{"id":54680,"date":"2025-10-31T22:52:15","date_gmt":"2025-10-31T14:52:15","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=54680"},"modified":"2025-10-31T22:52:17","modified_gmt":"2025-10-31T14:52:17","slug":"5-sebab-tuntutan-ditolak-cara-mengelak","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak","title":{"rendered":"5 Sebab Tuntutan Ditolak &#038; Cara Mengelak"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d48f41b7283\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d48f41b7283\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/#Kenapa_Tuntutan_Insurans_Ditolak\" title=\"Kenapa Tuntutan Insurans Ditolak?\">Kenapa Tuntutan Insurans Ditolak?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/#1_Polisi_Tamat_Tempoh\" title=\"1. Polisi Tamat Tempoh\">1. Polisi Tamat Tempoh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/#2_Maklumat_Tidak_Tepat\" title=\"2. Maklumat Tidak Tepat\">2. Maklumat Tidak Tepat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/#3_Kerosakan_Disebabkan_Aktiviti_Tidak_Dilindungi\" title=\"3. Kerosakan Disebabkan Aktiviti Tidak Dilindungi\">3. Kerosakan Disebabkan Aktiviti Tidak Dilindungi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/#4_Laporan_Kemalangan_Lewat\" title=\"4. Laporan Kemalangan Lewat\">4. Laporan Kemalangan Lewat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/#5_Dokumen_Tidak_Lengkap\" title=\"5. Dokumen Tidak Lengkap\">5. Dokumen Tidak Lengkap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Kenapa_Tuntutan_Insurans_Ditolak\"><\/span><strong>Kenapa Tuntutan Insurans Ditolak?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kadang-kadang, tuntutan insurans kereta ditolak sebab perkara yang nampak kecil pun. Contohnya, dokumen tidak lengkap atau syarat polisi tidak dipenuhi. Ramai pemilik kereta tak sedar hal-hal mudah macam ni boleh buat tuntutan mereka gagal. Dalam artikel ini, kita akan bincangkan lima sebab utama dan cara untuk elak masalah ni.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Polisi_Tamat_Tempoh\"><\/span><strong>1. Polisi Tamat Tempoh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kalau insurans kereta dah tamat tempoh sebelum kemalangan berlaku, tuntutan akan ditolak.<\/p>\n\n\n\n<p><strong>Cara Elak:<\/strong> Sentiasa semak tarikh tamat polisi dan renew lebih awal. Gunakan notifikasi e-mel atau aplikasi seperti BJAK supaya anda tidak terlupa. Dengan renew awal, anda dapat elak risiko tuntutan ditolak kerana polisi tidak aktif.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Maklumat_Tidak_Tepat\"><\/span><strong>2. Maklumat Tidak Tepat<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Maklumat yang salah atau tidak lengkap seperti nombor plat, nama pemilik, atau alamat boleh sebabkan tuntutan gagal. Kadang-kadang pemilik lupa kemas kini selepas tukar nama atau ubah alamat.<\/p>\n\n\n\n<p><strong>Cara Elak:<\/strong> Pastikan semua maklumat dalam polisi sentiasa dikemaskini. Semak sekali lagi sebelum membuat tuntutan supaya tiada isu berlaku.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Kerosakan_Disebabkan_Aktiviti_Tidak_Dilindungi\"><\/span><strong>3. Kerosakan Disebabkan Aktiviti Tidak Dilindungi<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kerosakan akibat perlumbaan, vandalisme, atau aktiviti lain yang tidak dilindungi oleh polisi mungkin ditolak.<\/p>\n\n\n\n<p><strong>Cara Elak:<\/strong> Fahami polisi insurans anda. Semak senarai kejadian yang dilindungi sebelum membuat tuntutan supaya anda tidak terkejut bila tuntutan ditolak.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Laporan_Kemalangan_Lewat\"><\/span><strong>4. Laporan Kemalangan Lewat<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Tuntutan yang dilaporkan lewat selepas kemalangan boleh menyebabkan syarikat insurans menolak tuntutan.<\/p>\n\n\n\n<p><strong>Cara Elak:<\/strong> Laporkan kemalangan segera. Semakin cepat anda beri maklumat dan dokumentasi lengkap, semakin lancar proses tuntutan.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_Dokumen_Tidak_Lengkap\"><\/span><strong>5. Dokumen Tidak Lengkap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kurang dokumen seperti laporan polis, gambar kerosakan, atau bukti pembayaran premium boleh buat tuntutan gagal.<\/p>\n\n\n\n<p><strong>Cara Elak:<\/strong> Sediakan semua dokumen sebelum hantar tuntutan. Simpan salinan digital dan fizikal untuk rujukan. Dokumentasi lengkap akan mempercepat kelulusan dan pembayaran.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"54744\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\/attachment\/3-193\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-193\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infografik menunjukkan lima sebab utama tuntutan insurans kereta ditolak dan cara elak masalah supaya tuntutan berjaya.\" class=\"wp-image-54744\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/3-193.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Tuntutan insurans kereta boleh gagal kerana faktor-faktor kecil yang ramai pemilik tidak sedar.<\/p>\n\n\n\n<p>Dengan semak polisi awal, kemas kini maklumat tepat, faham liputan polisi, lapor segera kemalangan, dan sediakan semua dokumen lengkap, anda boleh elak masalah dan pastikan tuntutan diterima tanpa sebarang isu. Memahami langkah-langkah ini memberi ketenangan fikiran, terutama bila berlaku kemalangan yang tidak dijangka.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=5-sebab-tuntutan-ditolak--cara-mengelak\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/roadtax-tidak-aktif-dalam-myjpj-punca-solusi\">Roadtax Tidak Aktif Dalam MyJPJ, Punca &amp; Solusi<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/renew-roadtax-kereta-sewa-beli\">Renew Roadtax Kereta Sewa Beli<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insuran-llop-adakah-wajib\">Insuran LLOP, Adakah Wajib?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Tahu tak, ada beberapa sebab biasa tuntutan insurans kereta ditolak? Panduan ini terangkan lima sebab utama dan cara elak supaya proses tuntutan lebih lancar.<\/p>\n","protected":false},"author":31,"featured_media":54743,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[243,438],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Sebab Tuntutan Ditolak &amp; Cara Mengelak | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Insurans Kereta | Read about: 5 Sebab Tuntutan Ditolak &amp; Cara Mengelak Supaya Bayaran Insurans Diterima Tanpa Masalah!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Sebab Tuntutan Ditolak &amp; Cara Mengelak | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Insurans Kereta | Read about: 5 Sebab Tuntutan Ditolak &amp; Cara Mengelak Supaya Bayaran Insurans Diterima Tanpa Masalah!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-31T14:52:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-31T14:52:17+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"5 Sebab Tuntutan Ditolak & Cara Mengelak\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\",\"name\":\"5 Sebab Tuntutan Ditolak & Cara Mengelak | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#primaryimage\"},\"datePublished\":\"2025-10-31T14:52:15+00:00\",\"dateModified\":\"2025-10-31T14:52:17+00:00\",\"description\":\"BJAK | Insurans Kereta | Read about: 5 Sebab Tuntutan Ditolak & Cara Mengelak Supaya Bayaran Insurans Diterima Tanpa Masalah!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Sebab Tuntutan Ditolak &#038; Cara Mengelak\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"5 Sebab Tuntutan Ditolak &#038; Cara Mengelak\",\"datePublished\":\"2025-10-31T14:52:15+00:00\",\"dateModified\":\"2025-10-31T14:52:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#webpage\"},\"wordCount\":349,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"insurans kereta\",\"tuntutan insurans ditolak\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"5 Sebab Tuntutan Ditolak & Cara Mengelak | BJAK","description":"BJAK | Insurans Kereta | Read about: 5 Sebab Tuntutan Ditolak & Cara Mengelak Supaya Bayaran Insurans Diterima Tanpa Masalah!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak","og_locale":"en_US","og_type":"article","og_title":"5 Sebab Tuntutan Ditolak & Cara Mengelak | BJAK","og_description":"BJAK | Insurans Kereta | Read about: 5 Sebab Tuntutan Ditolak & Cara Mengelak Supaya Bayaran Insurans Diterima Tanpa Masalah!","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-10-31T14:52:15+00:00","article_modified_time":"2025-10-31T14:52:17+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"5 Sebab Tuntutan Ditolak & Cara Mengelak"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak","name":"5 Sebab Tuntutan Ditolak & Cara Mengelak | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#primaryimage"},"datePublished":"2025-10-31T14:52:15+00:00","dateModified":"2025-10-31T14:52:17+00:00","description":"BJAK | Insurans Kereta | Read about: 5 Sebab Tuntutan Ditolak & Cara Mengelak Supaya Bayaran Insurans Diterima Tanpa Masalah!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"5 Sebab Tuntutan Ditolak &#038; Cara Mengelak"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"5 Sebab Tuntutan Ditolak &#038; Cara Mengelak","datePublished":"2025-10-31T14:52:15+00:00","dateModified":"2025-10-31T14:52:17+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#webpage"},"wordCount":349,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-sebab-tuntutan-ditolak-cara-mengelak#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1","keywords":["insurans kereta","tuntutan insurans ditolak"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/10\/1-192.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/54680"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=54680"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/54680\/revisions"}],"predecessor-version":[{"id":54759,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/54680\/revisions\/54759"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/54743"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=54680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=54680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=54680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}