{"id":55947,"date":"2025-11-15T00:17:24","date_gmt":"2025-11-14T16:17:24","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=55947"},"modified":"2025-11-15T00:17:26","modified_gmt":"2025-11-14T16:17:26","slug":"skim-penipuan-insurans-kereta-paling-biasa-di-malaysia","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia","title":{"rendered":"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a0ce9c73d3d7\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a0ce9c73d3d7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\/#1_Skim_Penipuan_Paling_Biasa\" title=\"1. Skim Penipuan Paling Biasa\">1. Skim Penipuan Paling Biasa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\/#2_Risiko_Jika_Terlibat\" title=\"2. Risiko Jika Terlibat\">2. Risiko Jika Terlibat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\/#3_Cara_Elak_Penipuan_dengan_BJAK\" title=\"3. Cara Elak Penipuan dengan BJAK\">3. Cara Elak Penipuan dengan BJAK<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Penipuan insurans kereta semakin menjadi perhatian di Malaysia. Sebagai pemandu, memahami <strong>skim penipuan insurans kereta Malaysia<\/strong> adalah penting supaya anda tidak menjadi mangsa. BJAK membantu anda semak status polisi dan pilih perlindungan dengan selamat tanpa perlu risau tentang scam.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"1_Skim_Penipuan_Paling_Biasa\"><\/span><strong>1. Skim Penipuan Paling Biasa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Polisi Palsu:<\/strong> Penjual menawarkan insurans atau takaful tetapi polisi tidak wujud.<br><\/li><li><strong>Claim Fraud:<\/strong> Mengambil kesempatan dengan membuat tuntutan palsu untuk kerosakan atau kemalangan.<br><\/li><li><strong>Overcharging \/ Hidden Charges:<\/strong> Caj premium lebih tinggi daripada yang dijanjikan atau add-on tidak dimaklumkan.<br><\/li><li><strong>Roadtax &amp; Insurans Tidak Sah:<\/strong> Sesetengah penjual menjual roadtax digital atau insurans murah tapi tidak sah di JPJ.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_Risiko_Jika_Terlibat\"><\/span><strong>2. Risiko Jika Terlibat<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Tiada Perlindungan:<\/strong> Kereta anda tidak dilindungi sekiranya berlaku kemalangan.<br><\/li><li><strong>Denda Undang-Undang:<\/strong> Menggunakan polisi atau roadtax palsu boleh dikenakan denda dan tindakan undang-undang.<br><\/li><li><strong>Kerugian Kewangan:<\/strong> Wang hangus, kerosakan tidak ditanggung, dan tiada pampasan.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_Cara_Elak_Penipuan_dengan_BJAK\"><\/span><strong>3. Cara Elak Penipuan dengan BJAK<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul><li><strong>Semak Polisi Online:<\/strong> BJAK membolehkan semakan status polisi dan roadtax dengan cepat.<br><\/li><li><strong>Banding Premium &amp; Polisi:<\/strong> Pastikan polisi yang dipilih adalah daripada syarikat insurans sah.<br><\/li><li><strong>Add-On Terjamin:<\/strong> Pilih add-on BJAK seperti VIP Rescue, Key Care, dan Warranty untuk perlindungan sebenar.<br><\/li><li><strong>Pembayaran Selamat:<\/strong> Gunakan platform BJAK untuk pembayaran premium tanpa risiko penipuan.<br><\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"56007\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\/attachment\/3-94-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-94\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infografik menunjukkan empat skim penipuan insurans kereta di Malaysia termasuk polisi palsu, tuntutan palsu, caj tersembunyi, dan roadtax\/insurans tidak sah.\" class=\"wp-image-56007\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-94.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Skim penipuan insurans kereta wujud di Malaysia, tetapi dengan semakan teliti dan platform seperti BJAK, anda boleh memilih polisi sah, elak kerugian kewangan, dan memastikan kereta sentiasa dilindungi. Sentiasa berjaga-jaga, semak polisi, dan pilih add-on yang relevan untuk ketenangan fikiran.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/perbezaan-roadtax-polisi-insurans-kereta\">Perbezaan Roadtax &amp; Polisi Insurans Kereta<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/perbandingan-perlindungan-tambahan-kereta-di-malaysia\">Perbandingan Perlindungan Tambahan Kereta di Malaysia<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/roadtax\/peralihan-ke-roadtax-digital-di-malaysia\">Peralihan ke Roadtax Digital di Malaysia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ketahui skim penipuan insurans kereta paling biasa di Malaysia dan cara elak tertipu, termasuk tips BJAK untuk semak polisi dengan selamat.<\/p>\n","protected":false},"author":31,"featured_media":56006,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[243,3115],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Skim Penipuan Insurans Kereta Paling Biasa di Malaysia | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Insurans Kereta | Read about: Skim Penipuan Insurans Kereta Paling Biasa di Malaysia . Cara Kesan &amp; Elak semasa ingin renew insurans!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Insurans Kereta | Read about: Skim Penipuan Insurans Kereta Paling Biasa di Malaysia . Cara Kesan &amp; Elak semasa ingin renew insurans!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-14T16:17:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-14T16:17:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1708\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"BJAK Content Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#primaryimage\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg?fit=1708%2C1080&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg?fit=1708%2C1080&ssl=1\",\"width\":1708,\"height\":1080,\"caption\":\"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\",\"name\":\"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#primaryimage\"},\"datePublished\":\"2025-11-14T16:17:24+00:00\",\"dateModified\":\"2025-11-14T16:17:26+00:00\",\"description\":\"BJAK | Insurans Kereta | Read about: Skim Penipuan Insurans Kereta Paling Biasa di Malaysia . Cara Kesan & Elak semasa ingin renew insurans!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia\",\"datePublished\":\"2025-11-14T16:17:24+00:00\",\"dateModified\":\"2025-11-14T16:17:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#webpage\"},\"wordCount\":262,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg?fit=1708%2C1080&ssl=1\",\"keywords\":[\"insurans kereta\",\"Skim Penipuan\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"BJAK Content Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"BJAK Content Team\"},\"description\":\"BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options\",\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia | BJAK","description":"BJAK | Insurans Kereta | Read about: Skim Penipuan Insurans Kereta Paling Biasa di Malaysia . Cara Kesan & Elak semasa ingin renew insurans!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia","og_locale":"en_US","og_type":"article","og_title":"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia | BJAK","og_description":"BJAK | Insurans Kereta | Read about: Skim Penipuan Insurans Kereta Paling Biasa di Malaysia . Cara Kesan & Elak semasa ingin renew insurans!","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-11-14T16:17:24+00:00","article_modified_time":"2025-11-14T16:17:26+00:00","og_image":[{"width":1708,"height":1080,"url":"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"BJAK Content Team","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#primaryimage","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg?fit=1708%2C1080&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg?fit=1708%2C1080&ssl=1","width":1708,"height":1080,"caption":"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia","name":"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#primaryimage"},"datePublished":"2025-11-14T16:17:24+00:00","dateModified":"2025-11-14T16:17:26+00:00","description":"BJAK | Insurans Kereta | Read about: Skim Penipuan Insurans Kereta Paling Biasa di Malaysia . Cara Kesan & Elak semasa ingin renew insurans!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Skim Penipuan Insurans Kereta Paling Biasa di Malaysia","datePublished":"2025-11-14T16:17:24+00:00","dateModified":"2025-11-14T16:17:26+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#webpage"},"wordCount":262,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/skim-penipuan-insurans-kereta-paling-biasa-di-malaysia#primaryimage"},"thumbnailUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg?fit=1708%2C1080&ssl=1","keywords":["insurans kereta","Skim Penipuan"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"BJAK Content Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"BJAK Content Team"},"description":"BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options","url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-94.jpg?fit=1708%2C1080&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/55947"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=55947"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/55947\/revisions"}],"predecessor-version":[{"id":56043,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/55947\/revisions\/56043"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/56006"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=55947"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=55947"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=55947"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}