{"id":53980,"date":"2025-10-24T01:41:19","date_gmt":"2025-10-23T17:41:19","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53980"},"modified":"2025-10-29T18:29:58","modified_gmt":"2025-10-29T10:29:58","slug":"detect-insurance-fraud-avoid-being-scammed","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed","title":{"rendered":"Detect Insurance Fraud &#038; Avoid Being Scammed"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d472aa64166\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d472aa64166\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\/#What_Is_Insurance_Fraud_from_a_Policyholder%E2%80%99s_View\" title=\"What Is Insurance Fraud from a Policyholder\u2019s View\">What Is Insurance Fraud from a Policyholder\u2019s View<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\/#Types_of_Insurance_Fraud_Targeting_Policyholders\" title=\"Types of Insurance Fraud Targeting Policyholders\">Types of Insurance Fraud Targeting Policyholders<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\/#Signs_You_Might_Be_a_Victim_of_Insurance_Fraud\" title=\"Signs You Might Be a Victim of Insurance Fraud\">Signs You Might Be a Victim of Insurance Fraud<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\/#How_to_Avoid_Getting_Scammed\" title=\"How to Avoid Getting Scammed\">How to Avoid Getting Scammed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many car owners in Malaysia don\u2019t realize that insurance fraud can happen even when they\u2019re just trying to buy or renew a policy. From fake paperwork to so-called agents promising \u201cextra coverage\u201d that doesn\u2019t actually exist \u2014 scammers have plenty of tricks to take advantage of people who just want things done quickly.<\/p>\n\n\n\n<p>That\u2019s why it\u2019s worth taking a few minutes to understand what to look out for. This guide breaks down how to spot suspicious deals and stay protected \u2014 especially when handling your insurance online through trusted platforms like <strong>BJAK<\/strong>. Using an official platform ensures your policy is genuine, properly issued, and backed by real insurers.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_Is_Insurance_Fraud_from_a_Policyholder%E2%80%99s_View\"><\/span>What Is Insurance Fraud from a Policyholder\u2019s View<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Insurance fraud happens when someone pays for a policy that turns out to be invalid or fake \u2014 often because of manipulation by unlicensed individuals.<br>This section focuses on how outsiders trick policyholders \u2014 not on situations where insurers reject claims because of the policyholder\u2019s own mistakes.<\/p>\n\n\n\n<p><strong>Common examples include:<\/strong><\/p>\n\n\n\n<ul><li>Buying a policy that isn\u2019t registered or recognized in Malaysia.<\/li><li>Being promised benefits or add-ons that don\u2019t actually exist.<\/li><li>Making payment into a personal or unofficial bank account.<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Types_of_Insurance_Fraud_Targeting_Policyholders\"><\/span>Types of Insurance Fraud Targeting Policyholders<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>1. Fake or Invalid Policies<\/strong><br>Some people sell fake insurance \u2014 whether online or face-to-face.<br>You won\u2019t be able to verify these policies on official platforms like BJAK, MyJPJ, or MyEG, and insurers will reject your claim once they find out it\u2019s fake.<\/p>\n\n\n\n<p><strong>2. Overpromised Coverage<\/strong><br>There are also agents who exaggerate what a plan covers \u2014 for instance, saying a Comprehensive plan protects \u201ceverything\u201d, when it\u2019s actually just a <strong>Third Party, Fire &amp; Theft (TPFT)<\/strong> policy.<\/p>\n\n\n\n<p><strong>3. Online &amp; Phishing Scams<\/strong><br>Fake websites and emails made to look official can trick users into sharing details like policy numbers or IC info.<br>Some scammers even copy legitimate brand logos or names to appear credible.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"54048\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\/attachment\/4-136\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-136\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic showing five common signs of insurance fraud targeting policyholders \u2014 including fake policies, unusually cheap prices, suspicious agents, incomplete documents, and online scams.\" class=\"wp-image-54048\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-136.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Signs_You_Might_Be_a_Victim_of_Insurance_Fraud\"><\/span>Signs You Might Be a Victim of Insurance Fraud<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li>Your policy can\u2019t be verified on any official portal.<\/li><li>The premium offered seems far cheaper than the market rate.<\/li><li>The agent avoids giving full documents or policy terms.<\/li><li>Payment is requested via personal or non-company bank accounts.<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_to_Avoid_Getting_Scammed\"><\/span>How to Avoid Getting Scammed<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>1. Verify Your Policy on Official Platforms<\/strong><br>Always confirm your policy through <strong>BJAK<\/strong>, <strong>MyJPJ<\/strong>, or <strong>MyEG<\/strong>.<br>Check your policy number, coverage type, and expiry date before paying anything.<\/p>\n\n\n\n<p><strong>2. Check the Agent or Company\u2019s Legitimacy<\/strong><br>Make sure the agent is registered with <strong>Bank Negara Malaysia<\/strong> or an authorized insurer.<br>Avoid intermediaries who can\u2019t prove their identity or license.<\/p>\n\n\n\n<p><strong>3. Read the Policy Properly<\/strong><br>Take time to go through what\u2019s included \u2014 and what\u2019s not.<br>Look at coverage limits, NCD protection, and add-ons to avoid surprises later.<\/p>\n\n\n\n<p><strong>4. Be Careful with \u201cToo Good to Be True\u201d Offers<\/strong><br>If the price looks unrealistically cheap, pause and verify.<br>Unusually low prices are often bait for quick transfers to fraudulent accounts.<\/p>\n\n\n\n<p><strong>5. Protect Your Personal Information<\/strong><br>Never send your IC, car registration number, or bank info through unofficial channels like random WhatsApp messages or unknown emails.<\/p>\n\n\n\n<p><strong>6. Report Anything Suspicious<\/strong><br>If something feels off, report it to your insurer, <strong>Bank Negara Malaysia<\/strong>, or the nearest police station. Quick reporting can prevent others from being scammed too.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Insurance fraud cases have become more creative in recent years, but staying alert makes a big difference.<br>Always use official and trusted platforms like <strong>BJAK<\/strong> when buying or renewing your policy, double-check who you\u2019re dealing with, and don\u2019t rush payments.<br>A few simple checks can save you from unnecessary losses \u2014 and ensure your vehicle stays properly insured without worry.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=detect-insurance-fraud--avoid-being-scammed\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/pay-car-insurance-in-instalments-what-you-need-to-know\">Pay Car Insurance In Instalments : What You Need To Know<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/what-is-comprehensive-coverage-whats-included\">What Is \u201cComprehensive Coverage\u201d &amp; What\u2019s Included?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/how-to-compare-car-insurance-prices\">How To Compare Car Insurance Prices<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Don\u2019t fall victim to insurance scams! Learn how to identify fake policies, unlicensed agents, and simple steps to make sure your car insurance purchase or renewal is 100% safe in Malaysia.<\/p>\n","protected":false},"author":31,"featured_media":54047,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Detect Insurance Fraud &amp; Avoid Being Scammed | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Detect Insurance Fraud &amp; Avoid Being Scammed . Simple guide to avoid scams while renewing on legit platforms!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Detect Insurance Fraud &amp; Avoid Being Scammed | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Read about: Detect Insurance Fraud &amp; Avoid Being Scammed . Simple guide to avoid scams while renewing on legit platforms!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-23T17:41:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-29T10:29:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Detect Insurance Fraud & Avoid Being Scammed\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\",\"name\":\"Detect Insurance Fraud & Avoid Being Scammed | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#primaryimage\"},\"datePublished\":\"2025-10-23T17:41:19+00:00\",\"dateModified\":\"2025-10-29T10:29:58+00:00\",\"description\":\"BJAK | Read about: Detect Insurance Fraud & Avoid Being Scammed . Simple guide to avoid scams while renewing on legit platforms!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Detect Insurance Fraud &#038; Avoid Being Scammed\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Detect Insurance Fraud &#038; Avoid Being Scammed\",\"datePublished\":\"2025-10-23T17:41:19+00:00\",\"dateModified\":\"2025-10-29T10:29:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#webpage\"},\"wordCount\":628,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1\",\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Detect Insurance Fraud & Avoid Being Scammed | BJAK","description":"BJAK | Read about: Detect Insurance Fraud & Avoid Being Scammed . Simple guide to avoid scams while renewing on legit platforms!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed","og_locale":"en_US","og_type":"article","og_title":"Detect Insurance Fraud & Avoid Being Scammed | BJAK","og_description":"BJAK | Read about: Detect Insurance Fraud & Avoid Being Scammed . Simple guide to avoid scams while renewing on legit platforms!","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-10-23T17:41:19+00:00","article_modified_time":"2025-10-29T10:29:58+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Detect Insurance Fraud & Avoid Being Scammed"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed","name":"Detect Insurance Fraud & Avoid Being Scammed | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#primaryimage"},"datePublished":"2025-10-23T17:41:19+00:00","dateModified":"2025-10-29T10:29:58+00:00","description":"BJAK | Read about: Detect Insurance Fraud & Avoid Being Scammed . Simple guide to avoid scams while renewing on legit platforms!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Detect Insurance Fraud &#038; Avoid Being Scammed"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Detect Insurance Fraud &#038; Avoid Being Scammed","datePublished":"2025-10-23T17:41:19+00:00","dateModified":"2025-10-29T10:29:58+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#webpage"},"wordCount":628,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/detect-insurance-fraud-avoid-being-scammed#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1","articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/2-136.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53980"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=53980"}],"version-history":[{"count":4,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53980\/revisions"}],"predecessor-version":[{"id":54049,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/53980\/revisions\/54049"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/54047"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=53980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=53980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=53980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}