{"id":55855,"date":"2025-11-13T23:38:33","date_gmt":"2025-11-13T15:38:33","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=55855"},"modified":"2025-11-18T23:09:04","modified_gmt":"2025-11-18T15:09:04","slug":"insurance-roadtax-renewal-after-vehicle-owners-death","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/insurance-roadtax-renewal-after-vehicle-owners-death","title":{"rendered":"Insurance &#038; Roadtax Renewal After Vehicle Owner\u2019s Death"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a0cab8eb7445\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a0cab8eb7445\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-roadtax-renewal-after-vehicle-owners-death\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-roadtax-renewal-after-vehicle-owners-death\/#1_Important_Documents_for_Heirs\" title=\"1. Important Documents for Heirs\">1. Important Documents for Heirs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-roadtax-renewal-after-vehicle-owners-death\/#2_Temporary_Insurance_Renewal_Process\" title=\"2. Temporary Insurance Renewal Process\">2. Temporary Insurance Renewal Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-roadtax-renewal-after-vehicle-owners-death\/#3_Renewing_Roadtax_After_the_Owner%E2%80%99s_Death\" title=\"3. Renewing Roadtax After the Owner\u2019s Death\">3. Renewing Roadtax After the Owner\u2019s Death<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-roadtax-renewal-after-vehicle-owners-death\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>When a vehicle owner passes away, insurance &amp; roadtax renewal can\u2019t immediately be done under the heir\u2019s name. The process must go through two stages \u2014 a <strong>temporary renewal under the deceased owner\u2019s name<\/strong>, followed by <strong>an official ownership transfer at JPJ<\/strong> before any future renewal can be done under the heir.<br>This article explains the required documents, renewal steps, and how BJAK can help heirs keep the vehicle legally protected throughout the transition period.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Important_Documents_for_Heirs\"><\/span><strong>1. Important Documents for Heirs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Before starting the renewal, ensure all necessary documents are prepared:<\/p>\n\n\n\n<ul><li>Deceased owner\u2019s death certificate.<br><\/li><li>Copy of the heir\u2019s or authorized representative\u2019s IC.<br><\/li><li>Copy of the vehicle grant\/VOC.<br><\/li><li>Authorization letter (if managed by a third party).<br><\/li><li>Proof of relationship (e.g., marriage certificate or letter confirming next-of-kin).<br><\/li><\/ul>\n\n\n\n<p>Having complete documents helps insurance companies and JPJ process the application smoothly.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Temporary_Insurance_Renewal_Process\"><\/span><strong>2. Temporary Insurance Renewal Process<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Until the ownership transfer is completed, heirs can <strong>renew insurance under the deceased owner\u2019s name<\/strong> for temporary coverage:<\/p>\n\n\n\n<ul><li>Contact <strong>BJAK<\/strong> or the insurer to check the current policy status.<br><\/li><li>Submit all required heir and vehicle documents.<br><\/li><li>Choose the same insurance plan or update coverage if needed.<br><\/li><li>The new policy will still be issued under the deceased owner\u2019s name.<br><\/li><\/ul>\n\n\n\n<p><strong>Important note:<\/strong> This temporary renewal only ensures valid coverage. Heirs should <strong>complete the JPJ ownership transfer<\/strong> before the next renewal cycle.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Renewing_Roadtax_After_the_Owner%E2%80%99s_Death\"><\/span><strong>3. Renewing Roadtax After the Owner\u2019s Death<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>For vehicles still registered under the deceased owner:<\/p>\n\n\n\n<ul><li>Roadtax can only be renewed for a <strong>maximum of 6 months<\/strong> through <strong>JPJ or Pos Malaysia<\/strong>.<br><\/li><li>After ownership is officially transferred, the roadtax can be renewed normally under the heir\u2019s name.<br><\/li><\/ul>\n\n\n\n<p>Ensure all new ownership details are updated in <strong>MyJPJ<\/strong> to avoid renewal errors later.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"55918\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/insurance-roadtax-renewal-after-vehicle-owners-death\/attachment\/4-86-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-86\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing four steps to renew insurance &amp; roadtax after the owner\u2019s death \u2014 including preparing heir documents, checking policy status, activating temporary insurance, and renewing 6-month roadtax.\n\" class=\"wp-image-55918\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-86.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Renewing insurance &amp; roadtax after an owner\u2019s death can be complex, but it\u2019s manageable with the right steps.<\/p>\n\n\n\n<p>While waiting for ownership transfer, heirs can renew temporary insurance under the deceased owner\u2019s name and a 6-month roadtax at JPJ or Pos Malaysia.<\/p>\n\n\n\n<p>BJAK simplifies this process by helping heirs check policy details, select a plan, and handle renewals digitally \u2014 ensuring the vehicle remains legally protected during the transition.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=insurance--roadtax-renewal-after-vehicle-owners-death\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/premium-ev-car-insurance-what-you-need-to-know\">Premium &amp; EV Car Insurance: What You Need to Know<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/fast-digital-car-insurance-renewal\">Fast Digital Car Insurance Renewal<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/instant-car-insurance-quotes-with-bjak\">Instant Car Insurance Quotes with BJAK<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Renewing insurance &#038; roadtax after a vehicle owner\u2019s death can be complex. Learn the steps, required documents, and how to renew easily through BJAK.<\/p>\n","protected":false},"author":31,"featured_media":55917,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,3111,2728],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance &amp; Roadtax Renewal After Vehicle Owner\u2019s Death | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Insurance &amp; Roadtax Renewal After Vehicle Owner\u2019s Death . 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