{"id":53992,"date":"2026-06-24T01:45:00","date_gmt":"2026-06-23T17:45:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=53992"},"modified":"2026-10-05T15:10:45","modified_gmt":"2026-10-05T07:10:45","slug":"insurance-for-e-hailing-grab-indrive-maxim-more","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more","title":{"rendered":"Insurance for E-Hailing: Grab, InDrive, Maxim &#038; More"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6ac3eacb5c245\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6ac3eacb5c245\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#1_What_Is_E-Hailing_Insurance\" title=\"1. What Is E-Hailing Insurance?\">1. What Is E-Hailing Insurance?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#What_does_e-hailing_insurance_cover\" title=\"What does e-hailing insurance cover?\">What does e-hailing insurance cover?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#2_Is_E-Hailing_Insurance_Required\" title=\"2. Is E-Hailing Insurance Required?\">2. Is E-Hailing Insurance Required?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#3_Why_Do_You_Need_E-Hailing_Insurance\" title=\"3. Why Do You Need E-Hailing Insurance?\">3. Why Do You Need E-Hailing Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#4_How_to_Get_E-Hailing_Insurance\" title=\"4. How to Get E-Hailing Insurance\">4. How to Get E-Hailing Insurance<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#BJAK\" title=\"BJAK\">BJAK<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#Licensed_insurance_agents\" title=\"Licensed insurance agents\">Licensed insurance agents<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#5_E-Hailing_Platforms_and_Licensing_Requirements\" title=\"5. E-Hailing Platforms and Licensing Requirements\">5. E-Hailing Platforms and Licensing Requirements<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#What_about_TREVO\" title=\"What about TREVO?\">What about TREVO?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#6_Check_Your_Insurance_Before_Driving\" title=\"6. Check Your Insurance Before Driving\">6. Check Your Insurance Before Driving<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-for-e-hailing-grab-indrive-maxim-more\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span>Introduction<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you drive for Grab, inDrive, Maxim or another e-hailing platform, your normal private car insurance may not automatically cover you when you use the vehicle to carry paying passengers.<\/p>\n\n\n\n<p>This is why it is important to check whether your car insurance includes <strong>e-hailing protection<\/strong> before you start driving.<\/p>\n\n\n\n<p>E-hailing drivers also need to meet the relevant licensing and vehicle requirements set by the authorities.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"1_What_Is_E-Hailing_Insurance\"><\/span>1. What Is E-Hailing Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>E-hailing insurance is additional protection that allows a private car to be used for e-hailing purposes.<\/p>\n\n\n\n<p>It is generally added to a comprehensive private car insurance policy. The exact benefits, exclusions and limits depend on the insurer and policy.<\/p>\n\n\n\n<p>A standard private car policy may not cover you when you are carrying paying passengers for e-hailing. So, if you drive for an e-hailing platform, check that your policy specifically allows e-hailing use.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_does_e-hailing_insurance_cover\"><\/span>What does e-hailing insurance cover?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Depending on the policy, it may provide protection for:<\/p>\n\n\n\n<ul><li>Accidents while the vehicle is being used for e-hailing.<\/li><li>Damage to the insured vehicle.<\/li><li>Third-party liability.<\/li><li>Passenger-related liability, subject to the policy terms.<\/li><li>Other optional benefits or add-ons offered by the insurer.<\/li><\/ul>\n\n\n\n<p>The coverage can differ between insurance companies, so always check the policy wording and Product Disclosure Sheet before buying.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_Is_E-Hailing_Insurance_Required\"><\/span>2. Is E-Hailing Insurance Required?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you use your car for e-hailing, you need to make sure your insurance provides the appropriate e-hailing protection.<\/p>\n\n\n\n<p>However, insurance is only one part of the requirements for operating an e-hailing vehicle.<\/p>\n\n\n\n<p>Current APAD guidance states that e-hailing drivers must:<\/p>\n\n\n\n<ul><li>Be registered with a licensed e-hailing operator.<\/li><li>Hold a valid <strong>Public Service Vehicle (PSV) licence<\/strong> issued by JPJ.<\/li><li>Drive a vehicle with a valid <strong>Electronic Vehicle Permit (eVP)<\/strong> issued by APAD.<\/li><\/ul>\n\n\n\n<p>APAD&#8217;s licensing requirements also state that e-hailing vehicles must have valid insurance covering the driver, vehicle, passengers and third parties.<\/p>\n\n\n\n<p>So, the old reference to <strong>SPAD<\/strong> is no longer appropriate. SPAD was replaced by <strong>APAD (Agensi Pengangkutan Awam Darat)<\/strong>.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_Why_Do_You_Need_E-Hailing_Insurance\"><\/span>3. Why Do You Need E-Hailing Insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Having the correct insurance protection is important because using your car for paid passenger trips is different from normal private use.<\/p>\n\n\n\n<p>Without appropriate e-hailing protection, you may face problems if an accident happens while you are carrying paying passengers.<\/p>\n\n\n\n<p>Before buying or renewing your policy, check:<\/p>\n\n\n\n<ul><li>Whether e-hailing use is covered.<\/li><li>Whether an e-hailing extension or endorsement is required.<\/li><li>What passenger and third-party protection is included.<\/li><li>The policy&#8217;s exclusions and limits.<\/li><li>Whether your insurer accepts the e-hailing platform you drive for.<\/li><\/ul>\n\n\n\n<p>Driving part-time also counts. Even if you only drive occasionally, you should make sure your insurance covers the vehicle when it is being used for e-hailing.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-140.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infographic showing five main types of e-hailing insurance protection \u2014 on-duty accident coverage, passenger protection, third-party liability, e-hailing insurance and licensing requirements.\" data-recalc-dims=\"1\"\/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_How_to_Get_E-Hailing_Insurance\"><\/span>4. How to Get E-Hailing Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You can check or purchase e-hailing protection through:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"BJAK\"><\/span>BJAK<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>BJAK allows you to compare car insurance options and check which policies provide e-hailing protection.<\/p>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/bjak.my\/en\/car-insurance\/e-hailing-insurance\" target=\"_blank\" rel=\"noreferrer noopener\">Compare E-Hailing Car Insurance on BJAK<\/a><\/p>\n\n\n\n<p>You can enter your car registration number to check available options and compare quotes.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Licensed_insurance_agents\"><\/span>Licensed insurance agents<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can also speak to an authorised insurance agent or the insurer directly.<\/p>\n\n\n\n<p>Before making payment, make sure the policy is issued by a licensed insurance company and that e-hailing use is clearly covered.<\/p>\n\n\n\n<p><strong>Tip:<\/strong> Be careful with unusually cheap offers or policies from unofficial sources. Always verify the policy before using your car for e-hailing.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"5_E-Hailing_Platforms_and_Licensing_Requirements\"><\/span>5. E-Hailing Platforms and Licensing Requirements<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Popular e-hailing platforms in Malaysia include <strong>Grab, inDrive, Maxim and AirAsia Ride<\/strong>.<\/p>\n\n\n\n<p>AirAsia Ride continues to operate in Malaysia.<\/p>\n\n\n\n<p>If you drive for an e-hailing platform, make sure you meet the requirements that apply to your platform and vehicle.<\/p>\n\n\n\n<p>These can include:<\/p>\n\n\n\n<ul><li>A valid PSV licence.<\/li><li>A valid eVP.<\/li><li>Valid insurance that covers e-hailing use.<\/li><li>A vehicle that meets the applicable requirements.<\/li><li>Any documents required by the e-hailing operator.<\/li><\/ul>\n\n\n\n<p>Requirements can vary between platforms, so check directly with the platform you drive for before submitting your application or renewing your documents.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"What_about_TREVO\"><\/span>What about TREVO?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>TREVO should not be grouped together with Grab, inDrive, Maxim and AirAsia Ride as an e-hailing platform.<\/p>\n\n\n\n<p>TREVO currently operates as a <strong>peer-to-peer car-sharing and rental marketplace<\/strong>, where vehicle owners list their cars for rental.<\/p>\n\n\n\n<p>Therefore, if this article is specifically about <strong>e-hailing insurance<\/strong>, TREVO is better left out of the e-hailing platform list.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"6_Check_Your_Insurance_Before_Driving\"><\/span>6. Check Your Insurance Before Driving<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Before accepting paid passenger trips, make sure your insurance is suitable for your intended use.<\/p>\n\n\n\n<p>A few things to check include:<\/p>\n\n\n\n<ol><li>Is e-hailing use covered?<\/li><li>Do you need an e-hailing extension?<\/li><li>What happens if an accident occurs while carrying a passenger?<\/li><li>What passenger and third-party protection is included?<\/li><li>What exclusions apply?<\/li><li>Is your PSV and eVP still valid?<\/li><\/ol>\n\n\n\n<p>If you are unsure, check with your insurer or insurance provider before starting your e-hailing work.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you drive for an e-hailing platform, don&#8217;t assume your normal private car insurance automatically covers you when carrying paying passengers.<\/p>\n\n\n\n<p>Make sure you have the appropriate <strong>e-hailing insurance protection<\/strong>, a valid <strong>PSV licence<\/strong>, and the required <strong>eVP<\/strong> before operating.<\/p>\n\n\n\n<p>You can also compare available e-hailing car insurance options through BJAK and check which policies allow e-hailing use.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en\/car-insurance\/e-hailing-insurance?utm_source=blog&amp;utm_campaign=insurance-for-e-hailing-grab-indrive-maxim-and-more\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p> E-hailing drivers for Grab, InDrive, and Maxim are required to have special e-hailing insurance. Learn about the types of coverage, benefits, and how to buy this insurance easily through trusted platforms like BJAK.<\/p>\n","protected":false},"author":31,"featured_media":54059,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[1931,88],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance for E-Hailing: Grab, InDrive, Maxim &amp; More | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Insurance for E-Hailing: Grab, InDrive, Maxim &amp; More . 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