{"id":5450,"date":"2021-10-11T00:21:54","date_gmt":"2021-10-10T16:21:54","guid":{"rendered":"https:\/\/bjak.com\/blog\/?p=5450"},"modified":"2023-07-12T17:29:38","modified_gmt":"2023-07-12T09:29:38","slug":"insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam","title":{"rendered":"Insurans Kereta: Perlindungan Tambahan Peril Khas (Bencana Alam)"},"content":{"rendered":"\n<p>Jika kereta anda rosak akibat bencana alam seperti ditenggelami banjir atau ditimpa pokok akibat ribut, anda tidak boleh menuntut ganti rugi daripada syarikat insurans anda, melainkan anda mempunyai perlindungan peril khas. Dalam artikel ini, kami kongsikan tentang perlindungan tambahan bencana alam atau dalam istilah insuransnya, <strong><em>special perils cover<\/em> atau perlindungan peril khas.<\/strong><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d790842f20c\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d790842f20c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/#Apakah_perlindungan_peril_khas\" title=\"Apakah perlindungan peril khas?\">Apakah perlindungan peril khas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/#Perlu_ke_dapatkan_perlindungan_peril_khas\" title=\"Perlu ke dapatkan perlindungan peril khas?\">Perlu ke dapatkan perlindungan peril khas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/#Berapa_bayaran_pampasan_perlindungan_peril_khas\" title=\"Berapa bayaran pampasan perlindungan peril khas?\">Berapa bayaran pampasan perlindungan peril khas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/#Berapa_bayaran_tambahan_perlindungan_peril_khas\" title=\"Berapa bayaran tambahan perlindungan peril khas?\">Berapa bayaran tambahan perlindungan peril khas?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/#Cara_tambah_perlindungan_peril_khas\" title=\"Cara tambah perlindungan peril khas\">Cara tambah perlindungan peril khas<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apakah_perlindungan_peril_khas\"><\/span>Apakah perlindungan peril khas?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"6029\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/attachment\/image-1_-gambar-kereta-ditimpa-pokok-ribut-taufan\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan-1024x576.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"Perlindungan insurans kereta ditimpa pokok\" class=\"wp-image-6029\" title=\"Perlindungan insurans kereta ditimpa pokok\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1_-Gambar-kereta-ditimpa-pokok-ribut-taufan.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>Perlindungan peril khas memberi perlindungan untuk kerosakan kereta akibat ditimpa pokok<\/figcaption><\/figure>\n\n\n\n<p>Perlindungan peril khas ialah <strong>perlindungan tambahan untuk kerosakan kenderaan akibat bencana alam seperti banjir, ribut, tanah runtuh, tanah mendap, pokok tumbang, bergantung kepada insurans yang anda pilih.<\/strong><\/p>\n\n\n\n<p>Perlindungan ini dapat membantu anda mendapatkan pampasan atas kerosakan kenderaan yang disebabkan oleh bencana alam seperti yang disenaraikan dalam <a href=\"https:\/\/bjak.my\/blog\/fahami-jenis-jenis-polisi-insurans-kereta\/\">polisi insurans kereta<\/a>. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Perlu_ke_dapatkan_perlindungan_peril_khas\"><\/span>Perlu ke dapatkan perlindungan peril khas?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"6031\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/attachment\/image-2-gambar-kereta-ditenggelami-banjir-gambar-kereta-dimasuki-air-banjir\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir-1024x576.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"Perlindungan insurans kereta ditenggelami banjir\" class=\"wp-image-6031\" title=\"Perlindungan insurans kereta ditenggelami banjir\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>Perlindungan peril khas memberi perlindungan untuk kerosakan kereta akibat ditenggelami banjir<\/figcaption><\/figure>\n\n\n\n<p>Sama ada perlu atau tidak anda dapatkan perlindungan peril khas sebenarnya bergantung kepada kegunaan dan lokasi kereta anda. <\/p>\n\n\n\n<p>Sebagai contoh, sekiranya anda tinggal di kawasan yang kerap atau saban tahun mengalami banjir, anda mungkin perlukan perlindungan peril khas. Sekiranya kereta anda rosak akibat banjir, sekurang-kurangnya anda akan mendapat sejumlah pampasan daripada syarikat insurans atas kerugian yang ditanggung.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Berapa_bayaran_pampasan_perlindungan_peril_khas\"><\/span>Berapa bayaran pampasan perlindungan peril khas?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Secara amnya, jumlah bayaran pampasan bergantung kepada nilai kereta anda, tertakluk kepada polisi insurans masing-masing. Perlindungan ini juga tidak terhad kepada bayaran tuntutan atau <em>claim payout<\/em> tetapi termasuk kos pembaikan kerosakan kereta. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Berapa_bayaran_tambahan_perlindungan_peril_khas\"><\/span>Berapa bayaran tambahan perlindungan peril khas?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"6032\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/attachment\/image-3-gambar-tanah-runtuh\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-3-Gambar-tanah-runtuh\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh-1024x576.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"Perlindungan insurans kereta rosak akibat tanah runtuh\" class=\"wp-image-6032\" title=\"Perlindungan insurans kereta rosak akibat tanah runtuh\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-3-Gambar-tanah-runtuh.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>Perlindungan peril khas memberi perlindungan untuk kerosakan kereta akibat tanah runtuh <\/figcaption><\/figure>\n\n\n\n<p>Pada <strong>kebiasaannya, premium bagi perlindungan ini ialah 0.5% daripada jumlah diinsuranskan<\/strong>. Tetapi ianya mungkin berbeza mengikut pengendali takaful dan insurans. <\/p>\n\n\n\n<p>Berikut merupakan harga yang dikenakan oleh beberapa syarikat insurans dan takaful kereta di Malaysia.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong>Syarikat insurans<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Perlindungan<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\"><strong>Premium<\/strong><br>(kadar premium x jumlah perlindungan kereta)<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Zurich Takaful<\/td><td class=\"has-text-align-left\" data-align=\"left\">Banjir, taufan, ribut, letusan gunung berapi, gempa bumi, tanah runtuh, gelinciran tanah, penenggelaman atau penenggelaman tanah\/bumi atau gegaran alam lain<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.20%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Allianz Malaysia<\/td><td class=\"has-text-align-left\" data-align=\"left\">Banjir, taufan, ribut, tanah runtuh atau gegaran alam semula jadi yang lain<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.25%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">RHB Insurance Berhad<br>(perlindungan peril khas penuh)<\/td><td class=\"has-text-align-left\" data-align=\"left\">Banjir kilat, ribut, tanah runtuh, gempa bumi, tanah tenggelam dan kejadian lain yang tidak dijangka<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.25%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Etiqa Takaful<\/td><td class=\"has-text-align-left\" data-align=\"left\">Banjir dan ribut<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.27%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">RHB Insurance Berhad<br>(perlindungan peril khas terhad)<\/td><td class=\"has-text-align-left\" data-align=\"left\">Banjir kilat, ribut, tanah runtuh, gempa bumi, tanah tenggelam dan kejadian lain yang tidak dijangka<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.40%<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Etiqa Takaful<\/td><td class=\"has-text-align-left\" data-align=\"left\">Banjir, taufan, ribut, letusan gunung berapi, gempa bumi, tanah runtuh, gelinciran tanah, penenggelaman atau penenggelaman tanah\/bumi atau gegaran alam lain<\/td><td class=\"has-text-align-left\" data-align=\"left\">0.50%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Sebagai contoh, anda hendak menambah perlindungan bencana alam daripada Etiqa Takaful. Berdasarkan nilai semasa kereta anda contohnya RM50,000, anda perlu membayar 0.5% daripada nilai tersebut. Jadi bayaran tambahan yang dikenakan ialah sebanyak RM250 untuk perlindungan setahun.<\/p>\n\n\n\n<p>Untuk mengetahui kadar bayaran perlindungan peril khas yang tepat, dapatkan sebut harga insurans kereta secara <em>online<\/em>. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Cara_tambah_perlindungan_peril_khas\"><\/span>Cara tambah perlindungan peril khas<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ketika anda <a href=\"https:\/\/bjak.my\/blog\/renew-insurans-berbaloikah-insuranskan-kereta-ikut-nilai-pasaran\/\">renew insurans kereta<\/a> anda, anda mempunyai pilhan untuk menambah perlindungan tambahan termasuk perlindungan peril khas atau bencana alam.<\/p>\n\n\n\n<p>Anda hanya perlu membuat penambahan perlindungan peril khas sebelum membuat pembayaran.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Dapatkan perlindungan tambahan di Bjak<\/strong><\/p>\n\n\n\n<p>Kami telah kongsikan di atas maklumat penting tentang perlindungan tambahan peril khas atau bencana alam. Jadi, pertimbangkan beberapa faktor seperti tempat tinggal dan lokasi kereta anda, kemampuan kewangan anda serta insurans atau takaful yang menawarkan perlindungan tambahan ini. <\/p>\n\n\n\n<p>Anda boleh dengan mudah renew insurans kereta secara online di Bjak, dan tambahkan perlindungan tambahan yang diperlukan sebelum membuat pembayaran. <\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan\u00a0<a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\">sebut\u00a0harga percuma<\/a>\u00a0di Bjak dan pilih pelan terbaik hari ini!<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\">Renew Insurans<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Baca juga:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/risiko-pemandu-adakah-anda-pemandu-berisiko-tinggi-atau-rendah\/\">Risiko Pemandu: Adakah Anda Pemandu Berisiko Tinggi Atau Rendah?\u00a0<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/5-perkara-yang-perlu-anda-tahu-sebelum-membuat-tuntutan-insurans\/\">5 Perkara Yang Perlu Anda Tahu Sebelum Membuat Tuntutan Insurans<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/kesilapan-yang-perlu-dielakkan-semasa-memfailkan-tuntutan-insurans-kemalangan-kereta\/\">Kesilapan Yang Perlu Dielakkan Semasa Memfailkan Tuntutan Insurans Kemalangan Kereta<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Tahukah anda, jika kereta anda rosak akibat bencana alam seperti dimasuki air banjir atau ditimpa pokok akibat ribut, anda tidak boleh membuat tuntutan insurans?<\/p>\n<p>Ini apa yang anda perlu tahu tentang perlindungan tambahan bencana alam.<\/p>\n","protected":false},"author":5,"featured_media":5536,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243,248],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - 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