_Guna_Insurans_TPFT\" title=\"3. Siapa Sesuai Guna Insurans TPFT\">3. Siapa Sesuai Guna Insurans TPFT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#4_Beza_TPFT_vs_Comprehensive_vs_Third_Party\" title=\"4. Beza TPFT vs Comprehensive vs Third Party\">4. Beza TPFT vs Comprehensive vs Third Party<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#5_Kelebihan_dan_Kekurangan_TPFT\" title=\"5. Kelebihan dan Kekurangan TPFT\">5. Kelebihan dan Kekurangan TPFT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#6_Cara_Dapatkan_Sebut_Harga_TPFT\" title=\"6. Cara Dapatkan Sebut Harga TPFT\">6. Cara Dapatkan Sebut Harga TPFT<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Ramai sahaja pemandu\/pemilik dalam Malaysia tahun tentang perlindugan 1st party &amp; third party, tapi sesetengah yang tidak perasan ada jenis perlindungan ke -3, iaitu TPFT ataupun \u201cThird Party, Fire &amp; Theft\u201d. Apa itu TPFT?  Perlindungan tersebut sebenar sesuai untuk kenderaan yang lama atau pun&nbsp; bagi pemlik yang ingin buat pembelian insuran dengan premium rendah. Artikel ini akan huraikan perbezaan antara tiga-tiga jenis perlindungan supaya boleh buat pilihan lebih teliti.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Maksud_%E2%80%98Third_Party_Fire_and_Theft%E2%80%99\"><\/span><strong>1. Maksud \u2018Third Party, Fire and Theft\u2019<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Secara ringkas, TPFT ialah gabungan dua jenis perlindungan:<\/p>\n\n\n\n<ul><li><strong>Third Party:<\/strong> Melindungi kerosakan atau kecederaan kepada pihak ketiga jika anda menyebabkan kemalangan.<br><\/li><li><strong>Fire and Theft:<\/strong> Perlindungan tambahan untuk kereta anda jika <strong>terbakar atau dicuri<\/strong>.<br><\/li><\/ul>\n\n\n\n<p>Berbeza dengan insurans komprehensif, pelan TPFT <strong>tidak melindungi kerosakan pada kenderaan anda sendiri<\/strong> jika berlaku kemalangan (kecuali disebabkan kebakaran atau kecurian).<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Apa_yang_Dilindungi_di_Bawah_TPFT\"><\/span><strong>2. Apa yang Dilindungi di Bawah TPFT<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Berikut senarai situasi yang biasanya dilindungi di bawah pelan Third Party, Fire and Theft:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Jenis Perlindungan<\/strong><\/td><td><strong>Dilindungi<\/strong><\/td><\/tr><tr><td>Kerosakan harta benda pihak ketiga<\/td><td>\u2705<\/td><\/tr><tr><td>Kecederaan atau kematian pihak ketiga<\/td><td>\u2705<\/td><\/tr><tr><td>Kecurian keseluruhan kenderaan<\/td><td>\u2705<\/td><\/tr><tr><td>Kerosakan akibat cubaan mencuri<\/td><td>\u2705<\/td><\/tr><tr><td>Kebakaran akibat kerosakan elektrik \/ kemalangan<\/td><td>\u2705<\/td><\/tr><tr><td>Kerosakan kereta sendiri akibat kemalangan (bukan kebakaran\/kecurian)<\/td><td>\u274c<\/td><\/tr><tr><td>Bencana alam seperti banjir atau tanah runtuh<\/td><td>\u274c (melainkan ditambah sebagai add-on)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Siapa_Sesuai_Guna_Insurans_TPFT\"><\/span><strong>3. Siapa Sesuai Guna Insurans TPFT<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pelan ini bukan untuk semua orang, tapi <strong>amat sesuai bagi situasi berikut:<\/strong><\/p>\n\n\n\n<ul><li>Pemilik <strong>kereta lama (lebih 10 tahun)<\/strong> yang nilai pasaran rendah.<br><\/li><li>Kenderaan kedua atau jarang digunakan.<br><\/li><li>Pemilik mahu perlindungan asas dengan sedikit tambahan keselamatan daripada risiko kecurian atau kebakaran.<br><\/li><li>Mereka yang rasa insurans komprehensif terlalu mahal untuk nilai kereta semasa.<br><\/li><\/ul>\n\n\n\n<p>Contoh mudah \u2014 jika nilai pasaran kereta anda hanya RM6,000, pelan komprehensif mungkin tak berbaloi sebab premium tinggi. Tapi dengan TPFT, anda masih <strong>dilindungi dari risiko utama (curi &amp; terbakar)<\/strong> pada kos lebih rendah.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Beza_TPFT_vs_Comprehensive_vs_Third_Party\"><\/span><strong>4. Beza TPFT vs Comprehensive vs Third Party<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Untuk lebih jelas, berikut ringkasan perbandingan tiga jenis pelan utama:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-background\" style=\"background-color:#ffd103\"><tbody><tr><td><strong>Jenis Insurans<\/strong><\/td><td><strong>Lindungi Kereta Sendiri<\/strong><\/td><td><strong>Pihak Ketiga<\/strong><\/td><td><strong>Kebakaran<\/strong><\/td><td><strong>Kecurian<\/strong><\/td><td><strong>Anggaran Premium<\/strong><\/td><\/tr><tr><td>Third Party<\/td><td>\u274c<\/td><td>\u2705<\/td><td>\u274c<\/td><td>\u274c<\/td><td>Paling murah<\/td><\/tr><tr><td>Third Party, Fire &amp; Theft<\/td><td>\u274c (kecuali terbakar\/curi)<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>Sederhana<\/td><\/tr><tr><td>Comprehensive<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>\u2705<\/td><td>Paling mahal<\/td><\/tr><\/tbody><\/table><figcaption>Dengan jadual ini, anda boleh nampak TPFT berada <strong>antara dua ekstrem<\/strong> \u2014 lebih murah daripada komprehensif, tapi dengan perlindungan lebih baik daripada third party asas.<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_Kelebihan_dan_Kekurangan_TPFT\"><\/span><strong>5. Kelebihan dan Kekurangan TPFT<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Kelebihan:<\/strong><\/p>\n\n\n\n<ul><li>Premium lebih rendah berbanding komprehensif<br><\/li><li>Perlindungan tambahan terhadap kecurian dan kebakaran<br><\/li><li>Sesuai untuk kereta lama atau jarang digunakan<br><\/li><\/ul>\n\n\n\n<p><strong>Kekurangan:<\/strong><\/p>\n\n\n\n<ul><li>Tiada perlindungan untuk kereta sendiri jika kemalangan<br><\/li><li>Tidak termasuk bencana alam kecuali ditambah secara manual<br><br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"6_Cara_Dapatkan_Sebut_Harga_TPFT\"><\/span><strong>6. Cara Dapatkan Sebut Harga TPFT<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Anda boleh semak dan beli pelan TPFT secara online dengan mudah.<br>Di <strong>BJAK.my<\/strong>, prosesnya hanya mengambil masa beberapa minit:<\/p>\n\n\n\n<ol><li>Masukkan nombor plat dan IC.<br><\/li><li>Pilih jenis perlindungan \u2013 pilih <strong>\u201cThird Party, Fire and Theft\u201d<\/strong>.<br><\/li><li>Bandingkan harga dari pelbagai syarikat insurans.<br><\/li><li>Buat bayaran dan terima polisi terus melalui e-mel atau WhatsApp.<br><\/li><\/ol>\n\n\n\n<p>Semua langkah boleh disiapkan tanpa perlu ke kaunter, dan perlindungan aktif sebaik sahaja bayaran diterima.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Bila ada bertanya apa itu TPFT, boleh nyatakan pelan <strong>Third Party, Fire and Theft<\/strong> ialah pilihan <strong>praktikal dan berbaloi<\/strong> untuk pemilik kenderaan lama yang masih mahukan perlindungan asas tambahan. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"53663\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\/attachment\/3-113\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-113\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infografik bertajuk \u201cPerbandingan Jenis Insurans Kenderaan\u201d dengan tiga lajur \u2014 Third Party, TPFT, dan Comprehensive. Setiap lajur disertakan ikon \ud83e\uddfe, \ud83d\udd25, \ud83d\ude97, dan \ud83d\udee1\ufe0f bersama simbol \u2705\u274c bagi menunjukkan perlindungan yang ada atau tiada. Warna tema biru gelap dan oren lembut.\" class=\"wp-image-53663\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-113.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=apa-itu-tpft-third-party-fire-and-theft\" style=\"background-color:#ffd103\">Dapatkan Sebut Harga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/tips-renew-insurans-murah-tapi-tetap-selamat\">Tips Renew Insurans Murah Tapi Tetap Selamat<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-motor-untuk-motosikal-apa-perlu-tahu\">Insurans Motor untuk Motosikal: Apa Perlu Tahu<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/cara-elak-bayar-insurans-yang-tidak-perlu\">Cara Elak Bayar Insurans yang Tidak Perlu<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Nak tahu beza antara insurans Third Party, Fire and Theft dengan pelan lain? Artikel ini terangkan maksud, perlindungan yang diberi, dan bila ia lebih sesuai berbanding Comprehensive atau Third Party biasa.<\/p>\n","protected":false},"author":31,"featured_media":53662,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[2982,2721,2843,2981],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? . Ketahui perbezaan antara 3 jenis perlindungan sebelum pembelian insuran!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? . Ketahui perbezaan antara 3 jenis perlindungan sebelum pembelian insuran!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-18T12:00:16+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-03T09:56:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019?\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\",\"name\":\"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#primaryimage\"},\"datePublished\":\"2025-10-18T12:00:16+00:00\",\"dateModified\":\"2025-11-03T09:56:06+00:00\",\"description\":\"BJAK | Read about: Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? . Ketahui perbezaan antara 3 jenis perlindungan sebelum pembelian insuran!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019?\",\"datePublished\":\"2025-10-18T12:00:16+00:00\",\"dateModified\":\"2025-11-03T09:56:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#webpage\"},\"wordCount\":512,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"1stparty\",\"komprehensif\",\"third party\",\"TPFT\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? | BJAK","description":"BJAK | Read about: Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? . Ketahui perbezaan antara 3 jenis perlindungan sebelum pembelian insuran!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft","og_locale":"en_US","og_type":"article","og_title":"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? | BJAK","og_description":"BJAK | Read about: Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? . Ketahui perbezaan antara 3 jenis perlindungan sebelum pembelian insuran!","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-10-18T12:00:16+00:00","article_modified_time":"2025-11-03T09:56:06+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019?"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft","name":"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#primaryimage"},"datePublished":"2025-10-18T12:00:16+00:00","dateModified":"2025-11-03T09:56:06+00:00","description":"BJAK | Read about: Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019? . Ketahui perbezaan antara 3 jenis perlindungan sebelum pembelian insuran!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Apa Itu TPFT \u2018Third Party, Fire and Theft\u2019?","datePublished":"2025-10-18T12:00:16+00:00","dateModified":"2025-11-03T09:56:06+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#webpage"},"wordCount":512,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-tpft-third-party-fire-and-theft#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1","keywords":["1stparty","komprehensif","third party","TPFT"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-113.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53600"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=53600"}],"version-history":[{"count":4,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53600\/revisions"}],"predecessor-version":[{"id":53664,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53600\/revisions\/53664"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/53662"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=53600"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=53600"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=53600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}