{"id":56182,"date":"2025-11-18T22:50:04","date_gmt":"2025-11-18T14:50:04","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=56182"},"modified":"2025-11-18T22:50:07","modified_gmt":"2025-11-18T14:50:07","slug":"cara-elak-masalah-semasa-claim-cart-kereta","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta","title":{"rendered":"Cara Elak Masalah Semasa Claim CART Kereta"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7a776ec0b7\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7a776ec0b7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#1_Semak_Had_dan_Syarat_CART_Dalam_Polisi\" title=\"1. Semak Had dan Syarat CART Dalam Polisi\">1. Semak Had dan Syarat CART Dalam Polisi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#2_Pastikan_Bengkel_Buat_Assessment_Awal\" title=\"2. Pastikan Bengkel Buat Assessment Awal\">2. Pastikan Bengkel Buat Assessment Awal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#3_Lengkapkan_Semua_Dokumen_Berkaitan\" title=\"3. Lengkapkan Semua Dokumen Berkaitan\">3. Lengkapkan Semua Dokumen Berkaitan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#4_Fahami_Cara_Pengiraan_Hari_CART\" title=\"4. Fahami Cara Pengiraan Hari CART\">4. Fahami Cara Pengiraan Hari CART<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#5_Kekalkan_Komunikasi_Jelas_Dengan_Bengkel\" title=\"5. Kekalkan Komunikasi Jelas Dengan Bengkel\">5. Kekalkan Komunikasi Jelas Dengan Bengkel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#6_Gunakan_Platform_Insurans_Yang_Mudah_Rujuk\" title=\"6. Gunakan Platform Insurans Yang Mudah Rujuk\">6. Gunakan Platform Insurans Yang Mudah Rujuk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Claim CART (Compensation for Assessed Repair Time) sering dianggap mudah, tetapi ramai pemilik kereta menghadapi kelewatan kerana dokumen tidak lengkap atau bengkel lambat menghantar laporan. Artikel ini akan terangkan <strong>cara elak masalah semasa claim CART kereta<\/strong>, termasuk langkah-langkah yang perlu diambil oleh pelanggan untuk memastikan proses tuntutan berjalan lancar dan cepat.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"1_Semak_Had_dan_Syarat_CART_Dalam_Polisi\"><\/span><strong>1. Semak Had dan Syarat CART Dalam Polisi<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Setiap syarikat insurans mempunyai had dan syarat CART yang berbeza:<\/p>\n\n\n\n<ul><li>Jumlah hari CART<br><\/li><li>Kadar harian bayaran CART<br><\/li><li>Kriteria kelayakan tuntutan<br><\/li><\/ul>\n\n\n\n<p>Ramai pelanggan alami masalah kerana tidak tahu had sebenar polisi mereka.<br><strong>Tip:<\/strong> Semak polisi anda terlebih dahulu dan pastikan bengkel tahu tempoh CART yang layak.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_Pastikan_Bengkel_Buat_Assessment_Awal\"><\/span><strong>2. Pastikan Bengkel Buat Assessment Awal<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Salah satu punca kelewatan claim adalah bengkel lambat hantar laporan kepada adjuster. Bengkel perlu:<\/p>\n\n\n\n<ul><li>Buat pemeriksaan kerosakan awal<br><\/li><li>Sediakan anggaran kos pembaikan<br><\/li><li>Hantar laporan kepada syarikat insurans untuk kelulusan sebelum memulakan kerja<br><\/li><\/ul>\n\n\n\n<p><strong>Tip:<\/strong> Ingatkan bengkel supaya hantar dokumen \u201cpre-repair estimate\u201d secepat mungkin untuk mempercepatkan proses CART.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_Lengkapkan_Semua_Dokumen_Berkaitan\"><\/span><strong>3. Lengkapkan Semua Dokumen Berkaitan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Dokumen yang lengkap memudahkan proses tuntutan. Pastikan anda simpan:<\/p>\n\n\n\n<ul><li>Salinan laporan polis (jika ada)<br><\/li><li>Gambar kerosakan<br><\/li><li>Estimasi kos pembaikan dari bengkel<br><\/li><li>Invois atau resit pembaikan<br><\/li><li>Surat kelulusan atau arahan daripada insurans<br><\/li><\/ul>\n\n\n\n<p>Dengan dokumen lengkap, adjuster tidak perlu minta semula maklumat, dan proses claim menjadi lebih cepat.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_Fahami_Cara_Pengiraan_Hari_CART\"><\/span><strong>4. Fahami Cara Pengiraan Hari CART<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ramai pelanggan keliru kenapa jumlah hari CART yang dibayar tidak sama dengan tempoh kereta di bengkel. CART biasanya dikira dari:<\/p>\n\n\n\n<ul><li>Hari kereta dihantar ke bengkel<br><\/li><li>Bengkel mendapat kelulusan daripada adjuster<br><\/li><li>Hari pembaikan sebenar dilakukan<br><\/li><\/ul>\n\n\n\n<p><strong>Tip:<\/strong> Tanyakan kepada bengkel tentang pengiraan hari CART supaya tiada salah faham.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"5_Kekalkan_Komunikasi_Jelas_Dengan_Bengkel\"><\/span><strong>5. Kekalkan Komunikasi Jelas Dengan Bengkel<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kelewatan juga berlaku apabila pelanggan tidak tahu status kereta mereka. Untuk elak isu:<\/p>\n\n\n\n<ul><li>Follow-up bengkel setiap 2\u20133 hari<br><\/li><li>Minta bengkel maklumkan status kerja secara berkala<br><\/li><li>Simpan rekod komunikasi (contoh: WhatsApp atau email)<br><\/li><\/ul>\n\n\n\n<p>Dengan komunikasi yang konsisten, anda boleh elak claim dibekukan tanpa sedar.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"6_Gunakan_Platform_Insurans_Yang_Mudah_Rujuk\"><\/span><strong>6. Gunakan Platform Insurans Yang Mudah Rujuk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Platform seperti BJAK membantu pelanggan:<\/p>\n\n\n\n<ul><li>Mendapat salinan polisi secara digital<br><\/li><li>Rujukan cepat untuk semak kelayakan CART<br><\/li><li>Panduan langkah demi langkah semasa kereta masuk bengkel<br><\/li><li>Bantuan Customer Success jika berlaku isu claim<br><\/li><\/ul>\n\n\n\n<p>Ini mengurangkan risiko tersilap atau terlepas syarat polisi, sekaligus memudahkan proses tuntutan.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"56244\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\/attachment\/3-111-2\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-111\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infografik menunjukkan lima langkah penting untuk elak masalah semasa claim CART kereta termasuk semak polisi, hantar dokumen awal, pastikan bengkel buat assessment, faham pengiraan hari CART, dan follow-up status pembaikan.\" class=\"wp-image-56244\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-111.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Masalah claim CART boleh dielakkan jika pelanggan faham prosedur asas, lengkapkan dokumen, dan pastikan bengkel mengikuti proses yang betul. Dengan langkah-langkah mudah ini, <strong>cara elak masalah semasa claim CART kereta<\/strong> bukan sahaja menjimatkan masa, tetapi juga memastikan tuntutan berjalan lancar tanpa tekanan tambahan.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=cara-elak-masalah-semasa-claim-cart-kereta\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/hak-cart-anda-berapa-hari-kereta-berada-di-workshop\">Hak CART Anda \u2013 Berapa Hari Kereta Berada di Workshop?&nbsp;<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/risiko-modifikasi-kereta-terhadap-insurans\">Risiko Modifikasi Kereta Terhadap Insurans<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/perlindungan-natural-disaster-untuk-kereta-di-malaysia\">Perlindungan Natural Disaster untuk Kereta di Malaysia<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ramai pemilik kereta menghadapi kelewatan semasa claim CART kerana dokumen tidak lengkap atau bengkel lambat menguruskan laporan. Panduan ini terangkan cara elak masalah semasa claim CART kereta supaya proses tuntutan berjalan lancar dan tanpa stres.<\/p>\n","protected":false},"author":31,"featured_media":56243,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[1378,243,977],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cara Elak Masalah Semasa Claim CART Kereta | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Insurans Kereta | Read about: Cara Elak Masalah Semasa Claim CART Kereta . Panduan mudah semak syarta polisi &amp; pastikan urusan betul!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cara Elak Masalah Semasa Claim CART Kereta | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Insurans Kereta | Read about: Cara Elak Masalah Semasa Claim CART Kereta . Panduan mudah semak syarta polisi &amp; pastikan urusan betul!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-18T14:50:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-18T14:50:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"tariqsiregar@bjak.my\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Cara Elak Masalah Semasa Claim CART Kereta\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\",\"name\":\"Cara Elak Masalah Semasa Claim CART Kereta | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#primaryimage\"},\"datePublished\":\"2025-11-18T14:50:04+00:00\",\"dateModified\":\"2025-11-18T14:50:07+00:00\",\"description\":\"BJAK | Insurans Kereta | Read about: Cara Elak Masalah Semasa Claim CART Kereta . Panduan mudah semak syarta polisi & pastikan urusan betul!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cara Elak Masalah Semasa Claim CART Kereta\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\"},\"headline\":\"Cara Elak Masalah Semasa Claim CART Kereta\",\"datePublished\":\"2025-11-18T14:50:04+00:00\",\"dateModified\":\"2025-11-18T14:50:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#webpage\"},\"wordCount\":416,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"CART\",\"insurans kereta\",\"tuntutan insurans\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8\",\"name\":\"tariqsiregar@bjak.my\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g\",\"caption\":\"tariqsiregar@bjak.my\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cara Elak Masalah Semasa Claim CART Kereta | BJAK","description":"BJAK | Insurans Kereta | Read about: Cara Elak Masalah Semasa Claim CART Kereta . Panduan mudah semak syarta polisi & pastikan urusan betul!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta","og_locale":"en_US","og_type":"article","og_title":"Cara Elak Masalah Semasa Claim CART Kereta | BJAK","og_description":"BJAK | Insurans Kereta | Read about: Cara Elak Masalah Semasa Claim CART Kereta . Panduan mudah semak syarta polisi & pastikan urusan betul!","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2025-11-18T14:50:04+00:00","article_modified_time":"2025-11-18T14:50:07+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"tariqsiregar@bjak.my","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Cara Elak Masalah Semasa Claim CART Kereta"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta","name":"Cara Elak Masalah Semasa Claim CART Kereta | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#primaryimage"},"datePublished":"2025-11-18T14:50:04+00:00","dateModified":"2025-11-18T14:50:07+00:00","description":"BJAK | Insurans Kereta | Read about: Cara Elak Masalah Semasa Claim CART Kereta . Panduan mudah semak syarta polisi & pastikan urusan betul!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Cara Elak Masalah Semasa Claim CART Kereta"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8"},"headline":"Cara Elak Masalah Semasa Claim CART Kereta","datePublished":"2025-11-18T14:50:04+00:00","dateModified":"2025-11-18T14:50:07+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#webpage"},"wordCount":416,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/cara-elak-masalah-semasa-claim-cart-kereta#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg?fit=1600%2C1012&ssl=1","keywords":["CART","insurans kereta","tuntutan insurans"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/49db3bfe17fbb2b856b6e2416fa1d6a8","name":"tariqsiregar@bjak.my","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0fbe00da23eb8292ff85410eb04910af?s=96&d=mm&r=g","caption":"tariqsiregar@bjak.my"},"url":"https:\/\/bjak.my\/blog\/author\/tariqsiregarbjak-my"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/1-111.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/56182"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=56182"}],"version-history":[{"count":3,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/56182\/revisions"}],"predecessor-version":[{"id":56262,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/56182\/revisions\/56262"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/56243"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=56182"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=56182"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=56182"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}