{"id":55069,"date":"2025-11-06T03:24:55","date_gmt":"2025-11-05T19:24:55","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=55069"},"modified":"2025-11-06T03:25:01","modified_gmt":"2025-11-05T19:25:01","slug":"insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi","title":{"rendered":"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d45cbcc4fc5\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d45cbcc4fc5\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\/#Pengenalan\" title=\"Pengenalan:\">Pengenalan:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\/#1_Mengapa_Insurans_Konvensional_Selalunya_Lebih_Murah\" title=\"1. Mengapa Insurans Konvensional Selalunya Lebih Murah\">1. Mengapa Insurans Konvensional Selalunya Lebih Murah<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\/#2_Perlindungan_dan_Fleksibiliti_Pelan\" title=\"2. Perlindungan dan Fleksibiliti Pelan\">2. Perlindungan dan Fleksibiliti Pelan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\/#3_Tuntutan_dan_Sokongan_Pelanggan\" title=\"3. Tuntutan dan Sokongan Pelanggan\">3. Tuntutan dan Sokongan Pelanggan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\/#4_Nilai_Jangka_Panjang_%E2%80%94_Berbaloi_Atau_Tidak\" title=\"4. Nilai Jangka Panjang \u2014 Berbaloi Atau Tidak?\">4. Nilai Jangka Panjang \u2014 Berbaloi Atau Tidak?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\/#Conclusion\" title=\"Conclusion:\">Conclusion:<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Dalam dunia insurans kereta, ramai pemilik kenderaan memilih pelan <strong>insurans konvensional lebih murah<\/strong> tanpa mempertimbangkan faktor lain seperti perlindungan dan nilai jangka panjang. Di BJAK, anda boleh lihat perbezaan nyata antara insurans konvensional dan Takaful \u2014 bukan sekadar pada harga, tapi juga cara setiap sistem berfungsi untuk melindungi anda di jalan raya.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Mengapa_Insurans_Konvensional_Selalunya_Lebih_Murah\"><\/span><strong>1. Mengapa Insurans Konvensional Selalunya Lebih Murah<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Insurans konvensional beroperasi berasaskan keuntungan syarikat, jadi premium dikira berdasarkan risiko dan margin keuntungan.<br>Takaful pula menekankan konsep perkongsian risiko, menyebabkan sedikit caj tambahan dikenakan untuk pengurusan dana dan pematuhan Syariah.<\/p>\n\n\n\n<p>Namun, harga murah tidak semestinya bermakna nilai perlindungan lebih baik \u2014 sesuatu yang ramai pengguna terlepas pandang.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Perlindungan_dan_Fleksibiliti_Pelan\"><\/span><strong>2. Perlindungan dan Fleksibiliti Pelan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Insurans konvensional biasanya menawarkan lebih banyak add-on seperti perlindungan windshield, banjir, atau kehilangan kunci.<br>Takaful turut menyediakan pilihan serupa, tetapi dengan struktur yang lebih teratur dan patuh Syariah.<\/p>\n\n\n\n<p>Jika anda jenis yang ingin menyesuaikan pelan dengan bajet, insurans konvensional memberi lebih fleksibiliti \u2014 tapi Takaful lebih sesuai untuk pengguna yang mementingkan prinsip dan kebajikan komuniti.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Tuntutan_dan_Sokongan_Pelanggan\"><\/span><strong>3. Tuntutan dan Sokongan Pelanggan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kelebihan besar insurans konvensional ialah sistem tuntutan yang pantas dan meluas, terutama bagi penyedia seperti Allianz, Liberty, dan MSIG di BJAK.<br>Sebaliknya, Takaful mungkin mengambil masa sedikit lebih lama kerana memerlukan semakan syariah dalam sesetengah kes.<br>Namun, Zurich Takaful dan Takaful Malaysia kini mempercepatkan proses tuntutan digital mereka untuk bersaing rapat dengan syarikat konvensional.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_Nilai_Jangka_Panjang_%E2%80%94_Berbaloi_Atau_Tidak\"><\/span><strong>4. Nilai Jangka Panjang \u2014 Berbaloi Atau Tidak?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Dalam jangka pendek, pelan konvensional mungkin menjimatkan kos.<br>Tapi dari segi nilai moral, sosial, dan potensi agihan lebihan, pelan Takaful boleh beri pulangan lebih adil untuk peserta.<br>Akhirnya, berbaloi atau tidak bergantung pada keperluan dan keutamaan anda \u2014 sama ada penjimatan segera atau perlindungan yang berpaksikan nilai.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"55127\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\/attachment\/3-23-4\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-23\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infografik dua bahagian menunjukkan perbezaan utama antara insurans konvensional dan Takaful dari segi harga, fleksibiliti, dan nilai perlindungan di BJAK.\" class=\"wp-image-55127\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-23.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kesimpulannya, <strong>insurans konvensional lebih murah<\/strong> memang menggoda dari segi harga, tapi ia tidak semestinya berbaloi dalam jangka panjang.<br>Jika anda pentingkan penjimatan dan kemudahan tuntutan, pelan konvensional sesuai.<br>Namun jika anda mahu perlindungan beretika dan patuh Syariah, Takaful ialah pilihan yang lebih seimbang.<br>Melalui <strong>BJAK<\/strong>, anda boleh bandingkan kedua-dua jenis pelan secara terus dan pilih yang paling berbaloi untuk anda pada tahun 2025.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/servis-tayar-berapa-kerap-perlu-dibuat\">Servis Tayar \u2014 Berapa Kerap Perlu Dibuat?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/bengkel-bjak-semak-harga-sebelum-hantar\">Bengkel BJAK \u2014 Semak Harga Sebelum Hantar<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/servis-kereta-yang-penting-tapi-diabaikan\">Servis Kereta Yang Penting Tapi Diabaikan<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ramai pemandu tertarik dengan insurans konvensional kerana harganya lebih murah berbanding Takaful. Tapi, adakah penjimatan itu benar-benar berbaloi bila melibatkan perlindungan, tuntutan, dan manfaat jangka panjang? Mari kita kupas perbandingan ini dengan lebih teliti melalui platform BJAK.<\/p>\n","protected":false},"author":31,"featured_media":55126,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[243,2906],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Insurans Kereta | Read about: Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? Ketahui Perbandingan Kos &amp; Kelebihan Di BJAK\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Insurans Kereta | Read about: Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? Ketahui Perbandingan Kos &amp; Kelebihan Di BJAK\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-05T19:24:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T19:25:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi?\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\",\"name\":\"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#primaryimage\"},\"datePublished\":\"2025-11-05T19:24:55+00:00\",\"dateModified\":\"2025-11-05T19:25:01+00:00\",\"description\":\"BJAK | Insurans Kereta | Read about: Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? Ketahui Perbandingan Kos & Kelebihan Di BJAK\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi?\",\"datePublished\":\"2025-11-05T19:24:55+00:00\",\"dateModified\":\"2025-11-05T19:25:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#webpage\"},\"wordCount\":367,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"insurans kereta\",\"konvensional\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? | BJAK","description":"BJAK | Insurans Kereta | Read about: Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? Ketahui Perbandingan Kos & Kelebihan Di BJAK","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi","og_locale":"en_US","og_type":"article","og_title":"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? | BJAK","og_description":"BJAK | Insurans Kereta | Read about: Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? Ketahui Perbandingan Kos & Kelebihan Di BJAK","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-11-05T19:24:55+00:00","article_modified_time":"2025-11-05T19:25:01+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi?"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi","name":"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#primaryimage"},"datePublished":"2025-11-05T19:24:55+00:00","dateModified":"2025-11-05T19:25:01+00:00","description":"BJAK | Insurans Kereta | Read about: Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi? Ketahui Perbandingan Kos & Kelebihan Di BJAK","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Insurans Konvensional Lebih Murah, Tapi Adakah Ia Berbaloi?","datePublished":"2025-11-05T19:24:55+00:00","dateModified":"2025-11-05T19:25:01+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#webpage"},"wordCount":367,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-konvensional-lebih-murah-tapi-adakah-ia-berbaloi#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1","keywords":["insurans kereta","konvensional"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-24.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/55069"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=55069"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/55069\/revisions"}],"predecessor-version":[{"id":55143,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/55069\/revisions\/55143"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/55126"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=55069"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=55069"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=55069"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}