{"id":53992,"date":"2025-10-24T01:45:14","date_gmt":"2025-10-23T17:45:14","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53992"},"modified":"2025-10-29T18:29:57","modified_gmt":"2025-10-29T10:29:57","slug":"insurance-for-e-hailing-grab-indrive-maxim-more","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more","title":{"rendered":"Insurance for E-Hailing: Grab, InDrive, Maxim &#038; More"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45ca7c2bfb\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45ca7c2bfb\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#1_What_Is_E-Hailing_Insurance\" title=\"1. What Is E-Hailing Insurance?\">1. What Is E-Hailing Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#2_Types_of_Coverage_Provided\" title=\"2. Types of Coverage Provided\">2. Types of Coverage Provided<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#3_Benefits_of_Having_E-Hailing_Insurance\" title=\"3. Benefits of Having E-Hailing Insurance\">3. Benefits of Having E-Hailing Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#4_How_to_Get_E-Hailing_Insurance\" title=\"4. How to Get E-Hailing Insurance\">4. How to Get E-Hailing Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#5_E-Hailing_Platforms_and_Licensing_Requirements\" title=\"5. E-Hailing Platforms and Licensing Requirements\">5. E-Hailing Platforms and Licensing Requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many Grab, InDrive, and Maxim drivers don\u2019t realize they need a <strong>special e-hailing insurance<\/strong> \u2014 not just a regular car insurance plan. This type of policy is required under Malaysian law and provides extra protection when the vehicle is used to carry paying passengers. Without it, any accident that happens while driving for e-hailing services may not be covered under a standard insurance policy.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_What_Is_E-Hailing_Insurance\"><\/span><strong>1. What Is E-Hailing Insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>E-hailing insurance is an <strong>add-on<\/strong> to your existing car insurance plan, made specifically for vehicles used for e-hailing services.<\/p>\n\n\n\n<p><strong>Key features include:<\/strong><\/p>\n\n\n\n<ul><li>Protects both driver and passengers during paid rides.<br><\/li><li>Required by <strong>JPJ<\/strong> and <strong>SPAD<\/strong> before a PSV license can be approved.<br><\/li><li>Only valid if issued by a licensed insurance company.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Types_of_Coverage_Provided\"><\/span><strong>2. Types of Coverage Provided<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>E-hailing insurance usually covers:<\/p>\n\n\n\n<ul><li>Accidents that occur while carrying passengers.<\/li><li>&nbsp;Damage or theft of the vehicle while on duty.<\/li><li>&nbsp;Liability to passengers or third parties.<\/li><li>&nbsp;Optional protection such as <strong>Personal Accident (PA)<\/strong> and <strong>All Drivers<\/strong> add-ons for full safety.<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Benefits_of_Having_E-Hailing_Insurance\"><\/span><strong>3. Benefits of Having E-Hailing Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Complies with the law:<\/strong> A valid PSV license requires this insurance.<br><\/li><li><strong>Avoid claim rejection:<\/strong> Normal car insurance doesn\u2019t cover e-hailing activities.<br><\/li><li><strong>Protects your income:<\/strong> If an accident happens, you can claim compensation without affecting your personal NCD.<br><\/li><li><strong>Peace of mind:<\/strong> Both you and your passengers are covered throughout the trip.<br><\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"54060\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/attachment\/4-140\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-140\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic showing five main types of e-hailing insurance protection \u2014 on-duty accident coverage, passenger protection, third-party liability, income coverage, and PSV license requirements.\" class=\"wp-image-54060\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_How_to_Get_E-Hailing_Insurance\"><\/span><strong>4. How to Get E-Hailing Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can buy or add e-hailing protection through:<\/p>\n\n\n\n<ul><li><strong>BJAK:<\/strong> Compare prices from multiple insurers and add the e-hailing add-on during renewal.<br><\/li><li><strong>MyJPJ \/ MyEG:<\/strong> Check your vehicle info and renew roadtax after updating your insurance.<br><\/li><li><strong>Authorized agents:<\/strong> Always make sure they\u2019re registered with licensed insurers in Malaysia.<br><\/li><\/ul>\n\n\n\n<p><strong>Tip:<\/strong> Avoid offers that seem \u201ctoo cheap\u201d or come from unofficial sources \u2014 there\u2019s a high risk of fake policies.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_E-Hailing_Platforms_and_Licensing_Requirements\"><\/span><strong>5. E-Hailing Platforms and Licensing Requirements<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Companies like <strong>Grab, InDrive, Maxim, AirAsia Ride,<\/strong> and <strong>Trevo<\/strong> require drivers to:<\/p>\n\n\n\n<ul><li>Hold a valid <strong>PSV license<\/strong>.<br><\/li><li>Submit a copy of their <strong> insurance policy<\/strong> when registering.<br><\/li><li>Update their policy every time they renew their annual insurance.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>E-hailing isn\u2019t just there to tick a legal box \u2014 it\u2019s really about protecting both you and your passengers if anything goes wrong on the road.<\/p>\n\n\n\n<p>When you renew or add this coverage through a trusted platform like <strong>BJAK<\/strong>, the whole process becomes simpler, fully legal, and safe from dodgy agents.<\/p>\n\n\n\n<p>With the right e-hailing policy in place, you can just focus on driving and earning, without that constant worry at the back of your mind.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurance-for-e-hailing-grab-indrive-maxim--more\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/why-car-roadtax-prices-differ\"><a href=\"https:\/\/bjak.my\/blog\/why-car-roadtax-prices-differ\">Why Car Roadtax Prices Differ<\/a><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/benefits-of-renewing-roadtax-online-via-bjak\">Benefits Of Renewing Roadtax Online Via Bjak<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/what-is-vehicle-insurance-why-its-needed\">What Is Vehicle Insurance &amp; Why It\u2019s Needed<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> E-hailing drivers for Grab, InDrive, and Maxim are required to have special e-hailing insurance. Learn about the types of coverage, benefits, and how to buy this insurance easily through trusted platforms like BJAK.<\/p>\n","protected":false},"author":31,"featured_media":54059,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[1931,88],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance for E-Hailing: Grab, InDrive, Maxim &amp; More | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Read about: Insurance for E-Hailing: Grab, InDrive, Maxim &amp; More . 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