{"id":54579,"date":"2025-10-30T23:22:17","date_gmt":"2025-10-30T15:22:17","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=54579"},"modified":"2025-10-31T19:02:30","modified_gmt":"2025-10-31T11:02:30","slug":"renew-hire-purchase-car-roadtax","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax","title":{"rendered":"Renew Hire Purchase Car Roadtax"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d478bd181eb\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d478bd181eb\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/#1_Why_You_Can%E2%80%99t_Renew_Directly\" title=\"1. Why You Can\u2019t Renew Directly\">1. Why You Can\u2019t Renew Directly<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/#2_Required_Documents\" title=\"2. Required Documents\">2. Required Documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/#3_Steps_to_Renew_Hire_Purchase_Car_Roadtax_via_Bank\" title=\"3. Steps to Renew Hire Purchase Car Roadtax via Bank\">3. Steps to Renew Hire Purchase Car Roadtax via Bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/#4_Easier_With_Online_Renewal\" title=\"4. Easier With Online Renewal\">4. Easier With Online Renewal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/#5_Processing_Time_Extra_Charges\" title=\"5. Processing Time &amp; Extra Charges\">5. Processing Time &amp; Extra Charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If your car is still under a bank loan, renewing the roadtax works a little differently compared to a fully paid vehicle. If your car is still under a bank loan, renewing the roadtax works a little differently compared to a fully paid vehicle. Many owners try to renew the roadtax on their own \u2014 but because the bank still holds the original Vehicle Ownership Certificate (VOC), they can\u2019t complete it directly. You\u2019ll need to follow a few extra steps first. Let\u2019s break down how to renew a hire purchase car roadtax the right way, including what documents to prepare, how the bank fits into the process, and the fastest way to get everything done online.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Why_You_Can%E2%80%99t_Renew_Directly\"><\/span><strong>1. Why You Can\u2019t Renew Directly<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When a car is still financed, the bank or credit company keeps the original VOC as collateral.<br>So, when renewing your roadtax, JPJ\u2019s system requires confirmation from the bank that your new insurance policy is already active.<\/p>\n\n\n\n<p>That\u2019s why you can\u2019t just walk into JPJ or Pos Malaysia to renew without getting verification from the bank first.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Required_Documents\"><\/span><strong>2. Required Documents<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before renewing, make sure you\u2019ve prepared these important documents:<\/p>\n\n\n\n<ul><li>A copy of your latest insurance cover note<br><\/li><li>A copy of the owner\u2019s IC<br><\/li><li>Vehicle registration number<br><\/li><li>Loan details or the bank\u2019s name (the legal owner)<br><\/li><\/ul>\n\n\n\n<p>Some banks may also require a <strong>Release Letter<\/strong> or <strong>Consent Letter<\/strong>, depending on their internal policy.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Steps_to_Renew_Hire_Purchase_Car_Roadtax_via_Bank\"><\/span><strong>3. Steps to Renew Hire Purchase Car Roadtax via Bank<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Here\u2019s the typical process:<\/p>\n\n\n\n<ol><li><strong>Renew your car insurance first<\/strong> \u2013 Ensure your car and owner details match JPJ\u2019s records.<br><\/li><li><strong>Send your insurance policy copy to the bank<\/strong> \u2013 Through email, customer portal, or branch submission.<br><\/li><li><strong>Bank verifies and releases the digital grant (eVOC)<\/strong> \u2013 Usually takes 1\u20132 working days.<br><\/li><li><strong>Renew roadtax through your preferred platform<\/strong> \u2013 Such as BJAK, MyJPJ, or Pos Malaysia.<br><\/li><\/ol>\n\n\n\n<p>If everything matches correctly, you\u2019ll receive your <strong>digital e-roadtax<\/strong> instantly without needing the physical grant.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"54648\" data-permalink=\"https:\/\/bjak.my\/blog\/roadtax-en\/renew-hire-purchase-car-roadtax\/attachment\/4-180\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?fit=1600%2C1011&amp;ssl=1\" data-orig-size=\"1600,1011\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-180\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing four easy steps to renew hire purchase car roadtax online in Malaysia.\n\" class=\"wp-image-54648\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?resize=2048%2C1295&amp;ssl=1 2048w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-180-scaled.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Easier_With_Online_Renewal\"><\/span><strong>4. Easier With Online Renewal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Nowadays, most banks allow you to complete the entire process online.<br>For instance, when you buy insurance via <strong>BJAK<\/strong>, the system automatically sends your policy to the bank and helps activate your e-roadtax once approved.<\/p>\n\n\n\n<p>Benefits of renewing through BJAK include:<\/p>\n\n\n\n<ul><li>No need to visit the bank counter<br><\/li><li>Automatic policy submission to JPJ<br><\/li><li>e-Roadtax activation right after approval<br><\/li><\/ul>\n\n\n\n<p>Just ensure there are no outstanding loan payments or JPJ restrictions \u2014 otherwise, the system will hold your renewal until issues are resolved.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_Processing_Time_Extra_Charges\"><\/span><strong>5. Processing Time &amp; Extra Charges<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>On average, the whole process takes <strong>1\u20133 working days<\/strong>, depending on bank approval time.<\/p>\n\n\n\n<p>Typical costs:<\/p>\n\n\n\n<ul><li><strong>BJAK online renewal:<\/strong> Around RM10 extra if you choose physical roadtax delivery<br><\/li><li><strong>JPJ or Pos Malaysia renewal:<\/strong> Standard fees + longer waiting time<br><\/li><\/ul>\n\n\n\n<p>If you want a faster, hassle-free option, renewing online is definitely the more practical choice.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In short, renewing a hire purchase car roadtax involves a few extra steps \u2014 but it\u2019s not complicated once you know the process.<br>Just renew your insurance, send it to the bank, wait for approval, and activate your e-roadtax \u2014 all done within a few days.For the fastest experience, do it through <strong>BJAK.my<\/strong>. Everything can be handled digitally without stepping out of your house or visiting the bank.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=renew-hire-purchase-car-roadtax\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/renew-roadtax-using-myjpj-pros-and-cons\">Renew Roadtax Using MyJPJ, Pros and Cons<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/difference-between-comprehensive-third-party-insurance\">Difference Between Comprehensive &amp; Third Party Insurance<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/what-is-third-party-fire-theft-insurance-in-malaysia\">What Is Third Party, Fire &amp; Theft Insurance in Malaysia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Many car owners are still confused about how to renew hire purchase car roadtax, especially when the vehicle is still under bank loan. This article explains the actual process, required documents, and the fastest way to handle everything online.<\/p>\n","protected":false},"author":31,"featured_media":54647,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[575],"tags":[3057,436],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Renew Hire Purchase Car Roadtax | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Roadtax EN | Read about: Renew Hire Purchase Car Roadtax. 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