{"id":54582,"date":"2025-10-30T23:21:40","date_gmt":"2025-10-30T15:21:40","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=54582"},"modified":"2025-11-05T16:43:04","modified_gmt":"2025-11-05T08:43:04","slug":"how-to-renew-roadtax-car-insurance-cheap-in-2025","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025","title":{"rendered":"How to Renew Roadtax &#038; Car Insurance Cheap in 2025"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d49ee87110c\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d49ee87110c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#1_Choose_the_Right_Online_Platform\" title=\"1. Choose the Right Online Platform\">1. Choose the Right Online Platform<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#2_Check_Your_NCD_Discount_First\" title=\"2. Check Your NCD Discount First\">2. Check Your NCD Discount First<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#3_Compare_Insurance_Companies_Before_Paying\" title=\"3. Compare Insurance Companies Before Paying\">3. Compare Insurance Companies Before Paying<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#4_Watch_Out_for_Hidden_Fees\" title=\"4. Watch Out for Hidden Fees\">4. Watch Out for Hidden Fees<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#5_How_to_Renew_Roadtax_Cheap_via_BJAK\" title=\"5. How to Renew Roadtax Cheap via BJAK\">5. How to Renew Roadtax Cheap via BJAK<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#6_Extra_Tips_to_Save_More\" title=\"6. Extra Tips to Save More\">6. Extra Tips to Save More<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Every year, many car owners end up paying more than they should for insurance and roadtax \u2014 simply because they don\u2019t know the best way to save. If you want to cut costs, this guide will show you exactly <strong>how to renew roadtax cheap<\/strong> in 2025, from comparing insurers to using online tools that help you get the lowest rates.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Choose_the_Right_Online_Platform\"><\/span><strong>1. Choose the Right Online Platform<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Not all renewal platforms are equal. Some charge extra, while others make the process faster and cheaper. Here are the main options:<\/p>\n\n\n\n<ul><li><strong>BJAK.my<\/strong> \u2013 compare over 10 insurers and renew both insurance and roadtax together.<br><\/li><li><strong>MyJPJ<\/strong> \u2013 best for digital roadtax with no extra fees.<br><\/li><li><strong>MyEG<\/strong> \u2013 convenient, but includes small processing charges.<br><\/li><li><strong>Pos Malaysia<\/strong> \u2013 still valid but requires visiting a counter.<br><\/li><\/ul>\n\n\n\n<p>&nbsp;<strong>Money-saving tip:<\/strong> Drivers in Sabah and Sarawak often buy insurance through BJAK and renew roadtax directly at JPJ to enjoy lower overall costs.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Check_Your_NCD_Discount_First\"><\/span><strong>2. Check Your NCD Discount First<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Many people forget to check their <strong>No Claim Discount (NCD)<\/strong> \u2014 a mistake that can cost them hundreds.<br>Depending on your claim history, the NCD can reduce your insurance premium by up to <strong>55%<\/strong>.<br>You can check it easily on <strong>BJAK.my<\/strong> \u2014 just enter your car plate number and IC, and the system instantly shows your NCD rate and the discounted premium.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Compare_Insurance_Companies_Before_Paying\"><\/span><strong>3. Compare Insurance Companies Before Paying<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Each insurance company sets its own pricing, even for the same car. That\u2019s why comparing rates is essential.<br>For example:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-neve-link-color-background-color has-background\"><tbody><tr><td><strong>Company<\/strong><\/td><td><strong>Standard Price<\/strong><\/td><td><strong>After NCD<\/strong><\/td><\/tr><tr><td>Company A<\/td><td>RM1,200<\/td><td>\u2014<\/td><\/tr><tr><td>Company B<\/td><td>RM1,050<\/td><td>Cheaper<\/td><\/tr><\/tbody><\/table><figcaption>On BJAK, you can view all available options in one place and choose the most affordable plan without re-entering your details multiple times.<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Watch_Out_for_Hidden_Fees\"><\/span><strong>4. Watch Out for Hidden Fees<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before making payment, double-check for additional charges such as:<\/p>\n\n\n\n<ul><li>Roadtax delivery fee (around RM10 on BJAK)<br><\/li><li>Processing fee (for MyEG or Pos Malaysia)<br><\/li><li>Optional e-service fees<br><\/li><\/ul>\n\n\n\n<p>If you only need the <strong>digital roadtax<\/strong>, choose <strong>MyJPJ<\/strong>, as it has no extra charges at all.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_How_to_Renew_Roadtax_Cheap_via_BJAK\"><\/span><strong>5. How to Renew Roadtax Cheap via BJAK<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Here\u2019s how to renew online quickly and easily:<\/p>\n\n\n\n<ol><li>Go to <strong>BJAK.my<\/strong><strong><br><\/strong><\/li><li>Enter your car plate and IC number<br><\/li><li>Compare and pick the cheapest insurance plan<br><\/li><li>Check your NCD discount<br><\/li><li>Select either digital roadtax or physical delivery<br><\/li><li>Pay online \u2014 and you\u2019re done!<br><\/li><\/ol>\n\n\n\n<p>Once payment is complete, BJAK will send your digital policy and e-roadtax directly to your email or WhatsApp within minutes.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"6_Extra_Tips_to_Save_More\"><\/span><strong>6. Extra Tips to Save More<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Renew early<\/strong> (2\u20133 weeks before expiry) to avoid premium hikes.<br><\/li><li><strong>Choose comprehensive insurance<\/strong> for newer cars so your NCD keeps growing.<br><\/li><li><strong>Verify your JPJ and insurance details<\/strong> to prevent activation delays.<br><\/li><\/ul>\n\n\n\n<p>By following these steps, you\u2019ll not only learn how to renew roadtax cheap, but also keep your coverage active and your car fully protected.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"54644\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-renew-roadtax-car-insurance-cheap-in-2025\/attachment\/4-178\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-178\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing six simple steps to renew roadtax and car insurance online in Malaysia for 2025.\n\" class=\"wp-image-54644\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/4-178.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You don\u2019t have to overspend to stay on the road. By understanding <strong>how to renew roadtax cheap<\/strong> and using smart platforms like BJAK, you can save time, energy, and even hundreds of ringgit every year.<br>Always check your NCD, compare prices, and renew early \u2014 that\u2019s the real secret to stress-free and budget-friendly renewals in 2025.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=how-to-renew-roadtax--car-insurance-cheap-in-2025\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/difference-between-comprehensive-third-party-insurance\">Difference Between Comprehensive &amp; Third Party Insurance<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/what-is-third-party-fire-theft-insurance-in-malaysia\">What Is Third Party, Fire &amp; Theft Insurance in Malaysia<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/renew-roadtax-without-insurance-is-it-possible\">Renew Roadtax Without Insurance, Is It Possible?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Need to renew your car insurance and roadtax but running on a tight budget? Don\u2019t worry \u2014 there are smart ways to save without cutting corners. This guide explains how to renew roadtax cheap in 2025, which platforms offer the best deals, and simple steps to avoid overpaying.<\/p>\n","protected":false},"author":31,"featured_media":54643,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,436],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Renew Roadtax &amp; Car Insurance Cheap in 2025 | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: How to Renew Roadtax &amp; Car Insurance Cheap in 2025 . 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