{"id":53622,"date":"2025-10-18T20:06:59","date_gmt":"2025-10-18T12:06:59","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53622"},"modified":"2025-10-29T18:30:03","modified_gmt":"2025-10-29T10:30:03","slug":"why-many-drivers-dont-have-valid-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance","title":{"rendered":"Why Many Drivers Don&#8217;t Have Valid Car Insurance"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7991473818\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7991473818\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#1_Common_Reasons_Drivers_Don%E2%80%99t_Have_Valid_Insurance\" title=\"1. Common Reasons Drivers Don\u2019t Have Valid Insurance\">1. Common Reasons Drivers Don\u2019t Have Valid Insurance<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#11_Forgetting_or_Delaying_Renewal\" title=\"1.1 Forgetting or Delaying Renewal\">1.1 Forgetting or Delaying Renewal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#12_Misunderstanding_Coverage\" title=\"1.2 Misunderstanding Coverage\">1.2 Misunderstanding Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#13_Financial_Constraints\" title=\"1.3 Financial Constraints\">1.3 Financial Constraints<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#14_Old_or_Infrequently_Used_Vehicles\" title=\"1.4 Old or Infrequently Used Vehicles\">1.4 Old or Infrequently Used Vehicles<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#2_Risks_of_Driving_Without_Insurance\" title=\"2. Risks of Driving Without Insurance\">2. Risks of Driving Without Insurance<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#Legal_Consequences\" title=\"Legal Consequences\">Legal Consequences<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#Paying_All_Costs_Yourself\" title=\"Paying All Costs Yourself\">Paying All Costs Yourself<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#Unable_to_Renew_Road_Tax\" title=\"Unable to Renew Road Tax\">Unable to Renew Road Tax<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#3_How_to_Make_Sure_You_Always_Have_Valid_Insurance\" title=\"3. How to Make Sure You Always Have Valid Insurance\">3. How to Make Sure You Always Have Valid Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#4_Why_Use_BJAK_to_Check_Renew_Your_Insurance\" title=\"4. Why Use BJAK to Check &amp; Renew Your Insurance\">4. Why Use BJAK to Check &amp; Renew Your Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Although car insurance is legally required in Malaysia, many drivers still don\u2019t have <strong>valid insurance coverage<\/strong>.<br>Some intentionally delay renewal, some don\u2019t realise their policy has expired, and others think, <em>\u201cIt\u2019s fine, I\u2019ll renew later.\u201d<\/em><\/p>\n\n\n\n<p>The problem is \u2014 if an accident happens while uninsured, it can turn into a nightmare, not just financially but also legally.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"1_Common_Reasons_Drivers_Don%E2%80%99t_Have_Valid_Insurance\"><\/span><strong>1. Common Reasons Drivers Don\u2019t Have Valid Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"11_Forgetting_or_Delaying_Renewal\"><\/span><strong>1.1 Forgetting or Delaying Renewal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This is the most common reason. Many vehicle owners neglect their policy expiry date and only notice in the worst situation possible. That is why keeping a reminder of your expiry policy date is important where you able to purchase in advance to avoid any issues..<\/p>\n\n\n\n<p>&nbsp;<strong>Tip:<\/strong> BJAK will automatically display the next policy start date when viewing your quotation.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"12_Misunderstanding_Coverage\"><\/span><strong>1.2 Misunderstanding Coverage<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many drivers still confuse <strong>road tax<\/strong> with <strong>insurance<\/strong>.<br>Some think that as long as their road tax is valid, their insurance must be active too \u2014 but these are completely separate.<br>Without an active insurance policy, you <strong>can\u2019t renew road tax<\/strong> via MyJPJ, MyEG, Pos Malaysia, or any other official platform.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"13_Financial_Constraints\"><\/span><strong>1.3 Financial Constraints<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Most drivers do not renew or delay renewal due to financial issues or due to premiums being too high. Now, with <strong>BJAK<\/strong>, you can choose <strong>flexible payment plans or BNPL (Buy Now Pay Later)<\/strong> options so you can stay covered without straining your finances.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"14_Old_or_Infrequently_Used_Vehicles\"><\/span><strong>1.4 Old or Infrequently Used Vehicles<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Some owners assume, \u201cThe car rarely moves, I\u2019ll just skip renewal for now.\u201d Stationary cars are still a liability risk. Being parked does not prevent fires, theft or even accidents.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_Risks_of_Driving_Without_Insurance\"><\/span><strong>2. Risks of Driving Without Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Legal_Consequences\"><\/span><strong>Legal Consequences<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Under <strong>Section 90 of the Road Transport Act 1987<\/strong>, driving without insurance is a <strong>serious offence<\/strong>.<br>Penalties may include:<\/p>\n\n\n\n<ul><li>Fines of up to <strong>RM1,000<\/strong><strong><br><\/strong><\/li><li><strong>Suspension or revocation<\/strong> of your driving licence<br><\/li><li><strong>Court action<\/strong> if an accident involves another party<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Paying_All_Costs_Yourself\"><\/span><strong>Paying All Costs Yourself<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If an accident occurs, you\u2019ll have to pay <strong>for all vehicle repairs<\/strong> \u2014 both your own and the other party\u2019s.<br>No insurance company will cover the loss, even if the cost runs into thousands of ringgit.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Unable_to_Renew_Road_Tax\"><\/span><strong>Unable to Renew Road Tax<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Insurance records are linked directly to the <strong>JPJ system<\/strong>.<br>Without a valid policy, you <strong>cannot renew your road tax<\/strong>, whether digitally or physically \u2014 including through <strong>MyJPJ<\/strong>, <strong>MyEG<\/strong>, <strong>Pos Malaysia<\/strong>, or <strong>BJAK<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_How_to_Make_Sure_You_Always_Have_Valid_Insurance\"><\/span><strong>3. How to Make Sure You Always Have Valid Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Check Your Policy Status:<\/strong><strong><br><\/strong> Visit <strong>BJAK.my<\/strong> and enter your vehicle number to view your insurance status and latest NCD rate.<br><\/li><li><strong>Renew Early:<\/strong><strong><br><\/strong> You can renew your policy <strong>up to two months before expiry<\/strong> to avoid forgetting or missing the deadline.<br><\/li><li><strong>Keep Your eCoverNote Safe:<\/strong><strong><br><\/strong> After renewing, you\u2019ll receive a <strong>digital eCoverNote<\/strong> via email or WhatsApp. Keep it as proof of active coverage.<br><\/li><li><strong>Set a Reminder:<\/strong><strong><br><\/strong> Add a yearly reminder on your phone or email calendar \u2014 a small step that saves you big trouble later.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_Why_Use_BJAK_to_Check_Renew_Your_Insurance\"><\/span><strong>4. Why Use BJAK to Check &amp; Renew Your Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li>Automatic policy and NCD status checking<br><\/li><li>Compare quotes from multiple insurance companies in one place<br><\/li><li>Instant policy delivery via email or WhatsApp<br><\/li><li>Add-on options such as towing, windscreen, and flood protection<br><\/li><li><strong>BNPL (Buy Now Pay Later)<\/strong> option to avoid renewal delays due to budget issues<br><\/li><\/ul>\n\n\n\n<p>With <strong>BJAK<\/strong>, you don\u2019t need to worry about expiry dates or mistakes \u2014 everything can be done <strong>within minutes<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Most drivers without valid car insurance aren\u2019t careless \u2014 they simply <strong>don\u2019t know or keep putting it off<\/strong>.<br>But once an accident happens without coverage, the financial and legal consequences can be devastating.Stay protected with <strong>active car insurance through BJAK.my<\/strong>, so you can drive confidently and safely on the road every day.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"53684\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\/attachment\/4-111\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-111\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic titled \u201cConsequences of Driving Without Valid Insurance\u201d using a timeline or three side-by-side boxes, showing icons \u26a0\ufe0f fine, \ud83d\udcb8 self-paid costs, and \ud83d\udeab unable to renew roadtax. Red and dark grey theme with yellow highlights for warning text.\n\" class=\"wp-image-53684\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-111.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=why-many-drivers-dont-have-valid-car-insurance\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/motor-insurance-for-motorcycles-what-you-need-to-know\">Motor Insurance for Motorcycles: What You Need to Know<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/tips-to-renew-cheap-insurance-without-compromising-safety\">Tips to Renew Cheap Insurance Without Compromising Safety<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/how-does-the-ncd-no-claim-discount-work\">How Does the NCD (No Claim Discount) Work?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Many Malaysian drivers still don\u2019t have valid car insurance \u2014 some forget to renew, others wait until the last minute, or simply don\u2019t understand the real risks. Here\u2019s why it happens and why staying covered at all times is so important.<\/p>\n","protected":false},"author":31,"featured_media":53683,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,2987],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Many Drivers Don&#039;t Have Valid Car Insurance | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Why Many Drivers Don&#039;t Have Valid Car Insurance . Understand the risk of not having valid car insurance!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Many Drivers Don&#039;t Have Valid Car Insurance | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Why Many Drivers Don&#039;t Have Valid Car Insurance . Understand the risk of not having valid car insurance!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-18T12:06:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:30:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Why Many Drivers Don't Have Valid Car Insurance\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\",\"name\":\"Why Many Drivers Don't Have Valid Car Insurance | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#primaryimage\"},\"datePublished\":\"2025-10-18T12:06:59+00:00\",\"dateModified\":\"2025-10-29T10:30:03+00:00\",\"description\":\"BJAK | Read about: Why Many Drivers Don't Have Valid Car Insurance . Understand the risk of not having valid car insurance!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why Many Drivers Don&#8217;t Have Valid Car Insurance\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Why Many Drivers Don&#8217;t Have Valid Car Insurance\",\"datePublished\":\"2025-10-18T12:06:59+00:00\",\"dateModified\":\"2025-10-29T10:30:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#webpage\"},\"wordCount\":648,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"valid\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Why Many Drivers Don't Have Valid Car Insurance | BJAK","description":"BJAK | Read about: Why Many Drivers Don't Have Valid Car Insurance . Understand the risk of not having valid car insurance!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance","og_locale":"en_US","og_type":"article","og_title":"Why Many Drivers Don't Have Valid Car Insurance | BJAK","og_description":"BJAK | Read about: Why Many Drivers Don't Have Valid Car Insurance . Understand the risk of not having valid car insurance!","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-10-18T12:06:59+00:00","article_modified_time":"2025-10-29T10:30:03+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Why Many Drivers Don't Have Valid Car Insurance"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance","name":"Why Many Drivers Don't Have Valid Car Insurance | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#primaryimage"},"datePublished":"2025-10-18T12:06:59+00:00","dateModified":"2025-10-29T10:30:03+00:00","description":"BJAK | Read about: Why Many Drivers Don't Have Valid Car Insurance . Understand the risk of not having valid car insurance!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Why Many Drivers Don&#8217;t Have Valid Car Insurance"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Why Many Drivers Don&#8217;t Have Valid Car Insurance","datePublished":"2025-10-18T12:06:59+00:00","dateModified":"2025-10-29T10:30:03+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#webpage"},"wordCount":648,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/why-many-drivers-dont-have-valid-car-insurance#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","valid"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-111.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53622"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=53622"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53622\/revisions"}],"predecessor-version":[{"id":53685,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53622\/revisions\/53685"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/53683"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=53622"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=53622"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=53622"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}