{"id":5386,"date":"2021-10-18T17:21:09","date_gmt":"2021-10-18T09:21:09","guid":{"rendered":"https:\/\/bjak.com\/blog\/?p=5386"},"modified":"2023-06-21T16:10:35","modified_gmt":"2023-06-21T08:10:35","slug":"akibat-tidak-renew-insurans-kereta","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta","title":{"rendered":"Apa Jadi Jika Tidak Renew Insurans Kereta"},"content":{"rendered":"\n<p>Sebagai pemilik kereta dan pengguna jalan raya, anda mempunyai tanggungjawab untuk mengikut undang-undang yang telah ditetapkan dengan memastikan kenderaan anda memiliki <a href=\"https:\/\/bjak.my\/blog\/5-persoalan-penting-tentang-insurans-kereta\/\">insurans kereta<\/a> serta <a href=\"https:\/\/bjak.my\/blog\/cara-renew-roadtax\/\">roadtax<\/a> yang sah. <\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=akibat-tidak-renew-insurans-kereta\">Renew Insurans Online<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d78c2d8c153\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d78c2d8c153\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/#Adakah_menjadi_satu_kesalahan_sekiranya_lewat_atau_tidak_perbaharui_insurans_kereta\" title=\"Adakah menjadi satu kesalahan sekiranya lewat atau tidak perbaharui insurans kereta?\">Adakah menjadi satu kesalahan sekiranya lewat atau tidak perbaharui insurans kereta?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/#Akibat_yang_bakal_dihadapi_jika_anda_tidak_lewat_perbaharui_insurans_kereta\" title=\"Akibat yang bakal dihadapi jika anda tidak\/ lewat perbaharui insurans kereta\">Akibat yang bakal dihadapi jika anda tidak\/ lewat perbaharui insurans kereta<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/#Disaman_oleh_pihak_berkuasa\" title=\"Disaman oleh pihak berkuasa\">Disaman oleh pihak berkuasa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/#Kadar_NCD_berkurang\" title=\"Kadar NCD berkurang\">Kadar NCD berkurang<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/#Terdedah_dengan_beban_kewangan\" title=\"Terdedah dengan beban kewangan\">Terdedah dengan beban kewangan<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/#Apa_yang_perlu_anda_lakukan\" title=\"Apa yang perlu anda lakukan?\">Apa yang perlu anda lakukan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/#Dari_manakah_anda_boleh_perbaharui_insurans_kereta\" title=\"Dari manakah anda boleh perbaharui insurans kereta?\">Dari manakah anda boleh perbaharui insurans kereta?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Adakah_menjadi_satu_kesalahan_sekiranya_lewat_atau_tidak_perbaharui_insurans_kereta\"><\/span>Adakah menjadi satu kesalahan sekiranya lewat atau tidak perbaharui insurans kereta?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Anda memerlukan insurans bagi memastikan anda boleh <a href=\"https:\/\/bjak.my\/blog\/dokumen-apa-nak-bawa-ketika-memperbaharui-cukai-jalan\/\">memperbaharui cukai jalan<\/a> untuk kenderaan anda sah digunakan di atas jalan raya seperti yang termaktub di bawah Akta Pengangkutan Jalan 1987. Ketiadaan insurans akan menyebabkan proses permohonan untuk pembaharuan roadtax anda gagal dan tidak boleh dilaksanakan. <\/p>\n\n\n\n<p>Memandu tanpa memiliki insurans yang sah bakal meletakkan nyawa anda sebagai pemandu dan kenderaan serta pengguna jalan raya yang lain dalam risiko yang tinggi terutama jika berlaku sebarang kejadian seperti kemalangan.<\/p>\n\n\n\n<p>Justeru, penting untuk anda memperoleh insurans supaya anda dan kenderaan boleh dilindungi daripada sebarang kejadian yang tidak diingini.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Akibat_yang_bakal_dihadapi_jika_anda_tidak_lewat_perbaharui_insurans_kereta\"><\/span>Akibat yang bakal dihadapi jika anda tidak\/ lewat perbaharui insurans kereta<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Lewat atau tindakan anda untuk tidak memperbaharui insurans kereta sebenarnya mendedahkan kenderaan dan diri anda kepada beberapa risiko seperti:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Disaman_oleh_pihak_berkuasa\"><\/span><strong>Disaman oleh pihak berkuasa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5864\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/attachment\/image-1-roadblock\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-1-Roadblock\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock-1024x576.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"Saman akan dikenakan jika didapati menggunakan kenderaan tanpa roadtax yang sah\" class=\"wp-image-5864\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Ya, ini adalah akibat atau risiko yang paling biasa anda perlu hadapi sekiranya gagal mendapatkan perlindungan insurans kereta yang sah. Dengan penambahan sekatan jalan raya hari demi hari, maka risiko anda untuk disaman oleh pihak berkuasa adalah besar terutama jika mereka mendapati roadtax yang ditampal di sudut kiri cermin hadapan kereta anda sudah tamat tempoh. <strong>Diingatkan sekali lagi bahawa untuk memperbaharui roadtax, anda perlu menghidupkan dulu insurans yang sudah tamat tempoh.<\/strong> Jadi, sekiranya anda didapati tidak mempunyai roadtax yang sah, maka saman pastinya akan dikeluarkan terhadap kenderaan anda.<\/p>\n\n\n\n<p>Berbanding mengeluarkan wang untuk membayar saman, sebaiknya anda memperbaharui insurans anda yang pastinya lebih selamat dan menenangkan hati anda sepanjang perjalanan.<\/p>\n\n\n\n<p><em>Nota: Namun sehingga 31 Disember 2021, terdapat pengecualian untuk pembaharuan roadtax bagi kenderaan persedirian dengan syarat insurans anda masih sah. Anda perlu membawa e-policy untuk ditunjukkan kepada pihak berkuasa sekiranya berdepan dengan sekatan jalan raya.<\/em><\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kadar_NCD_berkurang\"><\/span><strong>Kadar NCD berkurang<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5865\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/attachment\/image-2_-kadar-ncd-bagi-kereta\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-2_-Kadar-NCD-bagi-kereta\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta-1024x1024.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Kadar NCD kereta \" class=\"wp-image-5865\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Kadar-NCD-bagi-kereta.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Setiap NCD boleh bertahan untuk tempoh selama setahun sahaja. Kelewatan anda memperbaharui insurans dalam tempoh yang sepatutnya (melebihi setahun) akan menyebabkan kadar NCD kereta anda berkurang sedikit demi sedikit mengikut tahun anda tidak memperbaharui insurans kereta. Contohnya, jika sebelum ini NCD kereta anda sudah mencapai 55%, selepas setahun anda tidak menghidupkan insurans, maka NCD anda akan menurun kepada 45% dan seterusnya selagi anda tidak memperbaharuinya.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Terdedah_dengan_beban_kewangan\"><\/span><strong>Terdedah dengan beban kewangan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img data-attachment-id=\"5869\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/attachment\/spend\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"spend\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/spend-1024x576.jpg?resize=840%2C472&#038;ssl=1\" alt=\"Tanpa insurans, kos pembaikan kereta akibat kemalangan perlu ditanggung menggunakan wang sendiri.\" class=\"wp-image-5869\" width=\"840\" height=\"472\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/spend.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 840px) 100vw, 840px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Kegagalan anda untuk memperbaharui insurans kereta mengikut waktu yang sepatutnya akan mendedahkan anda kepada risiko yang lebih banyak termasuklah bebanan kewangan.<\/p>\n\n\n\n<p>Anda mungkin menganggap bahawa keputusan untuk tidak memperbarui insurans boleh menjimatkan wang, namun sebenarnya ia adalah sebaliknya.<\/p>\n\n\n\n<p>Ini kerana apabila anda tidak memperbaharui insurans, ini bermakna anda tidak dilindungi oleh sebarang perlindungan insurans. Jika berlaku sesuatu kerosakan kepada kenderaan anda akibat kemalangan contohnya, maka anda perlu menanggung segala kos untuk membaiki kenderaan menggunakan wang poket anda sendiri, yang mana kosnya boleh jadi lebih mahal daripada premium insurans anda.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apa_yang_perlu_anda_lakukan\"><\/span>Apa yang perlu anda lakukan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Segera pastikan kenderaan anda dilindungi oleh insurans. Elak daripada melengah-lengahkan pembaharuan insurans kereta anda kerana ia sememangnya tidak memberikan sebarang faedah mahupun manfaat. Perbaharuilah insurans mengikut tempoh yang sepatutnya bagi mengelakkan daripada berlakunya kejadian-kejadian seperti di atas. <\/p>\n\n\n\n<p>Ketahuilah bahawa insurans kereta bakal membantu anda di saat anda dan kenderaan betul-betul memerlukan.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Dari_manakah_anda_boleh_perbaharui_insurans_kereta\"><\/span>Dari manakah anda boleh perbaharui insurans kereta?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Anda boleh memperbaharui insurans dengan mana-mana syarikat insurans kenderaan atau pengendali takaful\u00a0yang disahkan dan telah diiktiraf. Anda juga boleh menggunakan platform Bjak yang menawarkan 15 pilihan syarikat insurans untuk anda lakukan perbandingan dan seterusnya memperbaharui insurans kereta. Hanya isikan maklumat kenderaan dan pemilik dan terima sebut harga secara percuma dalam hanya 3 minit melalui WhatsApp. <\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan\u00a0<a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=akibat-tidak-renew-insurans-kereta\">sebut\u00a0harga percuma<\/a>\u00a0di Bjak dan pilih pelan terbaik hari ini!<\/p>\n\n\n\n<div class=\"wp-container-2 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=akibat-tidak-renew-insurans-kereta\">Renew Insurans Online<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Baca juga:&nbsp;<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/risiko-pemandu-adakah-anda-pemandu-berisiko-tinggi-atau-rendah\/\">Risiko Pemandu: Adakah Anda Pemandu Berisiko Tinggi Atau Rendah?&nbsp;<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/5-perkara-yang-perlu-anda-tahu-sebelum-membuat-tuntutan-insurans\/\">5 Perkara Yang Perlu Anda Tahu Sebelum Membuat Tuntutan Insurans<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/kesilapan-yang-perlu-dielakkan-semasa-memfailkan-tuntutan-insurans-kemalangan-kereta\/\">Kesilapan Yang Perlu Dielakkan Semasa Memfailkan Tuntutan Insurans Kemalangan Kereta<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Setiap pemilik kereta perlu tahu bahawa perlindungan insurans dan roadtax yang sah diperlukan untuk kereta digunakan di atas jalan raya.<\/p>\n","protected":false},"author":4,"featured_media":5443,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243,248,440],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Akibat Tidak Renew Insurans Kereta<\/title>\n<meta name=\"description\" content=\"Bolehkah anda tidak memperbaharui insurans kereta? 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