{"id":56306,"date":"2025-11-19T23:17:51","date_gmt":"2025-11-19T15:17:51","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=56306"},"modified":"2025-11-19T23:17:55","modified_gmt":"2025-11-19T15:17:55","slug":"key-care-cover-kos-gantian-kunci-mahal","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal","title":{"rendered":"Key Care Cover Kos Gantian Kunci Mahal"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7a779b64ee\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7a779b64ee\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal\/#Pengenalan\" title=\"Pengenalan\">Pengenalan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal\/#1_Apa_Itu_Key_Care\" title=\"1. Apa Itu Key Care?\">1. Apa Itu Key Care?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal\/#2_Mengapa_Kos_Gantian_Kunci_Mahal\" title=\"2. Mengapa Kos Gantian Kunci Mahal?\">2. Mengapa Kos Gantian Kunci Mahal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal\/#3_Cara_Membuat_Tuntutan_Key_Care_BJAK\" title=\"3. Cara Membuat Tuntutan Key Care BJAK\">3. Cara Membuat Tuntutan Key Care BJAK<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Pengenalan\"><\/span><strong>Pengenalan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Bayangkan kehilangan kunci kereta atau kunci rosak \u2014 kos gantian boleh mencecah ratusan ringgit, terutama jika kunci moden ada chip atau smart key. <strong>Key Care cover kos<\/strong> gantian sebenar direka oleh BJAK untuk membantu pemilik kereta menanggung kos tersebut sehingga had yang ditetapkan dalam pelan. Artikel ini terangkan bagaimana ia berfungsi dan bila anda boleh membuat tuntutan.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Apa_Itu_Key_Care\"><\/span><strong>1. Apa Itu Key Care?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Key Care<\/strong> adalah add-on BJAK yang:<\/p>\n\n\n\n<ul><li>Menanggung <strong>kos gantian kunci kereta<\/strong> jika hilang, rosak, atau dicuri.<br><\/li><li>Menggantikan kunci sebenar sehingga <strong>had pilihan pelan<\/strong>.<br><\/li><li>Memerlukan <strong>laporan polis<\/strong> dan resit asal semasa membuat tuntutan.<br><\/li><\/ul>\n\n\n\n<p>Tip BJAK: Simpan resit dan laporan polis dengan baik supaya proses tuntutan lebih cepat.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Mengapa_Kos_Gantian_Kunci_Mahal\"><\/span><strong>2. Mengapa Kos Gantian Kunci Mahal?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Smart key dan chip key<\/strong> lebih mahal berbanding kunci biasa.<br><\/li><li><strong>Kos servis bengkel atau pengedar rasmi<\/strong> boleh naik tinggi.<br><\/li><li><strong>Kos kehilangan tanpa perlindungan<\/strong> langsung boleh menyebabkan anda bayar sendiri ratusan ringgit.<br><\/li><\/ul>\n\n\n\n<p>Key Care cover memastikan anda <strong>tidak terbeban dengan kos tinggi ini<\/strong>, walaupun sekali setahun sahaja.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_Cara_Membuat_Tuntutan_Key_Care_BJAK\"><\/span><strong>3. Cara Membuat Tuntutan Key Care BJAK<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li><strong>Hantar laporan polis<\/strong> jika kunci hilang atau dicuri.<br><\/li><li><strong>Sediakan resit asal<\/strong> pembelian kunci baru atau kos servis.<br><\/li><li><strong>Hantar tuntutan melalui saluran rasmi BJAK<\/strong> (WhatsApp, email atau portal BJAK).<br><\/li><li><strong>Pihak BJAK akan sahkan<\/strong> dan bayar kos gantian sehingga had pelan.<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"56371\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal\/attachment\/3-121-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"3-121\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Infografik menunjukkan empat langkah mudah untuk tuntutan Key Care BJAK termasuk laporan polis, sediakan resit, hantar melalui saluran rasmi, dan sahkan bayaran.\" class=\"wp-image-56371\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/3-121.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span><strong>Kesimpulan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Key Care BJAK<\/strong> penting untuk pemilik kereta kerana kos gantian kunci moden boleh mahal. Dengan add-on ini, anda boleh <strong>tenang dan dilindungi<\/strong>, memastikan kos gantian tidak membebankan. Jangan tunggu hilang kunci baru sedar, ambil perlindungan sekarang supaya anda lebih selamat.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=key-care-cover-kos-gantian-kunci-mahal\" style=\"background-color:#ffd103\">Dapatkan Sebutharga Percuma<\/a><\/div>\n<\/div>\n\n\n\n<p>Baca Juga:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/bagaimana-usia-kereta-mempengaruhi-kadar-premium\">Bagaimana Usia Kereta Mempengaruhi Kadar Premium<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/pilihan-terbaik-untuk-kereta-anda-cart-vs-loss-of-use\">Pilihan Terbaik Untuk Kereta Anda \u2013 CART vs Loss of Use<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tukar-owner-kereta-cara-kekalkan-ncd-anda\">Tukar Owner Kereta? Cara Kekalkan NCD Anda<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Kehilangan kunci kereta boleh jadi mahal jika tiada perlindungan. Artikel ini terangkan bagaimana Key Care BJAK boleh bantu tanggung kos gantian kunci dan apa yang perlu anda tahu.<\/p>\n","protected":false},"author":31,"featured_media":56372,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[3146,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Key Care Cover Kos Gantian Kunci Mahal | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Insurans Kereta | Read about: Key Care Cover Kos Gantian Kunci Mahal . Cara untuk jimat kos setelah kunci hilang dengan add-on ini!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/key-care-cover-kos-gantian-kunci-mahal\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Key Care Cover Kos Gantian Kunci Mahal | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Insurans Kereta | Read about: Key Care Cover Kos Gantian Kunci Mahal . 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