{"id":56340,"date":"2025-11-19T23:28:28","date_gmt":"2025-11-19T15:28:28","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=56340"},"modified":"2025-11-19T23:28:32","modified_gmt":"2025-11-19T15:28:32","slug":"key-care-cover-for-expensive-key-replacement","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement","title":{"rendered":"Key Care Cover for Expensive Key Replacement"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6a0d06ffd3cda\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6a0d06ffd3cda\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement\/#Introduction\" title=\"Introduction\">Introduction<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement\/#1_What_Is_Key_Care\" title=\"1. What Is Key Care?\">1. What Is Key Care?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement\/#2_Why_Are_Key_Replacement_Costs_Expensive\" title=\"2. Why Are Key Replacement Costs Expensive?\">2. Why Are Key Replacement Costs Expensive?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement\/#3_How_to_Make_a_BJAK_Key_Care_Claim\" title=\"3. How to Make a BJAK Key Care Claim\">3. How to Make a BJAK Key Care Claim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Introduction\"><\/span><strong>Introduction<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Imagine losing your car key or having it damaged \u2014 replacement costs can reach hundreds of ringgit, especially for modern keys like <strong>smart keys or chip keys<\/strong>. <strong>BJAK Key Care<\/strong> is designed to help car owners cover the actual replacement cost up to the plan\u2019s limit. This article explains how it works and when you can make a claim.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_What_Is_Key_Care\"><\/span><strong>1. What Is Key Care?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>Key Care<\/strong> is a BJAK add-on that:<\/p>\n\n\n\n<ul><li>Covers <strong>car key replacement costs<\/strong> if the key is lost, damaged, or stolen.<br><\/li><li>Replaces the actual key up to the <strong>plan\u2019s limit<\/strong>.<br><\/li><li>Requires a <strong>police report and original receipt<\/strong> when making a claim.<br><\/li><\/ul>\n\n\n\n<p><strong>BJAK Tip:<\/strong> Keep your receipts and police report safe to ensure a faster claim process.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Why_Are_Key_Replacement_Costs_Expensive\"><\/span><strong>2. Why Are Key Replacement Costs Expensive?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul><li><strong>Smart keys and chip keys<\/strong> cost significantly more than standard keys.<br><\/li><li><strong>Workshop or dealer service fees<\/strong> can be very high.<br><\/li><li>Without protection, losing a key could cost you hundreds out of pocket.<br><\/li><\/ul>\n\n\n\n<p><strong>Key Care<\/strong> ensures you are not burdened by high replacement costs, even though it\u2019s only a <strong>one-time claim per year<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_How_to_Make_a_BJAK_Key_Care_Claim\"><\/span><strong>3. How to Make a BJAK Key Care Claim<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ol><li>File a <strong>police report<\/strong> if your key is lost or stolen.<br><\/li><li>Prepare the <strong>original receipt<\/strong> for the new key or service cost.<br><\/li><li>Submit your claim via <strong>BJAK official channels<\/strong> (WhatsApp, email, or portal).<br><\/li><li>BJAK will <strong>verify and cover<\/strong> the replacement cost up to the plan limit.<br><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"56403\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement\/attachment\/4-123-2\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"4-123\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?resize=1080%2C683&#038;ssl=1\" alt=\" Infographic showing four steps to claim BJAK Key Care, including filing a police report, preparing receipts, submitting through official channels, and verifying payment.\" class=\"wp-image-56403\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2025\/11\/4-123.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p><strong>BJAK Key Care<\/strong> is essential for car owners because modern key replacement can be expensive. With this add-on, you can <strong>stay protected and worry-free<\/strong>, ensuring replacement costs do not become a burden. Don\u2019t wait until you lose a key \u2014 get key care cover protection now for peace of mind.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=4key-care-cover-for-expensive-key-replacement\" style=\"background-color:#ffd103\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n\n\n\n<p>Read More:<\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/how-car-age-affects-insurance-premium-rates\">How Car Age Affects Insurance Premium Rates<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/cart-vs-loss-of-use-best-choice-for-your-car\">CART vs Loss of Use: Best Choice for Your Car<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/car-insurance\/ncd-lost-when-changing-car-owner-maintaining-ncd\">NCD Lost When Changing Car Owner?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p> Losing your car key can be expensive without protection. This article explains how BJAK Key Care helps cover key replacement costs and what you need to know.<\/p>\n","protected":false},"author":31,"featured_media":56402,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,3151],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Key Care Cover for Expensive Key Replacement | BJAK<\/title>\n<meta name=\"description\" content=\"BJAK | Car Insurance | Read about: Key Care Cover for Expensive Key Replacement . Understand how this simple add on can save lots!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/key-care-cover-for-expensive-key-replacement\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Key Care Cover for Expensive Key Replacement | BJAK\" \/>\n<meta property=\"og:description\" content=\"BJAK | Car Insurance | Read about: Key Care Cover for Expensive Key Replacement . 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